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Germany directory, 1871
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HG8758 !h18" """^'^">' "-'""^
'^llTHm'illllllllliiiiin liSffi?"''^ companies tr
olin
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His
DIRECTORY
III 1 IlillAIOl OoiPiilli
TRANSACTING BUSINESS
triTITED STATES, GREAT BRITAIIT,
eB»HAWW«
AND OTHER COUNTRIES;
SHOWING THE BUSINESS TRANSACTED EACH TEAlt SINCE OEGANIZATION, IN- COME, EXPENDITOEES, ASSETS, LIABILITIES, ETC., TO JAN. 1, 1871 1 TOGETHER WITH VALUABLE INFORMATION NOT TO BE FOUND IN ANT OTHER PUBLICATION.
COMPILED FROM OFFICIAL AND OTHER SOURCES, BT
WILLIAM E. HALLBNBECK.
[efa ©Olfe :
Wynkoop & Hallenbeck, Printers and Publishers,
y 113 Fulton Street.
1871.
E.V.
^h
/'->/
^
Entebed aocording to Act of Congress, in the year 1871, by Wynkoop & Hallenteok, In the OSlce of the Librarian of Congresa at Washin^on.
PREFACE..
We beg leave to submit to the Insurance public our " Directory" of Life Insurance Companies transacting business throughout the principal countries of the world, showing the progress of their business since organization, and their standing at the beginning of the present year.
A comparison of the business of 1870, of over one hundred and fifty Companies, with that of 1869, shows a decrease both in the number of policies issued and in the amount insured, as will be seea from the following Table :
1869.
COUNTEIES.
i No.
Polio's
ilasm'd.
United States. G-reat Britain. Germany, &c.
181,683 50,086 95,696
Amount ' Insured.
$485,485,838
£24,158,687
Th. 81,856,206
Polic's Issu'd.
179,746 45,328 66,516
Amount Insured.
Ho. Polio's Issu'd.
$406,209,756 1,937
«20,252,467 4,758
Th. 59,944,595 29,180
Amount Inaared.
$79,276,082
£3,906,220
Th. 21,911,611
The failure of several prominent American and English Com- panies, and the late war between France and Germany, undoubtedly had a depressing tiffeot upon the busiQess.
The following Table shows approximately the present condition of the Life Insurance Business :
ASSETS, JAN. 1, 1871.
Capital
Other Assets .
Total.
tTnlted
States and
Canada,
17,300,236 283,316,000
Gr. Brit.,
Aust'lia,
&c.
7,701,683 85,380,413
93,082,036:
G-erma'y, &e.
Th.
6,789,786 .54,176,264
50,966,050
Totals in
TT. S. Cnrrency.
66,141,863 807,286,399
873,408,262
LIABILITIES.
Net Value Pol. in force. . Other Liabilities, exclu- sive of Capital
231,316,714 11,913,000
40,768,183 5,084,030
48,740,475 2,176,518
499,886,149 42,812,743
Total
243,229,714
45,846,212
50,916,987
Surplus
330,709,370
IKCOME DITEING 1870.
Premium Heeeipts. Other Beoeipts
Total .
107,594,630 9,245,758
116,840,388
8,666,177 16,513,263 3,093,7801 1,878,505
11,7.59,957,18,391,768
170,317,592 27,778,922
198,096,514
BSPEHDITUEES.
Death Claims and En-
31,040,657
9,049,567 16,988,319 20,908,212
6,704,683
351,756
232,162
1,955,995
6,532,109
74,907
795,840
3,780,222
74,075,479
11,085,090 18,951,395 34,918,928
Policy Claims and Snr-
Divid's to Policy-holders. All other Expenditures..
Total.-..
77,986,7.55
9,244,596
11,183,078
Surplus
59,065,622
The total payments made on Death Claims and Endowments amount, in the aggregate, to a sum exceeding ,|879,400,000.
From the returns of 209 Companies, we find that the total num- ber of policies in force is' 2,497,469, and the amount insured is considerably over $4,250,000,000.
In the statements pontained in the following pages, we have endeavored to do justice to every Company. As far as possible we have given the oiRoial returns ; when these could not be obtained, the information has been accepted as furnished by the Companies ; and when not procurable from either of those sources, the data has been carefully collected elsewhere.
In conclusion, we would express our thanks to those who have in any way facilitated our labors in compiling this work.
LIFE
mis
TRANSACTING BUSINESS
UNITED STATES,
mmk mi iisiiAiei ca,
228 Main Street, Hartford, Conn.
CASH CAPITAX, J102,864.
CHAETBE PEEPBTTJAL.
Incorporated as the iEtna Insurance Co. June 15, 1819. Authorized to issue Life Policies. May 26,1820. First Life Policy issued in 1860. The Stockholders of the Life Branch incor- porated as the .^tna Life Insurance Co., May 28, 1863.
E. L. BULELE7, President. AUSTIM DUNHAM, 7iC8-Pr6sitot.
T. 0. ENDEES, Secretary. H. W. ST. JOHK, Actuary.
J^umher of policies Issued each year since ^S&f.
No. Policies Issued.
Amount Insured.
Net YaJue Pol. in force. Act. Exp. 4 1.
Gross
Paid.
Divid'ds Paid.
1861 186-3 1863 1864 1865 1866 1867 1868 1869 1870
589 760 1,722 4,357 8,809 14,034 15,251 13,337 11.317 11,277
$21,562,076 40,648,833 44,876,872 38,891,486 26,541,492 21,705,474
^1,547,238
3,168,100
5,281,000
7,330,000
10,860,808
13,222,306
$281,264
310,493
431,236
881,579
1,969,606
4,312,434
7,450,212
10,415,300
13,235,691
15,120,686
$91,476 382,284 499,954 828,088 1,059,850 1,244,379
$39,943 91,468 174,815 408,620 862,233 1,667,127
Policies in force Jan. 1, 1871 . . . .45,679. Amount Insured $105,775,904
ASSETS, JAN. 1, 1871.
Capital $102,864
Other Assets 15,017,822 $15,120,686
LIABILITIES.
Net Value Pol. in force. Actuaries Experience 4 ^..$13,222,306
Other LiabiUties, exclusive of Capital 205,728 $13,428,034
Surplus $1,692,652
INCOME DUEING- 1870.
Premium Eeceipts $5,225,185
Other " 975,884 $6,201,069
EXPENDITUEES.
Death Claims and Endowments $1,240,1.59
Policy Claims and Surrenders 649,891
Divitlends to Policy-holders 1,667,127
Allother Expenditures 701,912 $4,259,089
Surplus $1,941,980
Total Losses Paid $4,580,041. Average Am't of Pol. in force. - .$2,315
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually after second annual premium, on aU Policies on "Cash" Plan, and after third annual premium oh Policies on " Note " Plan. The Net Premi'ms. are calculated on the " Carlisle " Table, interest at 5 per cent. ; and "Actuaries " Table, interest at 4 per cent. SIOO.OOO is deposited with the State Treas. of Connecticut, $30,000 in Vii-ginia, $20,000 in Tenn. and $140,000 with the Minister of Finance of Canada, for benefit of policy- holders. The largest amount of insurance cariied on any one life is $10,000. The risks of the "Equitable Life" and "North America" Life, both of Philadelphia, were reinsured in this Company in 1853.
WYNKOOP & HALLENBECK'S
4Uimi i@li Mfi
34 St. Francis Street, Mobile, Ala.
INOORPOEATED, 1868. TmST POLIC¥ ISSUED OoT. 1, 1868.
CAPITAL, $200,000 gold. CHAEXBE PEEPETtTAI,.
0. E. THAMES, Pres't. T. N. FOWLBE, Sec'y. 0. W. BUTT, Vicc-Pres't.
JVumber of ^oUcies Xssued each year since Organization.
Teai\
1869 1870
S"o. Policies ilssued.
57
738
Amoimt Insured.
'$358,500 1,521,500
Net Value
Pol. in force
Exp. %.
1,000
Gross
$331,235
Paid.
$2,500
DiTid'ds Paid.
Policies in force Jan. 1, 1870 790. Amount Insured $1,808,500
ASSETS, JAU". 1, 1870.
Capital $200,00ff
Other Assets 131,235
LIABILITIES.
$331,235
IsTet Value Policies in force, Estimated. Other Liabilities exclusiYC of Capital. . .
$40,000
$40,000
Surplus $291,235
INCOME DTIEING 1869.
Premium Eeceipts $115 554
Other " ;.;.; g'739
EXPENDITUEES.
Death Claims and Endowments $2 500
Policy Claims and Surrenders "'
DlTidends to Policy-holders
All other Expenditures "'/.". $25 859
$124,293
$28,359 Surplus $95,934
TotalLoBses Paid $2,500. Average Am't of Pol. in force... $2,289
The business of this Company is conducted on the "Mixed " Plan. Pre- miums and Policies payable in Gold, or its oq^uivalent in Currency.
v/
LIFE INSURANCE DIRECTORY.
S. E. cor. 4th & "Walnut Sts., Phila., Pa.
CASH CAPITAL, $500,000. CHAETBE PEBPETUAL.
INCOKPOKATED APBIL 9, 1850. PlRST POLICY ISSUED OCT. 8, 1850.
6E0. W. HILL, rreaiSent. SEO. NtraSNT, rice-Prosident.
JOHN 2. WILSON, Secretary. JOHN 0. SIMS, Actusrj.
JVumber of Policies Issued each year since iSGS.
Year.
No. Policiea Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4J t
Gross Assets.
Losses Paid.
DiFJd'ds P»ld.
1868 1869 1870
2881 3189 3210
$7,277,582 7,676,.532 7,721,531
$1,406,520* 1,649,348 2,314,562
12,325,492 2,853,567 3,262,714
g271,481 322,093 376,155
$122,964 170,055 211,346
* Carlisle Table, 4 per cent.
Policies in force Jan. 1, 1871, 13,047. Amount Insured $30,910,522
ASSETS, JAN. 1, 1871.
Capital $500,000
Oilier Assets _ 2,762,714
$3,262,714
LIABILITIES.
Net Value Pol. in force, American Experience i\% $2,314,562
Other Liabilities, exclusive of Capital 287,931
Sni'plus.
!,602,493 1660,221
INCOME nrrnrNG i87o.
Premium Eeceipts $1,127,139
Other " 192,221
EXPENDITURES.
Death Claims and Endowments |376,155
Policy Claims and Surrenders 24,024
Dividends to Policy-holders 211,345
All other Expenditures 242,576
-$1,319,360
$854,100 Surplus $465,260
Total Losses Paid $1,350,142. Average Am't of Pol, in force... $2,368
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are based upon surplus and interest, and paid annually at anniversary of policy. The Net Premiums are based on the " American Experience " Table, with interest at 4^ per cent. The largest amount of insurance carried on any one life is $20,000. $100,000 is deposited with the Auditor General of Penn. for benefit of policy-holders.
WYKKOOP & nALLENBBOK'S
Adelphi Building, New Haven, Conn.
Incokpoeated Mat, 1847. First Policy Issued JTotember, 1847.
CHAETEE PEEPETUAL.
BEHJ. F. M07ES, President. E. P. LrON, Secretary.
JVum&er of ^oHcies Issued since Organization,
Year.
So. Policies Issued.
Amount lusured.
Net Value Pol. in force. Am. Exp. 5 %
Gross Assets.
Losses Paid.
DlTld'ds Paid.
1847 to 1861
6875
$7,500,000
$350,000
$550,000
$1,350,000
$175,000
Policies ill force Jan. 1, 1871 1,500. Amount Insured §3,000,000
ASSETS, JAl-r. 1, 1871.
Capital
Other Assets '.'.'. '.'.SsVoioO
LIABILITIES.
Net Yalue Pol. in force, American Expectation, 5 ^ $350,000
Other Liabilities exclusiTe of Capital 50,000
$550,000
^400,000
Surplus $150,000
INCOME DUUING 1870.
Premium Receipts. Other
EXPENDITURES.
Death Claims and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures
Surplus
Total Losses Paid $1,250,000. Average Am't of Pol. in force $1,333
The bueinegfl of thi.s Company is conducted on lino "Purely Mutual" Plan. Divid'ds declared triannually, and payable at death or discounted at present value. The Jlct Premiums are calculated on " Carlialo " Tabic, with Intoroat at 4 per cent. The largest amount insured on any one Hfo Ih tfiCOnO. New bus-inoss Is not at present solicited. $100,000 la deposited with the Insurance Dopttrtmeiit of Conn, for boueflt of policy holders. The Company also receives deposits of money which forms its chief bUHinesa, The President of the Company is the Superintendent of the Insurance Department of Conn. ^ i
LIFE INSUKANCB DIEEOTOKT.
lili|ivy|rip|ffi?j»|i
OF THE CITY OF NEW YORK.
No. 102 Broadway, New York.
IMOOEPOKATED APEIL 14, 1867. I'lRST POLICY ISSDED JAN. 14, 1868.
CASH CAPITAL, $125,000. CHAETBE PERPETUAL.
W. 1. LUDLOW, President. HENEY SMYDEE, Secretary.
JVumbet' of Policies Issued each year since Orffanizaiion,
1868 1869 1870
So. Policies Issued.
541
1165
893
Amount Insured.
l^et Value Pol. in force. Am. Ex. 4i ?
11,314,500 2,266,4.50 1,841,857
$24,604 84,012 92,477
$172,799 236,739 272,665
Losses Paid.
$2,000 15,000
Divid'ds Paid.
Policies in force Jan. 1, 1871 1,371. Amount Insured $2,779,158
ASSETS, JAN. 1, 1871.
Capital $125,000
Other Assets 147,665
LIABILITIES.
Net Value Pol. in force, American Experience, 4^ ^ 192,477
Other Liabilities exclusive of Capital 19,968
$272,665
$112,445
Surplus $160,220
INCOME DTTRING 1870.
Premium Eeceipts $90,032
Other " 5,333
EXPENDITURES.
Death Claims and Endowments $15,000
Policy Claims and Sm-renders
Dividends to Policy-holders
All other Expenditures 45,933
$95,365
$60,933
Surplus $34,432
Total Losses Paid $17,000. Average Am'tof Pol. inforoe $2,027
The business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on all policies two years in force. Surplus is divided among the assured on the " Con- tribution " Plan. The Net Premiums are based upon the " American E.^perience " Table, with interest at 4 per cent. $125,000 is deposited with the Insurance Department of New- York, for benefit of policy-holders. The largest amount insured on any one life is $5,000. Subscriptions to the "Tontine Fund" are received by this Company.
The Risks of this Company were transferred to the Empire Mutual Life Insurance Co. of New York, since the above statement was prepared.
WYNKOOP & HALLBNBECK S
/
419 and 431 Broadway, New York.
iNCOliPOEATED MAY 26, 1866. PlKST POLICY ISSUED JUNE 14, 1866.
CASH CAPITAl, tlO0,00O. CHAKXEE PEEPBTTJAX.
T. S. LAMBEET, U. D., Pres't. A. EEID, Act'?. P. SHONHAED, Sec'y.
JVumber of IPolicies Xssued each year since Organization .
No,
Year.
Policies
Issued.
1866
444
1867
1,584
1868
1,646
1869
1,153
1870
808
Amount Insured.
$1,166,700 4,360,213 4,133,380 2,601,715 1,882,058
l^et Value Pol. in force. Am. Ex. 4J f
$35,603* 69,516* 130,377 174,635 291,376
Gross
Assets.
$149,677 220,186 273,334 312,318 355,501
Paid.
$4,104 28,424 30,100 38,506
Divid'ds Paid.
*EiigIish Life No. 3, 6 per cent.
PoIiolcB in force Jan. 1, 1871 2,803. Amount Insured $6,.529,318
ASSETS, JAM'. 1, 1871.
Capital $100,000
Other Assets 263,132
$363,132
LIABILITIES.
!Net Yalue Pol. in force, American Experience, 4^ ^ $291,276
Other Liabilities exclusive of Capital 5,055
$296,331 Surplus $66,801
INCOME DUELNG 1870.
Premium Eeceipts $179,794
Other " 9,J00
EXPENDITtTEES.
Death Claims and Endowments $35,508
Policy Claims and Surrenders 1,830
Dividends to Policy-holders
All other Expenditures 134,603
$188,894
$161,941
Surplus $36,953
Total Losses Paid $101,136. Average Am't of Pol. in force $3,329
The business of this Company Is oonducfod on the "Proprietary" Plan. Dividends paid when preminms witll interest equai tile amount of insurance. The largest amount of in- surance carried on any one life is #iO,0(K). $100,000 is deposited with the insurance Depart- ment of Now Yorlt, for hcnodt of ijoiley-liolders. The Not Premiums are calculated on the " Englisil" Table, No. 3, with interest at 5 per cent.
LIFE INSURANCB DIEECTOEY.
T
4m|§iMi Mitii! Lift liiiiai®© 0®.
516 Broadway, New York.
INCOEPOKATED OCTOBEB 16, 1868. FlRST POLICY ISSUED MAECH 17, 1869.
CASH CAPITAL $130,000. CHAETEE PEEPETTJAL.
E. D. EENDiLL, Pres't. J. T. 2. HABDEH, Soo'y. Z. DEDEEIOK, V.-Pres't.
JVumber o
f Policies
Issued eae?i
year since
Organization ,
Year.
No. Policies Issued.
Amount Insured.
Net Talue Pol. in force.
Am. Ex. 44 %
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1869 1870
1069 895
$2,179,950 1,574,359
$69,983 102,892
$204,174 228,147
"$6'666'
Policies in force January 1, 1871 1,110. Amount Insured $2,069,859'
ASSETS, JAN. 1, 1871.
Capital $130,000
Other Assets 98,147
$228,147
LIABILITIES.
Net Yalue Pol. in force, American Experience \\i> $102,892
Other Liabilities exclusive of Capital 25,884
$128,776
Surplus $99,371
INCOME DUEING 1870.
Premium Eeceipts $166,637
Other " 8,336
BXPENDITUEES.
Death Claims and Endowments $6,000
Policy Claims and Surrenders 7,842
Dividends to Policy-holders
All other Expenditures 73,891
$174,973
$87,733
Surplus $87,240
Total Losses Paid $6,000. Average Am't of Pol. in force $1,882
The business of this Company is conducted on the " Mixed " Plan. No dividends have yet been paid. The Net Premiums are calculated on the "American Experience" Table, with interest at 4 per cent. $100,000 is deposited with the Insurance Department of New York, for the beneiit of policy-holders.
10
WYNKOOP & HALLENBECK'S
7
I.1F1 IISUMIBE CO.
OF JERSEY CITY, N. J.
Principal Office, No. 178 Broadway, N. Y.
CASH CAPITAX, $100,000.
CHAETEE PERPETUAL.
Incorporated February l.*!, 1866, as the U. S. Casualty Co., aa a purely accident company. Its
name was changed April, 18ft8, to U. S. Mutual Life and Casualty Ins. Co. First Life
jolicy issued June I, 1868. Its name was again changed February 17, 1869, to
Anchor Life Insurance Co. Accident business abandoned March 1, 1869,
E. 0. FISHER, Prss't. E. T. 3. HIOES, Ass't Sec'y. JAUES GOPSELL, Vice-Pres't.
JVum&er o
f policies Issued each
yea?' since
Organization .
Year.
Ea. Policies Issued.
313 1,352 3,128
Amount Insured,
Ket Value Pol. in force.
Am. Ex. 4J^
Gross Assets.
Losses Paid.
Divid'ds Paid.
1868 1869 1870
$823,400 2,915,260 7,156,195
$39,343 116,761 232,206
$168,778 216,762 329,145
. $i',666
35,300
$1^931
Policies in force Jan. 1, 1871 3228. Amount insured $6,880,218
ASSETS, JAN. 1, 1871. Capital $100,000
Otlier Assets , 229,14.')
$329,145
LIABILITIES.
Net Value Pol. in force, American Experience, 4J ^ $225,544
Other Liabilities exoluslTe of Capital 18,f~
$244,206 Surplus $84,939
INCOME DUEING 1870.
Premium Eeceipfcs. Other
.$200,887 . 12,074
BSPBNUITUEES.
Death Claims and Endowments $15,300
Policy Claims and Surrenders
Dividends to Policy-holders 1,931
All other Expenditures 131,771
$213,961
$149,002
Surplus $63,959
Total Losses Paid $1 6,300. Average Am't of Pol. in force .... $2, 191
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all policies one year in force. Surplus is divided among the assured on the "Contribution" Plan. The Not Premiums are calculated on the "American Experience" Table, interest at 4^ per cent. $lou,uuij is deposited with the Treasarer of New Jersey for the benefit of policy-holders. Largest amount of insurance on any one life is $10,000.
IJFB INSUEAJSICB DIRECTORY.
r-^
No. 805 Broadway, New York.
Incorpoeated Apeil 8, 1868.
CASH CAPITAL, $150,000. 0. 0. NOETH, President. '
rmsT Policy Issued April 8, 1868. CHAKTER PEEPETTJAL.
9. DLLIOIT, Secretary.
JViember of policies Issued each year since Organization.
No. PoUcies Issued.
Ampunt Insured.
Net Yalue Pol. in force.
Am. Ex. 4i %
Gross
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
836 1703
1 783
$2,031,832 S 345,986 3 643,121
J56,591* 141,600* 174,564
$213,288 304,351 347,635
$ 1,500 10,765 32,268
$1,997
J ^ *English Life No. 3, 5 per eent.
Policies in fo»e Jan. 1, 1871 2,888. Amount Insui-ed 16,079,148
ASSETS, TAJS-. 1, 1871.
Capital $150,000
Other Assets 197,635
LIABILITIEB.
Net Value Pol. in force, American Experience, ^\i $174,564
Other Liabilities exclusiTC of Capital 18,927
$347,635
$193,491
Surplus J154,144
INCOME DTJEINe 1870.
Premium Eeoeipts $196,149
Other " 11,996
EXPENDITUEES.
Death Claims and Endowments $33,268
Policy Claims and Surrenders 6,504
Dividends to Policy-holders 1,997
All other Expcnditiires 139,456
Surplus
Total Losses Paid J44,533.
Average Am't of Pol. in force.
$208,145
tl80,225 $37,920
The business of this company is conducted on the ' ' Mixed " Plan. Divi- dends arc paid annually on aU policies one year in force. Surplus is divided among the assured on the "Partnership" Plan. The Net Premiums are calculated upon the '' English Life" Table No. 3, int. at 5 per cent. i^l25,ono is deposited "with the Insurance Dep't of Neiv York. The largest amount of insurance carried on any one life is $10,000. " Eegistered " Policies are issued, when desired, secured by deposit of the net value with Ins. Dep't of New York. All policies are non-forfeitable after two annual premiums.
12
WYNKOOP & HALLENBBCK'S
/
Cor. State & James Sts., Albany, N. Y.
Incoepoeated Mat 3, 1866. Tiebt Policy Issued Mat 3, 1856.
CASH CAPITAL, $110,000. CHAETEE PEEPETTIAL.
E. H. PECYK, Prss't. L. E. SMITH, Seo'y. J. HENDEIOZ, Vice-Ppss't,
J^umbei' of policies Jssued each year since Organization,
No.
Tear.
PoUoies
Issued.
1866
762
1867
1,504
1868
1,680
1869
2,123
1870
2,217
Amount Insured.
If et Yalue Pol. in force. Am. Ex. 4J^
$1,899,350 3,289,000 3,541,537 4,361,752 3,737,254
$22,023*
130,935*
867,128
459,120
619,449
Gross
Assets.
$171,768 266,939 378,414 597,794 786,311
Losses Paid.
$14,000 44,787 53,345 62,041
Divid'ds Paid.
$5,133 8,413 18,326 16,686
* English Life No. 3, 5 per cent.
Policies iuforce Jan. 1, 1871. .,iy,935. Amount Insured, $10,089,303
ASSETS, JAN. 1, 1871.
Capital $110,000
Other Assets 676,311
$786,311
LIABILITIES.
Net Value Pol. in force, American Experience, 4J ^ $619,449
Other Liabilities exclusive of Capital - 27, 100
$646,519
Sm-plu8 $139,762
INCOME DUEING 1870.
Preminm Eeceipts $401,751
Other " 24,894
EXPENDITTIEES.
Death Claims and Endowmenta $62,041
Policy Claims and Surrenders 55,832
Dividends to Policy-holders 16,685
All other Expenditures 108,220
$426,645
Surplus
Total Losses Paid $174,173.
Average Am't of Pol. in force.
$242,778
$183,867
...$2,042
The business of this Company is conducted on the "Mutual " Plan. A fund is sot aside an- nually for retiring Capital Stock. Dividends are paid onnually, on ail policies two years in force. Stu-plus is divided among the assured on tho "Contribution" Plan. The Net Prem- iums are baaed upon the "Carlisle" Table, interest 4 and 5 per cent. $2110,000 is deposited ivith tho insurance Dep't, Now York, and ffcCO.OOO with Minister of Finance, Canada. The largest amount of insurance on any one life is $10,000. When desired, " Hegiaterod " Policies are issued secured by tho deposit of tho Net Value with the Ins. Dop't of N. Y. All Policies are non-forfeiting after two annual premiums. To those employing the Uomoeopathie system of practice, 1ft per cent, will be deducted from the usual rates of preminm. All policies are classilied according to the system of medical treatment emplovod, and in apportioning tho surplus, each member will receive the equitable dividend to which he is entitled by reason of the diminished or increased mortality of his class.
LIFE ISrSURANCB DIEECTOET.
13
510 Olive Street, St. Louis, Mo.
Incorporated Sept. 20, 1866, as the " Atlas Life InsTirance Co." a Stock Co.,
afterwards changed to its present name and organized as a Mixed Co.
Sept. 5th, 1867. Plrst PoHcy issued Oct. 26, 1866.
CASH CAPITAL, $130,500. CHABTER PEEPETTTAL.
CHA3. A. MAUTZ, President. JAKES B. MACBETH, Secretary.
JVumber of Policies Issued each year since Organixaiion,
No.
Year.
Policies
Issued.
1866
38
1867
472
1868
1,120
1869
3,284
1870
2,168
Amount Insured-
Net Value Pol. in force. Am. Ex. 4i %
112,352,800 7,745,703
$406,255 362,621
Gross
Assets.
$100,000 164,552 341,288 662,929 788,363
Losses Paid.
$47,710 143,867
Divid'ds Paid.
$23,775 45,045
Policies in force Jan. 1, 1871.... 3,783. Amount Insured $13,011,402
ASSETS, JAN". 1, 1871.
Capital $130,500
Other Assets 657,863
LIABILITLES.
Net Yalue Pol. in force, American Experience, \\% ^562,621
Other Liabilities, exclusive of Capital 13,242
$788,363
$575,863
Surplus $213,500
$485,671
INCOME DUEING 1870.
Premium Eeoeipts $437,579
Other " 48,092
EXPBNDITUEES.
Death Claims and Endowments, ? ej^g ggg
Policy Claims and Surrenders, } * '
Dividends to Policy-holders 17,717
AH other Expenditures 190,625
$353,598
Surplus $132,073
Total Losses Paid $190,577. Average Am't of Pol. in force. ...$3,439
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4^ per cent. ^100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are Non-forfeitable after one annual premium.
14
WYNKOOP & HALLENBBCK'S
Cor. North & "West Sts., Pittsfleld, Mass.
Incorporated m the "Berksbixe Comity Mntaal life Ins. Co." May 15, 1851 ;
changed to its present name, May 3, 1855. rirst Policy issued
October 27, 1851.
CASH CAPITAL, $2B,000. CHAETEE PEEPETTTAL.
THOS. r. PLCNEBTT, President. L. H. SAHWELL, Secretary.
JAMES rEAHCIS, Vice-Presiclent. EDW. BOLTWOOD, Treaanrer.
JVumber of S^oticies Xssued each jear since fSGS.
So.
Tear.
Polioies
Issned.
1863
107
1864
308
1865
388
1866
589
1867
1,507
1868
1,318
1869
1,292
1870
1,133
Amount Insured.
$3,942,275 3,063,062 2,707,250 2,843,854
Net Value Pol. in force. Act. Exp. if,.
$736,004
980,245
1,235,255
1,437,477
Gross Assets.
$317,546
390,004
506,015
660,298
869,398
1,085,879
1,344,005
1,562,588
l/osses Paid.
$23,000 30,000 17,100 47,388 38,305 61,500 71,745 89,258
DiTid'da Paid.
$83,218 46,621 60,389 71,084
Polioies in force Jan. 1, 1871. .4,419 Amount Insured $10,627,753
ASSETS, JAW. 1, 1871.
Capital $28,000
Other Assets 1,534,588
LIABILITIES.
Net Value Pol. in force, Actuaries Experience, 4 % $1,437,477
Other Liabilities, excIusiTC of Capital 16,772
$1,562,588
- $1,454,249
Surplus $108,339
INCOME DUEING 1870.
Premium Eeceipts $475,507
Other " 94'890
ESPENDITBEES.
Death ClaimB and Endowments fi;88 258
Policy Claims and Surrenders 38' 636
Dividends to Policy-holders 7l'o84
All other Expenditures \ 96*788
$570,397
$294,666
Surplus
Total Losses Paid $555,604
$275,731
Am't of Polioies in force, .$2,400
The buBlne™ of this Company Is oondiiolea on tlio "Mutual " Plan. Dividends a™ rmfl omiuaUy on all polioies two years in force. Surplus is divided amoncTho aj,,,™d ^J^.i^ "Contribution "Plan. The /ot Premiums are ealoulatod npoS thr?5ft„aX EinorioSce S Tab 0, interest at 4 per cent, «ilOO,OnO is deposited with thi Insurance DepS^outoTM.,. for the benefit of poUoy.holders. All polioies are uon-forfoilable after one JnSianremlu-' oM° ?ft ^o tho M„,,„„husetts State Law. The iarsest amount of insurarrererrioTo" ^y
LIFE mSTTRANCB DIEBCTORT.
15
14rl Broadvray, ISTe-w York.
INCOEPOKATED JnLT 26, 1864. FlEST POLICY ISSUED JTJLT S9, 1864.
CASH CAPITAL, $125,000. CHARTEE PBEPETUAL.
0. W. BOUOK, Pres't. W. U. COLE, Sec'y. W. H. WALLACE, Viee-Pres't.
JVum-berof ^oHcies Zssued each jyear since Organization,
No,
Yeax.
Policies
Issued.
1864
274
1865
682
1866
1,207
1867
1,456
1868
2,109
1869
2,015
1870
1,927
Amount Insured.
$638,700 1,890,700 3,902,700 4,445,908 6,052,417 5.318,000 4,408,981
Net Value Pol. in force. Am. Ex. 4i %
$17,435*
68,793'-
228,467*
477,208*
799,658
1,158,108
1,442,871
Gross
$160,738
218,091
404,412
693,520
1,024,050
1,357,799
1,686,517
Paid.
$15 000 25,111 59,071 89,000
117,800
DiTid'ds Paid.
$5,248 22,339 65,038 98,481 28,375
* English Life No. 3, 5 per cent
Policies in force Jan. 1, 1871 .5,377. Amount Insured. . . .$14,720,063
ASSETS, JAN. 1, 1871.
Capital $125,000
OtfierAsseta 1,562,516
LIABILITIES.
Net Talue Pol. in force, American Experience, 4l\% $1,442,871
Other Liabilities, exelusire of CapitaT. 18,787
-$1,687,516
$1,461,658
Surplus -
INCOME DUEING 1870.
Premium Eeeeipts -. $707,656
Other " 78,490
EXPENDITTJEES.
Death Claims and EndoTrments $147,800
Policy Claims and Surrenders 148,753
Dividends to Policy-holders 28,375
Allother Expenditures 194,026
$786,146
Surplus
Total Losses Paid $305,982.
$518,954
$267,192
Average Am't of Pol. in force $3,736
Tlie business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on all participating policies two years in force. Surplus is divided anion;? the assured 11 on the "Contribution " Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dcp't of N. Y., for the beneftt of policy-holders. All policies are non-forfeitable niter two and three annual premiums. The largest amount of insurance carried on any one life is $15,000. This company was the first in this country to endorse a definite and guaranteed amount in dollars and cents on policies as surrender values.
16
WTNKOOP &, HALLESnaEOK'S
Oallfeiik litiil lilfi lii. Oemp^jj
13 Merchants' Exchange, San Francisco, Cal.
INCOEPOHATED NOV. 16, 1867. FiRBT POLICY IbSHED JAK. 27, 1868.
CASH CAPITAL, $100,000 GOLD. CHAEXEE 75 XEAES. S. F. BUTTEEWOETH, PreBideat, JOHN OEOOEETT, Secretary.
THOS. H. HOLT, Vice-President. WM. E. WHEAION, Gen'l Agent.
JVumber c
/ S'oUcies Tssued each
year since
Organizaiion .
Year.
No. Policies Issued.
Amount -Insured.
Net Value Pol. iu force. Am. Ex. 4i %
Gross
Assets.
Losses Paid.
DJTid'ds Paid.
1868 1869 1870
319 318 259
$1,157,500
1,123,000
963,510
$17,347*
86,527 140,142
$523,297 530,057 546,246
$5,000 2,000 24,500
|24,'6()6 25,556
* BBtimated.
Policies in force Jan. 1, 1871 599. Amount Insured.
ASSETS, JAN. 1, 1871.
-12,461,621
Capital
Other Assets.
.S100,000 - 446,246
LIABILITIES.
Net Value Pol. In force, American Experience, 44^ $140,142
Other Liabilities, exoluslTB of Capital 15 588
$546,246
1155.730 Surplus $390,518
$133,032
INCOME DURING 1870.
Preminm Eeeeipts $105,497
Other " 27,535
EXPENDITUEBS.
Death Claims and Endowments $24,444
Policy Claims and Surrenders 1,156
Dividends to Policy-holders 25,555
All other Expenditures 30,'o33
' $81,188
Surplus §51,844
Total Losses Paid $31,500. Ayerage Amount of Pol. in force. -$4,109
The business of this Company is conducted on the " Mutual " Plan. Dividends are paid an- nually on all participating policies three years in force. Surplus is divided among the assured on the "Contributiou " Plan. The Net Premiums are calculated upon the " Americau Exp -' Tabic, interest at 4 per cent. $100,000 is deposited with tbe Ins. Dop't of California for benefit of policy-holders. Premiums may be payable in Gold or " Legal Tender. If payable in Gold, policies are payable in Gold; if in " Legal Tender, " policies are payable in "Legal Tender. " The largest amount of insurance carried on any one life la $10,000. The business of this Company is conflned to the Paciflc coast. The above figures rein-esent Gold values
LIFE INSTJKAJSiOE DIRECTORY.
17
12 Madison St., Memphis, Tenn.
INOOEPORATED MARCH 24, 1860.
CASH CAPITAL $200,000.
JErrEESOH DAVIS, Pres't. M. J. WIOKS, Vica-Pres't.
First Policy IssnED July 11, 1867.
CHAETEE PEEPETUAL.
:. T. PETIT, 2i Vice-Prsa't. W. F. EOrLE, Sec'y.
JVumber of Policies
Issued each
j>ear since
Organizaiion.
Tear.
So. PolioIeB Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4J %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1867 1868 1869 1870
247 1,081 2,097 1,638
$1,672,500 6,676,245 8,684,850 5,745,850
$693,702
$1,007,991
193,000"
$8,595
Policies in force Jan. 1, 1871. . . .3,730. Amount Insured. . . . $16,299,020
ASSETS, JIn. 1, 1871.
Capital $200,000
Otlier Assets 807,991
$1,007,991
LIABILITIES.
!N"et Yalae Pol. in force, American Experience, 4^ ^ Other Liabilities, exclusiTC of Capital
69,500
$763,292
Surplus $244,6
ra-COME DUEIlfG 1870.
Premium Eeceipts $542,885
Other " 37,204
$680,189 EXPENDITUEES.
Death Claims and Endowments $93,000
Policy Claims and Surrenders 50,049
Dividends to Policy-holders '.- 8,595
All other Expenditures 147,962
. $299,606
Surplus $280,583
Total Losses Paid $277,000. Arerage Am't of Pol. in force . . .$4,360
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Suri>lus is divided among the assured on the " Contribution " Plan. The Net Premiums are based upon the "Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. A definite surrender value is endorsed on each policy.
18
WYKKOOP & HAILENBEOK'S
T
|l|5rt8f |al |lie \n. f 8. d %m'&mi, fsm,
340 Main Street, Hartford, Conn.
INCOHPOKATED MAT, 1850.
CASH CAPITAL, $200,000. JAUS3 C. WALSLE7, President. Z. A. 3T0EES, Vice-President.
FiEST Policy Issued Oct. 1, 1850. CHAETEE PEEPETtTAi.
SAU'L E. WHITS, Secretar;.
WU. L. SatUBSS, Actuar;'.
JVumber of S'oHciet Issued eacJiyear since ises.
Year.
Policies Issued.
Amount Insured.
U"et Value Pol. in force. Am. Ex. 4J ?,
Gross Assets.
Losses Paid.
DlTld'dfl Paid.
1863
931 2,245 4,946 6,758 7,487 8,094 7,209 8,785
^13,057,440 17,353,701 19,278,151 19,741,904 18,091,768 20,118,485
$1,639,462* 1,990,377* 2,562,229* 3,945,008 5,520,740 6,915,t47
$657,387 948,216 1,482,402 2,480,049 3,659,081 5,102,678 7,208,594 8,338,789
$156^650 199,200 319,450 358,455 641,175 627,573
1864 1865 1866 1867 1868 1869 1870
§122,560 135,143 150,872 549,897 590,792 677,210
1,463,099
^Actuaries, 4 per cent.
Policies in force Jan. 1, 1871 24,586. Amount Insured $61,551,512
ASSETS, JAB". 1, 1871.
Capital $200,000
Other Assets 8,128,789-
- $8,328,789
LIABILITIES.
!Net Value Pol. in force, American Experience, A\% $6,915,747
Other Liabilities, exclusive of Capitol 246,250
$7,161,997
Surplus , $1,166,792
INCOME DUEOTG 1870.
Premium Eeceipts $4,019,303
Other " 471,722
-$4,491,025-
EXPENDITIERES.
Death Claims and Endo-mnents $632,573
Policy Claims and Surrenders 630,532
Dividends to Policy-holders 1,463,099
All other Expenditures 595'733
' - $3,321,937
Surplus $1,169,088
Total Losses Paid $2,894,620. Average Am't of Pol. in force $2,503
The biifiineas of this Company is conducted on tho "Mixed " Plan. DiTideudB are paid an- nuaily on all participating policies ono year In force. Snrpltia Is divided among the assured on the "Contribution" Plan. Tho Ket Pi-ominms are oaloulatod upon the "Actuaries" Table interest at 4 per cent. SIOO.OOU is deposited with the Insurance Dep't of Connecticut for the benefit of poiicy-hoidors. The largest amount of insurance eai-rlod on any one life la
$iu,ooo.
LIFE INSUEAJSTCE DIEBCTOBY.
19
|@f..f)ffl L'ii
150 Washington St., Chicago, 111.
ISrCOEPOEATED FEBEnAET, 1867.
CASH CAPITAi, $111,050.
WILLIAH P. TUOZEE, Proaidsiit. JOHM TTEEELL, Vice-President.
First Policy Issued Feb. 6, 1867.
CHABTBE PEEPETUAL.
SAU'L M. 17ICE:eES017, Tteae. JOHN W. OLAPP, Secretary.
JVziml^er o
/ foliciee
Issued each
year since
Orffanizaiion .
Tear.
No. Policies Issued.
Amoimt Insured.
Uet Value Pol. in force. Act. Exp. 4 %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
1,086 1,400 1,400
12,138,057 2,177,000
f 79^866 124,000
1157,998 171,339
$22,264 13,741
$2; 990 18,479
Policies in force Jan. 1, 1871 1,800. Amount Insured $2,801,071
ASSETS, JAN. 1, 1871.
Capital $111,050
Other Assets 60,289
LIABILITIES.
Ifet Yalne Pol. in force. Actuaries Experience, i% $124,000
Other Liabilities, exclusive of Capital 389
Surplns.
INCOME DUEING 1870.
Premium Other
.$112,242 . 9,725
EXPBNDITUBES.
$171,339
$124,389 $45,950
$121,967
Death Claims and Endowments $13,741
Policy Claims and Surrenders
Bividends to Policy-holders 9,382
All other Expenditures 75,509
Surplus
Total Losses Paid $36,005.
Ayerage Am't of Pol. In force.
$98,632 $23,335 ..$1,550
The husiuess of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries" Table, interest at 4 per cent. $101,300 is deposited with the State Treas. of Illinois, for the benefit of policy-holders. The largest amount of instiranee carried on any one life is |lO,0UO.
20
WYNKOOP & HALLENBBCK'S
Cor. 4th & Vine Sts., Cincinnati, Ohio.
INCOKPOBATED APRII,, 1867. FlKST POLICY ISSUED MAY, 1867.
CASH CAPITAL, $125,000. CHAETEE PEEPETUAL.
W. P. KIXOIT, Pres't. W. A. MAKK, Sec'y, C. D. EOBEETSOK," Vice-Pres't.
J^umber of Policies Issued each year since Orffanizaiion,
Tear.
No. Policies Issued.
Amount luBured.
!N"et Yalue Pol. iu force. Am. Ex. 4 J %
Grose
Assets.
liosses Paid.
Divid'ds Paid.
1867-8
1869
1870
712
941
2,156
$1,692,167 1,861,080 3,969,665
$33,990
66,202
186,337
$163,640 219,239 333,693
$8,000
a,ooo
Wj.'iOO
§V,622 13,348
Policies in force Jan. 1, 1871, 2,611. Amount Insured $5,017,762
ASSETS, JAN. 1, 1871.
Capital $125,000
Other Assets '. 808,696
- $333,696
LIABILITIES.
Net Value Pol. in force, American Experience, 4J ^ $186,337
Other Liabilities, exclusive of Capital 3,615
$189,952 Surplus $143,744
Premium Eeoelpts. Other
INCOME DUETNG 1870.
EXPENDITUEES.
. $184,241 5,427
$189,668
Death Claims and Endowments $14,500
PolicyClaims and SuiTcnders
Dividends to Policy-holders 13,348
All other Expenditures 64,931
$92,779
Surplus $96,889
Total Losses Paid $24,500. Average Am't of Pol. in force. . .$1,921
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one yeai- in force Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the " American Experience " Table interest at 4i per cent. $100,000 is deposited with the Ins. Dop't of Ohio' for the benefit of policy-holders. The largest amount of insurance carried on any one life is ^10,000. All policies ai-e non-forfeitable after two and three annual premiums ; the amount is specified on the face of each policy. This Company issues Endowment Assurance at " Life " rates. The poUcy'is pay- able when premiums and interest amount to the face of the policy, or at death, should it occur sooner. No Dividends ai-e paid on this plan' The risks of the "Western Life Insurance Co." of Cincinnati were transferred to this Company December, 1870.
LIFE INSUKAHOB DIEBOTORT.
-r
21
Ufi liiimi©! G©.
178 Broadway, New York.
iNCOEPOKATED DEC. 12, 1868. ElEST POLICY ISSLTED APEIL 1, 1869.
CASH CAPITAL, $120,000. CHAETBE PEEPEXUAJL.
S. B. THOMAS, Prss't. F. K. HOLUES, Ssc'y. P. E. HOESE, Viee-Pres't.
JVumber o
/ S'oticies Issued each
year since
Organisiaiion .
Year.
No. Policies Issued.
AmoTint Insured.
U"et Value Pol. in force. Am. Ex. 4i i
G-rosB
Assets.
Losses Paid.
Divid'ds Paid.
1869 1870
1361 2043
$3,406,000 4,043,968
$108,374 224,031
$2.57,007 346,514
$9,666'
$5,59i
Policies in force January 1, 1871 2,750. Amount Insured. -
ASSETS, JAN. 1, 1871.
Capital $120,000
Ottier Assets 326,513
.$5,460,118
LIABLLITIBS.
IsTet Talue Pol. in force, American Experience, 4,\% §324,031
Other Liabilities, exclusive of Capital 52,065
4346,513
$276,096 Surplus $70,417
INCOME DTTHnSTG 1870.
Premium Eeceipts $150,593
Other " 17,947
EXPENDITUEES.
Deatli Claims and Endowments $9,000
Policy Claims and Surrenders 9,106
DiTidends to Policy-holders
All other Expenditures 118,521
$168,540
$136,627
Surplus - Total Losses Paid
9,000.
$31,913
Average Am't of Pol. in force $1,980
The husiness of this Company is conducted on the "Mixed" Plan. Bivi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the " American Experience " Table, interest at 4 per cent. $100,000 is deposited with the Insurance Dep't of New York, for the benefit of policy-holders. The largest amount of insur- ance carried on any one life is $10,000. All policies are non-foifeitable after two annual premiums. Policies may be convertible into Interest-bearing Scrip or Annuities. The risks of the " Western Life Insurance Company " of St. Louis were transferred to this Company in 1869.
32
WYNKOOP & HAIiBNBEOK'S
C@iii@tl©il iiiiml Life Iii» 0®,
7 Central Row, Hartford, Conn.
INCOEPOBATED JdOT: 32, 1865. KrST POLICY ISSUED SEP. 26, 1865.
CAPITAl, $500,000, (CASH, t350,000). CHAETEE PEEPET0AL.
E. W. PAESOHS, Proa't. LEVI W. HEEOH, Act'y. THOS. W. EUSSELL, Seo'7.
JVumher of Policies Issued each jfear since Organization,
So.
Year.
Policies
IsBued.
1865
97
1866
516
1867
879
1868
744
1869
742
1870
1,382
Amount Insured.
$250,450 1,129,000 2,122,800 2,143,116 2,025,324 3,155,400
Net Value Pol. in force. Am. Ex. 4iiS
$9,576*
t 113,9761 189,450 267,661
Gross
$512,448 .543,425 622,477 695,804 791,498 916,021
Paid.
$6,816 9,976 85,250 25,700 53,506
Divid'ds Paid.
$744
9,033
15,664
*Actuarioa, 4 per ct f No Valuation made. ^English Life, No. 3, 5 per cent.
Policies in force Jan. 1, 1871 2,536. Amount Insured $6,192,285
ASSETS, JAU. 1, 1871.
Capital $500,000
Other Assets 416,021
LIABILITIES.
Net Value Pol. in force, American Experience, 4J ^ $385,061
Other Liabilities, esclnsiTe of Capital 4,000
$916,021
$389,061 Surplus $526,960
Premium Eeceipts. Other "
INCOME DUEIN& 1870.
-$236,171 . 37,603
BXPENUITUEES.
Death Claims and Endowments $53,606
Policy Claims and Surrenders 1*286
DiTideuds to Policy-holders , ." 15'664
All other Expenditures 6l',880
$273,774
$132,336
Surplus
Total Losses Paid $121,248.
$141,438
Am't of Pol. in force $2,439
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on payment of second premium, if all casli ; upon payment of third premium if part note. Surplus is divided among the as- sured on the " Contribution" Plan. The Net Premiums ai'e calculated upon the " Carlisle " Table, interest at 4 per cent, for Life Tables, and on the " American Experience," interest at 5 per cent, for Endowment Tables $100,000 is deposited with the Ins. Dep't of Connecticut, for the benefit of policy-holders. Largest amount of insurance carried on any one life is $10 000
mmi litiil !,|f| III, G%,
297 Main St., Hartford, Conn.
IHCOEPOEATED JtrNE 12, 1846. FlBST POLICT ISSUED DEC. 15, 1846.
CHAKTEE PERPETUAL.
JiUES aOODWm, Pres't. W. J. OLHSTEAE, Viee-Proa't. :. L. (JEEEHE, Seo'y.
JVumber of S^olicies Issued each year
since i857
Tear.
So, Policies Issued.
A TnnnTit.
Insured.
Net Talue Pol. in force.
Am. Ex. 4i %
Sross Assets.
Losses Paid.
DiTid'ds Paid.
1857
82,706,766
3,000,523
3,370,002
3,889,411
4,358,050
5,008,850
6,030,544
7,918,896
9,878,529
13,316,276
17,669,029
22,668,377
27,566,479
30,915,957
8238,825
275,954
252,920
223,400
261,493
339.590
376,890
482,387
635,552
928,688
1,264,598
1,261,566
1,627,437
1,752,369
8230,166
1858
;:;
1859
199 760
1860
1861
201,836 216,688 293,370 343 767
1862
1863
1864
1865 1866 1867 1868 -1869 1870
9,624 13,766 14,161
12,025
8,565
10,046
§27,676,833 46,680,330 45,647,191 39,8^,488 26,107,150 24,707,707
16,245,867* 8,513,067* 11,009,493* 15,000,000 17,428,784 21,859,940
385,945 531,458 528,748 856,204 1,223,232 2,429,421
*Actuarie9, 4 per cent.
Policies in force Jan. 1, 1871 60,677. Amonnt Insnred 8181,265,763
ASSETS, 3KS. 1, 1871.
Capital
Other Assets $30,915,;;""
LIABILITIES. Net Talne Pol. in force, American Experience, 4J ^. .821,859,940 Otlier Liabilities, exclnsive of Capital 452,779
^ 9.15,957
822,i
Snrplns. .
INCOME DUEING 1870.
Preminm Eeceipta 87,841,800
Otlicr " 1,789,670
i,603,.
),631,470
EXPENDITURES.
Death Claims and Endowments 81,752,369
Policy Claims and Surrenders 864,068
Dividends to PoUey-liolders 2,429,421
All otlier Expenditures 941,828
85,987,686
Surplus 83,643,784
Total Losses Paid. . -812,000,000. Average Am't of Pol. in force 82,987
The business of thlB Company l9 conducted on the "Purely Mutual" Plan. Dividends are paid annuaUy. The surplus is divided among the assured on tlie "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries" Table, interest at 4 per cent. $100,000is deposited with the Ins. Dep't of Connecticut for the benefit of Policy holders. The largest amount insured on any one life is $26,000. AU Policies are non-forfeitable after payment of two annual Premiums.
24
WTNKOOP Sd HALLENBECK'S
r
258 Main Street, Hartford, Conn.
INCOKFOEATBD MAT, 1862.
Kest PoLicr Issued Sept., 1864.
CAPITAL STOCK, $300,000. CASH CAPITAL, $120,000 CHAHTEE PBEPETTTAL.
SAM'L ELMOEE, Pres't. - H. E. MOELET, Aet'y. P. S. DOUSLAS, Sec'7.
A^utnbej^ of Policies Xssued each year since Or^anizaiion^
Tear.
No. Policies Issued.
Amouiit Insured.
Net Value Pol. In force.
Am. Ex. 4§j8
Gross
Assets.
Losses Paid.
Divid'da Paid.
1864-5
1866
1867
1868
1869
1870
594 1,524 2,831 3,308 4,082 3,275
$4,'9'58,956 6,067,110 6,700,627 5,460,287
$i22'622«
391,413*
741,390*
1,028,696
1,383,158
1184,184 463,003 778,732 1,194,815 1,677,651 2,080,260
$6,506 18,900 49,100 97,102 114,837
$653 12,757 69,823
* Actuaries, 4 per cent.
Policies jnforce Jan. 1,1871. ..9,468. Amount Insured, $16,349,507
ASSETS, JAN. 1, 1871.
Capital $300,000
Other Assets 1,780,260
$2,080,260
LIABILITIES.
Net Value Pol. in force, American Experience, 4^ ^ $1,383,158
Other Liabilities, exclnsiye of Capital 19,010
$1,402,168
Surplus $678,092
INCOME DUEING 1870.
Premium Eeceipts $787,957
Other " 110,619
$898,576
EXPENXIITUEES.
Death Claims and Endowments ...$114,837
Policy Claims and Surrenders 59,270
Dividends to Policy-holders 45,822
AU other Expenditures 256,740
$476,669
Surplus ?431,907
Total Losses Paid $290,237. Ayerage Aju't of Pol. in force $1,762
Tie business of this Company is conducted on the " Mixed" Plan. Sur- plus is divided among the assured on both " Contribution " and " Per- centage'' Plans. Dividends on the " Contribution" Plan are paid annually; on the " Percentage" Plan annually after four year's. The Net Premiums are calculated on the " Carlisle " Table, interest at 4 per cent. Non-partiei- pating Eates, 5 per cent. $100,000 is deposited Avith the Ins. Dep't of Cou- neoticut for the Ijeneiit of policy-holders. The largest amount of insurance carried on any one life is $5,000.
LIFE INSURANCE DIEECTORY.
7=
25
22, 24 and 26 Nassau St., New York.
INCORPOEATED MAKCH 13, 1866.
CASH CAPITAL, $100,000.
JUSTUS LAWEEITOE, Preaidant. K. B. WYNKOOJ, Vico-President.
Rest Policy Issued Mat 10, 1866.
CHAETEE PBEPETFAL.
J. P, BOSEBS, Secreterj'.
S. C. CHAITDLEB, Ji., Actuaijr.
JVuTiiber t
f Policies Issued each
jyear since
Orffanizaiion.
Tear.
No. Policies Issued.
Amount Insured.
NetTalue Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
DlTid'ds Paid.
1866 1867 1868 1869 1870
1,405
4,188 6,004 8,778 12,537
$3,907,800 21,970,000 16,371,180 21,144,620 25,249,440
$109,020* 665,202* 1,548,100 2,656,727 3,862,057
$295,848 906,158 2,067,178 3,500,103 4,505,235
$1,000 25,600 69,850 164,566
284,778
$s;ao66
75,507 199,551
* English Life No. 3, 5 per cent.
Policies in force Jan. 1, 1871. ...23,356. Amount Insured $54,514,130
ASSEXS, JAK". 1, 1871.
Capital $100,000
OtEer Assets----. 4,405,235
LIABILITIES. K'et Value Pol. in force, American Experience, i\ f, $3,862,057 Otier Liabilities, exclnsiTe of Capital 288,917
$4,505,235
$4,150,974
Surplus $354,261
INCOME DUEHfG 1870.
Premium Eeoeipts $1,937,352
Other " 145,289
EXPENUITUEES.
toeath Claims and Endowments $284,778
Policy Claims and Surrenders 283,143
Dividends to Policy-holders 199,551
All other Expenditures .538,646
$3,082,641
$1,305,118
Surplus
Total Losses Paid $545,694.
$776,523
Average Am't of Pol. in force. - -$2,334
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually after second year on Cash Bate Policies, and after third year on Loan Policies. Surplus is divided among the assured on the "Contribution" Plan. The Ket Premiums are calculated on the "New Actuaries" Tables, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York, for the benefit of policy-holders. The largest amount of insurance on anv one life is $20,000. Ail Policies are non-forfeit- able. The risks of the IT. 'S. Branch of the " British Commercial Life Ins. Co." of London, were transferred to this Company in 1870.
26
WYNKOOP & HALLBNEECK'S
m
s&
OOf f 01 Sf MIS Mil
Mulberry Street, Macon, G-a.
Incorpokated Feb. 13, 1869.
, CASH CAPITAL $150,000.
W. E. lOHKSON, President. W. S. HOLT, Vice-Presiaent.
rmsT Policy Issued April 19, 1869.
CHAETEE, 30 "TEAES.
GBO. 3. OBEAS, Secretai7. 0. r. McCAY, Actuary.
JVumher c
/ foticies
Issued each
j!ear since
Organization.
Tear.
So PoUoies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4J %
Gross
Assets.
Losses Pali
Divid'ds Paid.
1869 1870
699 993
$2,674,325 3,499,700
"$i87,779
$203,641 562,607
15,000 43,500
Policies in force Jan. 1, 1370 1,592. Amount Insured $5,675,425
ASSETS, JAM". 1, 1871.
Capital $150,000
Other Assets 412,607
LIABILITIES.
Ket YaluePol. in force, American Experience 4J^ $187,779
Otlier Liabilities exclusive of Capital 18,000
$562,607
$205,779
Surplus $356,828
lUCOME DUELNG 1870.
Premium Eeceipts $196,495
Other " 64,983
BXPEH'DITUEES.
Death Claims and Endowments $43,500
Policy Claims and Surrenders ,
DiTidends to Policy-holders ] i!l!!
All other Expenditures $63 445
$261,478
$106,945
Surplus $154,533
Total Losses Paid $48,500. Ayerage Am't of Pol. in force. . . $3,565
The business of this Company is conducted on the " Mixed " Plan Divi- dends are paid annually on aU participating policies two yeai-s in force The Net Premmms are calculated upon the "American Exp '^ Table interett at 4i per cent. $100,000 is deposited with the State Treasurer of 'G?o?Sa and $50,000 with the State Treasm-cr of South Carolina f™ the benefit of policy-holders. The largest amount of inam-ance oai-ried on any one life is $10,000. Life Policies ai-e payable at 90. All Policies ai-e uon fStaMe after one and two annual premiums. The "TonOne" Plan of diTiflmd I'o offered by this Company. The rislia of the " Georgia Mutual Eire and TiS Ins. Co." (Life Branch) were trausfeiTod to this Company in 1370.
LIFE INSURAJSTCE DIKEOTOEY.
27
ri^j.|]sji|i|raf4|Q
Cor. Fourth & Locust Sts., St. Louis, Mo.
ISCORPOKATED PeB. 24, 1853. FlEST POLICY ISSUED APEIL 5, 1853.
CHAETBE PEBPETTTAL.
E. WILEEESOIT, President. ALFBEB CAEH, Secretary.
A. F. SHAPLEiaS, Vioe-President. WILLIS BEOWM, Mamger.
Ji^utnder of Policies Issued
since Organizalion.
Tear.
No. Policies Issued.
AmouBt Insured.
Net Value Pol. in force.
Am. Ex. 4i %
G-ross Assets.
Losses Paid.
Divid'ds Paid.
18.53 I 1869 i 1870
1,927 332
$5,411,016 776,836
$264,386 349,914
$338,895 417,947
1153,000 21,552
$97,593 34,446
Policies in force Jan. 1, 1871 1,136. Amount Insured.
ASSETS, JAN. 1, 1871.
Capital
Otlier Assets $417,847
LIABILITIES.
Net Value Pol. in force, American Experience, ^\% $349,914
Otlier Liabilities exclusive of Capital 32,326
Surplus -
INCOME D USING 1870.
Premium Eeceipts $156,566
Otlier " 31,231
EXPENDITTTEES.
Deatti Claims and Endowments $21,552
Policy Claims and Surrenders 5,928
Diviaends to Policy-liolders 34,446
All other Expenditures 37,017
Surplus ^
Total Losses Paid $174,552. Average Am't of Pol in force.
3,034 902
$417,947
$382,240 $35,707
$187,797
$98,943 $88,854 ..$2,759
The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annnally. Surplus is divided on the " Percentage " Plan for Life Policies, and on the " Contribution" Plan for Endo-mnent Policies. The Net Premiums are calculated upon the "American Exp." Table, interest at 4| per cent. $102,800 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Previous to 1870 the business of this Company was con- fined to the City of St. Louis, and prior to 1871 had no agent cast of the Mis- sissippi River.
28
WYNKOOP & IIALLENBECK'S
214 & 216 Broadway, New York.
INCOEPORATED SEPT. 4, 1868,
CASH CAPITAl, $200,000. £. A. LAUBUBT, Frecident.
FiKBT Policy Issued Oct. 1, 1868. CHAETEB PBEPETTJAL.
EEITS7 BELBEIT, Seetetary.
JVumber o
/ Potioies Issued each
year since
Ovffanizaiion .
Year.
Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1868 1869 1870
204 1703 1301
$629,000 3,933,700 2,880,550
$4,900* 115,529 160,000
$229,795 284,165 354,185
' $2,660' 40,500
$i",355
^Estimated.
Policies in force Jan. 1, 1871. 2,066. Amount Insured.
ASSETS, JAN. 1, 1871.
Capital $200,000
Otlier Assets 224,185
LIABILITIES.
Net Talue Pol. In force, American Experience, 4J ^ $160,000
Otlier Liabilities, exolusive of Capital, 67,000
Surplus.
^ INCOME DURING 1870.
Premium Eeceipts $152,.509
Other " 60,600
EXPENBITUEES.
Deatli Claims and Endoiroients . $40,500
1 olioT Claims and Surrenders. . - . 354
BrndendstoPolloy-liolders 1354
AH other Expenditures - 137-73
.$4,705,500
$424,185
$227,000 $197,185
$213,109 $179,981
Surplus
Total Losses Paid $42,500.
Average Am't of Pol. in force.
$33,128 . .$3,326
Di^'d^ndltr^aid^nutunra.fp^tXatof,^^^ '>'' "M"'™'" ^l-- Suiplus Is.diTi^ded among-the ass^Td o?^^'^e,wUoios I?" J-™'' i- &™e.
Net Premiums are calculated upon the " Ameri™? ?"*!PS, Ka°- The at 4 per cent. $100,000 is deposited with the Im T?..^fPC ^^^e, interest $20,000 with State Treasuror^of Terinliceffor the beTfl*°^^''r ^°*' ^^ The largest amount of insurance carried oA any one lif„i «fnP°''oy-l^oWers. cies are non-iorfeitahle after one and two iSinuL prVmfaSs '"*- ^" P"""
LIJfE INSTJRAKCE DIRBCTOHY.
-29
^1 Llf© Iiiif ai®i G0«
S. W. cor. Seventli & Market Sts., Wilmington, Lei.
INCOBPOEATED MARCH, 1S67.
CASH CAPITAL, 1100,000.
JOHN P. McLEiE, Pres't. OEO. W. STONE, yice-Prea't.
First Policy Issued Jdly 25, 1867.
CHAETBB PEEPETTJAL.
OHAS. BDETON, Jr., Seo'y. BEHI. KIELDS, Aot'y.
J^umlfer o
f IPoUcies Issued each
jear since
Organizal
ion.
Tear.
So. Policies Issued.
Amoont Insured.
Net Value Pol. ia force. Am. Ex. ii %
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
573 793 444
11,188,200
1,132,300
810,800
*12,795 52,331 77,655
$138,277 171,079 187.923
11,000
6,200
12,599
Policies in force Jan. 1, 1871 1,052. Amount Insured $1,841,907
ASSETS, JAlf. 1, 1871.
Capital
Otner Assets.
$100,000 87,923
LIABILITIES.
N"et Talue Pol. in force, American Experience, ^\% $77,655
Otiier Liabilities, exclusiye of Capital
$187,933
$77,655
Surplus $110,268
INCOME DURING 1870.
Premium Receipts $52,836
Oiler " 222
EXPBNBITUEES.
Death Claims and Endowments $12,599
Policy Claims and Surrenders 109
Dividends to Policy-holders
All other Expenditures 37,790
$53,058
$50,498 S2,660
Surplus
Total LossesPaid $19,799. Average Amt of Pol. in force $1,750
The business of this Company is conducted on the " Mutual " Plan. No dividends have yet been paid. The Net Premiums are calculated upon the " American Experience " Table, interest at 4^ per cent. $103,500 is de- posited -with the State Treasurer of Delaware for the benefit of policy- holders. The largest amount of insurance carried on any one life is~$10,000. All Policies are non-forfeitable after one annual premium.
30
WYNKOOP & HALLBNBECK'S
Si i@t9 litiil Life Iiiimagi
3201 North Third Street, St. Louis, Mo.
INCOEPOEATED MAY 9, 1868.
CASH CAPITAL, $150,000. JAHES H. LTJOAS, Pres't.
FiEST Policy Issded Juke 2, 1868. CHARTER, 99 TEARS.
Wm. BALLENIINE, yioe-Pres't
JVutnber of S^oHcies Tssued each year since Organization,
Tear.
No. Policies Issued.
Amoimt Insured.
Ket Value Pol. in force. Am. Ex. 4 J %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
169 759 935
$580,500 2,967,200 2,581,800
$84,'394 148,110
$227,439 331,363
$17,566 20,000
Policies in force Jan. 1, 1871 1,267. Amount Insured $3,869,425
ASSETS, JAM". 1, 1871.
Capital $150,000
Other Assets 181,363
LIABILITIES.
Is"et Valne Pol. in force, American Experience, 4^ ^ $148,110
Other Liabilities exclusive of Capital 23,306
$331,363
$171,416
Surplus $159,947
nsrCOME DUELNG 1870.
Premium Receipts $136,065
Other " 11,834
$147,899
EXPENDITURES.
Death Claims and Endowments $20,000
Policy Claims and Surrenders
Dividends to Policy-holders
All otlier Expenditures 83,849
$103,849
Surplus $44,050
Total Losses Paid $37,500. Average Am 't of Pol. in force $3,054
The business of this Company is conducted on the " Mixed " Plan, Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 44 per cent. $100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on nnv one life is $10,000. -^
Since preparing tlie above statement the risks of this Company have been transferred to the " Eopublio Life Ins. Co." of Chicago.
LIEB INSUEANCE DIKECTOKY.
^
31
No. 187 Broadway, New York.
Incorporated July B, 1868, as tlie "First I^Tational Eclectic Life Insurance
Society" of the IT. S., name afterwards changed in 1869.
First Policy IssnEU July 9, 1868.
CASH CAPITAL, $150,000. GEO. B. SATTEELEE, President.
CHAETEE, PERPETUAL.
ISEAEL 0. PIEESON, Secretary.
JVum-ber of Policies Issued each year since Organization,
Year.
No. PoUcles Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4J%
Gross
Assets.
Losses Paid.
DiTld'ds Paid.
1868 1869 1870
233
1,776 8,088
$739,000 3,480,300 4,206,915
$16,547
86,117
213,555
$152,707 239,101 304,511
$5,666
89,400
$208 2,329
Policies in force Jan. 1, 1871 2,667. Amount Insured $5,440,315
ASSETS, JAB". 1, 1871.
Capital $150,000
Other Assets 304,511
LIABILITIES.
Net Talue Pol. in force, American Experience, ^\% $193,597
Other Liabilities exclusiye of Capital 19,956
$454i511
$813,555 Surplus $240,956
INCOME DUELNG 1870.
Premium Eeoeipts $173,838
Other " ' : 13,032
EXPENDITUEBS.
Death Claims and Endowments $29,400
Policy Claims and Surrenders 968
Dividends to Policy-holders 8,843
All other Expenditures 116 " "
i,870
Surplus - .
Total Losses Paid $34,400.
$149,809
$37,061
Average Am't of Pol. in force $8,039
The busiaess of this Company is conducted on the ''Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- olusis divided among the assured on the "'Contribution" Plan. The Net Tremiums are calculated on the "American Experience" Table, interest at 44 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $5,000. The Massachusetts non-forfeiture law has been adop- ted by this Company.
32
WTNKOOP & HALLBNBBCK'S
\l LIfi Iai» 0®..
45 Westminster Street, Providence, R. I.
INCOKPOEATED MAY, 1866. FlEST POLICY ISSnED JtTLY 14, 1866.
CAPITAL, 1200,000 (CASH, $100,000). CHAETEE PEEPETUAL.
S. S. EUOELIN, President. 0. a. UcENISHT, Vice-President.
WM. Y. POTTEE, Secretary.
jVumber of ^Policies Issued each jiear since Organization,
No.
Year.
Policies
Issued.
1866
224
1867
982
1868
1,098
1869
1,502
1870
1,134
Amouilt Insured.
$757,000 2,762,846 2,704,736 3,847,451 2,478,980
Net Value Pol. in force. Am. Ex. 4* ?,
$30,000*
133,363*
246,663
423,809
543,468
Gross Assets.
$241,443 374,365 500,886 655,798 817,896
Paid.
14,500 11,000 49,000 21,069
Divid'ds Paid.
$14,647 14,804 19,683
*English Life No. 3, 5 per cent.
Policies in force Jan. 1, 1871 2,743. Amount Insured $6,359,718
ASSETS, JAN. 1, 1871.
Capital $200,000
Otlier Assets 617,897 '
$817,897
LIABILITIES.
Net Value Pol. in force, American Experience, i\% $543,468
Otter Liabilities, exclusiTC of Capital 46,588
$590,056
Surplus $227,841
INCOME DUEING 1870.
Premium Ecceipts $401,370
Otier " 27,962
EXPENDITFEES.
$429,332
Death Claims and Endowments $21 069
Policy Claims and Surrenders ] _'
Dividends to Policy-holders \ 20000
All otlier Expenditures IJ""." 96*403
$137,472
S"Pl"3 $291,860
Total Losses Paid $85,569. Average Am't of Pol. in force. . -$2 354
The business of this Company is conducted on the " Mixed " Plan Divi dends ai;e paid annually on all participating policies one year in force Siir plus 18 divided among the assured on the "Contribution" Plan The Nnt Premiums ore calculated on the "American Experience " Table 'iiitBT»<i^„t 44 per cent. $100,000 is deposited with the State Treasurer of Rhode Mn ml for the benefit of policy-holders. The lai-gest amount of Insurance cmS on any one life is $10,000. =>uauco caiiiea
LIFE INSURANCE DIRECTORY.
33
llHll lOTUAI, MM lis. CO.,
139 Broadway, New York.
INCOEPOKATED JAN. 1, 1869.
CASH CAPITAL, $100,000.
e. HILTOK SOEIBMEE, President. OEO. W. SMITE, Vice-President. SIDNEY 'w. OEOFUT, Secretary.
FiKBT Policy Issded Apkil :j, 1869.
CHAETEE PBEPBTFAL.
L. H. WiTEES, Actuary.
T. t. MAEC7, Medical Ezaminer.
E7EEETT CLAPP, Sup't Agencies.
JVumber of Policies Issued each
year since
Organixai
'on^
Tear.
No. Policies Issued.
Amount Insured.
Net Val. Pol. in force. Am. Ex.4451
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1869 3870
1,957 5,237
$4,885,100 10,656,407
$126,577 565,696
$292,195 633,078
$852 18,300
Policies In force Jan. 1, 1871 5,075. Amount Insured $10,014,108
ASSETS, JAN". 1, 1871.
Capital $100,000
Other Assets 533,078
, $633,078
LIABILITIES.
Net Value Pol. in force, American Experience, ^\% $465,695
Other Liabilities, exclusiTe of Capital 61,719
$527,414
Surplus $10.5,684
INCOME DUEING 1870.
Premium Eeceipts $627,589
Otlier " 29,415
EXPENDITUEES.
Death Claims and Endowments $18, 300
Policy Claims and Surrenders, 5,402
DiYidends to Policy-holders
Ail other Expenditures, 366,756
$657,004
$360,458
Surplus $296,546
Total Losses Paid $19,162. Average Am't of Pol. in force $1,973
The business of this Companj^ is conducted on the " Mutual ' ' Plan . Divi- dends paid annually on all participating policies three years in force. The Net Premiums are calculated upon the "American Experience" Table, in- terest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of msurance on any one life is $20,000. All Policies are non-forfeitable.
The risks of the following Companies have been transferred to this Com- pany : " Farmers and Mechanics' Life " in 1870, " International Life " of London in 1870, and " American Tontine and Savings Ins. Co." in 18T1.
34
WYNKOOP & HALLENBECK'S
"Watertown, New York.
Ihcoepoeated Apeil 13, 1869.
CASH CAPITAL, $100,000. SEO. E. PHELPS, President.
PiEST Policy Issued May 15, 1869.
CHAETEE PEEPETD"AI..
ESEA OOENELL, 2i Vice-President. LOrELAND PADDOOE, 1st Vice-President. JOHH SHELDOK, Secretary.
J^umber of ^Policies Issued each year since Organization .
Tear.
Ifo. Policies Issued.
Amount Insured.
Ket Value Pol. in force. Am. Ex. 4 J %
Gross Assets.
I,08ses Paid.
DiTid'ds Paid.
1869 1870
1,168 S,075
$1,991,600 3,991,550
$45,803 133,416
1152,911 246,008
$'15,560
Policies in force Jan. 1, 1871 2, .559. Amount Insured |4, 836,400
ASSETS, JAN 1, 1871. Capital. $100,000
Other Assets ]46,0t8
LIABILITIES.
Net Value Pol. in force, American Experience, 4^";^ $133,416
Other Liabilities, exclusire of Capital :2,422
Surplus.
INCOME DCTRING- 1870.
Premium Eeceipts $131 ,618
Otlier " 10,610
EXPENDITUEES.
Deatli Claims and Endowments Ill, 500
Policy Claims and Sm'reuders 1224
DiYidonds to Policy-holders ; , , .
All other Expenditures 66 774
Surplus
Total Losses Paid $15,500.
Average Am't of Pol in force .
$246,008
$135,838 $110,170
$143,228
$83,498 $58,730
The business of this Company is conducted on the " Mixed " Plan. Diyi- dends are paid annually on all participating policies tiyo years in force Surplus is divided among the assraed on the "Contribution" I'lan. The Net Premiums are calculated on the " American Exp. " Table, interest at 4J per cent. $100,000 is deposited with the Ins. Dep'tof New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $5,000. Participating Policies contain no restriction on travel or resi- dence, and are non-forfeitable and incontestable after two annual premiums Lifo Policies contain the " Massachusetts Law " of non-forfeitui'e.
IJFE IKSURANCE DIRKCTOKY.
y^
35
116, 118, 120, 122 & 124 Broadway, New York,
INCOEPOEATED JUL¥ 25, 1859.
CASH CAPITAL, $100,000. WM. C. ALEXANBEE, President. EENEY B. HYDE, Vioe-PreBident.
Kkst Poltcy Issued, August, 1859. CHAETEE PEEPETITALj
SAM'L BOEEOWE, Secretary. OEO. W. PHILLIPS, Actuary.
JVuniher
oflPoticies Issued each
year since
Organizaiion.
Year.
-r.^."- 1 Amount
Net Value Pol. in force. Am. Ex. i\ ?-
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870
377
612
678
1,233
1,633
2,873
3,425
7,245
10,527
11,986
13,311
10,063
41,178,000
1,905,500
1,818,750
2,863,450
4,591,900
8,758,550
13,748,650
30,072,450
45,453,700
51,891,825
48,545,294
40,295,799
'"$65',666t
' "763,i85t 1.391,803t 2,294,582t 4,070.0005 6,750,000 9,009,978 11,482,847
1120,772
163,618
210,636
332 298
584,714
1,017,977
1,586,534
3,077,788
5,125,4-'3
7,721,077
10,-510,824
13,336,035
19,666
10,500
29,000
40,000
77,600
154,936
184,000
418,650
765,723
1,185,124
1,375,317
^380,666 ' 610,666
840,000 1,150,000 1,110,000
f Actuaries, 4 per cent. ^American Exp., 5 per ceut. ^English Life No. 3, 6 per cent.
Policies in force Jan. 1, 1871 36,340. Amount Insured $143,970,£84
ASSETS, JAN. 1, 1871.
Capital ---.- $100,000
Other Assets 13136,035
|il3,23Si,025
LIABILITIES. Net Valne Pol. in force, American Experience 4i i. - ,$11, .523,800 Other Liabilities exolusiTO of Capital 360,325
$11,884,125
Sm-plns $1,361,900
rfrCOME DUEING 1870.
Premlnm Keoeipts $6,327,724
Other " 681,6^"
7,009,344
EXPENDITTTEES.
Death Claims and Endowments $1,404,117
Policy Claims and Surrenders 766,430
Dividends to Policy-holders 925,258
All other Expenditures 1,053,419
. : $4,148,224
Surplus....... $2,861,120
Total Lojses Paid $4,349,840. Average Am't of Pol. in force $3,964
The business of this Company is conducted on the "Mutual" Plan. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Ameri- can Exp. " Table, interest at 4 per cent. There is deposited for the benefit of policy-holders with the proper authorities, $100,000 in New York, $30,000 in Virginia, $20,000 in Tennessee, $92,000 in Canada. The largest amount of insin-ance on any one life is $25,000- Policies are non-forfeitable after three annual premiums. The foUowing Companies have transferred their risks to this Society : " Baltimore Life Ins. Co.," of Baltimore. Also, the " Homestead Life Ins. Co." of Philadelphia, in 1870.
36
WTNKOOP & HALLBNBECK'S
91 Third St., Des Moines, Iowa.
Incorporated Jau. 25, 1867. First Polict Issued Maech, 1867.
CAPITAX $100,000 (CASH, $27,500). CHAIRTEB, 50 YEAES.
P. M. OASSADY, President. B. F. ALLEN, Vice-President.
HOYT SHEEMAN, Secretary. 1. E. WEST, Treasurer,
Jfumber o
f Policies
Issued each
year since
Organization.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Act. Exp. 4^
Gross
Assets.
liOsses Paid.
Di-rid'ds Paid.
1867 1868 1869 1870
280 183 170 271
5403,200 260,600 240,765 £53,302
|i9',295 30,399 46,800
1126,946 143,326 166,687
Robb
3,000
"isog
1,226 3,029
Policies in force Jan. 1, 1871 542. Amount Insured $769,622
ASSETS, JAN. 1, 1871.
Capital 8100,000
Other Assets 66,687
5166,687
LIABILITIES.
Net Value Pol. in tprce. Actuaries Experience, 4 ^ $46,800
Other Liabilities, exclusive of Capital j,038
Surplus $116,849
Premium Receipts. Other
INCOME DUEING 1870.
6,497
EXPENDITUEES.
Death Claims andEndo-wmeuts...-- $3,000
Policy Claims and Surrenders 1,831
Diyidends to Policy-holders 3,028
All other Expenditures 5,188
Sm^plns
Total Losses Paid $6,000.
3 Am't of Pol, in force.
$35,966
$13,047
$32,919 - $1,420
The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all Policies one year in force. Surplus is divided among the insured on the "Percentage" Plan. The Net Premiums are cal- culated on the "Actuaries" Table, interest at 4 per cent. This Com- pany deposits every year with the State Auditor a sum equal to the net value of the Policies in force. There is now over $80,000 on deposit The largest amount of insurance can-iod on any one life is $10,000 Life PoU cios arc payable at death or 80. All Policies are non-forfeitable after two annual premiums. Business confined chiefly to the State of Iowa
LITE DSrSTJEANCE DIKBCTOEY.
37
ligilil®! Life liiimiii C§m|j^|j
68 & 70 "William St., New York.
INCOHPORATBD MAT 8, 1867.
CASH CAPITAL, $125,000.
C. M. MOEOAN, Prss't. r. A. PLATT, Vice-Pres't.
ITiKST Policy Issued May 9, 1867.
CHAETEE PBEPBTUAl.
BUTLEE WARD, Sec'y.
Z.S. 1!VWM, Sup't Agencies.
JVum'ber of ^oZicies Issued each
year since
Organizai
ion.
Tear.
ISO. Policies Issued.
Amount Insured.
]N"et Yalue Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1867 1868 1869 1870
383 773 938
1,847
$961,500 3,609,608 3,063,068 4,037,873
$13,646* 91,351 314,220 266,911
$151,311 230,569 351,635 445,367
'$25,.5.5i 41,314
$2,669 15,218
Policies in force Jan. 1, 1871.
^Estimated.
.2,302. Amount Insured. . . . $5,986,865
ASSETS, JAlif. 1, 1871.
Capital $125,000
Otter Assets 320,367
LIABILITIES.
M"et Value Pol. in force, American Experience, ^% $366,911
Other Liabilities, exclusiTe of Capital 28,798
SurpluB-
IM-COME DUEIlfG- 1870.
$445,367
$295,709 J149,658
Premium Eeoeipts $233, 961
Other " 16,733
EXPENDITUEES.
. $250,694
Death Claims and Endowments $41 ,314
Policy Claims and Surrenders 995
Dividends to Policy-holders 4,025
All other Expenditures. - 117," ""
$163,520
Surplus
Total Losses Paid $63,865.
Average Am't of Pol. in force
$87,174 ..$2,600
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution" Plan. The !Net Premiums are based upon the ' ' Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
38
WYNKOOP & HALLENBECK'S
Cor. Kentucky & Ulinois Sts., Indianapolis, Ind,
INCOKPOKATED JULY, 1866. PlKST POLICY ISSnED AUG. 7, 1866.
CHAETEK PEEPBTUAL.
W. S. HUBBAED, Fiesident. W. D. WILES, Vice-President.
L. a. EAT, Actuary.
E. P. HOWE, Secretary. ?SEB. BOG&S, Treasurer.
JVumtter o
f Policies
Issued each
year since
Organization ,
Year.
No. Policies Issued.
AmouDt Insured.
Net Value Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divia'ds Paid.
1866 1867 1868 1869 1870
337 255 171 274 423
$1,035,300
733,100
511,100
587,500
1,063,850
$52,876
70,498
101,072
119,273
$75,877 103,572 132,707 177,311
$3,666 8,100
11,000 4,622
$11,308 14,147 18,769
Policies in force Jan. 1, 1871 1,011. Amount Insured $2,433,314
ASSETS, JAN. 1, 1871.
Capital
Other Assets $177,311
LIABILITIES.
$177,311
Net Value Pol. in force, American Experience, 4 J ^ $119,273
Other Liabilities, exolusiTC of Capital 6,000
$125,273
Surplus $52,038
INCOME DUEIN& 1870.
Premium Eeoeipts $44,020
Otlier " 62,660
EXPENDITTTEES.
P,'?Ul'}'9?,".™™''E'^''<''™"'nts $4,622
li?ii^f„i?'^°'l Surrenders 128
$106,680
Surplus
Total Losses Paid ^25
$38,097
$68,583
732. Average Am't of Pol. in force. . . .$2,406
pividonanrfp^aldinSSrirou ifii°?"''".<'t°'i on the " Purely Mutual" Plan business of tEisSp"^VroS*S^%tl,SS'^P°°'"^^^^^^
LIFE rsrSUKAJ^CB DIBEOTOBT.
39
OF ST. LOUIS,
112 Market St., St. Louis, Mo.
INCOBPOKATED NOV. 23, 1857. FlEST POLICY ISSUED APEIL 12, 1858.
CHAETEE PEEPETTJAl.
OHAS. W. HOEN, President.
F. A. H. SCHNEIDEIi, Vioe-Pres't.
F. S. BEHBEIT3, Sec'7 aid TieiS. I3IB0R ETISH, Actuary.
Jfumber of policies Issued in i869*
Year.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i i.
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1869
74*
$133,282
$103,593
$133,292
$4,589
$3,849
* Eight months.
Policies in force January 1, 1870 616. Amount Insured $1,139,242
ASSETS, JAM". 1, 1870.
Capital
Other Assets $133,292
LIABILITIES.
Net Value Pol. in force, American Experience, 44 i< $103,593
Otler Liabilities, exclusive of Capital 20,695
$133,292
$124,288
Surplus $9,004
INCOME DFEING 1869 (8 MONTHS).
Premium Eeceipts $33,903
Other " 7,182
EXPENDITUEES.
Beath Claims and Endowments $4,51
Policy Claims and Surrenders
Dividends to Policy-holders 3,8
All other Expenditures 6,8
Surplus
Total Losses Paid |58,242. Average Am't of Pol. in force.
$41,085
$15,402 . $25,683 ..$1,849
The business of this Company is conducted on the "Purely Mutual " Plan. . Dividends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon Tables constructed by Messrs. Bush and Uhlmann, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-foiieitable after two annual premiums.
40
WYNKOOP & HALLENBBCK'S
r
293 & 295 Broadway, New York.
INCOEPOEATED JULT, 1860.
CASH CAPITAL, $200,000. HUGO WE2END0H0E, President. FEED'S SOHWENDLEE, Vioe-PresMent.
First Policy Isbtobd July 17; 1860. CHAETEE PEEPETTTAL.
OOENELIUS DOEEKUS, Secretary. HUBEET OILLIS, Actaarj'.
J^umher of IPolicies Issued each
year since
Organizalion .
Year.
Ko. PoUoies Issued.
Amouiit Insured.
Ifet Value Pol. in force. Am. Ex. 4J i
Gross
Assets.
Losses Paid.
Divld'ds Paid.
1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870
169 284 722 2,382 2,464 3,470 5,016 3,781 3,206 3,495 3,407
$300,028 370,310 676,302 1,818,041 2,442,607 3,835,610 4,889,084 3,875,353 4,041,796 4,695,985 5,866,184
$10,000*
' "25l',B82t 500,000f 900,0{)0* l,245,086t 1,801,680 2,417,693 3,113,835
$194,545
202,472
260,885
335,342
525,864
809,230
1,244,663
1,875,363
2,459,015
3,224,465
3,820,666
'$44,175 96,925 187,925 221,175 269,549 296,106 398,563
$73,5885
130,574
210,579
* Estimated. f English Life No. 1, 5 per cent. \ ist Div.
Policies in force Jan. 1, 1871 17,710. Amount Insured $32,144,462
ASSETS, JAJN". 1, 1871.
Capital : $200,000
Other Assets 3,620,666
$3,820,666
LIABILITIES.
Net Value Pol. iu force, American Experience, \\i $3,113,835
Other Liabilities, exclusiye of Capital. 74,019
$3,187,854
Surplus $632,812
INCOME DtnailTG- 1870.
Premium Eeceipts $1,434,252
Other " 210,641
- $1,644,893
EXPEKDITUEES.
Death Claims and EndoTYments $398,563
Policy Claims and SniTenders 123,770
Dividends to Policy-holders 210,579
All other Expenditures 301,994
$1,034,106
Surplus $610,787
Total Losses Paid $1,538,118. Average Am't of Pol. lo force $1,815
The buBineas of tliia Company is condncted on tlie "Mixed " Plan. Dividends are paid an- nually on nil partloipatiiip policio3 two years in force. Surplna is divided among tiie assured on llie " Conti-ibution " Plan. Tlte Net Premiums are oHlonlntod upon the " English Life Tublo No, 1," interest at 6 per cent Tiioro is deposited witii tlTO proper auUiorities $104 000 in Kew Yorit, $30,000 in Tennessee, $30,000 in Virginia, and $160,000 iu Prussia for the benefit of policy-holders. The largest amount of insurance carried on anyone life is $20,000. Life policies are nouforfpitnblo after three annual premiums. This Company lias Agon'cios'ostab- lished tliroughout Germany.
LIFE INStJKANCE DIEECTOEY.
^
41
258 Broad^way, ISTew York.
INCOEPOEATED JUXE 7, 1864.
CASH CAPITAL, |100,000. PLIN7 PEEEMAN, Pres't. LOEIKG AKDSEWS, Vics-Prea't.
First Policy Issued June 8, 1864. CHAETEK PEKPETTTAL.
JAMES M. PEBEMAN, Seo'y. J. E. HOSMEE, Sup't Agencies.
JVumber of ^oUcies Issued each year since Organizaiion .
No.
Tear.
Policies
Issued.
1864
1,041
1865
2,761
1866
3,046
1867
2,4'Jl
1868
4,307
1869
4,635
1870
4,551
Amount Insured.
$3,072,937 8,025,774 7,995,031 6,103,891
10,553,524.
12.530,562
11,267,703
E"et Value Pol. in force.
Am. Ex. i\ i
$63,077*
302,515'-
531,247*
791,693*
l,234,242t
1,789,170
2,3:5,066
Gross
1214,725 469,009 789,249 1,171,194 1,641,908 2,251,057 2,717,907
Losses Paid.
$15,000 94,2.50 106,050 143,363 152,780 274,487
Divid'ds Paid.
$50,391
69,118
115,403
* Actuaries', 4 per cent. f English Life No. 3, 5 per cent.
Policies la force Jan. 1, 1871 12,017. Amount Insured $30,144,320
ASSETS, SKE. 1, 1871.
CapitEd $100,000
Other Assets 2,617,907
-$2,717,907
LIABILITIES.
U^et Value Pol. in force, American Experience, i\t $2,436,066
Other Liabilities, exclusiTC of Capital 127,518
$2,563,584
Surplus $154,333
INCOME DTTEING 1870.
Premium Eeceipts $1,151,133
Other " 138,187
|1,SB9,320
EXPBNDITUEBS.
Death Clalmg and Endowments $274,487
Policy Claims and Surrenders 40,599
Dividends to Policy-holders 115,403
All other Expenditures 434,263
$864,752
Surplus $^24,568
Total Losses Paid $785,939, Average Am't of Pol. in force ;$3,508
The bufiineHB of tlila Company is conducted on the " Mutual " Plan. Dividends are paid an- nually on all participating policies two years in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon a table of mortality constructed by Messrs. Gill & Homans, interest at 4 per cent. $165,000 is deposited with the Ins. Dep't of N. Y. , $20,000 with the State Treas. of Tcnu., and $30,000 with the State Treas. of Virginia for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000. When desired, "Registered" Policies will be issued, secured by the deposit of the net value with the Ins. Dep't of N. Y. All policies are non-forfeitable after two and three annual premiums.
42
WYNKOOP Ss HALLENBECK'S
Smmnmmi iiiiilly Life Im. S@«
17 "Warren Street, New York.
INCOEPOEATED MAY 4, 1870.
CASH CAPITAX, $100,000. HENEY P. MOESAN, President.
FiiisT Policy Issued May 7, 1870. CHAETEE PEEPETUAL.
GEO. WOLrOEE, Viee-President.
GEO. H. AHITOLD, Secretary.
JVumber o
f Policies
Issued each
yeaT since
Organization ,
Tear.
Ko. Policies Issued.
Amount Insured.
N"et Value Pol. in force. Am. Ex. 4J^
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1870
400
$1,377,500
$28,101
$151,636
Policies la force Jan. 1, 1871 366. Amount Insured $1,244,500
ASSETS, JAN. 1, 1871.
Capital $100,000
Other Assets 51,636
LIABILITIES.
Net Value Pol. in force, American Experience, 'L\$ $28,101
Other Lialbilities, exclusive of Capital 39,738
$151,636
$67,833
Surplus $83,803
Premium Eeoeipts. Other
INCOME DtTEING 1870.
$33,131 6,544
EXPENUITTTEES.
Death Claims aud Endowments
Policy Claims and Surrenders
Diviaends to Policy-holders !I"]]
All other Expenditures $35,053
$39,675
Surplus. Total Losses Paid
Average Am't of Pol. in force.
$35,053
$4,622
..$3,400
The business of this Company is conducted on the " Mixed " Plan No Dividends have yet been declared. Surplus will be divided among tlie as- sured on the " Contribution " Plan. The Net Premiums are calcidated upon the "American Experience " Table, interest at A\ per cent. $125,000 is de- posited with the Ins. Dep't of New York for the benefit of policy-holders The larp^est amount of insurance carried on any one life is SIO 000 All
Solicies are "Eogistered," the net value being deposited with Ihe lus Dep't of r. Y. All policies are uon-forfeitable after two and three annual premiums
LIFE INSURANCE DIRECTORY.
/
43
251 Broad^w^ay, TsTe-w York.
INCOEPOHATED AUQ 11, 1859.
CASH CAPITAL, ?125,000. WALTER H. PEOKHAM, President, WM. T. HOOKEE, Vice-President.
First Policy Issued Adg. 12, 1859. CHAETEB PEBPETITAL.
LUOIDS McADAM, Seo'y & Act'y. EENET 0. OLEHOH, Ass't Seo'y.
J^umber of IPoUcies Issued each yedr since Oi'ffanizaHon.
Year.
No. Policies Issued.
AmoTuit Instired.
Net Talue Pol. in force. Am. Ex. 4J %
Gross
Assets.
Losses Paid.
DJTid'ds Paid.
1859
147
$415,500
J15,000*
$137,116
1860
383
866,600
19,500*
112,516
$6,665
1861
257
593,650
20,000*
119,152
1862
688
1,234,623
50,000*
134,235
6,000
1863
1,048
1,984,682
84,515*
210,266
1,C00
1864
1,900
4,002,550
160,276*
335,817
30,950
1865
2,804
6,468,067
3.58,228*
513,818
69,500
|38,522{
1866
2,192
5,553,405
539,075t
740,414
106,000
1867
3,101
7,046,640
788,723t
1,038,507
134,500
186B
4,367
10,199,660
1,193,212
1,486,271
179,030
i9,992j
1869
5,158
11.426,582
1,711,524
2,041,747
220,039
44,462
1870
4,414
9,233,000
1,933,097
2,280,686
353,295
75,562
*Actuaries', 4 per cent f English Life No. 3, 5 pel* cent. :j: 1st Div. % 2d Div.
Policies in force Jan. 1,1871 10,781. Amount Insured $23,475,625
ASSETS, JAN. 1, 1871.
Capital $125,000
Other Assets 2,155,686
$2,280,686
LIABILITIES.
Net ValuePol. in force, American Experience, 4^,^ $1,933,097
Other Liabilities, exclusive of Capital 60,200
$1,993,297
Surplus 1287,389
INCOME DUEING 1870.
Premium Beceipts $1,145 326
OtKer " 74,210
EXPBNDITDllES.
Death Claims and Endowments $349,095
Policy Claims and Surrenders 160,465
Dividends to Policy-lLOlders 75,562
AU Other Expenditures 351,117
- $1,219,536
Surplus
Total Losses Paid $1,096,314.
$936,239
.. ..-..-. $283,297
Average Amount of Pol. in force. .$2,177
The business of this Company is conducted on the '' Mutual " Plan. Dividends are paid an- nually on all participating policies one year in force. Surplus is divided among the assured on the "Contribution " Plan. The Net Premiums are calculated upon the ''American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Department of K. Y., and $30,000 with State Treasl of Virginia for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000.
44 , WYNKOOP & hallenbeck's
, p... ^^r,^ ^oMlIf I {rail |s» if |l|IIs»
480 Chestnut St., PhiladelpMa, Pa.
INCOEPOKATED MAKCH, 1836. FlEST POLICY ISSUED MAECH, 1836.
CASH CAPITAL .J300,000. CHARTER PERPETUAL.
THOS. EIDOWAY, President. S. J. OOULY, Vice-President.
WU. H. SIOEVEE, Ass't Treas. & iot'7.
ASSETS $3,250,000.
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are declared every five years, and are paid with the Policy. The Ifet Premiums are calculated upon the " Carlisle'' Table, interest jat, 4 per cent. The largest amount of insurance carried on any one life is §10,000. This Company receives deposits of money, which forms its chief business.
i Mitiml Lift lii» 0§.
112 South Fourth St., Philadelphia, Pa. /
INCORPOKATED MAKCH, 1867.
AtTTHORIZED CAPITAL, 1500,000. CHARTER PERPETUAL.
W. F. SMITH, President. JOSEPH COLLINS, Vice-President.
BOEEIiT U. F0I7ST, Secretary.
The business of this Company is conducted on the "Mixed "Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on tie "Percentage" Plan. The largest amount of insurance carried on any one life is ^10,000. All poKcies are non-forfeitable after two annual premiums.
uimm Mil iisiMici 00.
Chicago, Illinois.
IKCOEPORATED MaECH 29, 1869. CaBH CAPPTAL, §100,000.
J. TOUNO SOAMUAN, President. EOBEET T. LINCOLN, Secretary. ASSETS..: $100,000.
This Company was organized and made the deposit of stocks to the , amount of JIOO.OOO, for the purpose of keeping the charter in existence No business has yet been transacted.
tIPE INSDEANOB DIKBCTOEY.
45
mm Life liiiiii©© mmw
Case Building, Cleveland, Ohio.
Incorporated Sept. 14, 1865, as Hahnemannian Life Ins. Co., changed to its present name Oct., 1865. First Policy issned Oct. 14, 1865.
CASH CAPITAl, $200,000. CHARTER PEEPBTITAL.
H. M. OHAPIK, President. I. P. OEANE, Secretary.
Jfumber of ^oHcies Xssued eaefi year since Organization.
No.
Tear.
Policies
Issned.
1866
612
1867
1,109
1868
1,878
1869
2,110
1870
2,066
Amount Insured.
$1,506,500 1,822,700 3,489,853 3,365,078 3,250,595
Net Value Pol. in force. Act. Exp. 4 %
$42,430 88,861 189,995 273,163 355,145
G-ross
(1247,316 287,673 349,770 414,764 485,561
Paid.
$8,000 19,000 35,000 31,000
Divid'd Paid.
$3,034 7,384 9,712
Policies in force Jan. 1, 1871 4,237. Amount Insured $7,164,1
ASSETS, JAN. 1, 1871.
Capital $200,000
Other Assets 285,560
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 ^ $355,145
Other Liabilities, exclusive of Capital 3,000
$485,560
$3.58,145 Surplus $127,415
INCOME DURING 1870.
Premium Receipts $197,195
Other " 20,422
EXPENDITURES.
Death Claims and Endowments $31,288
Policy Claims and Surrenders 15,788
Dividends to Policy-holders 9,7] 2
AH other Expenditures 95,338
$217,517
$152,126
Surplus $65,391
Total Losses Paid $93,288. Average Am'tof Pol. inforce $1,676
The business of this Company is conducted on the "Mutual" Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums arc calculated upon the "Hahneman" Table, interest at 4 per cent. $100,000 is deposited with the Auditor of the State of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after three annual premiums.
46
WYNKOOP & HALLENBBCK'S
y
liilfeii Life iii iaaillj lai„ 0@«
11 Asylum St., Hartford, Conn.
Incoi-porated May 2, 1866. aa ihe " Hartford Accident Insurance Co." Name changed durisg
the year to "TJartford Life and Accident Insurance Co." Changed again
in 1867 to its present name. First Life PoL Issued in April, 1867,
CASH CAPITAL, ^300,000. CHARTER PERPETUAL.
WAEEHAM GEISWOLD, Pres't. D. P. SEYMOUE, Vice-Pres't.
3. P. TA7L0E, Sec'y.
J^timber of Policies
Issued eac/
j/ear since Organization .
Tear.
So. Policies Issued.
Amount Insured.
M"et Value Pol. in force. Act. T5x. 4%
Gross Assets.
Losses Paid.
Divld'ds Paid.
1867 1868 1869 1870
274 1,105 1,070 1,467
$745,700 2,454,300 2,377,543 3,033,783
$32,629*
76,648t
170,964t
293,347
$356,588 366,073 503,846 633,330
$2,566 12,000 9,000
$716 2,779
* Eaglish Life No. 3, 6 per cent. f American Exp., 4 1-3 per cent
Policies in force Jan. 1, 1871 . . . 2,758. Amount Insured $5,909,613
ASSETS, JAN. 1, 1871.
Capital $300,000
Other Assets 333,330
$633,330
LIABILITIES.
ifet Value Pol. in force. Actuaries Experience, 4 ^ $293,347
Other Liahilities, exolusiTe of Capital 3,390
$296,737
Surplus $336,.593
MCOME DURING 1870.
Premium Keceipts $172,214
Other " -. 27,318
EXPEKDITUEES.
$199,532
Death Claims and EndoTrments $9,000
Policy Claims and Surrenders 1,013
Dividends to Policy-holders 2,778
All other Expenditures 78,386
Surplus - Total Losses Paid !
Average Am't of Pol. in force.
$91,177 $108,355 ---$2,143
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating: policies one year in force Surplus is divided among the assured on the " Contribution " Plan. Policies are issued upon the " Interest-bearing " Plan, guaranteeing 6 per cent, int- erest on all premiums paid, until premiums and interest amount to the' sum insured, when premiums cease, and dividends are paid in cash annually until death, when the amount of the policy is paid. The Net Premiums are calculatedjupon the "Actuaries" Table, interest at 4 per cent. $100 000 is deposited with the Ins. Dep't of Conn, for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000.
LIFE DSrSUEANOE DIKEOTOEY.
/
47
23 Union Square, New York.
INCOKPOBATED DEC. 11, 1869. TlBST POLICY ISSUED DEC. 13, 1869.
CASH CAPITAi, $150,000. CHAETEE PEEPETUAL.
JAUES D. BBTKEBT, Fiesideit. AAEOIT C. ALLEK, Secietar?.
D. EETNOLDS BUDD, AsB't Seo'y.
JVumber of S'oUcies Issued each
year since
Organization .
Tear.
No. PoUcies Issued.
Amoimt Insured.
Net Value Pol. iu force.
Am. Ex. 4i %
Gross
Assets.
losses Paid.
DlTid'ds Paid.
1869 1870
4] 794
$163,500 1,079,000
$6,422 31,051
1110,285 183,364
Policies in force Jan. 1, 1871 540.
Amount Insared $821,600
ASSETS, JAN. 1, 1871.
Capital.... $150,000
Other Assets 33,364
LIABILITIES.
Net Value Pol. in force, American Experience, 4^ ^ $31,051
Other Liabilities, cxclusiTe of Capital 23,270
$183,364
$54,321
Surplus , $129,043
INCOME DITEING 1870.
Premium Eeoeipts $27,759
Other " 7.5,770
EXPENDITDEES.
Death Claims and Endowments
Policy Claims and Surrenders 1206
DiTideuds to Policy-holders
All other Expenditures 55,545
$103,529
Surplus. Total Losses Paid
$55,751 $47,778
Average Am't of Pol. ia force. . .|1,580
The business of this Company is conducted on the "Mixed" Plan. Diyi- dends are paid annually on all participating policies_ two years in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " American Experience " Table, interest at 4i per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the benefit of policy-holders. The largest amount of insurance carried on any one life is |10,000. All policies are non-forfcitable after three annual premiums.
48
WYNKOOP & EALI-ENBBOK S
y
ii
L!
Hi
iisiiMoi m.
Ill Fulton St., Brooklyn, & 258 Broadway, N.Y.
ISCOEPOEATED APKIL 30, 1860. FlESI POLICY ISSDED MAT, 1860.
CASH CAPITA!, $125,000. CHARTEE PEEPETTJAL.^
WiLTES 0, QEIFPITH, ProBiisnt. SEO. 0. EIPLEY, Secretary.
J. H. FEOTHIKSHAM, Treas. W. J. OOPFIN, Actuary.
Jfumher of Policies Issued each
year since
Organizalion.
Year.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i i
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1860-1
1862
1863
1864
1865
1866
1867
1868
1869
1870
875 756 1,016 8,610 2,017 2,306 2,867 2,582 2,103 1,939
$2,063,250 1,812,100 2,058,650 4,971,400 3,955,600 6,044,-500 6, .515, 386 5,.522,900 4,263,427 3,574,865
$368,'822* 575,870* 894,.580* l,127,343t 1,475,100 1,907,361 2,815,000
$164,093
229,665
314,968
495,084
709,963
1,011,587
1,231,678
1,643,029
2,010,644
2,670,005
13,000
6,000
18,000
55,600
65,000
81,500
133,500
149,314
146,943
192,500
'$.5,982
12,394
83,353
60,190
108,223
136,447
194,795
207,000
192,271
*EngU3h Life Xo. 2, 4 per cent. f English Life No. 3, 6 per cent.
Policies in force Jan. 1, 1871 11,169. Amount Insured $22,993,409
ASSETS, JAN. 1, 1871.
Capital $125,000
Otlier Assets 2,545,005
LIABILITIES. Net Yalue Pol. in force, American Experience, 4^ % $2,215,000 Otlier Liabilities, exclusiTe of Capital 91,370
Surplus.
INCOME DUEING 1870.
Premium Eeoeipts $861,596
Other " 150,246
EXPENDITUEES.
Beath Claims and Endowments ,. $192,500
Policy Claims and Surrenders '
Dividends to Policy-liolders 192,271
All other Expenditures 179,619
$2,670,005
$2,306,370 $363,635
$1,011,842
Sui'pliis
Total Losses Paid $851,757.
$564,390
$447,452
Average Am't of Pol. in force. . .$2,068
The buainesB of thla Company ia conduclod on the "Mixed" Plan. Dividends are paid annnnlly on all participating poUcJea two yenra in force. Surplus ia divided among the assured on the " Contribution " Plan. The Net Premiums ore calculated on the " CarUsle " and " English Life Tablea, No. 2," interest at 4 per cent. $100,000 ia deposited with the Ins. IX-partment of N. Y. for the benefit of policy-holders.. The largest omomu of insurance carried on any ono life is $10,000, All policies are non-forfeiting.
LIFE INSURAlSrCB DnjlSCTORY.
49
m% |)ijil III® |q|^ I®. qI llatkriill
33 West Third St.,
Cincinnati, O.
INOORPOEATED SEPT. 28, l866.
OASH CAPITAL, $100,000.
I. W. PAEKEE, President.
J. E. McOOKNELL, Vice-President.
I'insT Policy Issued Oct. 27, 1866.
CHARTBE PEEPETTJAL.
J'. W. lEEDELL, Jr., Secretary. S. J. F. MILLEE, Med. Adviser.
JVuntber o
f Policies Issued each
j'ear since
OrsfCf?nzaiion .
Tear.
No. Policies Issued.
Amount Insured.
!N"et Yalue Pol. in force. Am. Ex. 4J %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
1,105
822
2,270
12,219,100 1,366,950 3,510,000
$69,328*
95,835
140,000
$221,219 250,879 280 003
$13,100 19,253 20,428
J4,727 15,623
* Enf^lish Life No. 3, 6 par cent.
Policies in force Jan. 1, 1871.. 2,921. Amount lusured.
ASSBTS, JAW. 1, 1871.
Capital $100,000
Other Assets 180,003
LIABILITIES.
INet Yalue Pol. in force, American Experience, 4^ Other LiabUitiee, exclusive of Capital
$140,000 31,729
.$4,959,390
Surplus.
INCOME DUEIJSIG 1870.
Premium Receipts $] 70,673
Other " 3,685
EXPENDITUEES.
Death Claims and Endowments $20,428
Policy Claims and Surrenders 4,429
Dividends to Policy-holders 15,523
All other Expenditures 98,151
Surplus
Total Losses Paid $52,781.
Average Am't of Pol. in force.
1171,729 $108,274
$174,358
$138,531 $35,827 -81,695
The tusiness of tliis Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the " ActuarieB " Table, interest at 4 per cent. $1 00,000 is deposited with the State Auditor of Ohio for the beneiit of policy-holders. The largest amount of insurance carried on any one life is $1 0,OUO. Ail policies are non-forfeitable after the third annual premium.
50
WYNKOOP * HALLENBECK'S
a|,|0'Si|f.
231 Broadway, New York.
INCOEPOKATEP TEB. 8, 1868.
CASH CAPITAL $150,000. D. D. T. MABSHALL, Preaideot.
First Policy Issued May, 18 CHAETEE PEEPETTJAX.
J. OUSHINff, Jr., Vioe-Piesiieat. A. H. PLCMUEE, Secretary.
Jfumber of Policies Issued each _vear since Organization.
Tear.
So Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4| %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1868 18S9 1870
709 1252 1355
?1,805,456 2,885,353 2,742,054
$53,477 147,209 238,730
$192,819 252,760 320,180
' sg^ooo'
39,554
ii.iis
Policies in force Jan. 1, 1871 2,161. Amount Insured $4,797,721
ASSETS, JAK. 1, 1871.
Capital $150,000
Other Assets 170,180
$320,180
LIABILITIES.
Net Value Pol. in force, American Experience 4J j? $238,750
Other Liabilities, exclusive of Capital 143
$238,893
Surplus $81,287
INCOME DUEING 1870.
Premium Eeoeipts $170,214
Other " 9,435
EXPENDITUEES.
Death Claims and Endowments $41,777
Policy Claims and Surrenders
Dividends to Policy-holders 2,415
All other Expenditures '. 78,162
$179,649
$122,354
Surplus $56,295
Total Losses Paid $48,554. Average Am't of Pol. in force. . .$2,220
The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the ^'Contribution" Plan. The Net Premiums are calculated upon the " Homoaopathio '' Table, interest at 4 per cent. i$100,000 is deposited with the Ins, Dept. of Now York for the benefit of policy -holders. The largest amount of insurance carried on any one life is ^10,000. The Massachusetts law of non-forfeiture has been adop- ted by this Company.
LIFB INSUEAJSrOE DIRBCTOKY.
v/
51
187 Broadway, New York.
Incorporated Oct. 30, 1869. First Policy IssnED ITov. 1, 1869.
CASH CAPITAX, SL50.000. CHAETER PEEPETTJAL.
HBHE7 A. JOHES, President. WM. EDSALL, Vice-President.
CEAHLES H. DEWEY, Secretary.
JVuniber of ^oUcies Zssued each
jear since
Organization,
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. i\ f.
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1869 1870
526 5,354
$l,212,.5O0 10,779,418
$42,844 279,235
$184,592 505,flll
$7,560"
Policies in force Jan. 1, 1871 4,785. Amount Insured .
ASSETS, JAN. 1, 1871.
Capital $150,000
Otter Assets 355,011
,9,733 747
LIABILITIES.
Net Value Pol. in force, American Experience, A\% ^279 235
Other Liabilities, exclusive of Capital 47,714
$505,011
$326,9^9
Surplus $178,062
INCOME DUEINa 1870.
Premium Eeceipts $226,713
Other " , 7,161
EXPENDITTTEES.
$233,874
Death Claims and Endowments $7,560
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 158,606
$165,166
Surplus $68,708
Total Losses Paid $7,560. Ayerage Am't of Pol. in force $2,304
The business of this Company is conducted on the " Mixed" Plan. Divi- dends are paid annuaDy on all participating policies one year in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the beuelit oipolicy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
52
WIT^KOOP & TIALXENBECK'8
Iff iiiAf I0IM m% im. 00.
128 La Salle St., Chicago, 111.
Incorporated as " Empire Mutual Life Ins. Co." March 7, 1867. Clianged to its present name and first Policy issued April 20, 1868.
CAPITAL, 1250,000 (CASH, $130,700). E. D. DIOKBEMAIT, Presiieat.
CHAETEE PEEPBTITAL.
E. W. POETEE, Secretary.
JYumber of ^oUeies Zssued each year since Oi'ganizalioti,
Tear.
No. Policies Issued.
1868 1869 1870
. 401
Amount Insured.
$460,.583 742,286
Net Value Pol. in force.
Am. Ex. 4 %
$50,778 56,566
$155,675 150,.513
Paid.
^5,000 3,500
Divid'ds Paid.
Policies in force Jan. 1, 1871 419. Amount Insured
ASSETS, JAN". 1, 1871.
Capital $130,700
Other Assets 19,813
$150,513
LIABILITIES.
Net Value Pol. in force, American Experience, 4 ^ $56,566
Other Liabilities, exclusiTe of Capital 21
$56,587 Surplus ^93,926
INCOME DUEING 1870.
Premium Eeceipts $31,148
Other " 24,597
EXPENDITUEES.
Death Claims and Endoivments .,.. $3,500
PolicT Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 39,835
Surplus
Total Losses Paid $8,500.
Average Am't of Pol. in force.
$55,745
J43.335
$13,410
.-.$3,123
The business of this Company is conducted on the " Mixed " Plan. .$100,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holdevs. The largest amount of insurance carried on any one life 18 %\ 0,000. All policies are non-forfeitablo after two annual premiums. Life policies are payable at death or at age of 85.
LIFE ESJSUEANCB MKBOTOKY.
53
Iitiiiitliail] Llf© lii. iai f iiit Cq,
Cor. Washington and Montgomery Sts., Jersey City, N. J.
INCOHPOKATRD APEIL 32, 1868. PlEST POLICY ISSUED APEIL, 1869.
CAPITAL, 8300,000 (CASH, $147,000). CHAETEE PEEPETTJAL.
E. A. HA7T, Fiesjdent. C. I. DESHLEB, Sccretaiy.
JA2. A. WILLIAMSON, Vice-President. JOHN W. THOMSON, Actuary.
jVuttiber of policies Issued eaeJi year since Orffanizaiion.
Year.
TSo. Policies Issued.
1869 1870
301
807
AmOTint Insured.
$1,101,386 S,041,078
Net Value Pol. in force. Am. Ex. 4i ^.
$50,774 129,653
Gross
$277,493 390,552
Paid.
$1,000
Divid'ds Paid.
Policies in force Jan. 1, 1871 904. Amount Insiu'ed $2,561,404
ASSETS, JAU. 1, 1871.
Capital $200,000
Other Assets 190,552
LIABILITIES.
Net Value Pol. in force, American Experience, ^% $129,656
Other Liabilities, exclusiTe of Capital 55,529
Surplus -
IB-COME DUEING 1870.
Premium Eeceipts $174,547
Other " 27,324
EXPENDITITEBS.
Death Claims and Endowments $1,000
Policy Claims and Surrenders
Diridends to Policy-holders
All other Expenditures 57,730
$390,552
$185,185 $205,367
$201,771
Surplus. Total Losses Paid -
$1,000.
$58,730 $143,041
Average Am't of Pol. in force. . .$2,833
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is diyided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4^ per cent. $100,000 is deposited with the State Treasurer of New Jersey for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000.
54
WYlSfKOOP &> HALLENBECK'S
ill lti@§el lititl Lift lii»
16 Sears Builliis, WasMngton cor. Coiri Street, Boston, lass,
INCOKPOEATED APEIL 21, 1862.
CASH CAPITAL, ?100,000. QEO. P. SANQEE, President.
PiEST Policy Issued Dec. 27, 1862. CHAETEE PEEPETD"AL.
CEO. S. ASES, Secretary.
JfuTiiber
f Poticies
Issued each
year since
Organixal
ion.
Tear.
No. Policies Issued.
Amount Insured.
Net Talue Pol. in force. Act. Ex. 4 ;;
$8,965
70,464
148,910
291,255
614,561
898,258
1,277,239
1,622,533
Gross Assets.
Losses Paid.
BiTid'ds Paid.
1863 1864 1865 1866 1867 1868 1869 1870
178 640 770 1,729 2,067 2,040 2,644 2,911
$342,700 1,4.54,500 1,954,600 4,205,000 5,243,300 5,069,000 6,048,600 6,411,300
$115,257
207,515
318,650
496,105
884,7.7
1,214,761
1,587,380
1,915,593
'"ii^m
7,000
40,.500
58.000
87,850
144,400
127,100
$l",294 641
23,927 107,965 111,358
Policies in force Jan. 1 , 1871 7,502. Amount Insured 117,915,277
ASSETS, JAN. 1, 1871.
Capital ^100,000
Otlier Assets 1,815,593
$1,915,583
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 % $1,622,532
Otlier Liabilities, exclusive of Capital 47,062
-41,669,594 Surplus $245,989
INCOME DUEING- 1870.
Premium Eeceipts , $748,821
Other " 112,901
EXPENDITUEES.
Death Claims and Endowments $127 100
Policy Claims and Surreuders " " " ! ! 53*167
Dividends to Policy-holders '..'.'.'"'"'. 11] '358
All other Expenditm'Cs - _" 189' 332
$861,728
$480,957
Sui'plus
Total Losses Paid $465,850.
§880,771
) Am t of Pol. in force $2,387
The bnsmess of this Company is conducted on the " Mutual " Plan Divi- dends are paid annuaUy on aU participating- policies one year in force Snr plus IS divided among tlie assured ou the " Contributiou " Plan The Net Premiums are calculated upon the " Actuaries Experience " Table Interoit at 4 per cent. $100,000 is (feposited with the State Treasurer of Mass fm- tho benefit of policy-holders. The lai-gest amount of insurance carried on nnv one hie is S15,000. AU pohcies are non-forfoitable, aocordinff to the Mn^/ chusctts non-foi'feitm-e law. ju-uosu-
161 Broad-w^ay, ISTe-w^ York.
INCOEPOEATED Al'EIL 18, 1853. PlEST POUOY ISSDED Al'ETL, 1853.
CASH. CAPITAL, $100,000. CHARTER PERPETUAL.
EEASHJS LYUAM, Pres't. OEO. T. SHIPFEN, Sec'y. 0. M. HIBBAED, Act'y.
JVumber of 'PoHcles Issued each year since Organization.
Year.
No. Policies Issued.
Amount Insured.
ISTet Valne Pol. in force. Am. Ex. 4i %
G-ross
Assets.
Losses Paid.
DiTid'ds Paid.
1853 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870
393
276
160
174
167
233
319
356
306
355
886
1,249
2,447
5,422
10,284
10,759
9,046
5,625
$996,749
3,200,466 6,5,57,850- 17,000,000 31,391,725 33,190,408 25,384,646 15,141,844
'"^8,193*
i _
'344,944* 631,202* 1,313,566* 2,534,497* 4,000,000 5,603,856 6,403,772
$127,152
140,707
150,262
171,312
188,310
209,342
233,028
263,508
272,482
291,696
394,310
547,561
853,709
1,579,145
3,040,274
5,170,833
6,680,966
7,319,992
$i3,"367
48,243 66,356 164,775 250,877 541,054 776,763 931,369
fS8',i21
5,978
4,223
7,029
19,425
60,731
21,063
437,748
1,534,683
415,174
* Actuaries, 4perc
Policies in foi-ce Jan. 1, 1871 20,715. Amoimt Insured $61,520,264
ASSETS, 3KS. 1, 1871.
Capital $100,000
Other Assets 7,295.659
LIABILITIES. Net Value Pol. iu force, American Experience, 4^ f, Other Liabilities, exclusive of Capital
- $7,395,659
16,403,773 304,F -
$6,708,660
Surplus.
INCOME DURING 1870.
Premium Receipts $3,275,454
Other " 355,227
EXPENDITURES.
Death Claims and Endowments $931,369
Policy Claims and Surrenders 20,495
Dividends to Policy-holders 427,351
All other Expenditures 677,525
-13,630,681
-$2,056,740
Surplus $1,573,941
Total Losses Paid $2,896,027. Average Am't of Pol. in force $2,965
The business of this Company is conducted on the " Mixed " Plan. Dividends are paid an- nually on aU participating policies oneyeai- in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculnted upon the ' Actuaries Exp. " Table, interest at 4 per cent. $100,UO() is deposited with the Ins. Uep't of N. Y., $20,000 with State Treasurer of Tenn., $30,000 with State Treasurer of Va., and .$10,000 with State Treas. of Alabama for the benefit of policy-holders. The largest amount of insurance carried on any one life is $25,000, The risks of the "Eagle Life and Health Ins. Co. " were assumed in 186.3.
56
WYNKOOP & HALLENBECK'8
307 North 6th St., St. Louis, Mo.
Incokpoeated June 15, 1868. Fikst PoLior Issued Jdne 16, 1868.
DITEATION OV CHAETBE, 999 TTIAHS.
JA2. H. BEITTOH, Presidsnt. HENET W. HOOaH, Vice-Pres't.
WM. HAKLE7, Sso'y and Aot'y. J. N. PEITOHAED, Treaa.
JVutnber c
f Policies Tssued each
year since
Ovffanizal
ion.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4^ ?,
G-ross
Assets.
Losses Paid.
Divid'ds Paid.
1868 1869 1870
669 4123 5816
?4,708,000 26,284,400 39,317,073
|i;iii',i63
2,225,358
$258,205 1,312,789 2,643,067
167,515 211,126
$75,598
Policies in force Jan. 1, 1871 7,799. Amount Insured $45,655,740
ASSETS, JAN. 1, 1871.
Capital
Otlier Assets $2,643,067
LIABILITIES.
Net Value Pol. in force, American Experience, 4J % $2,225,358
Other Liabilities, exclusive of Capital 142,712
-$2,643,067
-$2,368,070
Surplus $274,997
INCOME DURING 1870.
Premium Receipts $2,174,866
Otlier " 143,137
EXPENDITURES,
Deati Claims and Endowments $211,126
Policy Claims and Surrenders 25,302
Diyidends to Policy-holders 75,598
All other Expenditures 525,676
-$2,318,003
$837,702
Surplus $1,480,301
Total Losses Paid $278,641. ATerage Am't of Pol. inforce $5,854
The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution"'' Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at i\ per cent. 8100,000 is deposited with the Ins. Dep't of Missouri for the beneiit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The Association invests its reserve in the States where derived from. All Policies are non-forfoitable after two annual premiums. The " Widows' and Orphans" Mutual Life Ins. Co." reinsured it^ risks with this Association. Life policies are payable at 80.
LIFE DSfSUEiNCE DIKECTOET.
57
143 Canal St., New Orleans, La.
IJSCOEPOKATED MAY 1, 1868.
CASH CAPITAL, ?200,000.
JOSEPH ELLISON, President.
W. P. EAEPEE, Seoretar?,
ITiEsT Policy Issued Mat 1, 1868. CHAETEEPEUPETUAL.
J. W. STOHE, Vice-President.
JVumber of policies Issued to JVovember /, yS&9*
Tear.
No. Policies Issued.
Amount Insored.
Net Val. Pol. In force.
Am. Ex. i\ %
G-ross
Assets.
Losses Paid.
Pivid'ds Paid.
1869
408*
$8,o:o,5oo
$70,842
$264,242
12,000
* Eighteen months' business.
Policies in force Not. 1, 1869 408. Amount Insured. . . . ^2,070,500
ASSETS, NOV. 1, 1869. . Capital .
Other Assets-
©200,000 64,243
LIABILITIES.
Net Value Pol. in force, American Experience, A^% ^70,842
Other LiaWlities, exclusive of Capital
1264,242
©70,842
Surplus §193,400
INCOME DURING- 1868-9.
Premium Eeoeipts ©119,572
Other " 5,710
EXPENDITURES.
Death Claims and Endowments $2,000
Policy Claims and Surrenders
DiTidends to Policy-holders
All other Expenditures 50,140
§125,282
©52,140
Surplus ©73,142
Total Losses Paid. .. . . .©2,000. Average Am't of Pol. in force |5,075
The "business of this Company is conducted on the "Mixed'' Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums arc calculated upon the "American Experience" Table, interest at 4^ pet cent. The largest amount of insurance cai-ried on any one life is ©10,000. AU poUcies are non-forfeitable after one and three annual pre- miums.
58
WYNKOOP & HALLENBECK'S
7
lAiMf lAi MFi IB. mm%
156 and 168 Broadway, New York.
Incoepoeated Jdlt 16, 18.TO. Fiest Policy Issued Augdbt 1, 1850.
CASH CAPITAL, $100,000. CHAETEB PERPETUAL.
H. ST02E3, Pres't. J. K. STEBBIMS, Aot'y. J. L. HALSEY, Sec'y.
J^utnber of policies Xssued each year since Organizaiion.
No.
Z"ear.
Policies
Issued.
]8,51
953
1858
964
1853
626
1854
611
18.55
454
1856
682
1857
750
1858
844
18bi)
1,025
1K60
949
1861
812
1863
1,146
1863
1,664
1864
2,140
1865
2,555
1866
3,713
1867
3,521
1868
3,601
i«6a
2,550
1870
2,002
Amount Insured.
Ket Value Pol. in force.
Am. Ex. 4| ^
$1,900,345 1,863,835 1,392,500 1,852,650 1,302 047 1,942,800 8,345,000 2,555,069 3,149,925 3,147,900 2,953,1.50 3,760,100 5,7:0,150 6,974,605 8,699,600 13,070,954 11,941,301 12,090,881 7,869,818 5,332,246
$1,342,069* 1,796,099* 2,379,162* 2,976,990* 3,448,688 4,180,420 4,811,043
Gross
$140,674
196,863
246,533
319,722
380,557
498,935
606,509
708,684
871,008
1,039,821
1,174,800
1,350,467
1,548,849
1,991,225
2,619,191
3,525,878
4,391,773
5,338,341
6,294,.529
7,024,116
Losses Paid.
84,000
13,900
48,700
40,394
72,618
40,351
57,863
88,677
87,131
99,421
131,407
145,382
153,654
194,303
205,145
316,287
400,182
481,835
447,881
529,014
Divid'ds Paid.
$39,446 lil,6i6 222,747
375,985
147,562 182,180 243,056 289,6.54 290,354
* Carlisle Table, 4
Policies in force Jan. 1, 1871 13,336.
ASSETS, JAU"
Capital
Other Assets
per cent.
Amount Insured $4
1, 1871.
$100,000
6,824,116
,370,076
$6,924,116
LIABILITIES. Net Value Pol. in force, American Experience, 4J^... $4,810,948
Other Liabilities, exclusiTCof Capital 321,453
$5,132,401
Sarplns $1,791,715
INCOME DUEING 1870.
Premium Keceipts $1,671,255
Other " 387,307
$2,058,562
EXPENDITURES.
Death Claims and Endowments $529,014
Policy Claims and StU'renders 264,200
Dividends to Policy-holders 290,3:4
All other Expenditures 338,737
-61,433,305
Surplus $636,257
Total Losses Paid. . . .$3,548,155. Average Am't of Pol in force. . . . $3,252
Thebualnoaa of tlilsCompanyiaoonductedon the "Mixed" Plan. Dividends are paid an- nually on all participating polioioa one year in force. Surplus is divided among the assured on the " -Modlfled Percentage '' Plan. The Net Premiums are calculated upon the " Carlisle Ex- perience " Table, interest at 4 per cent, $100,000 is deposited with the ins. Dep't of N. T. for the beneflt of pollcy-holdors. The largest amount of insurance carried on any one life is ft<20,000. All policies are non-forfeitable after throe annual premiums,
LIFB INSUKAI^CE DIEBOTOKY.
59
10 South Street, Baltimore, Md.
IKCOEPOEATED MAECH 10, 1864. TlRST POLICY ISSUED JDL¥ 12, 1865.
CASH CAPITAL, (100,000. CHAETEE PBEPETXTAL.
SEOEGE P. THOMAS, President. CLAYTON C. HALL, Ass't See'y & Act'y.
A. H. rOAED, Secretary.
J. W. P. HANK, M.D., Med. Examiner.
J/ttrfihe7' of policies Issued during ike year 7870.
Tear.
1870
No. Policies Issued.
256
Amoimt Insured.
$900,000
Net Value Pol. in force. Am. Ex. « '.
$3.51,901
Gross A ssets.
$511,768
Paid.
$27,856
Divid'da Paid.
$38,051
Policies in force Jan. 1, 1871 1,113. Amount Insured $3,695,472
ASSETS, JAN. 1, 1871.
Capital. . -- 1100,000
'" 411,768
$511,768
Other Assets -
lIABrLITIES.
Net Value Pol. in force, American Experience 4^ ? Other Liabilities, esclusive of Capital. -- .
Surplus.
$351,901 609
$352,510 $159,258
INCOjUB DUEENG 1870.
Premium Eeceipts $158,663
Other " 24,813
EXPENDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures
Surplus.
$27,856
1,677
28,051
34,309
$183,476
$85,893 $97,583
Total Losses Paid 080,000. Average Am't of Pol. in force |3,320
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Maryland for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after -two and three an- nual premiums.
60
WYNKOOP & HAILENEECK'S
T
lli
50 State Street, Boston, Mass.
CoMiiExcED Business 1823. CHABTEE PEEPETUAL-
INCOEPOKATEU FEB. 14, 1818,
CASH CAPITAL $.500,000.
GEO. W. LYMAH, President. 07EUS I. HALE, Secretary,
flEO. P. BI3EL0W, Actuary.
jYuml>ei- of poticies Issued each j>ear since 1866
Year.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force. Act. Exp. 4»
$12,604 13,177 8,333 8,734
G-ross
Assets.
Losses Paid.
Dl-rid'da Paid.
1866 1867 1868 1869
"2 "2
$4',666
' 'ifm
1561,169 ',58,688 787,769 813,168
is] 006
Policies in force Jan. 1, 1870 11. Amount Insured $26,500
ASSETS, JAIJ". ], 1871.
Capital $500,000
Other Assets 313,168
1813,168
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 ^ $8,734
Other Liabilities, cxclusiTC of Capital 105,844
$114,578 Surplus $698,590
INCOME DTJEING 1869.
Premium Eeceipts . Other "
63,559
EXPENDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders !. . ,']]'
Dividends to Stock-holders ] $50000
All other Expenditures ,^ \\\\ 6l'692
$64,258
$111,692
Surplus. Total Losses Paid
Average Am't of Pol, in force $2,409
The business of this Company is conducted on the "Stock" or "Pronrie taiT " Plan. The Net Premiums arc calculated upon tables of mortaJitv re' constructed and revised in November, 1845, from a comparison of various English Tables with the Company's own experience. One-third ofthe urefita go to the Mass. Gon'l Hospital, the balance to the stock holders In nddi tion to its Life business, it also holds deposits in trust, which forms its nrin cipal business. ^
LIFE INSIJKAKCE DIEECTORY.
61
Main Street, Springfield, Mass.
Incokpokated May 15, 1851. Eiest Policy IssnED Anc. 1, 1851.
CHAETEE PEEPETUAL.
0. EIOB, Pros. E. W. BOND, Vice-Pres. 0. McL. XHOX, Sec. J. W.UASON, Acfy.
JVumber
of ^Policies Issued each
year sinee
Organisaiion .
Xear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4 J %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1852
312
223
202
339
409
388
384
822
950
821
603
771
1,974
2,56 i
2,953
2,070
2,7i3
3,840
3,881
S105,031
108,397
116,705.
126,234
150,475
184,202
220,960
271,298
343,313
440,581
475,095
604,898
912,681
1,286,502
1,481,497
1,857,714
2,446,3.55
2,879,9.57
3,419,304
" 137,766
' 115,6.50 100,750 162,537 175,808 125,039 260,688 279,300
1853
1854
1855
1856
1857
1858
1859
52,013^166
1860 1861
$218,854*
|53',6i7§
1862
1863
4,879,666 6,783,525 7,480,700 3.996,678 5,739,895 8,835,880 9,474,864
1864 1865 1866 1867 1868 1869 1870
599,121* 870,909* 1,275,343* 1,558,714* 1,842,892* 2,283,417* 3,061,284
258^456
223,2i4 203,966 118,148
* Actuaries, 4 ijer cent. \ 1st Div.
Policies in force Jan. 1, 1871 14, 133. Amount Insured
ASSETS, JAN. 1, 1871.
Capital :
Other Assets $3,419,304
LIABILITIES. Net "Value Pol. in force, American Experience, A\ %, OtlLcr Liabilities, exclusiTe of Capital
$32,618, 597
$3,419,304.
Si3,061,284 145,E83
Surplus.
INCOME DUEING 1870.
Premium Eeeeipts $1,143,128
Otier " - 175,840
EXPENDITUEES.
Deatli Claims and Endowments $279,300
Policy Claims and Surrenders 166,863
Dividendsto Policy-liolders 181,148
AU other Expenditm-es 237,439
Surplus
Total Losses Paid. ..$1,530,400.
Average Am't of Pol. in force.
$3,206,867 $212,437
$1,318,968'
$864,750
1454,218 ...$2,308
Tie business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies two years in force. Siunplus is divided among the assured on the "Contribution" Plan. The Ket Premiums are calculated upon the "Ac- tuaries " Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Mass. for the benetlt of policy-holders. The largest amount of insurance carried on any one life is $20,000. All policies are non- forfeit able by the State law of Mass.
62
WYNKOOP & HALLENBEOK'8
lit ©kaiti'^ Mfe lagif isai I
257 Broadway, New York.
iNCORrOKATED 1869. PlRST POLICY ISSUED APRIL 15, 1870.
CASH CAPITAL, ^144,000. CHAETBE PEEPETTTAL.
E. F. BEEKMAK, President. JAS. A. TABEE, Secretary.
JVuTnber o
f Policies Issued each
jyear since
Organization.
Tear.
Policies Issued.
ATQOunt Insured.
Net Taluo Pol. in force. Am. Ex. 4J i
Gross Assets.
Losses Paid.
Divid'ds Paid.
1870
582
$1,241,600
132,159
$160,367
Policies in force Jan. 1, 1871 528. Amount Insured $1,139,600
ASSETS, JAM. 1, 1871.
Capital $144,000
Other Assets 16,367
LIABILITIES.
Net Value Pol. in force, Estimated $33,159
Other Liabilities, exolusiTe of Capital 12,492
$160,367
$44,651 Surplus $115,716
INCOME DTXKING 1870.
Premium Eeceipts $26,917
Other " 4 941
Additional Stock receiTCd In cash 44,'ooo
EXPENUITUEES.
Death Claims and Bndo-mnents
J-olicT Claims and Surrenders
Dmdends to Policy-holders
All other Expenditures ^jVgai
$75,858
$52,824 ^"Pl"^ $23,034
Total Losses Paid .
Average Am't of Pol. in force .... $2, 154
dSa^;S\"2uS.°°Zrpj'rt1Xl:S^'''^°?>^^ '^"""'l" H™- DiTi- plus 18 divided among^he assiS on the*^.Pp"T?, °"^ ^O" *" *'<«'™- Sur- I'remiums are onloulatod npon"ho "Amorion^"?*""'"-''™ ", P'""- The Net
any^one life is%2oW Tli pS^^ nTuSeftie^SrSSLi
,imi Lift Im,
319 Broadway, New York.
Incorporated May 5, 1866, as the "National Travelers' Insurance Co.," for Accident Iiieur-
ance/ Life Branch organized April 9. 1667. Pirat Policy InsHed June 17, 1867. Name
changed to the '"Metropolitan Life" March 28. 1868. Accident Insurance
discontiaued April ], 1868,
CASH CAPITAL, g200,000.' CHAETEH PEKPEXUAL.
JOSEPH F. ENAPP, President. JOHIT E. HEaEMAN, Vice-President.
WM. J. C0HL7, Secretary.
JVumber o
/ S'oticies
Issued eaeh
jfear since
Organizai
ion.
Tear.
No. Policies Issued.
AmOTint Insured.
Net "Valiie Pol. in force.
Am. Ex. 4^ 7t
Gross
Assets.
Losses Paid.
Divia'ds Paid.
1867 1868 1889 1870
403 1,447 2,930 9,113
979,404
4,340,900
4,856,839
11,078,199
!!13,.5S5* 156,370 336,535 680,245
$319,194 400,047 594,505 833,914
feoob
20,500 55,918
Si',636 57,878
* English Life, No. 3, 5 per cenL
Policies in force Jan. 1, 1871 9,331. Amount Insured. . . $13,335,108
ASSEXS, JAN. 1, 1871.
Capital .--- $200,000
Otlier Assets 633,914
4833,914
LIABILITIES.
Net Value Pol. in force, American Experience, 4t\'t, $680,245
Other Liabilities, exclusive of Capital 47,722
$727,967
Snrplns $105,947
INCOME DTJEING 1870.
Premium Eeceipts $416,1 17
Otlier " 27,.558
EXPENDITITEES.
Death Claims and Endowments '- 855,918
Policy Claims and Surrenders 2,023
DiTidends to Policy-holders 57,878
All other Expenditures 173,060
$443,675
$288,879
Sarplus $154,796
Total Losses Paid $81,418. Average Am't of Pol. in force $1,429
The business of this Company is conducted on the " Mixed" Plan. Divi- dends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at 4J per cent. $125,000 is deposited with the Ins. Dept. of N. Y. for the benelit of policy-holders. The largest amount of insurance carried on any one life is $20,000. All policies a.re non-forfeitable after three annual pre- miums.
64
WYKKOOP & HALLENBECK-'S
III. Oiffii'is
93 Griswold Street, Detroit, Mich,
Incoepoeated Jdly 10, 1867. First Policy Issded Hot. 12, 1S67.
CAPITAL, 1150,000 (CASH, ,$100,000). CHAETEE, PERPETTJAI,.
JOHN J. BAOLEY, Prssidont. JOHN S. LEIGETT, Secretary.
JAOjB S. FAEEAND, Vice-President. J. 0. WATSON, Actuary.
LYMAN M. THA7BE, Oen'l Agent.
JVumber o
/ S'oZicies
Tssued each
year since
Orffanizaiion .
Tear.
Ko. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i ;,
Gross
Assets.
Losses Paid.
Divid'ds Paid.
186.7-8
1869
1870
529
:842
1,049
$1,001,412 1,500,500 1,694,600
$50,937 98,381
$34,604* 116,386! S19,e42§
$2,500
3, .500
16,040
"'S593 6,083
* Including $15,000 paid-up capital.
t " 61,609
% " 100,000 " "
Polloiesinloroe Jan. 1, 1871 1,674. Amount Inaiired $3,021,065
ASSETS, JAN. 1, 1871.
Capital...-' 1100,000
Other Assets 119,842
$219,842
LIABILITIES.
Net Yalue Pol. in force, American Experience, 4J j^ 198,381
Otlier Liabilities, exclusive of Capital ~- 6,128
$104,509
Surplus. $115,333
INCOME DUUING 1870.
Premium Eeoeipts $84,414
Other " - 10,181
EXPENDITTTEES.
Death Claims and Endowments $16,640
PoHoy Claims and Surrenders 1,633
Dividends to Policy-liolders 6.082
AH other Expenditures 44,488
$94,595
$68,843
Surplus $25,752
Total Losses Paid $22,640. Average Am't of Pol. in torce ¥1,805
The business of this Comj)any is conducted on the " Mutual" Plan. Dividends are paid annually on ail partieipatinff policies one year in force'. Surplus is divided amonc: the assured outhe ' Contribution" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 4 per cent. J100,000 is deposited with the State Treasurer of iiichighn for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitablc after one annual premium.
LIFE rNSXTRANCE DIKECTOEY.
65
'p). I®, 5f |i |lll
Cor. Third and Jackson Sts., St. Paul, Minn.
INCOKPOKATED MAKCH 1, 1856.
CASH CAPITAL, |100,000.
H. H. 3IBLE7, Fresident. ;. C. CIBEEIT, Vico-Fiesideat.
FiiiST Policy Issued Jan. 12, 1870.
CHAETEE PEEPBTUAL.
S. D. E. FOItTEB, Secretary. S. A. UOITFOET, Treasurer.
JVumber of Policies Issued eae/i
year since
Organization,
Year.
So. Policies Issued.
Amount Insured.
Net Value Pol. In force. Am. Ex. i\ %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1870
3S6
$703,700
$10,000*
#137,460
$6,000
* Estimated.
Policies in force Jan. 1 , 1871 326. Amount Insured .
ASSETS, JAN. 1, 1871.
Cajiital $100,000
Other Assets 37,460
.$703,700
LIABILITIES.
Net Value Pol. in force. Estimated $10,000
Other Liabilities, exclusive of Capital
$137,460
$10,000
Surplus $127,460
INCOME DURING 1870.
Premium Eeceipts $27,706
Other " 266
BXPENDITUEES.
Death Claims and Endowments $6,000
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 10,000
$27,972
Surplus. Total Losses Paid
5,000.
Average Am't of Pol. in force. .
$16,000 tll,972 ..$2,159
The business of this Company is conducted on the " Mutual" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " Actuaries Experience " Table, interest at 4 per cent. $100,000 is deposited with the State Treasurer of Minnesota for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
66
WYKKOOP & HALLENBECK'S
lliiliil||i filli J Life lai. Gisp^jj
Third Street, Louisville, Ky.
INCOKPOEATBD MARCH, 1866. PlRST POLICY ISSUED AUGUST, 1867.
CASH CAPITAL, $137,400. CHAETEE PEEPETTIAL.
I. W. FINKELL, President. GEO. PHILLIPS, Vioe-Presiieat.
CHAS. P. rEOETEE, Secretary.
JVumber of Policies Issued each
year since
OrffCfnizaiion .
Year.
Policies Issued.
Amount Insured.
M^et Value Pol. in force. Am. Es. ^\%
Gross Assets.
Losses Paid.
DiTid'da Paid.
1867-8
1869
]870
852 77 L
$3,397,235 2,661,475
'J231,204*
S273,330 433,680
S23,500 9,000
* Total liabmties.
Policies ill force Jan. 1, 1870 1,062. Amount Insured §4,432,055
ASSETS, JAN. 1, 1871. Capital ?137,400
Other Assets'. 295,580
LIABILITIES.
K'et Value Pol. in force, American Experience, ^%-.- ? e^orn onj Otlier Liabilities, exclueiTe of Capital. ., J ^'"'-'^^
^32,980
§231,204 Surplus..: §201,776
INCOME DUEING 1869.
Premium Eeceipts §218,989
Other " - 3,587
EXPENDITTJEES.
Death Claims and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures
§222,576
§9,000
62,636
§71,636
Surplus §150,940
Total Losses Paid $32,500. Average Am't of Pol. in force . . .§4,173
The business of this Company is conducted on the "Mixed" Plan. Diyi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the ossured on the "Contribution" Plan. The Net Premiums arc calculated upon tlie " Actuaries Experience " Table, interest at 4 per cent. §101), 000 is deposited with the State Ti-easurer of Kentucliy, and §20,000 with the Stale Treasurer of Tennessee for the benefit of policy- holders. The largest amount of insurance corried on any one life is §10,000. All policies issued are "Registered" and endorsed by the State of Ken- tucky, the net value beiug deposited with the State Treasurer.
LIl'B rNSURANOB DIRECTORY.
87
Fourth cor. Olive Street, St. Louis, Mo.
INCOEPOEATED AnG., 1867. FIRST POLICY IBSUED SEPT. 14, 1867.
CASH CAPITAL, ?125,000. DtJEATION OP CHARTER, 99 YEAES.
AETHUE B. BAEEET, President. B._W. AlEHAKDEE, Vice-President.
CHAELES CLAEK, Secretuy.
JVutnber of Policies Issued eacJt year since Orffanizaiion.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force,
Am. Ex. 4-i;.
Gross
Assets.
Losses . Paid.
Divid'ds Paid.
1867 1868 1869 1870
60 141 353 702
1156,000
382,500
1,509,500
2,343,555
'$84,637" 150,144
$109,251 143,276 318,761 294,235
11,000
$3,6oi
Policies inforoe Jan. 1,1871. ..1,015. Amount Insured |3,384,.568
ASSETS, JAN. 1, 1871.
Capital $125,000
Otlier Assets 169,235
LIABILITIES. Net Value Pol. in force, American Experience, ^ Otlier Liabilities, exclusive of Capital
$294,235
$150,144 12,849
$162,993
Surplus $131,342
INCOME DURING 1870.
Premium Receipts $121,424
Otlier " 15,884
EXPENDITURES.
Death Claims and Endowments $11,000
Policy Claims and Surrenders 10,646
DiTidends to Policy-holders 3,001
All other Expenditures 41,690
$137,308
Surplus
Total Losses Paid $24,000.
Average Am't of Pol. in force.
$66,337
$70,971
...$3,334
The husiness of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4 per cent, for participating, and 6 per cent, for non-participating. $100,000 is deposited with the Ins. Dep't of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Policies are non-forfeitable after one and two annual premiums. The " Seven per cent, interest " Plan is original with this Company.
68
WYNKOOP & HALIiEXBECK S
lliiiiii fiiliy Life Iiiimiii 0®.
22S Delaware St., Leavenworth, Kansas.
INOORPOKATED AUS. 28, 1867.
FcKST Policy Issued Nov. 11, 1867.
CAPITAL, J500,000 (GASH, $451,000).
H. B. MACHA7, Fr93ideat. D. M. SWAK, Vice-Prssiient. GEO. A. MOOHB, Secretary.
CHAKTEE PEEPETTJAL.
J. 1. JONES, Asa't Sec'y.
H. L. NEWMAN, Treas,
H. A. CALKINS, Sen'l Agent.
JVumber of ^oilcies Issued each
year since
Organlzaiion.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Am. Ex. 44 f,
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1867-8
1869
1870
341
718
1,400
^43,000 1,825,000 3,71.5,833
^14,449
85,547
218,839
8207,277 510,660 692,397
"53,566 10,557
8b",467
Policies in force Jan. 1, 1871 1,673.
Amount Insured . . . $4,582,559
ASSETS, JAN. 1, 1871.
Capital 8451.000
Other Assets 241,397
LIABILITIES. Net Yalue Pol. in force, American Experience, 4 Other Liabilities, exclusive of Capital
9,079
2,397
S237,918
Surplus . §464,479
INCOME DUBING 1870.
Premium Eeceipta $] 71,202
Other " 20,759
BXPENDITUEES.
Death Claims and Eudon^ments $10,557
Policy Claims and Surrenders 117
Dividends to Policy-holders 8,464
All other Expenditures 58,818
Surplus. Total Losses Paid
113,057.
Average Am't of Pol. in force
$191,961
877,956 #114,005 ...82,739
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sui'plns is divided among the assured on the " Contribution" Plan. The Net Premiums are based upon the ' ' Actuaries Experience " Table, interest at 4 per cent. 8100,000 is deposited with the State Auditor of Kansas and 820,000 with the State Comptroller of Tennessee lor the benefit of policy-hold- ers. The largest amount of iasurauee carried on any one life is 810,000. All policies are nou-forfoitable after two annual premiums. A charter in- corijorating the " Missouri Valley Life Ins. Co." of Mo., was procured from the State of Missouri, Mai-ch 6, 1860. No policies were issued under this charter, and on Jan. 8, 1869, it was consolidated with this Company.
I.IFB INSUKANCH; DIKECTOEY.
69
|silli |llf ||ffilMl |lii |llSJ. I'ffl. si |i |siil?j, ||8»
213 & 315 North 3d St., St. Louis, Mo.
Incoepoeated May 16, 1868. FmsT Policy Issued Junb 10, 1868.
CASH CAPITAL, $150,000. DUEATION OP CHAETEE, 99 XEAES.
JAMES B. EADS, President. S. W. LOMAS, Secretary.
A. M. BEITTOH, Vice-President. G S. MoHATTOH, Oen'l Agent.
JVumber o
f ^Policies Issued each
year since
Organization .
Tear.
Xo. Policies Issued.
Amonnt Insured.
ISTet Yalue Pol. In force. Am. Exp. 4 'I,
Gross
Assets.
Losses Paid.
DiYid'ds Paid.
1668-9 1870
1,775 1,828
87,100,000 5,060,800
$98,508 291,886
$306,909 520,539
$12,000 62,769
$8' 148
Policies in force Jan. 1, 1871 2,054. Amount Insured.
.$10,640,688
ASSETS, JAM". 1, 1871.
Capital $150,000
Otlier Assets 370,539
LIABILITIES.
!N"et Yalne Pol. in force, American Experience, 4^ % $291,886
Other Liabilities, exciusiYe of Capital 62, 028
!,914 Surplus $166,625
INCOME DUEING 1870.
Premiiun Receipts $380,451
Other " 46,939
EXPBNDITUEBS.
Death Claims and Endowments $62, 769
Policy Claims and Surrenders 72
Diyidends to Policy-holders 8,]48
All other Expenditures 148,876
$219,865
, Surplus |207,.525
Total Losses Paid $74,769. Average Am't of Pol. inforce $5,180
The business of this Company is conducted on the "Mutual" Plan. Divi- dends arc paid annually on aU participatiag policies two years in fores. Sur- plus is divided amon^ the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4 per cent. ^100,000 is deposited with the Insurance Department of Missouri for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium.
70
WTNKOOP &. HALLBNBECK'S
17 South Street, Baltimore.
INCOKPOKATED 1858. FiRST POLICY iBSnED MAECH 10, 1870.
GtrABANTEE CAPITAL, $100,000. CHAETEE PEEPBTUAL,
B. e. HAEEIS, Presidsnt. JAMES H. OOX, Secretary.
JVumber of Policies
Issued each
jiear since
Organization ,
Tear.
Mo. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4 J %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1870
312
S601,300
$10,000*
$111,564
* Estimated.
Policies in force Jan. 1,1871 31S. Amount Insuied |601,300
ASSETS, JAM. 1, 1871.
Capital §100,000
Other Assets 11,564
' $111,564
LIABILITIES.
Met Value Pol. in force. Estimated
Other Liabilities, exclusiye of Capital.
$10,000
Premium Eeceipts. Other
$10,000
Surplus $101564
INCOME DtTEIMG 1870.
EXPBMDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders !!!!!]
DlTidends to Policy-holders ! ". !"]!]
All other Expenditures $11" 854
$23,418
$23,418
$11,834
Surplus $11 564
Total Losses Paid Average Amount of Pol. in force. .$1,927
The business of this Company is conducted on the ' Mutual " Plan. Plan of Dividends not determined as yet. The largest amount insured on any one life is $5,000. All policies ai-e non-forfeitable after two annual premiums.
LIFE INSURANCE DIEECTORY.
71
lilml Life liiiiii§i 0®. if CM§ip„
79 & 81 Fifth Avenue, Chicago, 111.
Incorporated as the "Northwestern Mutual Life Ins. Co." Teb. 15, 1865.
Changed to its present name Teb. 25, 1867. Krst Pdlicy
Issued April 5, 1865.
CASH CAPITAL, $101,500. CHAETBE PBEPEIUAl.
KEEEILL LAED, President. STEW AST UA2ZZ, Secretary.
E. E. PAUL, Tice-Presiient. lEA 7. MUNIT, Treasurer.
JV^ufnber of policies Zssued each year since Organizaiion .
Year.
No. Policies Issued.
Amount Insui'ed.
Net Value Pol. in force. Am. Ex. 4J %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1865 1866 1867 1868 1869 1870
268 779 1,143 1,854 2,254 8,045
$518,100 1,378,200 1,855,548 3,177,160 3,,568,138 2,871,947
$131,'8i3* 232,858* 433,497* 448,494
J31l',S23 400,697 509,675 560,873
$1,000 8,000 8,000 17,000 21,951 19,000
$5,755 18,989 21,172
* Actuaries, 4 per cent.
Policies in force Jan. 1, 1871 3,756. Amount Insured.
ASSETS, JAN". 1, 1871.
Capital $101,500
Other Assets. ; 459,373
LIABILITIES. Net Value Pol. in force, American Experience, 4^ %. Other Liabilities, exclusive of Capital
.$4,883,246
,448,494 16,109
;0,873
4,603
Surplus $96,270
Premium lieceipts. Other
INCOME DIJIirNG- 1870.
;363,075 48,095
EXPENDITTTEKS.
Death Claims and EndoTPments $19, COO
Policy Claims and Surrenders 7,768
Dividends to Policy-holders 21,172
All other Expenditures 97,473
$411,170
Surplus
Total Losses Paid $75,951.
$145,413
$265,757
Average Am't of Pol. in force. . .$1,580
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all policies two years in force. Surplus is divided among the assured on the *' Contribution " Plan. The Net Premi- ums are calculated upon the "Actuaries Experience" Table, interest at 4 per cent. $105,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holders. The largest amount of insurance can-led on any one life is $10,000. All policies are non-forfeitable after two annual premi- ums. Life Policies are payable at 85.
73
WYNKOOP & HALLENBECKS
/
liliil Llfi III. 0®. ©f Iiw lm%
144 Broad-way, New York.
IKCOBPOHATED APKIL IS, 1843. FlEST POLICY ISSUED FEB. 1, 1843.
CHAETEE PEEPETITAL.
F S. WIH3T01T, Prea. E. A. McCUBD?, Vice-freB. J. H. 3TPAET, Sec.
?fumber of S^oHcies Issued each year since Organization.
Year.
1843 1844 1845 184S 1847 1848 1849 1850 1851 1853 1853 1854 1855 1856 1857 1858 1859 1800 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870
No. Policies Issued.
470
616
1,047
1,086
1,466
1,505
1,705
1,363
978
1,060
1,260
1,568
1,698
3,041
1,863
1,728
1,721
1,701
1,221
1,833
2,843
4,2J6
8,600
15,2.58
18,630
16,430
13,360
13,493
Amount Insured.
$1,640,718
-1,968,922
3,858,817
3,594,195
3,756,603
3,437,438
4,074,490
3,103,200
2,384,344
2,967,133
3,676,744
4,720,600
5,498,545
6,878,457
6,852,087
5,476,230
6,343,325
6,051,291
3,816,325
4,813,750
8,594,175
14,336,396
31,394,507
53,480,330
69,690,906
.50,608,835
32,815,319
33,458,317
Net Yalne Pol. in force. Am. Exp. 4 %
^195,236
3,444,900
11,503,996 16,393,891 22,013,286 28,753,512 34,992,245 41,108,180
Gross
J32,31i
97,273
21 5, .572
327,957
563,968
755,473
1,023,939
1,398,388
1,627,656
2,018,776
2,543,302
2,850,077
3,309,086
3,990,730
4,685,909
5,374,933
6,233,617
7,237,989
8,086,361
9,235,120
10,384,676
12,235,408
14,885,379
19,311,367
25,319.319
31,834:389
37,569,103
44.465,931
Paid.
I Diyid'ds Paid.
$18,000
18,100
69,400
71,150
98,333
181,725
160,955
174,584
214,439
177,176
316,510
313,701
298,931
317,043
341,503
362,518
345,697
351,185
447,899
561,654
686,236
723,173
998,829
1.186,852
1,387,894
2,100,476
2,261,504
§355,643
576,366
1,140,995
163,621 3,000,000
2,975,389 2,124,000 2,370,318 2,765,763 1,965,480 2,571,025
Policies iu force Jan I, 1371, . . . 71.319. Amount lusui-ed, .
ASSETS, JAN. 1, 1871.
Capital
Otiiei- Assets, $44,465,931
LIABILITIES. Net Value Policies in foi-ce, American Experience, 4 per cent,, Other Liabilities, exclusive of Capital,
$41,108,180 500,863
Premium Eeceipts, Other "
INCOME DURING 1870.
.$13,169,717 2,477,773
Deatli Claims and Endowments, Policy Claims and Surrenders, Dividends to Policy-holders, All other Expenditm-cs,
Surplus, Total Losses Paid, .
EXPENDITURES.
$2. .303.071 I,266,U2 2,548,595 l,3ci8,S78
$242,018,754
$44,435,931
$41,609,033 $2,856,898
$14,647,490 $7,476,656
$7,170,834
$11,855,342. Average amount of Pol. In force, . . $3 393 The business of this Company is conducted on the " Purely Mutual " Plan Dividends are paid annually on all participating policies one year iu force. Surplus is divided amone the assured on the "Contribution " Plan. The Net Premiums are calculated upon the "Amoiican Exp." Table, Interest at 4 per cent. $120,000 is deposited with the Ins. Dep't of N. Y for the beneflt of policy-lioldera. The largest amount of insurance carried on any one life is $20,000. All policies are uon-forfeitable after one and two annual premiums.
LIFE INSUKANCB DU5BCT0KY.
73
753 Broad Street, Newark, N. J.
INCOEPOKATED JAN. 31, 1845. I'lHST POLICY ISSnED APEIL, 1845. ^
CHAKTEE PEEPETTTAL.
1. 0. SEOVEE, Pres't. H. N. OOUQAB, 7ioe-PrsB't. E. A. STEOKS, Sec'y.
BENJ. 0. MILLEE, Troas. AMZI lOIB, Act'y.
JVumber of folicies Issued each
year since
Orffanizaiion ,
Year.
No. PoUoies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
184.1
693
3846
2,316
$198,725
1847
1,847
444,315
$14,676
1848
1,406
673,363
54,241
1849
1,.509
935,945
80,785
1850
747
1,192,442
84,159
1851
499
1,381,009
101,959
1853
496
1,559,092
121,501
1853
512
1,774,005
124,729
1854
463
2,033,859
130,461
185S
446
2,230,005
134,898
1856
473
2,484,512
139,045
1857
587
2,743,326
160,849
1858
913
3.001,921
147,786
1859
1,566
3,400,582
156,588
1860
1,435
$4,824,866
$2,348,563*
3,812,559
$268,567-
181,997
1861
894
4,109,353
212,198
1862
1,740
4,439,232
273,097
1863
3,511
5,285,736
305,245
1864
7,093
22,174,318
3,636 697*
7,124,279
413,534
369,912
1865
6,820
24,970,856
5,230,308*
9,049,540
631,256
527,325
1866
7,195
26,757,063
6,919,470*
11,627,985
869,221
847,185
1867
6,155
21,540,533
8,798,14.5*
14,391,3.58
845,584
1,108,189
1868
7,800
32,371,690
10,978,308
16,547,107
1,072,225
1,237,483
1869
5,530
21,779,800
13,157,039
19,422,208
1,123,393
1,359,751
1870
3,731
12,997,110
15,711,010
22,012,633
1,397,557
1,610,205
Policies in force Jan. 1, 1871, .
* Carlisle Table,
. 37,298. ASSETS, JAN.
per cent. Amount Insured, 1, 1871.
Net Value PoL io force, American Experience, 4 1- Other Liabilities, exclusive of Capital,
LIABILITIES.
per cent.,
$22,0]3,f>33
$ 16, r 11.010 3,456,817 $19,167,827
Premium Receipts, Other "
INCOME DURING 1870.
$5,604,438 1,254,109
EXPENDITURES.
$6,858,647
Death Claims and Endowments, , Policy Claims and Surrenders, Dividends to Policy-holdera, All other Expenditui-ea, .
$1,416,557
341,634
1,610,205
716,423
Surplus, . Total Losses Paid, . . .3 The business of this Company i
$2,763,628 . $3,510
8,173. Average Amount of Pol. in force,
conducted on the " Purely Mutual" Plan. Dividends i paid annually on all participating policies one year in force. Surplus ia divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the "Car- lisle" Table, interest principally at 4 per cent, $100,000 is deposit-ed with the State Treas. of New Jersey for the benefit of policy-holders. The largest amount of insmance carried on any one life is $20,000. All policies are non-fovfeitable after two annual premiums.
74
WYNKOOP &, HALLENBEOK'S
7
|tttMl fifitsetiea |if8 |s»ifM6s |iielel|,
162 & 164 Broadway, New York.
INCOEEOBATED JULT 10, 1868.
CASH CAPITAL, J100,C0O.
A. W. M0E5A1T, President.
First Policy Issued July 23, 1868. CHAETEE PEEPETUAL.
S. T. W. SANDFOEE, Vice-President,
F. A. PEEEMAN, Secretary.
J^u-mVer c
/ S'olicles
Issued eacf
jiear since Orff-anizalion.
Year.
So Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i J.
Gross Assets.
Losses Paid.
Biyld'ds Paid.
1868 1869 1870
720 1612 1715
?2,334,807 4,102,266 4,492,126
*47,218 183,452 268,927
$179,515 255,616 370,174
jbijsoo'
37,755
J2;23'5'
Policies in force Jan. 1, 1871 2,102. Amount Insured $5,582,175
ASSETS, JAK. 1, 1871.
Capital $100,000
Other Assets 270,174
8370,174
LIABILITIES.
Net "Value Pol. in force, American Experience, 4^ % $268,927
Other Liabilities, exclusire of Capital 23,833
$292,760
Surplus $78,414
INCOME DUEING 1870.
Premium Eeoeipts $222,352
Other " 9,150
$231,502
EXPBNDITUEES.
Death Claims and Endoivments $37,755
Policy Claims and Surrenders
DiTidends to PoUoy-holders 2,235
All other Expenditures 107,678
$147,668
Surplus ^... §83,834
Total Losses Paid $69,255. Average Am't of Pol. in force... $2,655
The business of this Company is conduoteil on the " Mixed " Plan Dlyl- dends are paid annnally on all participating policies two years in force Surplus is diyidocl among the assured on the "Contribution" Plan The Net Premiums are calculated upon Tables ooustruoted by Prof flill with Interest at 4 per cent. $100,000 is deposited with the Ins Dent rf l>J,,w York for the Tieneflt of policy-holders. The largest amouit ot' insurance carried ou any one life is ¥10,000. AU policies are non-forfeitable after two annual premiums.
LIFE INSUEAI^CB DrREOTOET.
75
Ittl@ail Life 111. S@. @f Ollitpj
109 Monroe St., Chicago, 111.
Incorporated Feb. 16, 1865, as " National Accident and LifCi" at Decatur,
111. Charter amended Feb. 21, 1867, changing name as above,
and locating the Company at Cmcago. First
Policy Issued June 7, 1870.
CAPITAL, $^250,000 (CASH, $185,000). CHAETER PEEPEXITAL.
BBKJ. LOMEAED, President. S. A. BEIGSS, Treasurer.
PEEHAHIO JOKES, Vics^Presitleiit. H. S. TEED, Aos't Sec'y.
jVuifiber o
f IPoticies Issued eacli
yea?' shice
Organization^
Tear.
So. Policies Issued.
Amount Insured.
K"et Value Pol. in force. Am. Ex. 4§ %
Gross Assets.
Losses Paid.
DlTid'ds Paid.
1870
2,998
*3, 038,000
$76,767
$271,036
J3,000
Policies in&rce Jan. 1, 1871 2,998. Amount InB\!Ted.
ASSETS, JAN. 1, 1871.
Capital $250,000
Other Assets 21,036
- XIABILITIBS.
Net Value Pol. in force, American Experience, 4J ^ $76,767
Other Liabilities, exclusive of Capital. 1,477
Surplus.
INCOME DUEING 1870.
Premium Eeceipts $46,003
Other " 16,492
EXPENDITUEES.
Death Claims and Endowments $2,000
Policy Claims and Surrenders
Dividends to Policy-holders
AD other Expenditures 44,214
.$3,038,000
$271,036
$78,344 $192,792
$62,495 $46,214
Surplu-s
Total Losses Paid $2,000. Average Am't of Pol in force. .
$16,281 ..$1,013
The business of this Companj^ is conducted on the "Proprietary" or *' Stock" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 5 per cent. $100,000 is deposited with the State Treasurer of Dlinois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeit- able after two, and five annual premiums.
141101^1* UM liiWlilGl GO,
"" ^ ^ state Street^ Montpelier, 17"t
. rirm, 13 184S aslhc " Nollonal Ufo Ins. Co. of tho U. S." OhangeJ toils prea- Iiioorporntojl Kov.J^a, '™'|j,'J'g " j,„j poUey IbbuccI Fob. 1, 1860. Charter Pei-petual.
J DBWBrTpies- ' O.'dEWEY, Vice-Prea. S. W. EEED, Sec. E. EEWEY, Act'y.
Ko.
AmoUBt
Net Value Pol. in force. Act. Ex. i%
Gross
Losses
DJTid'ds
Tear.
Policies Issued.
Insured.
Assets.
Paid.
Paid.
1850
384
15465,700
$8,646
11,000
1851
264
394,780
16,177
6,700
1852
284
2.52,250
28,088
6,400
1853
272
293,600
44,742
6,800
1854
180
220,150
62,028
6.500
1855
154
20.5,711
75,157
11,600
1856
326
491,991
100,032
8,2.52
1857
299
451,150
122,915
15,777
1858
176
282,215
155,994
9,460
1859
255
376,700
f 111, 877
195,759
7,619
1860
281
444,200
166,240
228,165
19,175
1861
128
195,200
182,192
254,707
26.413
1862
170
249,700
198,433
292,.549
25,787
1863
248
388,550
226,299
348,592
15,307
1864
468
720,600
264,234
405,035
40,313
1865
461
903,300
327,686
439,127
19,400
1866
449
925,555
404,733
518,541
46,915
1867
343
630,153
4,58,912
628,864
37,471
1868
300
564,299
527,972
738,2.55
35,861
1869
353
694,530
607,580
857,369
40,100
1870
876
1,920,233
690,133
953,113
59,100
.$242,.5e8§
i Total amount.
Policiesdniforoe Jan. 1, 1871. ...3,225. Amount Insured $6,109,326
ASSETS, JAN- 1, 1871.
Capital
Other Assets $1,011,972
-$1,011,972
LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4^. Other Liabilities, exclusive of Capital
$690,133 16,943
707,076
Surplus 1304,896
INCOME DtlEING- 1870. Premium Receipts
Other " ;;_;
_ ,^ „, . EXPENDITUKES.
JJeath Claims and Endowments PoUcy Claims and Surrenders... DiTidends to Policy-holders All other Expenditures
$190,708 64,760
$59,100 16,934 36,788 46,901
$255,168
$159,723
Surplus ^f!5 745
Total Losses Paid. . . .$445,950 Al^rag-e' Am't" ofPoi: in'force: . . .''$i;895
l,™ml„m, a,,a anmraTly ffic'xaftor ^ Iffho ,r„u™);ii;' "iT O""™"" "" P"" »» O""^ I""* ama 1, alBO paid, which wl 1 roduce all fi^t „t„ ,™ ' °" *» ospootatlon of Hfe, an extra divi- promiums to pay. Xrpto l" Srfilod amo,^^],^™^^'''"^^ ""* "''""^^ alter there lylll be no Not Pioralnml a™ ca oSa'od up" the°ToK„,T;,''°?T„'; , "i° . I'»'»o°'»»« " "»' "^~ 600 1, deposited with tho .State TroSnov of Vo,™on?%„7,tt.^ *
The . o;^h....p„ot„t.o„ if llfo, or TlliS'LT, ^o^.t ToV£°^'^%Jt.
TliQ Life promlum la payable at Uio donds aro paid
LIFE INSURANCB DIEBCTOEY.
77
ill@iil Life Im. G§, ®f liwT 9fkj
213 Broadway, New York.
Incorporated April 25, 1863, as the " National Union Life and Limb Ins. Co. of New York. '
Name changed to the " Mutual Life and Travelers' Ins. Co, of N. Y." April 1, 1865.
Name again clianged tn the "National Life and Travelers' Ins. Co. of New
York ' April 14, 1865, Ag^ain changed April 23, 1867, to its present
name. First Policy Issued October 26, 1864.
CASH CAPITAL, $150,000. EDWAED A. JONES, President. J. 0. HALSE7, Vice-Fieaident.
CHAETEE, PEEPETTJAL.
JOHN A. MOETIHBE, Secretary. OHAS. a. PEAESOK, Asa't See'y.
J^Tumber of !PoUcies Issued each year since Organization.
N-0.
Year.
Policies
Issued.
1864
17
18S5
482
1866
707
1867
1016
1868
1331
1869
2644
1870
2523
Amount Insured.
$32,500 1,357,900 2,011,532 2,761,803 3,558,234 5,436,913 3,908.766
TsTet Value Pol. in force. Am. Ex. 4* t,
$40,574* 62,019* 132,191t 351,430 538,430 620,000
Gross
$116,325 182,309 206,707 292,.388 439,578 741,156 879,348
Paid.
$1,482 22,133 19,500 34,700 32,834 67,879
Divid'ds Paid.
$3,683 15,898 25.653
f English Life No. 3, 6 per cent.
Amount Ins^l^ed \
* English Life Ao. 2, 5 per cent.
Policies in force Jan. 1, 1871 4,496
ASSETS, JAN. 1, 1871.
Capital $150,000
Other Assets .- 729,348
1,045,028
LIABILITIES.
$879,348
Ket Value Pol. in force, American Experience, ^\% $620,000
Other Liabilities, exclusive of Capital 64,126 $684,126
Surplus $195,222
LNCOME DUELNG 1870.
Premium Eeceipts $481,295
other " 30,559
EXPEiroiTUEES.
Death Claims and Endowments $67,879
Policy Claims and Surrenders 56.531
Diyidends to Policy-holders 25,653
All other Expenditures 156,374
$511,854
Surplus
Total Losses Paid $178,528.
$306,437 $205,417 3 Am't of Pol. in force. . .$2,012
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of New York. The largest amount of insurance carried on any one life is $10,000. The Com- pany has adopted the Massachusetts Law of non-forfeitui-e.
78
WYNKOOP & HAIXENBECK'S
7
WASBINGTOlf, I>. C,
Branch Office, 315 Chestnut St., Philadelphia, Pa.
INCOBPOKATED JOLY 28, 1S68.
CASH CAPITAL, $1,000,000.
CLAEEITCi: E. CLAIiS, President. E. A. EOLLINS, Vice-Prss't, (PhUa.) H. D. COOKE, Vice-Prss't, (Wash.)
First Policy Issued Aug. 1, 1868.
CHAETEE PBEPETUAL.
;A7 COOIE, Chairman Finance Com. E. W. PEET, Sec'7 & Act'j, (PMla.) J. U. BXTTLEE, Ass't Sec'y.
JV*utnlier of IPoHcies Tssued each year since Orffanizaiion ,
Year.
Policies Issued.
1868 1869 1870
2,233 6,767 3,865
Amount Insui'ed.
$7,317,4.50 16,904,724 8,428,038
Net Value Pol. in force. Am. Exp. 6 %
$536,605 807,389
G-ross
$1,145,843 1,470,657 $40,603
1,765,597 I 105,8
liOsses Paid.
Diyid'ds Paid.
Policies in force Jan. 1, 1871 7,259. Amount Insured $18,549,637
ASSETS, JAJT. 1, 1871.
Capital $1,000,000
Other Assets 76.5,597
$1,765,597
LIABILITIES.
Net Yalue Pol. in force, American Experience, 6 ; Otlier Liabilities, exclusive of Capital
$807,389 15,000
$822,389
Surplus $943,208
INCOME DTTEING 1870.
Premium Eeoeipts $642,796
Other " 96,885
BXPENBITUKES.
Death Claims and Endowments $105,524
Policy Claims and Surrenders 19,903
Dividendsto Policy-holders
All other Expenditures 246,429
$739,681
$371,856
Surplus $367,825
Total LossesPaid $146,651. Average Am't of Pol. in force $2,.555
The business of this Comj|any is conducted on the "Proprietary"' or " Stock" Plan. The Net Premiums are calculated upon the " Amerieau Exp." Table, interest at 6 percent. $100,000 is deposited with the IT. s. "Treasury $35,000 with State Treasurer of Virg^inia^ $50,185 with the Auditor of the Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $25,000. All policies are non-forfeit- able after two and three annual premiums.
LIFE INSURANCE DIRECTORY.
79
iitl@ail Gapltil Life liiiiia®! O0«
1107 Pennsylvania Avenue, Washington, D. C.
Incorporated March 9, 1867, as a ^' Life, Health and Accident Co." He- organized May 1, 1868. First Life Policy Issued July 10, 1868.
CAPITAL, $300,000 (CASH, $150,000). CHAETEE PEEPETUAL.
MATTHEW a. EMEEY, Prsaident. H. a. WILSON, Vioe-Presideat.
lOE'S E. rATTEESOU, Sec'y asdTreaa.
JVumbei' of ^-^oHcies Issued each year since Organization .
Teai-.
1^0. Policies Issued.
Amount Insured.
Ket Value Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1868 1869 1870
63 99
277
$176,000
231,796
1,702,185
" $8,500 75,000
$297,197 298,148 390,494
Policies in force Jan. 1, 1871.
.308.
Amount Insured @1, 693,781
ASSETS, JAN. 1, 1871.
Capital - @150,C00
Other Assets 240,494
LIABILITIES.
Xet Yalne Pol. in force, Aroerican Experience, 4 Other Liabilities, exclusive of Capital
^75,000 5,500
Surplus.
Premium Keceipts. Other
INCOME DTTEING 1870.
$390,494
S80,500 §313,994
7,183
EXPENDITURES.
Death Claims and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures
^515 39,017
Surplus . Total Losses Paid
Average Am't of Pol. in force.
$73,0
$43,555 ..$5,999
Thebi^inessof this Company is conducted on the "Mutual" Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 percent. $102,000 is deposited with the U.S. Treasurer at Washington, D. 0.,foT the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium. When deemed advisable, Local Boards of Trustees are formed in places where agencies are established, who supervise the man- agement of the business in their respective places. All such Trustees are policy-holders.
WyNKOOP & hallenbhck's
/
lew laglud Mitad Me Ia§. Co.
39 State Street, Boston, Mass.
INCORPOHATED APEIL 1, 1835. TlEBT POLICT ISSUED FEB. 1, 1844.
CHAETBE PEEPBTUAL.
BENJ. F. SIEVEHS, President. JOSEPH K. GIBBEHS, Secretary.
J^umher of Policies Issued each year since Organization.
ITo.
Tear.
Policies
Issued.
1844
343
1845
459
1846
435
1847
461
1848
413
1849
557
1850
335
1851
343
18.53
488
1853
503
1854
453
1855
516
1856
666
1857
532
18.58
826
1859
1,007
1860
1,383
1861
1,000
1863
1,364
1863
1,607
1864
1,795
1865
2,677
1866
5,542
1867
4,183
1868
5,.518
1869
4,768
1870
3,563
Amomit Insui'ed.
$3,905,250
5,503,750 8,501,394 15,635,175 13,535,212 16,378,355 13,213,819 8,979,361
Net Value. Pol. in force.
Act. Ex. 4 i.
$1,411,467*
2,449.140* 3,040,088* 3,516,889* 4,780,000* 5,325,000t 6,936,8651 8,400,000
Grogs
63,169
104,313
170,339
323,995
258,673
344,611
433,416
539,301
649,380
639,827
768,984
964,418
1,144,856
1,254,476
1,342,856
1,706,700
1,851,117
2,372,946
2.486,339
3,098,096
3,763,838
5,067,383
6,220,943
7,487,384
8,432,731
9,685,482
Losses Paid.
$93,403
243,150 312,786 287,300 366,100 499,000 705,669 708,000
Divid'ds Paid.
141,146 ,
788,000
452,470 703,459
690,323 470,791
* Actuaries, 4 per Policies in force Jan. 1. 1871, .
Capital, Other Assets,
cent. f American Esp., 4 1-S
. 22,741. Amonntlnsu
ASSETS, JAN. I, 1871.
$67,868,057
LIABILITIES. Net Value -Pol. in force, Actuaries Experience, 4 per cent. Other Liabilities, exclusive of Capital
. $8,400,000 206,850
Surplus
INCOME DURING 1870.
Premium Receipts $2,708,5
Other " . ' 609,301
EXPENDITURES.
$3,217,893
$1,671,641
Death Claims and Endowments, Policy Claims and Surrenders, Dividends to I'ollcy-holders, All other Expenditures,
Surplus $1,646,252
Total Losses Paid, . . . $4,575,469. Average Amoun o Pol. in force, . . $2,980 Tho business of this Company is conducted on the "Purely Mutual " Plan. Dividends are paid annually on all participating policieR one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Prerainms are ealculnted upon the '" Actuaries Exp." Table, interest at 4 per cent. $103,000 is deposited with the State Ti-easnror of Massa- chusetts for the benefit of nolloy-holdors. The largest amount of insurance cnri-ied on any one life l8 $20,000. All policies are noa-forfeitabie under the State Law of Massachusetts.
LIFIS INSUKAJ^^CB DIKBCTORY.
81
189 Market St., Newark, N. J.
Incoepokated March 18, 1863.
CASH OAPITAl, ^100,000. WU. M. FOBCE, Fresident. OEAS. 0. LATHEOP, Vioe-Pres't.
First Policy Issued Jan. 1, 1865. CHAETER PBEPETTJAL.
OHAS. H. EEIMCEEEHOFF, Actuarj'. JAS. D. OETOIT, Treasurer.
JVumber of policies Issued each year since Organizaiion.
No.
Tear.
PoUcies
Issued.
186.5
141
1866
716
1867
1,190
1868
1,529
1869
1,239
1870
1,418
Amount Insured.
1251,400 1,876,250 2,806,200 3,630,800 2,886,281 2,907,297
Net Val. Pol. in force. Am. Ex. 4J %
$5,215* 46,407* 124,724* 868,291* 340,521* 487,042
Gross
$104,058 163,968 308,774 439,244 485,905 610,945
Paid.
$1,000
'ieVsoo
76,201 59,400
Divid'ds Paid.
$14,J 22,S
* Actuaries, 5 per cent.
Policies in force Jan. 1," 1870 3,909. Amount Insured $8,448,145
ASSETS, JAN. 1, 1871.
Capital $100,000
Other Assets 510,945
$610,945
LIABILITIES.
Net "Value Pol. in force, American Esperience, 4^ ^ $487,042
Other Liabilities, exolusire of Capital
$487,042
Surplus $123,903
INCOME DUEING 1870.
Premium Eeceipts $286,745
Other " 24,948
ESPENDIT0JRES.
Death Claims and EndoTvments $59,400
Policy Claims and Surrenders 11,947
DiTidends to Policy-holders 22,839
All other Expenditures 70,462
$311,687
$164,648
Surplus $147,039
Total Losses Paid $183,101. Average Am't of Pol. in force .$2,161
Thehusiness of this Company is conducted on the "Mutual'' Plan. Divi- dends are paid annually on all participating policies two years in force. Sur- ?lus is divided among the assured on the ' '^Contribution " Plan. The Net 'remiums arc calculated upon the " English Life " Table No. 3, interest at 5 per cent. $100,000 is deposited with the State Treasurer of New Jersey for the benefit of policy-holders. The largest amount of insurance carried on any one life is .|lO,000. All policies are non-forfeitable after one annual premium, according to a plan original with this Company. Policies are also issued on the " Tontine Dividend " Plan.
82
WYNKOOP & HATLLBNBBCK S
7
346 & 348 Broad-way, New York.
Incorporated May 21, 1841, aa the "Nautilus Ins. Co." (Fire, Inland, and Marine). Name changed April 12, 1842, to "' N. T. Mutual Ins. Co. " with power to issue Life Policies. Again changed to the " New York Life Ins, Co." April 5, 1849, since which time none but Life busi- ness has been transacted. First Life Pol. Issued April 17, 1845. Charter PerpetuaL
MOEEIS PlANKLra, Preaident.
W. E. BEEE3, Vice-Prea't and Act'y.
dumber of Policies Issued each jfear since Organizafion.
Yeai.
1845 1846 1847 1848 1849 1850 1851 1853 1853 1854 1855 185« 1857 1858 1859 18t>0 1861 1863 1863 1864 1865 1866 1867 1868 1869 1870
No. Policies Issued.
449
633
796
1,821
1,069
1,755
1,,329
1,260
639
485
474
706
711
626
887
1,034
1,201
3,302
4,675
4,905
5,138
7,296
6,666
9,112
10,725
9,925
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i %
$3,023,375
13,148,208 16,326,570 32,734,308 32,678,116 30,685,577 34,104,283 27,141,995
81,291,131*
2,432,955* 3,520,298* 4,979,868* 6,291,048* 7,871,000 10,585,338 13,288,500
Gross
$114,438
164,369
320,581
354,755
456,751
636,679
814,045
902,063
1,509,009
1,191,546
1,402,966
1,595,902
1,767,133
2,004,858
2,586,246
2,705,667
3,741,078
.5,018,449
7,009,093
9,159,754
11,000,823
13,424,925
15,878,518
Losses Paid.
$304,116
317,256 492,415 490,991 546,737 725,628 745,652 1,278,863
Divid'ds Paid.
-S48
1,252
1,674
3,451
7,2.57
11,744
13,.59o
17,842
19,173
22,563
29,932
31,183
38,266
82,312
99,659
97,178
93,555
550,384
282,324
381,958
1,235.865
1,535,399
1,058,897
Policiea in force Jan. 1, 1871,
* Carlisle. 4 per cent.
37,266. Amount Insured, ASSETS, JAN. 1, 1871.
$lU,3,=i5,359
Capital,
Other Assets, $16,878,518
LIABILITIES. Net Value Policies in force, Amei-ican Experience, 4 1-2 per cent., . $14,107,224 Otiier Liabilities, exclusive of Capital 618,814 $14,726,038
Surplui
INCOME DUEING 1870.
Premium Receipts,
Other "
EXPENDITUEES.
Death Claims and Endowments, $1,2^2.967
Policy Claims and Surrenders 526,603
Dividends to Policy-holders, 1,058,9*29
All other Expendituies 1,018,003
Surplus,
Total Losses Paid, .
$6,75.3.227 816,489
, $7,115,101. Avorape amount of Pol. in force,
The business of this Company is conducted on the " Purely Mutual " Plan. Dividends axe paid annually. Surplus is divided on the " Contribution " Plan. Tile Net Premiums are cal- culated upon the "Carlisle" and "Actuaries Exp." Tables, interest at 4 and 5 per cent. There is deposited for the benefit of policy-holders, $106,000 in N. Y., $60,000 in Va., $20,000 in Tenn., and $75,0001n Canada. The largest amount of insurance on any one life'ls $20 000- Thlfl Company assumed the Life Rislcs of the " General Life and Accident Mut. Ins. Co." of Nowarli, N. J., in 1868, and the " Southeni Life and Trust Co." of Mobile, Ala., in 1869.
LIFE INSTJBAKCB DIRECTORY.
83
53 "Wall Street, New York.
ISCOEPOHATED MAEOH 9, 1830.
CASH CAPITAL, §1,000,000. DAVID THOMPSON, President.
riKST Policy Issued Sept. , 1830. CHAETEE PEEPEXUAL.
PniLIP E. KEAENBY, Secretary.
y^ttmber of ^Policies Issued since
/seo.
Tear.
Ko. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4^ %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1860 1861 1862 1863 1864 1865 1866 1867 18B8 1869 1870
21
"is
9 6 2
$52,500
'26,324 ' 29,729 19,000 10,000
$186,565* 196,566* 352,810* 281,120t 279,384 25], 958
$727,411
"885,589 917,068 921,273 1,693,598 2,223,490 2,094,999
$33,209 32,288 19,500 37,856 23,748 29,934
f Eng. Life No. 3, 5 per cent.
Amount Insured. . .
* Eng. Life No. 1, 5 per cent.
Policies in force Jan. 1, 1870 129.
ASSETS, JAN. 1, 1870.
Capital $1,000,000
Otter Assets 1,094,999
LIABILITIES. Net Yalue Pol. in force, American Experience 4^ % Other Liabilities, escIusiTe of Capital
.$443,650
$251,958 2,000
$2,094,999
$253,958
Surplus - $1,841,041
INCOME DUEING 1869.
Premium Eeceipts $26,910
Other " 31,955
EXPENDITUEES.
Death Claims and Endowroents. Policy Claims and Surrenders . - -
Diyidends to Policy-holders
All other Expenditures
129,932 6,827
$58,865
),860
Surplus
Total Leases Paid $176,535.
$22,005
Am't of Pol. in force $3,439
The business of this Company is conducted on the " Stock " or " Proprie- tary" Plan. The Net Premiums are calculated upon the "English Life Table No. 1," interest at 5 per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The Company receiyes deposits In trust, which forms ita principal business.
84
WTNKOOP & HALLBNBKOK'S
6 Lamed Building, Syracuse, N. Y.
Kkst Policy Isboed Juhe 6, 1866. OHA.ETBK PBEPETTTAL.
Incoepoeated Jonb 6, 1866.
CASH CAPITAL, ?120,000.
DAVID A. MOOKE, President. THEO. F.-ANDEEWS, Vice-President.
QEO. J. QAEDNEE, SecretU7.
Jfumber of Policies Issued each year since Organizaiion.
Year.
TSo. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. i\f
G-ross
Assets.
Losses Paid.
DiTld'ds Paid.
1866 1867 1868 1869 1870
609 942
1,026 947
1,423
11,405,500 1,707,100 1,742,172 1,513,291 2,131,085
110,000* 26,206* 88,702 126,766 180,000
$155,767 180,091 216,768 248,935 300,852
"J9Jo66' 15,000 35,000 19,921
* Estimated.
Policies in force Jan. 1, 1871 .'.2,568. Amount Insured $4,192,098
ASSETS, JAIT. 1, 1871.
Capital $120,000
Other Assets 180,852
LIABILITIES.
Net Yalue Pol. in force, American Experience, ^\% $180,000
Other Liabilities, exclusive of Capital 104
$300,852
§180,104 Surplus $120,748
INCOME DUEING 1870.
Premium Receipts $58,139
Other " 89,981
EXPENDITUEES.
Death Claims and Endowments $19,921
Policy Claims and Surrenders
Liyidends to Policy-holders
All other Expenditures 39, 115
$148,130
$59,036 Surplus $89,084
Total Losses Paid $78,921 . Average Am't of Pol, in force $1,632
The business of this Company is conducted on the ' ' Mixed " Plan. Divi- dends are paid annually on all participating policies three yeai's in force. The Net Premiums are calculated upon the "American Experience " Table, interest at 4J per cent. $100,000 is deposited -with the Insm'ance Dep't of NoTV York for the benefit of policy-holders. The largest amount of In- Burance carried on anj; one life is $10,000. All policies are nou-forfeitable after two annual premiums.
Mh Immmm Cp.
17 & 19 'Warren St., New York.
INCOEPOBATED OCT. 22, 1862. FHIST POLICY ISSUED OCT., 1862.
CHAEXER PBEPETUAL.
H. D, MOEQAH, President. J. ¥. MBEEILL, Vice-Ppesident.
H. 0. MOEGiN, Secretary.
JVumber
of foUcies Issued each year since
Orffanizaiion .
Tear.
Policies Issued.
Amount Insm-ed.
Net Value Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1863'
1864
1865
1866
1867
1868
1869
1870
1,040 1,236 2,368 3,790 5,359 4,387 4,172 3,899
$2,800,000
3,423,200
7,336,200
11,936,642
15,127,.552
12,618,188
11,307,416
9,708,438
$123,"9"65* 467,185* 914,8965 1,954,4865 3,311,990 3,867,578 4,523,539
$160,853 293,142 706,742 1,566,406 2,608,741 4,002,402 4,783,579 6,075,913
'$26;66b
40,714 105,000 197,819 217,999 330,522 611,030
$2',277 11,999 10,168 38,143 23,.550 68,614 131,654
* Carlisle, 4 and 5 per cent. % English Life No. 3, 5 per cent.
PoUoies in force Jan. 1, 1871 12,932. Amount Insured $34,455,000
ASSETS, JAJtT. 1, 1871.
Capital
Other Assets $5,075,913
$5,075,913
LIABILITIES. Ket Value Pol. in force, American Experience, 41%.. $4,-533,539 Other Liabilities, cxclusiTe of Capital 248,363
Surplus
INCOME DXTEING 1870.
Premium Eeceipts $1,910,739
Other " 902,616
$4,771,802 $304,111
$2,813,355
EXPENDITtmES.
Death Claims and Endowments $611,030
Policy Claims and Surrenders 74,971
Eetirement of Capital Stock 100,000 .
Dividends to Policy-holders 121,654
AU other Expenditures 397,826
$1,305,481
Surplus $1,507,874
Total Losses Paid. . .$1,519,084. Average Am't of Pol. in force $2,666
The business of this Company is conducted on the " Purely Mutual " Plan. Diyidends are paid annually on aU participating policies one year in force. Sm'plus is divided among the assured on a ne-w plan of Contribution origi- nal "with this Company. The Net Premiums are calculated upon the "Ameri- can Exp." Table, interest at 4^ per cent. $100,000 is deposited -with the Ins. Dep't of N. T., and $30,000 with State Treasurer of Virginia for the bene- fit of policy-holders. The largest amount of insurance carried on any one life is one thousandth part of whole amount insured. All Policies are "Eegistered," the net value being deposited with the Ins. Dep't of N. Y. This Co. has agencies established in Great Britain, France and Germany.
86
WYNKOOP & HALLENBECK'S
7"
|8ft| mmkm J|iiIm1 llts fii^. |i.fil piliiiplk,
432 Walnut Street, Philadelphia, Penn.
Incorporated Marcli 30, 1860, as tlie "Nortli American Mutual Life and
Accident Ins. Co." First Policy Issued Marcli, 1867.
CASH CAPITAL, ^137,295. CHAETEE PEEPETUAL.
W. W. KITEia, President. A. D. WOODEUFP, 7ice-Presi4ent.
HEUEY C. EEOWK, Secretary.
JVumber c
/ Policies
Issued eaelt
year since
Organization .
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i,°;
Gross Assets.
Losses Paid.
Divid'ds Paid.
1868 1869 1870
342
388
$1,015,400 1,114,254
"?58J725
$2bb',279
$32,339 13,191
Policies in force Jan. 1, 1870 500. Amount Insured $1,419,643
ASSETS, JAM". 1, 1870.
Capital $137,295
Otuer Assets 62,984
LIABILITIES.
Net Value Pol. in force, American Experience, 4i ^ $58,475
Other Liabilities, exclnsiTe of Capital 10,150
$200,279
Surplus $131,654
INCOME BUEING 1869.
Premium Eeceipts $47,348
Other " 8,827
EXPENDITUEES.
Death Claims and Endowments $13,100
Policy Claims and Surrenders '648
Dividends to Policy-holders _
All other Expenditures 32,335
Surplus
Total Losses Paid $45,530. Average Am't of Pol. in force.
$56,175
$46,083
$10,092
..$2,838
The husiness of this Company is oonduoted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assm-ed on the "Contribution" Plan. The Net Premiums are calcidated upon the "American Experience " Table, interest at 44 per cent. $100,000 is deposited with the Auditor-General of Pennsyl. vania for the benefit of policy-bolders. The largest amount of insurance ean-ied on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
LIFB INSURANCE DIBECTORY.
87
l^iftwiitiia
itiil Uk III. 0@«
Cor. Broadway & Wisconsin Sts., Milwaukee, Wis.
Incorporated as tbe " Mutual Life Insurance Co. of the State of Wiseonsm,"
Mareli2, 1857. Changed to its present name in 1865.
Kist Policy Issued U"ov. 25, 1858.
CHAETEE PBEPBTUAL.
lOHUf H. VAM EYEE, Prsaident. HEEEB SMITH, Vice-Piesident.
AUa. CfA7L0ED, Secretary.
JVumber of Policies
Issued each
year since
Organizai
ion.
Year.
No, Policies Issued.
Amount Insured.
Net Talue Pol. in force. Act. Ex. 4 i.
Gross Assets.
Losses Paid.
Divid'ds Paid.
1859§
1860
1861
1862
1863
1864
1865
1865 1
1866
1867
1868
1869
1870
190 350 460 1,081 1,186 3,148 4,297 2,624 5,306 8,747 9,858 9,891 7,781
§555,200
713,300
751,450
1,261,850
1,207,950
3,994,500
5,979,902
3,823,927
9,078,950
17,850,218
20,445,573
22.277,356
10 591,033
|r,303',074 2,608,900 4,410,604 5,772,653* 8,224,176
$9,334
25,494
55,031
10^,695
1«2,2.58
275,585
593,462
906,420
1,580,361
3,) 47,165
4,755,418 -
6,7.57,532
8,991,766
"$3^566
6,500
6,800
19,200
25,500
55,651
40,576
107,463
180,725
326,413
433,443
477,085
$38',738 111,509 197,597 304,964 321,230 16,062
\ End of yuar June 1st f ^o^^ 31, 7 months.
Policies in force Jan. 1, 1871 35,107.
American Exp., 4 1-3 per cent.
Amount Insured ... $65, 186, 707
ASSETS, JAM". 1, 1871.
Capital
Other Assets .'. $8,991,766
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 ^ $8,224,176
Other Liabilities, exclusive of Capital 118,421
-$8,991,766
-$8,342,597
Surplus $643,169
INCOME DUEING 1870.
Premium Eeceijts $3,209,662
Other " 460,707
EXPENDITUEES.
Death Claims and Endowments $477,085
PolicyClaims and SniTcnders 297,677
DiTidends to Policy-holders 16,062
All other Expenditures 543,666
3,670,370
-$1,334,490
Surplus $2,335,880
Total Losses Paid $1,693,856. Average Am't of Pol. in force $1,858
The business of this Company is conducted on the "Purely Mutual " Plan. Dividends are paid annually. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries Experience " Table, interest at 4 percent. 3^100,000 is deposited with the State Treasurer of Wisconsin, $20,000 with State Treasurer of Tennessee, and $3,000 with Auditor of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one Ufe is $20,000. Policies are non-forfeitable after one and two annual premiums.
WYNKOOP & HALLENBBCK'S
liilfllli Mh ImMtmm O&m
Maxwell House, ISTasliville, Tenn.
INCOEPOHATED 1867. I'iRST POLICY ISSUED ]867.
CAPITAL, $200,000 {CASH, ^165,850). CBCAPvTEE, 99 YEARS.
J. M. BASS, Pres't. F. H. FEEKCE, Vioo-Pres't. WM. H. SMITH, Sec'y.
Policies in force JiQy 1, 1869 247. Amoiiiit Insured g:l,046",000
Assets, including Capital, July 1, 1870 $265,200
Average Amount of Policies in force $4,234
The business of this Company is conducted on the " "Mixed " Plan. Divi- dends are paid annually on all participating policies two years in force.. Surplus is di-vided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "'Actuaries Exp." Table, interest at 4 per cent. S100,000 is deposited with the State Treasurer of Tennessee for the benefit of policy-holders. The largest amount of insurance carried on any one life is !$5,0U0. All policies are non-forfeitable after two and three annual premiums.
17 Arcade Building, Elizabeth, N. J.
Incorporateu 1866. CAPITAL, $150,000. CHARTER PEEPETITAL.
B. B, CAEPEHTER, M.D., President. L. a. WILEIM, Secretary.
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies two years in for.ee. 30 per cent, reduction ol premium on Life, and 20 per cent, on Endowment Policies are guaranteed on payment of the second annual premium, and an- nually .thereafter. All policies non-forfeitable alter two annual premiums.
304 Walnut Street, Philadelphiaj Penn.
Commenced BnsiNESS Dec. 9, 1809. Incohpobateu March 1Q, T813.
CASH CAPITAL, $1,000,000. CHAETEE PEEPBTTJAL.
OHAS. DUTILH, President. W, E. HILL, Actuary.
Assets $5,D13,-816.
The business of tliia Company is conduoted on tlio ' ' Mixed " Plan. Divi- dends are declared every five years on the "Percentage" Plan. The Net Premiums are calculated upon a Special Table, interest at 4 per cent. The largest amount of insurance carried on any one life is ^10,000. Deposits are received in trust, whicli forms its principal business. This was the first Life Insurance Company chartered in the U. S.
LIFE INSUilANCB DIRECTORY.
89
fmlk ptail |jllg l^. I®, si |illf smij,
41 and 43 Second St., Sacramento, Cal.
INCOEPORATED JAN. 2, 1868. PlRST POUCY ISSCED A1>EIL 20, 1868.
CAPITAL, $350,000 (CASH, $100,000, GOLD). CHAETEE, 73 YUAKS.
LELANB STAHrOEE, President. H. P. HASTIHaS, Vice-President.
JOSEPH OEAOIBOIT, Secretary.
JTumber of I'olicies Issued each
year since
Organizafion .
Year.
No. Policies Issued.
Amount Insured.
Net Yalue Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Pald^
Divid'ds Paid.
1868 1869 1870
520
1162
888
$1,841,400 3,773,012 2,523,616
iiss.'iffi
398,549
|i565,542 673,261 815,437
$5,000 26,494 26,056
Policies in force Jan. 1, 1871.... 1,969. Amount Insured $5,896,124
ASSETS, JAN. 1, 1871.
Capital - $330,000
Other Assets 465,437
$815,437
LIABILITIES.
Net Value Pol, in force, American Experience, A\% $398,548
Other Liabilities, exclusive of Capital
$398,548
Surplus.
INCOME DTTEING 1870.
Premium Eeceipts $377,678
Other " 35,115
EXPENDITXTEES.
Death Claims and Endowments $26,056
Policy Claims and Surrenders ^ 2,570
Dividends to Policy-holders
All other Expenditures 104,491
$412,793
$133,117 Surplus $279,676
Total Losses Paid $57,550. Average Am't of Pol. in force $2,999
The l)usinesB of this Company is conducted on the " Mutual" Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience" Table, interest at 4i per cent. $100,000 is deposited with the Insurance Dep't of California for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
90
WYKKOOP & HAXLBNBECK'S
V
Fifin MutieJ Life lQiiE»es boap'
m
931 Chestnut Street, Philadelphia.
INCOEFOHATED TEB. 24, 1847. FlEST POLICY ISSDED MAY 25, 1847.
CHAETEE PEEPJSTUAL.
SAMUEL 0. HUEY, Fresidsnt. lOHM W. HOENOE, Actuary.
H. S. STEFHE^S, SecreUry.
SAM'L E. STOKES, Vice-President.
JVutnber of IPoZicies Issued eac/t j>ear
since /SGS
Year.
No. Policies Issued.
Amotrnt Insured.
Net Value Pol. in force. Act. Exp. i%
Gross Assets.
Losses Paid.
DlTid'da Paid.
1868 1869 3870
880, 1,496 1,819
$3,232,180 5,357,957 5,876,275
^1,.501,671 1,865,010 2,310,979
$2,541,680 3,067,282 3,651,341
$137,743 116,822 297,200
?;98,050 108,660 1.51,460
Policies in force Jan. 1,1871 6,967. Amount Insored $23,774,896
ASSETS, JAN. 1, 1871. Capital
Other Assets ".".'. '.'.'.'.'.'.'.'.'.". $3,651', 341
-53,6.51,341
LIABILITIES.
Net Value Pol. in force, Actuaries Experience, 4 ^ $2,310,979
Other Liabilities, exclusive of Capital 1,060,380
-$3,371,339
Premium Eeceipts Other "
Surplus 1$2§S,?82_
INCOME DURING 1870.
$982,936
226,813
EXPENDITtTEES.
-?1,209,749
Death Claims and Endo'^vmeuts . Policy Claims and Surrenders.
$293,200 61,592
Dividends to Policy-holders 151 400
All other Expenditures 148,'704
' $664,896
Surplus #554,853
Total Losses Paid $1,710,487. Average Am't of Pol. in force. . . .$3,269
The business of this Company is conducted on the " Pm-ely Mutual " Plan Dividends are paid annually. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Act- uaries Experience " Table, interest at 4 per cent. $100,000 is deposited ivitb the Auditor-Genoriil of Pennsylvania for the benefit of policy-holders The largest amount of iusuranoe carried on any one life is $20,000. All policies are uon-forfeitablo after two and throe annual premiums. The risks of the " United Security Life and Trust Co." vrore trausfeiTCd to this Comnanv in 1870. ^ -'
m?B INSURANCE DIRECTORY.
V
91
281 Main Street, Hartford, Conn.
Incorporated May, 1851, as the " American Temperance Lii'e Ins. Co.'' Changed afterwards to its present name. ITirst Policy Issued July 2, 1851. CAPITAL, §100,000 (CASH, |16,O0O). CHARTBE PERPETITAL.
E. FESSE^SEIT, President. J. F. BURITS, Secretary.
JN'umber of Policies Issued each yea7' since Organization.
No.
Tear.
Policies
Issued.
185S
335
1853
513
1854
923
1855
631
1856
638
1857
8i!9
1858
490
1859
516
1860
510
1861
436
1862
604
1863
918
1864
2,297
1865
4,302
1866
4,108
1867
5,810
1868
8,229
1869
8,623
1870
9,065
Amount Insured.
Net Value Pol. in force.
Am. Ex. 4jL;.
$1,594,325
3,956,325
8,779,425
9,137,709
15,274,910
22,523,649
21,123,865
19,466,761
1262,699* 309,743'' 744,012* l,399,029t 2,198,661 3,094,139 4,211,515
Gross
Assets.
§437,995 472,355 819,285 1,365,609 2,134,344 3,508,060 4,998,314 6,090,562
Losses Paid.
$31,800
55,200
62,000
88,350
107,700
166,911
335,594
500,466
Bivid'ds Paid.
1,027 4,425 22,029 32,453 122,368 339,348 498,751
* Actuaries, 6 per cent. f EngUsh Life No. 3, 5 per cent.
Policies in force Jan. 1, 1871 . . . 24,636. Amount Insured $56,843,627
ASSETS, JAN. 1, 1871.
Capital $100,000
Other Assets 5,990,563
LIABILITIES. Net Yalne Pol. in force, American Experience, Other Liabilities, exclusive of Capital
$4,211,515 117,900
3,090,563
1,339,415
Surplus $1,761,147
INCOME DURING 1870.
Premium Eeeeipts $2,516,536
Other " 311,112
$2,827,639
EXPENDITTIEES.
Death Claims and Endowments $500,466
Policy Claims and Surrenders 27,833
DiTidends to Polioy-holdBrs 498,751
All other Expenditures 551,864 $1,578,914
Surplus $1,348,725
Total Losses Paid $1,536,710. Average Am't of Pol. in force $2, 307
ThebtLsinessof this Company ia conducted on tlie "Mutual" Plan. Dividends are paid annually on "All Cash, " and annually after three annual premiums on "Note" Plan. Bur- plus is divided among the assured on the "Contribution" Plan on "All Cash " policies, and on the " Percentage " Plan on " Note " policies. The Net Premiums are calculated upon the " American Exp. " Table, interest at 41-2 per cent. $100,000 is deposited with the State Treasurer of Connecticut, and .$130,000 with Auditor of Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. Allpoli- cies are non-forfeitable after two and three annua] premiums.
92
WYNKOOP & HALLENBBOK'S
& Arila|tei Lift Iii„ 0@«
922 Main Street, Richmond, Va.
Incorporated Sept., 1869, but wag formed by the union of the " Piedmont Real Estate life Ine.
Co." and "Arlington Life Ina. Co." both of which Incorporated Feb. 1867.
First Policy Issued by present Company September, 1869.
CASH CAPITAL, $170,800. CHAKTBR PERPETUAL.
W. 0. OAEEINaiOH, President. I. E. EDWARDS, Vice-President.
D. J. HAETSOOE, Secretary. J. J. HOPEIKS, AsB't Soc'7.
C. Z. SMITH, Actuary.
JVumber of S'oticies
Issued eack
year since
Organization.
Tear.
So. Policies Issued.
Amount Insured,
Net Value Pol. in force. Am. Ex. 4i %
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1867) 18B8 > 1869) 1869 1870
8,843*
l,526t 3,577
130,939,286
4,649,090 9,933,451
$938,071 1,881,471
$1,373,880 1,606,064
$122,652
163,000: 223,549
$7,362
14,532
89,499
* Total number isaued by both Companies before their union, from Feb. 1867, to Sep., 1869. f From September 20 to Dec. 31, 1969.
% Chiefly losses due by the two Companies at date of consolidation, and their old policies whicli came due afterwards.
Policies in force Jan. 1, 1871 8,517. Amount Insured . . . $28,178,654
ASSETS, JA:N. 1, 1871.
Capital ^170,200
Otlier Assets 1,435,863
LIABILITIES.
ITet Value Pol. in force, American Experience, 4^ 5^ $1,221,471
Oth-er Liabilities, exclusive of Capital 122,014
L,606,063
-SI,343,485
Surplus $262,578
INCOME DUEINa 1870.
Premium Eeceipts §1 ,371,709
Other " 69,246
EXPENDITUEES.
Death. Claims and Endon^ments $223,549
Policy Claims and Surrenders 185,922
Dividends to Policy-holders 89,499
All otlier Expenditures 276,503
$1,440,955
Surplus
Total Losses Paid |509,202.
^775,473
§665,482
5 Am't of Pol. in force ...§3,308
The business of this Company is conducted on the "Mixed" Plan. Dividends are paid an- nually. Surplus is divided amoug the assured on tlie "Contribution " Plan. The Ket Prein- iums are calculated upon the " Amodoan Expedenco " Table, interest at 4 per ceut *3l) 000 is deposited with the State Troas. of Georgia, *-20,000 with State Troas. of Tonn and Sioo'uoo with State Troas. of Va. for tlio bonoflt of poUcy-holdeva. The largest amount of insurance carried on any one Ufe will overage ,$10,000. No female i-isks for over $5 000 are taken All policies are uon-forfeitable. .Protection given benoflcaries of policies by Charter fVee'from debts, creditors, or claims of parties insuring. Payments once made are not forfeited bv inter vontion of armies, or othor cause preventing payment of premiums, but policies mav b« rn stored by parties paying back premiums. j « na-
LIFE INSURANCE DIKEOTORY.
93
|BlIq|^Blte3'|ii@ai,i|
OF THE SOUTH,
29 Broad Street, Charleston, S. C.
Ikcoepokated Jan. 19, 1870. ITiest Policy Issoed Jan. 24, 1870.
CHAETBE PEEPETUAL.
WM. McEUENET, PresMsint. E. P. ALBXAOTEE, Vice-Pres't & Act'y.
QBO. BOSSS, Secretary.
J^umher c
/ ?'oUcies
Issued each
year since
Organization .
Year.
Policies Issned.
Amount Insured.
Net Value Pol. in force. Estimated.
Gross
Assets.
Losses Paid.
Diyid'ds Paid.
1870
348
$1,S08,000
$33,000
$47,375
$2,000
Policies in force Jan. 1, 1871 320. Amount Insured .
ASSETS, JAN. 1, 1871.
Capital
Other Assets $47,375
$1,099,040
LIABILITIES.
Net Value Pol. in force. Estimated $33,000
Other Liabilities, exclusive of Capital 1,908
$34,t
Surplus $12,467
INCOME DUltlNG 1870.
Premium Eeceipts $61 ,277
Other " 840
EXPBNDITUEES.
Death Claims and Endowments $2,000
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 16,468
Surplus
Total Losses Paid $2,000. Average Am't of Pol. in force.
$62,117
$18,468
$43,649 .-.$3,435
The business of this Company is conducted on the " Purely Mutual" Plan. Dividends are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Contribution" Plan. TheNet Premiums are calculated upon the " Actuaries Experience " Table, interest at 5 per cent. $50,000 is deposited with the Comptroller of South Carolina for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after one annual premium.
94
WYNKOOP & HALLBNBECK'S
T
111 South Fourth Street, Philadelphia, Penn,
iNCOEPOEATED MAKCH 22, 1865. PlEBT POLICY IbSUED JULY 31, 1865.
CAPITAL, $500,000 (CASH, $385,177). CHAETEE PBEPETTJAL.
SAMUEL n, SHIPLET, Prssideat. WM. 0. LON&STEETH, Vice-President.
EOWLAND PAEEY, Actuary.
JVumher c
/ 3^olieies Issued each
jyear since
Organization .
Tear.
No. Policies Issued.
AmoTmt iDLSured.
Net Yalue Pol. in foree.
Am. Ex. 4i %
Gross
Assets,
Losses Paid.
Divid'ds Paid.
1865 1866 1867 1868 1869 1870
70 528 282
1,001 969
1,017
$324,000 1,732,300 2,530,650 2,725,527 2,737,003 2,610,910
$48^863* 170,040* 320,000 454,015 670,] 35
$151,633 207-725 336,989 527,074 737,627 1,141,497
' $13,606 11,500 22,000 47.500 43,450
$S>2,i76 51,569
* Actuarie9, 4 per cent.
Policies in force Jan. 1 , 187 1 3,264. Amount Insured .
ASSETS, JAN". 1, 1871.
Capital $38i,177
OtherAssets 756,320
LIABILITIES.
Net Value Pol. in force, American Experience, 4J^ $670,137
Other Liabilities, exclusive of Capital- 17,019
1,388,400
-$1,141,497
$687,156
Surplus $454,341
IN"COME DURING 1870.
Premium Eeceipts $365,409
Otlier " 35,f'"
EXPENDITUEES.
DeatU Claims and Endowments '- . $43,450
Policy Claims and Surrenders 15,309
Dividends to Policy-liolders 51,569
AH otlier Expenditures 82,955
$401,099
$193,283
Surplus $207 .816
Total Losses Paid $137,430. Average Amount of Pol. in force.. $2, 876
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all pai-ticipating policies two years in force. Surplus is divided amouff the ussurod on the " Contribution" Plan. The Net Premiums are calculated upon a tablo similar to the '^Actuoj'ies," interest at 4 per cent. $100,000 is deposited with the Auditor-General of Pennsyl- vania for the benefit of policy-holders. The largest amount of insurance carried on any one life is $20,000. All Policies ai'c non-forfeitable after two annual preuiuims. Organized to extend the benefits of Life lusui-auce among the Society of Eriends, but any good risks will be accepted.
LIFE INSUEANOB DIEBCTORT.
95
iipimo Lif 1 IIS. coif T,
157 La Salle St., Chicago, 111.
iNCORPOEiTED MAUCH 27, 1869. 'ElSST POLICY ISSUED JULY 6, 1870.
OAPITAI., $5,000,000 (CASH, $457,100). CHAETEE, 50 TEARS.
I. V. FAEWELL, Fresiient. FACL CORNELL, 2d Vico-Pros't.
A. W. EELLOaa, 7ioe-Ftesident. OEEIH E. MOOEE, Secretary.
JVumder c
f S^oUcies Issued each
year since
Organization,
Year.
No. Policies Issued.
Amonat InsTiied.
Net Talue Pol. ia force. Am. Ex. i\ %
Gross Assets.
Losses Paid.
DiTid'as Paid.
1870
1,212
13,140,873
$87,833
4691,977
$4,025
Policies in force Jan. 1, 1871 1,176.
Amount Insured $2,936,494
ASSETS, JAN. 1, 1871.
Capital $457,100
Other Assets 234,677
LIABILITrES.
Net Value Pol. in force, American Experience, 4J j? $87,833
Other Liabilities, exclnalTe of Capital ' 154,247
$691,977
Sorplns $449,8:
INCOME DUItTNG 1870.
Premium Eeceipts $66,334
Other " - 3,289
EXPENDITUEES.
Death Claims and Endowments $4,025
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 38,264
$69,683
$42,289
Surplus $27,334
Total Losses Paid .$4,025. Average Am't of Pol. in force. . .$2,497
The business of this Company is conducted on the "Stock" or "Proprie- tary" Plan. The Net Premiums are calculated upon the "American Exp." Table, interest at 6 per cent. $100,000 is deposited with the State Treasui-er of Illtnois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. The risks of the following Companies have been assumed by this Company ; " Great "Western Life of Chicago," in 1870 (which Co. had previously reinsured the risks of the "Eagle Life" of Chicago in 1870), and the " De Soto Mutual Life " of St. Louis, in 1871.
96
WYNKOOP & HALLENBECK'S
Af if f mmm iiii i iis.
Pi
168 Washington St., Chicago, 111.
INCOEPOEATED MAECH 26, 1869.
CASH CAPITAL, S100,000.
FiEST Policy Issued Mat 2, 1870. CHAETER PEEPETITAX.
JESSE K. DUBOIS, President. J. D. LOW, Vice-President.
W. F. EEEWSTEE, Secretary.
JVumber of ^oUcies Issued each year since Orffanizaiion,
Year.
So. Policies Issued.
Amount Insured.
$571,570
!N"et Yalue Pol. in force. Am. Ex. 4 I
$10,470
$136,260
Divld'as Paid.
Policies in force Jan. 1, 1871 204.
Amount Insured .
ASSETS, JAN. 1, 1871.
Capita] $100, 000
Other Assets 36,260
5,200 $136,260
$19,486 Surplus #116,774
LIABILITIES.
Net Value Pol. in force, American Experience, 4^ ^^ $10,470
Other Liabilities, cxclusiTC of Capital 9,016
INCOME DURING 1870.
Premium Receipts $13,977
Other " 5,733
EXPENDITITEES.
Death Claijns and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
AU other Expenditures #34,873
Excess of Expenditures oyer Receipts
Total Losses Paid Average Am't of Pol. in force.
$19,710
$34,873 $15,163 . .$2,026
The business of this Company is conducted on the "Mixed" Plan. Dividends are paid annually on all participating policies two years in force. Sm'plus is divided among the assured on the " Contributiou " Plan. The Net Premiums are based upon the "American Experience" Table, interest at 4J per cent. $100,000 is deposited with the State Treasurer of Illinois for the benefit of policy-holders. The largest amount of insurance coiTied on any one life is $10,000. All policies are non-forfeitable. The Net value of each polioy is deposited with the State Treasurer of Dlinois semi-annually. Life Policies are payable at death or 90.
LIFE INSURANCE DIRECTORY.
97
^l^llil^
31 and 33 Pine Street, New York.
Incokpoeateu Jan. 17, 1862.
CASH CAPITAL, $110,000. EOEEBT L. CASS, President. THEO. B. WETMOEE, Tice-Fresidest.
rinsT PoLiuY Issued Jan. 18, 1862., CHAETEE PEEPETTTAL.
ISAAC H. ALLEIT, Secretary. B. L. CASE, Jr., Actuary.
Tfumber of jPoZicies Issued each year since Orffanizaiion.
Tear.
So. Policies IsBned.
Amonnt Insured.
Net Value Pol. in force. Am. Ex. 4J %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1863 1863 1864 1865 1866 1867 1868 1869 1870
211 838 1,403 2,134 3,325 4,094 4,386 6,358 5,324
$489,000
1,939,550
2,819,743
4,841,280
7,526,509
9,070,805
11,561,389
17,062,590
14,088,498
$258,856 532,111 934,451 1,490,967 2,070,229 2,587,620
$122,857
160,092
249,831
425,027
753,398
1,286,390
1,854,750
2,377,652
2,964,931
'$6^500
16,500
41,200
88,632
' 99,474
133,103
178,343
398,762
$3,9i6 18,157 49,420 79,983 113,974 172,646
Policies in force Jan. 1, 1871 14,803. Amount Insured $37,003,224
ASSETS, JAN. 1, 1871.
Capital $110,000
Otter Assets 2,854,931
LIABILITIES. Net Value Pol. in force. Actuaries Experience, 4J % $2,587,620 Other Liabilities, exclusive of Capital 44,751
Surplus -
INCOME DUEING 1870.
Premium Eeceipts $1,476,402
Other " 116,063
EXPENDITUEES.
Death Claims and Endowments $368, 762
Policy Claims and Surrenders 135,185
Dividends to Policy-holders 172,646
All other Expenditures '. 408,326
$2,964,931
12,632,371 $332,560
$1,592,465
Surplus
Total Losses Paid $955,514.
$1,084,919
$507,466
Average Am't of Pol. in force... $2, 500
The business of this Company is conducted on the "Mixed" Plan. Dividends are paid annually alter two annnal premiums on " All Cash," and after three annual premiums on "Note "Plan. Surplus is divided among the assured on the " Contribution" Plan on " All Cash," and "Percentage" . Plan on "Note " Plan. The Net Premiums are calcnlated upon the " Ac- tuaries Exp." Table, interest at 4 per cent. $100,000 is deposited with the Ins. Dep't of N. T. for the benefit of policy-holders. Xbe largest amount of insurance carried on any one life is $20,000. All policies are non-f orfeitable after three annnal premiums.
98
WYNKOOP &, HALMSUBEOK'S
289 Main St., Memphis, Tenn.
Incokpokated Jose 20, 1866.
CASH CAPITAL, $250,000.
T. L. NELSOM, Pieaident. AMOS ¥OOIlEUrr, lat Vice-Ptes't, F. M. WHITE, 24 Vies-Prea't.
riKST PouoT Issued July 17, 1866.
CHAETBE, 99 TEAES.
BEN. UAT, Sectetaiy.
OEAi T. PiTEESON, Aas't Sec'y.
r. 2. DAVIS, Tteasutor.
JVumber o
/ S'olicies Issued each
year since
Organization .
Tear.
No Policies lasued.
Amount Insured.
Net Value Pol. in force. Am. Ex. ^l %
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1866-7* 1867-8 1868-9 1869-70 1870 1
685
619
1,187
2,672
1,169
$3,594,700 2,675,500 4,594,350 9,246,147 4,033,350
$6i7,2b9'
$238,676 332,668 510,602 826,223
1,037,169
$] 0,079 76,261 (J4,946 88,835 50,219
$30^547
2, err;
* Year ending; June 30.
Policies in force Jan. 1, 1371. . . .4,737.
tJuly 1 to Dec. 31.
Amount Insured $17,062,6
ASSETS, JAN. 1, 1871. .
Capital $250,000
Other Assetfl... 787,169
LIABILITIES.
Ket Value Pol. in force. Actuaries Experience, 4 ^ $617,209
Other Liabilities, exclnsiTC of Capital 30,799
- §1,037,169
3,008
Surplus $389,161
INCOME DTJEING 1870.
Premium Eeoeipts $784,147
Other " 31,080
$815,227
EXPENDITURES.
Death Claims and Endowments $103,284
±"01107 Clauns and Surrenders. . . 1 027
Diyidends to PoUoy-holders.
All other Expenditures i -1 '"!".'!".'.'.'.".".!!!;!;;; !!!! I'esibo
1 $269,411
^""Tius ii^iile
TotalLosses Paid $290,240. Avoraee Am't of Pol. in force... $3,602
deSs° re'°rd°lJ!™a^r?ni^ t^^tT '^\ "^'^^^ " ^>-- l'-" Surplus is divided among the assJrad on tff"??^';"'-- "*" ^"'^ '" ^'"™' Net Premiums nre calculated upT be™' Actu^?os?."H?V ^^''^- The at 4 per cent. The largest amount of insurnmTo^ J? ? "''''"''- ">torest Wm^U policies are^on-forfSable aTerTw" Sal p?^SnT' """ ^
lUfB INSURANCE DIRECTOKY.
99
Ifg |q|. |ff. a!
Cor. Jefferson and Third Sts., Louisville, Ky.
Incokpokatbd Peb. 7, 1866.
CASH CAPITAL, $200,000.
J. LAWEENCB SMITH, President. J. H. LIOTBNBBEaEE, 1st Vice-Pres't. J. E. TEHPLE, 2d 7ioe-Pres't.
FiKST Policy Issubd June 12, 1866.
CHAETER PEEPETUAL.
L. T. IHUSTIH, Secretary. 1. E. SMITH, Treasurer. S. T. WILSON, aen'l Agent.
J^umber of :Polieies Tssued duriitg ySTO.
Tear.
No. Policies Issued.
Amount Insured.
Ifet Value Pol. in force. Am. Ex. 4i %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1870
621
$1,594,900
$301,473
$6-26,143
$12,500
S13,884
Policies in force Jan. 1, 1871 1,^
Amount Insured $5,116,188
ASSETS, JAN. 1, 1871.
Capital - $200,000
Other Assets 426,142
LIABILITIES.
$626,142
Net Value Pol. in force, American Esperience, A^% - $301,473
Other Liabilities, exclusive of Capital
$301,473
Surplus $324,669
INCOME DDEING 1S70.
Premium Eeoeipts $212,362
Other " 31,346
EXPENDITtTEKS.
Death Claims and Endowments $12,499
Policy Claims and Surrenders 572
Dividends to Policy-holders , 13,824
All other Expenditures 57,745
Surplus ;
Total Losses Paid $38,750. Average Am't of Pol. in force.
$343,708
$84,640 $159,068 ...$3,482
The business of this Company is conducted on the "Mutual" Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
100
WYNKOOP & HAIXBNBECK'S
7"
203 Bi-oad^vay, USTe-w York.
Incoepoeated Oct. 14, 1867.
CASH CAPITAL, 1:125,000. aEO. 0FD7KE, Fiesident.
PiEBT Policy IssnED Oct. 15, 1867, (JHAETEE PEEPETTTAL. J. L. DAWES, Tico-Prosidest.
0. W. OPDrZE, Seerstapy.
JVumber o
f ^^licies Issued eaek
year sinct
Organization .
Year.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Am. Ex. i\ 1,
Gross Assets.
Losses Paid.
DlTid'ds Paid.
1867 1868 1869 1870
115 1,207 1,020
940
$393,000 2,674,570 2,029,050 1,477,900
$11,897
69,752
127 375
158,046
$145,752 206,440 252,302 284,563
$13,486 16,347
'"$631 1,072
Policies in force Jan. 1, 1871 1,463. Amount Insured $2,933,603
ASSETS, JAN. 1, 1871.
Capital _ $125,000
Other Assets 159,563
$284,553
LIABILITIES.
Net Value Pol. in force, American Experience, 4| i $158,046
Other Liabilities, exclusive of Capital 9,290
$167,336
Surplus $117,227
INCOME DUEING 1870.
Premium Eeceipts $114,939
Other " 9,991
$124,930
EXPENDITURES.
Death Claims and EudoTrments $11,589
Policy Claims and Surrenders '. 220
Dividends to Policy-holders 1,072
All other Expenditures 60,151
$73,032
Surplus $51,898
Total LossesPald $"29,833. Average Am't of Pol. in force §2,005
The business of this Company is conducted on the ' ' Mutual " Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the " Contribution " Plan. The Net Premiums are calculated upon the '* American Experience " Table, in- terest at 4J per cent. .floO.OOO is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance canied on any one life is $20,000. All policies ore non-forfeitable after two annual premiums. The risks of this Company were transferred to the "Government Secm-ity Life -' of New York, in July, 1871.
LIFE INSOEANCB MEECTORY.
101
if All mmmi mh iis, go.-
98 Main Street, 'Worcester, Mass.
iNCOBl'OKATED MAUCH 16, 1844. PlEST POLICT ISSUED JUNE 1, 1845.
CHAETBE PEEPBTTTAL.
ISAiO lAVIS, Pres't. WM. BIOEraSOU, Treat. CLAEENBON HAEEIS, Seo'y. H. M. WHEELEE, Ass't Ses'y. J. B. E. JOHES, Siip't Agencies.
JVumber of policies Issued each
year since
Oi'ffanixai
ion.
Tear.
No. Policies Issued.
Amount Insured.
Net Value. Pol. in force. Act. Ex. 4 i
Gross
Assets.
Losses Paid.
Divid'ds Paid.
§1845-6
1847
1848
1849
1850
1851
1852
1853
1854
1855
1856
1857
1858
1859
1860
1861
1863
1863
1864
1865
1866
1867
1868 {1869
1870
485 425 538 376 315 189 275 361 227 141 134 177 256 175 192 198 129 109 230 304 304 434 503 506 333
$840,225 666,520 848,800 507.500 449,950 249,997 300,300 445,975 320,150 169,300 208,433 278,400 363,550 249,300 315,300 269,900 167,300 131,050 337,800 496,100 542,000 940,900 1,052,500 956,000 598,000
$615,314 751,966 820,522 886,804 984,371
$114,146 128,622 143,019 152,247 169,736 195,702 186,148 197,504 228,983 250,631 280,760 320,867 393.573 437,581 477,619 529,736 571,038 593,697 639,625 711,473 669,399 777,633 848,441 993,298 1,099,563
""J8,o66
49,2U 64,113 47,500 41,013
$12,395
17^143
20^24.5
45,595
63;955
8K633 40,841 20,841 58,381
\ Tear ending June I. Policies in force Jan. 1. 1871, .
Capital, Other Assets,
% From June 1, 1868, to Dec. 31, 1869, 19 months. . 3,331. Amount Insured. . . . $6,136,660
ASSETS, JAN. 1, 1871.
$1,141,673
LIABILITIES. Ket Value Pol. in force, Actuaries Experience, 4 per cent , Other Liabilities, exclusive of Capital, ....
$1,141,672
$984,373 28,336 $1,012,709
INCOME DURING 1870.
Premium Keceipta, $172,093
Other " . 69,666
Death Claims and Endo^vments, . Policy Claims and Surrenders, Dividends to Policy-holders, All other Expenditures, .
EXPEXDITUEES.
$37,600 6,673 68,360
B,862 $129,395
Surplus $112,364
Total Losses Paid, . . . $350,000. Average Amount of Pol. in force, . . $1,842 The business of this Company is conducted on the " Purely Mutual " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculnted upon the "Actuaries Exp." Table, interest at 4 per cent $100,000 is deposited with the State Treasurer of Massa- chusetts for the beneflt of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are noa-forfeitable under the State Law of Massachusetts.
102
WYNKOOP & HALLENBECK'S
513 Olive Street, St. Loiiis, Mo.
INCORPOHATED 1857.
CASH CAPITAL, S:00,000.
C. H. FKCE, ?resiclent. J. S. MILLEB, Ass't Z^ti'y.
FiRBT Policy Issued 1858.
CHAETEE PEEPETTJAL.
W. T. SEELBT, Vice-President. W. H. BEHTON, Gen'l igeat.
JVumber of Policies Issued each year
since iSOS
Year.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Am. Ex. 4i %
Gross Assets.
Losses Paid.
Divid'ds Paid.
1869 1S70
5,230 6,514
$16,618,560 16,433,955
$3,748,645 4,710,269
$4,494,426 5,542,728
$555,630 566,577
$232,677 336,273
Policies in force Jan. 1, 1871 15,583. Amount Insured
ASSETS, JAN. 1, 1871.
Capital $100,000
Otlier Assets 5,442,728
§5,542,728
LIABILITIES.
Net Value Pol. in force, American Experience, 4J %. $4,710,269
Other Liabilities, exclusiTe of Capital 425,750 §5,136,019
Surplus $306,709
INCOME DUEING 1870.
Premium Eeceipts $2,855,903
Otter " 314,444
EXPENDITUEES.
Death Claims and Endowments §566,577
Policy Cla,ims and Surrenders 118 438
Dividends to Policy-holders 33P 273
All other Expenditures 55.J '535
$3,170,347
$1,575,823
'^'"P'l^ $1,594,524
Total Losses Paid $1,988,354. Average Am't of Pol. in force. . .$3,252
de'^d\\'rrP^°n'n*Sl5Z^^,r^^SSl?'-^^ °'^'-
plus is divfded among the nssm-ed onfl ^®.Pn''°f ?,'T? y""™ l>i toce. Sur- tremimns are calculated upon the "Actuarle, P?"''""'"'" m"™' ™« ^"<" 4 per cent. $100,000 is dooosited ,^?i, h,„ 1^-^^^"""°° T'lMe, interest at with the StatS Treasurer orv-Kii^I 'id %.n"mn°''?*v. "l '^^^"^^^ ^m Tennessee for the beuelit of polSy-£olTors Tl,„ 1'''"'' ?'"*" I'^asurer of anoe carried on any one life is sio ooo \n „ .'."^e^st amount of insur- aflor two annual premiums. * ' ^" Pohcios are uon-forfeitable
LIFE INSUEANCE DIRBOTOEY.
103
P 7 51 -La Salle
Chicago, 111.
INCORPOKATED MaHCH 15, 1869. FlKST POLICY ISSDED OCT. 1, 186!
CAPITAL, J500,000 (CASH, $185,000). CHAETEE PEEPETUAX.
OTTO MUTSCHLEOHKEE, Presidsnt. J. A. EUCE, Vice-FiesidSHt.
CHAS. EEITZ, Treasurer. C. ElTOBELSBOEFr, Secretary.
JVutn&er of ^oZiGies Issued each year since Organizaiion.
Tear.
No. Policies Issued.
Amoimt Insured.
Net Value Pol. iu foree.
Am. Ex. 4i %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1869 1870
196 910
1258,500 1,310,500
$15,971 78,845
$515,114 553,745
$4,bb6
Policies in force Jan. 1, 1871 992.
Amount Insured $1,726,500
ASSETS, JAN. 1, 1871.
Capital tSOO.COO
Other Assets 53,745
LIABILITIES. Ket Value Pol. in force, American Experience, 4^ %. Other Liabilities, exclusive of Capital
$553,745
$72,845
$72,845
Surplus $480,900
nfCOMB DtTEING 1870.
Premium Eeceipts $60,980
Other " 9,648
EXPENDITURES.
Death Claims and Endowments $4,000
Policy Claims and Surrenders
Dividends to Policy-holders
AU other Expenditures 53,947
Surplus
Total Losses Paid 14,000.
$57,947 $11,681
Average Am't of Pol. in force $1,742
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies three years in force. Surplus is divided among the assured on the ''Contribution" Plan. The Net Premiums are calculated upon "Farr's English Life Table No. 3," interest at 5 percent. $102,864 is deposited with the State Treasurer of Il- linois for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premium^.
104
WYNKOOP & HAL,LBNBECK'S
INOOEPOEATED JUNE 17, 1863. FlKST LIFE POLICY ISSUED DEC. 25, 1865.
CASH CAPITAL, $500,000. CHABTEE PEEPETUAX.
JAMES a. BATTEKSON, President. EmUET DEMHIS, Secretary.
Life Branch. (See Accident Department.)
JVumbef o
/ 'I^oHcies Issued each
year since
Organization.
Tear.
No. Policies Issued.
Amount Insni'ed.
Net Value Pol. in force. Act. Exp. 4 %
G-ross Assets.
Losses Paid.
Divid'ds Paid.
1866 1867 1868 1869 1870
472 1,796 1,927 1,957 2,665
$1,280,750 3,782,800 3,961,448 3,836,709 4,613,918
t32,450
188,147
354,436
566,731'
778,868
$18,553 154,081 328,735 494,549 737,802
"$26,667 49,000 74,000 67,000
Policies in force Jan. 1, 1871 5,846. Amount Insured $11,340,676
ASSETS, JAN. 1, 1871.
Capital -
Other Assets $737,803
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 f $778,868
Other Liabilities, exclusive of Capital 11,517
$737,802
$790,385
Surplus $52,583
INCOME DUEING 1870.
Premium Eeceipts $338,964
Other " 38,041
EXPENDITUEES.
Death Claims and Endowments $67,090
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures 79,677
$376,855
$146,767
Surplus $230,088
Total Losses Paid $216,757. Average Am't of Pol. in force $1,940
* The business of this ComjDany is oondhcted on the " Stoct "or " Proprie- tary ' Plan. The Net Premiums are calcidated upon the "Actuaries" and " American Exp." Table, interest at 5 per cent. $200,000 is deposited with the State Treasurer of Conneotiout, $6,000 in Ohio, $1,500 in Iowa, $25,000 in Tennessee, and $140,000 in the Dominion of Canada for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000.
LIFIS INSURANCE DIRECTORY.
105
Noniiwest corner TMrd street am Central Ayenne, Cincinnati, Olio.
Incorporated Feu. 2, 1867.
CASH CAPITAL, $100,000.
lOHiT II. FHILLIFS, Fiesident. JOHN J. J. PEOE, 7ic6-Fr8Sicl9nt.
First I'olict Issued March 28, 1867.
CHAETEE PBEPETTJAL.
IT. W. HAHBIS, Secretary.
E. F. HABSHALL, Ass't Seo'y.
JVuTiiber o
/ S'olicies
Issued eacJ
year since
Organizalion .
Year.
No. Polioiea Issued.
Amount Insured.
Net Val. Pol. in force. Am. Ex. 4i f
Gross Assets.
Losses Paid.
Divid'ds Paid.
1867 1868 1869 1870
475
559 1,017 1,471 .
$1,228,250 1,810,142 2,010,532 3,767,575
"$35,396* 80,9365 145,000
$133,299 161,579 221,442 276,693
" $3,666
13,000 29,000
$5,183 11,681
* Actuaries, 5 per cent. \ Eng'lish Life No, 3, 6 per ccnji.
Policies in force Jan. 1, 1871 2,038. Amount Insured ^4,993,849
ASSETS, JAN. 1, 1871.
Capital ^100,000
Other Assets 176,693
LIABILITIES.
^276,693
Net Value Pol. in force, American Experience, 4^ ^ $145,000
Other Liabilities, exclusive of Capital 9,551
$154,551
Surplus ^122,142
INCOME BUEING 1870.
Premmm Keceipts ^141,6
Other " 10,147
EXPENDIXUEES.
Death Claims and Endowments $29,000
Policy Claims and Surrenders 6,015
Dividends to Poliey-holders 11,681
All other Expenditures 51,448
§151,811
^98,144
Surplus
Total Losses Paid. . . . $45,000.
Average Am't of Pol. in force.
§53,667 ..§2,406
The business of this Company is conducted on the ' ' Mutual '' Plan, Divi- dends are paid annually on all participating policies two years in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums aro calculated upon the "American Exp." Table, interest at 4 per cent. $100,000 is deposited with the Auditor of the State of Ohio for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
106
WYNKOOP & HALLEJSTBBCK'S
/
Directors' Office, 27 Court St., Boston, Mass.
INCOEPOKATEU JULY 17, 1848. FlUST POLICY ISBOTiD OCT. 1, 1849.
OHAETBK PBEPETTTAL.
HEKEY OEOOKEE, President. W. H. HOLLISTEE, Vice-President.
JVumber of l^olicies Issued each year since Organization.
So.
Tear.
Policies
Issued.
1850
1.464
1851
2,259
1852
1,783
1853
. 902
1854
547
1855
376
1856
341
18.57
236
1858
363
1859
526
1860
505
1861
436
1862
334
1863
1,356
1864
1,834
1865
2,593
1866
3,548
1867
3,221
1868
3,213
1869
3,351
,1870
4,600
Amount Insured.
$2,763,385
3,616,203
2,138,634
1,147,967
743,273
508,850
553,3,50
410,000
814,950
1,192,635
1,001,300
657,150
696,000
3,400,000
4,332,200
6,193,745
7,873,050
6,874,480
7,239,350
8,056,730
10,859,630
IsTet Value Pol. in force. Act. Ex. 4 %
ti-ross Assets.
$237,142 259,189 265,642 374,446 318,.582 384,609 419,472
3,418,082 2,943,3.53 3,718,860 4,600,900
$165,220
267,734
3.57.836
440,134
533,485
570,585
589,475
609,505
653,504
702,865
761,598
811,133
808,393
852,088
1,094,069
1,530,887
2.188,439
3,091,284
3,730,836
4,411,380
5,295,333
Losses Paid.
$39,050 63,185 52,.536 49,525 53.657 75,022 49,486 32,935 4.5,590 51,400 58,450 84,525
94,093 99,900 130,850 184,500 220,350 201,190 267,900
Dirid'ds Paid.
$37,381 38,952 43,437 32.093 30,514 33,187 31,927 29 851
33,032 45,064 45,899 46,861 68,784 392,508 394,571
Policies in force Jan. 1, 1871 15,852. Amount Insured $36,008,360
ASSETS, JAU". 1, 1871.
Capital
Other Assets 15,395,233
LIABILITIES. $5,295,233
Ket Value Pol. in force, Actuaries Experience, 4s«-. $4,600,900 Other Liabilities, exclusiye of Capital 51,400 $4,653,300
Surplus
IKCOME DCriirN& 1870.
Premium Eeeeipts $1,555,675
Other " 373 563
$642,933
EXPElTDITUItES.
$1,828,238
Death Claims and Endowments $267,900
Policy Claims and Surrenders 150,940
Dividends to Polioy-holders 394,571
All other Expenditures 248,673 $1,062,084
Surplus $766,] 54
Total Losses Paid $1,854,125. Average Am't of Pol. in force $2,271
The business of this Company Is conduotod on tlio " Purely Mutual " Plan. Dividends are paid annually on all pni-tlcipatinff policies two yeai-s in force. Surplus is divided among the assured on the " Contribution " Plan, The Net Pi-oiniums are based upon the ".Actuai-ios Kxporionco" Table, intorost at 4 per cent. .^100,000 Is deposited lu Maine, and $100,000 in Canada for the benefit of polloy-holdora. The largest amount of insurance carried on any one life is $20,000. All policies are non-forfeltable after one annual promium. The risks of the following Companies have been re-insured in this Company : " Baltimore Mutual Life" of Baltimore, Md.j'and ' Chicago Alutuill Life" of Chicago, 111.
LIFE INSTJKANCB DIKECTOEY.
107
|ttlld filler |ll@ fffii. |s. el t|e fllf si |6w |b4
48 Wall Street, New York.
Ifc'CORPOKATED FEB. 25, 1850.
CASH CAPITAL, $200,000. JOm B. DeWITT, President.
TiKST Policy Issijed Makcii 4,1850. CHAETEE PEEPETUAL.
CHA3. E. FEASE, Secretary.
WM. J>. WHITIira, Actuary.
J^umber c
fjpoticies
Issued each
year sinct
Organizaiion .
Year.
No. Policies Issued.
AmoTint Insured.
Net Value Pol. in force. Act. Ex. 4 i.
Gross Assets.
Losses Paid.
Divid'ds Paid.
1850
1851
1852
1853
1854-
1855
1856
1857
1858
1859
1860
1861
1862
1863
1864
1865
1866
1867
1868
1869
1870
408
539
1,161
5-(2
422
504
1,277
1,004
814
808
1,039
710
665
1,1)85
1,315
1,320
1,958
1,846
2,138
1,091
1,127
$2,801,820 3,086,400 4,687,230 4,511,275 4,868,286 2,445,426 2,171,033
"$9io;379 1,395,635 1,304,097 1,534,517 1,915,288 2,560,532 2,772,058
$117,980
142,551
178,063
206,211
238,684
283,131
341,324
430,483
497,290
576,664
701,480
804,852
876,067
1,0.52,011
1,304,828
1,600,139
2,005,702
2,470,792
2,915,649
3; 354,525
3,686,323
$76,714 91,178 171,091 169,249 237,057 2.53,268 223,147
......
$415,967*
529,758 94,553
'^ Total amount of first five dividends. Policies in force Jan. 1, 1871, . . 7,973. Amount Insured,
ASSETS, JAN. 1, 1871.
Capital, ; . .
Other Assets,
LIABILITIES. Net Value Policies in force. Actuaries Experience, 4 per cent., Other Liabilities, exclusive of Capital,
$200,000 3,486,323
$2,772,053 39,543
$2,811,601
Premiiun Receipts, Other "
INCOME DURING 1870.
Death Claims and Endowments, Policy Claims and Surrenders, Dividends to Policy-holders, .
All other Expenditures,
EXPENDITURES.
$676,411 227, 196
$222,147 72,505
176,777
Surplus, $336,625
Total Losses Paid, . . . $1,600,000. Average amount of Pol. in force, . . $2,396 The business of this Company is conducted on the " Mixed " Plan. Dividends are paid annually on all participating policies one year in force. Surplus is divided among the assured on the ''Contribution " Plan. The Net Premiums are calculated upon the "Actuaries Exp." Table, interest at 4 per cent. $100,000 is deposited with the Insurance Uep't of New York for the benefit of policy-holders. The largest amount of insurance on any one life is $16,000. All policies are non-forfeitable. The risks of the following Companies have been re-insured in this Company : " Howard Life Ins. Co. of N. Y." in , and "Ben Franklin Life Ins.
Co." inl87U.
108
WYNKOOP & HALLBNBECK'S
T
69 Liberty Street, New York.
INCOKPOBATED TEB. 3, 1865. ElHST POUCY ISSOED FEB. 2, 1865.
CASH CAPITAL, $200,000. CHAETBE PEEPEXTTAX.
WU. WALZES, President. HE1TE7 J. PUBBEE, Tice-Fresident.
J. H. BEWLE7, Secretary.
JVumber of ^oiicies Jssued each year since OrgranizaHon,
1865 1866 -1867 1868 1869 1870
No. PoUcies Issued.
656 1,655 1.447 2,250 2,433 2,304
Amount Insured.
$2,232,550 4,497,050 3,417,600 5,231,677 5,865,850 6,175,965
Net Value Pol. in force. Am. Es. ^\%
$309,775 565,529 603,422
Gross
Assets.
$343,360 314,028 384,971 534,761 795,868 861,104
Losses Paid.
$7,000 49,000 70,500 65,050 79,730 157,615
Divid'ds Paid.
Policies in force Jan. 1, 1871 4,492. Amount Insured.
ASSETS, JAN. 1, 1871.
Cajiital $200,000
Other Assets 661,108
LIABILITIES.
Net Value Pol. in force, American Experience, i^% $603,422
Otker Liabilities, exclusiye of Capital 25,000
.$10,818,209
$861,104
$628,422
Surplus $232,(
INCOME DimiNG 1870.
Premium Receipts $446,393
Other " 38,334
EXPENDITUKES.
Death Claims and Endowments $157,615
Policy Claims and Surrenders 61,727
Dividends to Policy-holders
All other Expenditures 181,825
$484,727
$391,167
Surplus $93,560
Total Losses Paid $428,895. A-peraee Am't of Pol, in force $2,409
The business of this Company is conducted on the "Stock" or "Proprie- tary" Plan. The Net Premiums are calculated ujifti the "American Ex- perience " Table, interest at 5 per cent. There is deposited with the proper authorities, for the benefit of policy-holders, $100,000 in New York, $30,000 in Virginia, and $50,000 in South Carolina. The largest amount of insur- ance carried on any one life is $10,000. All policies aa-o nou-forfeitable after three annual premiums.
LIFE mStlKANCB BIRBCTOEY.
109
¥ifS@ll lilfi liiimagi ypspji
Peck Building, College St., Burlington, Vt.
Incorporated Oct. 28, 1868. CASH CAPITAL, $50,000.
FiKST Poucv IssrED Jan. 1, 1869. CHAETEE PEEPETUAI,.
EDSSBLL S. TiFT, President. K. T. MEEEITI, Vico-Preaideiit.
WAEEEK GIEBS, Secretary.
JVumher
of policies Issued each
year since
Organization .
Xear.-
Ho. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Am. Ex. 4 J %
Gross
Assets.
Losses Paid.
Divid'ds Paid.
1869 1870
203 157
1285,000 215,500
$7,761 13,789
^57,762 64,039
.269.
Amount Insured.... 4391,000
Policies in force Jan. 1, 1871.
ASSETS, JAK. 1, 1871. Capita] |50,000
Other Assets..
$14,039
LIABILITIES.
Ket Talue Pol. in force, American Experience, 4J ^. . #13,789 Other Liabilities, exclusive of Capital.
Surplus..
IKCOME DUEIUG- 1870.
Premium Eeceipts - -
Other "
BXPENDITUEES.
Death Claims and EndoTvuients
Policy Claims and Smrenders
Dividends to Policy-holders
All other Expenditures
#12,484 3,033
$476
Surplus. Total Losses Paid
Average Am't of Pol. in force.
$64,039
$13,789 $50,250
$15,517
$9,583
$5,934
...$1,418
The business of this Company is conducted on the '* Mixed " Plan. Divi- dends are paid annually on all participating poUoies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. TheiTet Premiums axe calculated upon the "American Exp." Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $5,000. All policies are non-forfeitable after two annual premiums.
110
WYNKOOP & HAL,LENBBCK'S
T
155 Broadway, New York.
INOORPOEATED JAN., 1860.
CASH CAPITAL, $125,000. OYEUS.OUETIS, Prssident. W. A. BEEWEE, Jr., Vice-Presiclent.
nriRST PoLicT Issued ITeb. 2, 1860. CHAEXEE PEEPETTJAL.
W. HAITOK, Secretary. OYECS MUHN, Ass't Sec'y.
J^uniher o
/ S'oticies Issued each
jyear since
Organizai
ion.
Year.
No,' Policies Issued.
Amonnt Insured.
Net Value Pol. in force. Am. Ex. 4J %
Gross
Assets.
Losses Paid.
Bivid'ds Paid.
1860
338
$1,093,600
$11,696*
$140,960
$3,535
1861
23B
648,500
30,621*
155,038
9,485
1863
458
1,087,600
57,000*
198,074
$6,000
9,608
1863
623
1,485,750
90,000*
257,915
9,000
8,348
1864
926
2,346,800
170,600*
345,029
33,250
8,732
1865
1,306
3,881,450
287,000*
530,097
44,500
8,470
1866
1,838
4,506,825
513,650t
724,118
65,233
15,306
1867
3,0.55
6,860,460
742,080t
1,017,643
117,112
14,249
1868
5,080
10,804,-570
1,091,408
] ,470,157
108,670
23,752
1869
6,671
13,251,015
1,746,662
2,004,717
168,827
262,505
1870
3,435
7.173,575
2,142,199
2,479,348
241,655
154,091
* Actuaries, 4 per cent. f English Life No. 3, 6 per cent
Policies in force Jan. 1, 1871 11,238. Amonnt Insured $25,677,405
ASSETS, JAN. 1, 1871.
Capital $125,000
Otlier Assets 2,354,348
LIABILITIES.
Net Value Pol. in force, American Experience, 4^ ^ $2,142,199
Otlier Liabilities, exclusive of Capital 32,431
-13,479,348
-$2,174,620
Surplus $304,728
- - - INCOME DUEING 1870.
Premium Eeceipts $1,084,653
Other " 107,424
$1,192,077
EXPENUITUEES .
Death Claims and Endowments $241,764
Polioj Claims and Surrenders 33,772
Bividends to Policy-holders 154,092
All other Expenditm'es 255,064
$684,692
Surplus $507,385
Total Losses Paid $794,746. Average Am't of Pol, in force $2,285
The business of this Company is conducted on the "Mutual" Plan- Dividends are paid annually on all participating policies one year in force. Surplus is divided among the as- sured on the "Contribution" Plan- The NotPreminms are calculated upon the "AraoHcan Experience " Table, Interest at 4 per cent. ^106,000 is deposited with the Insiu-ance Dep't of Kew York for the bonoHt of policy-holders. The largest amount of insurance carried on any one life l9 $20,000. All polioiea are non-forfoltablo after ttvo and three annual premiums-
LIPB INSURANCE BIEECTOEY.
V
111
Batavia, HSTe^vr York.
Incokpokated IsTov. 21, 1868.
CASH CAPITAi, $135,000.
H. n. HOWAED, PrasiSsnt. JOHU S. aANSOM, Vice-President.
FiKST Policy Issued Nov. 23, 1868.
CHAETEE PEEPETTTAL.
OEAS. E. FISH, Secretary. CHAS. H. HOWAED, Actuary.
J^UTiiber
/ Toticies
Issued each
year since
Organizal
ion.
Teai.
No. Policies Issues.
Amount Insured.
Net Valnc Pol. in force. Am. Ex. 4i?
Gross
Assets.
Losses Paid.
DiTid'ds Paid.
1868 1869 1870
24 461 504
$67,000 934,400 964,900
$2,106 20,509 44,756
$132,249 155,018 179,377
"$606
Policies in force Jan. 1, 1871 .
Amonnt Insured ...$1,399,800
ASSETS, JAN. 1, 1871.
Capital $12.5,000
Other Assets. 54,377
LIABILITIES.
Net Taine Pol. in force, American Experience, Other Liabilities, exclusive of Capital
$179,377
$44,756 3,853
$48,609
Surplus $130,7
INCOME DURING 1870.
Premium Eeoeipts $39,671
Other " 8,906
EXPENDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders
Dividends to Policy-holders
All other Expenditures
$600 21,765
$48,577
$22,365
Surplus $26,212
Total Losses Paid Avei-age Am't of Pol. in force $1,994
The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the "American Experience " Table, interest at 4^ per cent. $100,000 is deposited with the Ins. Dep't of New York for the benefit of policy-holders. The largest amount of insurance carried on any one life is $10,000. All policies are non-forfeitable after two annual premiums.
112
WYNKOOP & HAXLBNBECK'S
132 Broadway, New York.
INCOEPOKATED SjSPT. 17, 1864. FlllST POLICT ISSUED SEPT. 17, 1864.
CASH CAPITAL, ?200,000. CHAETEE PEEPETTJAl.
OHAS. H. EAYUOUD, President. EOBEET A. &EAHNIS, Secretiry.
SHEFFAED HOUAITS, Consulting Actuuy.
Jf umber c.
/ S'otiaies
Issued each
year since Organization.
Tear.
STo. Policies Issued.
Amonnt Insui-ed.
ITet Value Pol. in force. Am. Ex. 4§ %
Gross Assets.
Losses Paid.
DiTid'ds Paid.
1864 1865 1866 1867 1868 1869 1870
103 1,092 1,582 1,783 3,176 1,434 1,393
1360,000 3,493,250 5,039,931 4,837,377 2,905,035 3,.524,654 3,657,704
K261* 165,100* 240,882* 468,268 1 796,724 1,074,219 1,246,193
$231,538 306,814 . 530,839 759,013 1,058,295 1,350,631 1,599,068
"115,566
44,000
40,015
96,493
143,295
,124,598 50,843 9,068 46,784 95,703 49,751
* Estimated. f EngUsh Life No. 3, 5 per cent.
Policies in force Jan. 1, 1871 4,535. Amount Insured $12,299,705
.ASSETS, JAN. 1, 1871.
Capital 8200,000
9,068
§1,599.068
lapit Other Assets 1,399,068
LIABILITIES. Net Value Pol. In force, American ExperienGe,4J %... $1,246,193 Other Liabilities, exclusive of Capital. 76,905
Surplus.
INCOME DimiN& 1870.
Premium Receipts ^555,723
Other " ,86,609
EXPENDITtTEES.
Death Claims and Endowments $r43;295
Policy Claims and Surrenders 48;700
Dividends to Policy-holders 49,751
All other Expenditures 158,089
$1,323,098 $375,970
-1643,332
Surplus.,.
$399,835 $243,497 Total Losses Paid $339,304. Average Am't of Pol. inl'oroe |2,712
The business of this Company is conducted on the " Mutual " Plan. Divi- dends are paid annually on all participating policies one year in force. Surplus is divided among the assm-ed on the '* Contribution " Plan. The Net Premiums are calculated upon the " American Exp." Table, interest at 4 per cent. ^100,000 is deposited -with the Ins. Dep't of N. T., and $30 000 Tvith the State Treasurer of Virginia for the benefit of policy- holders, the largest amount of insurance carried on any one life is $20,000. AH policies are n on- forfeitable after two annual premiums. The "Ecserve" Plan of Dividends has been successfully adopted by this Company.
LIFE INStlKANCB DIRECTOBY.
113
ii4 |r|t|in |ttai |lt8 |i!|. Ijoig'
4 Maxwell House, Nashville, Tenn.
INCOEPORATED DEC. 17, 1867. PlRST POLICY ISSDED APKIL 17, 1868.
CAPITAL, $300,000 (CASH, $133,250). CHABTEE PEEPBTUAL.
E. J>. FAElTSWOIilH, President. I. L. MAESHALL, Secretary.
JOHN POTTESFIELD, Vice-President.
W. OHIDSEY, Gen'l Agent.
JVumder of IPoUcies Issued each year since Organization ,
Tear.
1868 1869 1870
No. Policies Issued.
419 634
Amount Insured.
$1,051,000 1 ,397,600
Net Value Pol. in force. Act. Ex. 4 i.
$63,570
Gross
Assets.
$186,107
Paid,
$300
Divid'ds Paid.
Policies In force Jan. 1, 1870. . . .769. Amount Insured. ....... .$l,764,i00
ASSETS, JAN. 1, 1870.
Capital $133,2.50
Otlier Assets 53,857
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 ^ $63,570
Otlier Liabilities, exclusive of Capital 1,298
6,107
Surplus $121,339
INCOME DUEING 1869.
Premium Eeceipts $47,498
Otlier " 6,540
EXPENDITUEES.
$300
Death Claims and Endo-mnents
Policy Claims and Surrenders
DiTldends to Policy-holders
Another Expenditures 23,429
$53,038
$23,729
Surplus $29,309
Total Losses Paid $300. Average Am't of Pol. in force $2,294
The business of this Company is conducted on the "Mixed" Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premiums are calculated upon the " Actuaries Experience " Table, interest at 4 per cent. The largest amount of insurance carried on any one life is $10,000, All policies are non-forfeitable after two annual premiums.
114
WYNICOOP & HAILENBECK'S
/
lllil§| ^
160 Broadway, New York.
Incorporated Nov. 19, 1866.
CASH CAPITAL, $200,000. J. H. rSOTHlHOHAU, President. W. S. TISDilE, Vice-President.
First Polict Ibbued Deo. 1, 1866.
CHAETEE PEEPETTTAL.
W. F. BUCKLEY, Secretary. W. J. OOPFIH, Actuary.
J^umher of Policies Issued each year since Organizalion. ^
Year.
1867
1869 1870
No. Policies Issued.
1,075
694'
1,274
1,269
Amount Insured.
$2,824,000 2,290.750 2,432,708 2,490,579
Net Value Pol. in force. Am. Ex. 4i t
$55,293* 140,041 226,669 318,786
$250,158 297,106 357,539 485,861
Losses Paid.
$7,500
7,500
31,700
49,607
Divid'dfl Paid..
$7,315 12,412
* English Life No. 3, 5 per cent.
Policies ill force Jan, 1, 1871 2,718. Amount Insured.
ASSETS, JAN. 1, 1871.
Capital $200,000
Other Assets 285,861
.$5,594,447
LIABILITIES.
Net Value Pol. iu force, American Experience, i\% §318,786
Other Liabilities, exclusiTe of Capital 5,249
848.">,861
$324,035
Surplus $161,826
INCOME DUEING 1870.
Premium Eeceipts $219,078
Other " 75,648
$294,726
EXPENDITUEES.
Death Claims and Endowments $49,607
PolicT Claims and SuiTendors 5 101
Dividends to Policy-holders .'. , 14*045
All other Expenditures 95*935
. ' - $164,688
Surplus $130,038
Total Losses Paid $96,307. Average Am't of Pol. in force $2,078
Divi-
Sur-
The business of this Company is conduoted on the "Mixed " Plan donds ore paid annually on all poi-tioipating policies one year in force plus is divided among the assm'ed on the ''^Contribution" Plan $100 000 18 deposited with the Insurance Dep't of Now York for the benefit of nolicv- holdors. The Net Premiums are calculated upon the " American Exne rionoe " Table, interest at 4i per cent. The largest amount of insurance cai-ried on any one life is $10,000. All policies are non-forfeitable after two annual premiums. ""
LIFE INSURANCE DIKBOTOKY. 115
Llfi Iiii)
Petersburg!!, Virginia.
INCOIIFORATED 1871. FiRST POLICY ISSUED MAY 1, 1871.
CAPITAi, ^239,000. CHABTEIt PEEPETITAL.
A. G. UcILWAIlTE, Frssidsnt. S. B. PAUL, ZQO'y and Manager.
The business of this Company is conducted on the " Mixed " Plan. Divi- dends are paid annually on all participating policies one year in force. Sur- plus is divided among the assured on the "Contribution" Plan. The Net Premimns are calculated upon the "American Exp." Table, interest at 4^ per cent. The largest amount of insurance carried on any one life is ^10,000. AJl policies are non-forfeitable after two annual premiums.
Ohicago, Illinois. ' .
Incorporated 1870. First Policy Issued J871.
CAJPITAX, $200,000 (CASH, §110,000). CHAETEE PERPETUAL.
Z. S. SEIITITDB, Fresilest. J. E. FE7, 3ecretor7.
The business of this Company is condacted on the " Co-operative " Plan. $100,000 is deposited with the InsuTamoe Dep't of Illinois for the beneiit of policy-holders.
f iiiii liliil Lift liiima®! C@,
60 Twenty-second Street, Galveston, Texas.
CASH CAPITAL, $300,000. LNCOEPOEATBD 1870.
r. H. HcUAHAM, President. T. E. LUBBOOE, Vice-President.
SAM'L B07EB DAVIS, Secretary.
The business of this Company is conducted on the "Mntual" Plan.
ACCIDENT
TRANSACTING BUSINESS
UNITED STATES,
LIFT! IN8UEANCE DIRECTORY.
119
'iiiiipii^ Am
Hartford, Connecticut.
ISCORPOEATED MAY, 1865.
CASH CAPITAX, $298,000. lAMES &. BATTEESON, President.
riEST Policy Issued Febeuaby, 1866. CHAETEE PEEPETtTAL.
H. T. SPEEEY, Secretary.
JVwwz&e?' of Policies Zssued each year since Organization.
Tear.
Ko. Policies Issued.
Amount Insured,
Net Value Pol. ia force.
G-ross
Assets.
Claims by Deatli.
Claims
by Injury.
1866 1867 1868 1869 1870
18,924,000
2,988,504,000
1,719,835,000
663,938,730
473,670,000
$386
717
16,039
15,000
15,000
$294,101 303,842 336,017 396,165 418,303
$8,567 36,135 75,879 19,767 31,567
$16^261
Policies in force Jan. 1, 1871..
Amount Insared $1,315,750
ASSETS, JAN. 1, 1871.
Capital $298,000
Other Assets 120,303
LIABILITIES.
Net Yalue Pol., estimated at 50 % of outstanding prem's . $15,000 Other Liabilities, exclusive of Capital 58,500
$418,303
$73,500
Surplus $344,803
INCOME DUEING 1870.
Premium Eeceipts $157,890
Other " 23,893
EXPEMDITUEES.
Claims by Death, ) ,3,gg^
Claims by Injury, 5 ipui,uu.
DiTidends to Stock-holders , 30,480
All other Expenditures 103,418
$181,783
$165,465
Surplus $16,318
Total Losses Paid $188,176. Average Am't of Pol. in force
The business of this Company is conducted on the " Stock " or "Proprie- tary " Plan. The Net Premiums are calculated upon the " Company's own Exp." Table. The largest amount of insurance caii-ied on any one life is ^10,000. $100,000 is deposited with the Insurance Dep't of Conneoticut for , the benefit of policy-holders.
120
WYNKOOP & HALLBNBBCK'S
mw llillAIGl GO.
Hartford, Connecticut.
INCOEPOKATED JUNE 17, 1863. TlKST ACCIDENT POL. ISSUED APEIL 1, 1864.
CASH CAPITAL, $500,000. CHAETEE PEEPETTTAl.
JAMES S. BATTEESON, President. EODHET DENHIS, Secretary.
Accident :Beanch. (See Life Dep't.)
jntmber o
/ Policies Issued each
year since
Organixation .
Tear.
No. Policies Issued.
Amount Insured.
Ket Value Pol. in force.
Gross
Assets.
Claims by Death.
Claims by Injury.
1864 1865 1866 1867 1868 1869 1870
2,880 33,255 24,650 30,771 25,311 26,537 29,359
$9,065,500 106,-575,000 47,427,900 92,192,000 80,437,070 78,655,000 81,233,700
$24,645 115,599 131,593 166,341 178,927 134,840 150,326
$267,789 616,869 765,480 786,858 821,610 837,778 830,241
§427 97,073 287,588 109,750 104,500 195,697 179,169
6177,528 98,028 1,474
Policies in force Jan. 1, 1871 29,049. Amount Insured $56,601,016
ASSETS, JAN. 1, 1871.
Capital $500,000
Other Assets 330,241
LIABILITIES.
Net Value Pol., estimated at 50 % of outstanding prem's.. $150,326 Other Liabilities, exclusiTe of Capital 69,3""
$830,241
S219,694 Surplus g610,547
INCOME DITEING 1870.
Premium Eeoeipts $521,710
Other " 51,964
EXPENDITUEES. Claims by Death, >
Claims by Injuiy, j
Dividends to Stock -holders 50,000
All other Expenditures 358,377
$573,647
.$174,169
$582,.546 $8,899
Excess of Expenditures over Eeeeipta
Total Losses Paid $1,251,224. Average Am't of Pol. in force §2,293
The business of this Company is conducted on the "Stock" or "Proprie- tary " Plan. The Net premiums are calculated upon the "Company's o\vn Exp." Table. The largest amount of insxu'ance can-ied on any one life is 110,000. The risks of the " Travelers' Ins. Co." of Providence, E. I., were re-insured in this Co. Deo. 1, 1866.
LIFE
°Sj^
GREAT BRITAIN.
LIFE INSURAJSTCB DIBBCTOKT.
123
3 Queen St., Aberdeen, Scotland.
ESTABUSHEU 1831.
DOITALD UcIAaaABT, Chaiimas. JOSS CBOMBIE, Soc;t'7 anilAct'7.
The bnflinegs of this Society is conducted on the "Mntaal" Plaji.
mm eoiFf ,
376 Strand, London, Eng.
CASH CAPITAL £25,000. Incorporated July, 1870. Eirst Policy Issued 1871.
(^EOB&I! S. HOSSEKAIL, Actuary and Manager.
The business of this Company is conducted on the "Proprietary" Plan. The Net Premims are calculated upon the "Carlisle Exp." Table, interest at 3 per cent. The profits are to be invested, and the income from same to be employed in granting Pree Annuities at certain ages to policy-holders under certain Tables of Premiums. A Surrender Value Table, and a Table show- ing amount that will be loaned for every £1 paid in premiums, by simply depositing the policy as security.
120 Chancery Lane, London, Eng.
CAPITAL, £1,000,000. CASH CAPITAL, £100,000.
Established 1865. H. 3. AEEOWSMITH, Ohaiman. J. T. KOETHOOIT, Secretary.
JVumber of policies Issued durittg fS70,
Tear.
No. Policies Issned.
Amount Insured.
Net Value Pol. in force.
G-ross
Assets.
Losses Paid.
Bonuses.
1870
460
£131,030
£2,157
The business of tliis Comp'y is conducted on the " Mixed " Plan. Bonuses are paid every three years on all policies five years in force. Surplus is di- vided among the assured on the "Percentage" Plan. Policies are non- forfeitable after five annual premiums.
124
WYNKOOP & HALLENBECK'S
Bartholomew Lane (Bank Street)^ London, Eng.
CAPITAL, £5,000,000. CASH CAPITAL, £550,000.
ESTABLIBHED 1834.
Sir 1!. 1I0I7TEFI0BE, Cliaiima,n. U. IT. ASLEB, Vice-Fresident.
EOBEET LEWIS, Secretary.
LIFE DEPARTMENT.
J^umber of Policies Zssued each year since fS09.
Tear.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force. Carl. Ex. 3 >
Gross
Assets.
Losses Paid.
Bonuses.
1869 1870
355 357
£212,358 202,180
£762,953
£1,510,899 1,610,492
£102,206 131,513
Policies in force Jan. 1, 1871 5,309. Amount Insured £3,173,983
ASSETS, JAM". 1, 1871.
Capital. £550,000
Other Assets 934,052
£1,484,052
LIABILITIES.
Net Value Pol. in force, Carlisle Experience, Z% £762,953
Other Liabilities, exclusiTO of Capital 34,571
£797,524
Surplus £686,528
INCOME DTJEING 1870.
Premium Eecelpts £92,572
Other " 40,120
£132,1
ESPENDITUHES.
Death Claims and Endowments £131,513
Policy Claims and Surrenders 2,202
Bonuses to Policy-holders
All other Expenditures 10,657
£144,372
Surplus £11,680
Total Losses Paid, 1869-70. £233,719. Average Am't of Pol. m force. £598
The business ofthis Company is conducted on the "Mixed" Plan. Bonuses are paid eveiy five years on all participating policies five years in force. Four-fifths of the sm'i>lus is divided among the assui-ed on the " Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Experience " Table, interest at 3 per cent. Fire Insurance business is also transacted. The risks of the foUowiug companies have been reinsured in this Company : " Suffolk & General Counties " <Fire and Life) in 1850 ; " Birmingham and Midland Life" in 1865, and " Unconditional Life" in 1867.
JLIFE INSURANCE DIRECTORY.
125
(LIMITED,) No, 10 Old Jewry Chambers, London, Eng.
Established 1868.
ALFEED H. KA7, Managsr.
JVumber of Policies Issued durinff /S70,
Tear.
1870
No. Policies Isaued.
Amottat Insured.
Net Value. Pol. in force.
£727
Paid.
Bonnses.
Policies in force Jan. 1, 1871 . Amount Insured.
ASSETS, JAN. 1, 1871.
Capital
Other Assets
LIABILITIES.
Net Value Pol. in force
Other Liabilities, exclusive of Capital
Surplus .
INCOME DUPtING 1870.
PreminiQ Eeceipts . Other "
EXPENDITUKES.
Losses
Policy Claims and Surrenders.
Bonuses to Policy-holders
All other Expenditures
£727
£727
£366 £361
Surplus
Total Losses Paid .----. ATcrage Am't of Pol. in force
£531 125
£656
£71
'"207
£278
£378
[ce
The business of this Company is conducted on the " Mutual " Plan.
126 WYKKOOP & hallbnbeck's
27 King street, Covent Garden, London, Eng.
CAPITAL, £300,000. CASH CAPITAL, £75,000.
Established 1833. Wll. LSAF, diairman. SEO. CLABE, See'y lAi Act'y.
The business of this Company is conducted on the *' Mixed " Plan. Bonuses are paid every five years on all participating policies five years in force. Nine-tenths of the surplus is divided among the assured on the "Percent- age" Plan.
1 1 Prince Albert St., Brighton, Eng.
Established 1846.
EAEL OF OHIOHESTEE, PrsaiiJeat. JOHN EATTOH, Secretary.
F. a. HEISOK, Actairy.
The business of this Company is conducted on the "Mntnal" Plan. Bonuses are paid every five years on all participating policies five years iu force. Surplus is divided among the assured on the "Percentage" Plan. Sick benefits are granted by this booiety.
|f Wei mi |rai§i l^fnti |e
(LIMITED,)
25 Park Street, Bristol, Eng.
Established 1809.
The business of thi^Company is conducted on the "Mixed" Plan. "Gruar- anteo Insurance " business is also transacted.
LIFE INSURANCE DIRECTORY.
127
kil^M W'
urn fill iii Llfi 4iiiiii©i
92 Cheapside, London, Eng.
CAPITA!, £1,200,000. CASH CAPITAL, £138,000.
Established 1808.
THOS. CHAFUAIT, Chairman. EICHAED EA7, Secretary.
HEHEY TYKDELL, Actuary.
LIFE DEPARTMENT. J^utnber of Policies Issued during fS69.
Yeaj\
1869
No. Policies Issued.
AmonQt Insured.
Net Value Pol. iu force. Carl. Ex. 3 %
£1,427,176
Gross Assets.
£1,791,937
Paid.
Bonuses.
Policies in force Jan. 1, 1870. - L .6,199. Amount Insured £3,825,583
ASSETS, JAN. 1, 1870.
Capital £138,000
-)thei '
Other Assets 1,653,937
LIABILITIES.
Net Value Pol. in force, Carlisle Experience, 3 ^ £1,427,176
Other Liabilities, exclusive of Capital
-£1,791,937
£1,427,186
Surplus £364,761
INCOME DtrEm& 1869.
Premium Eeoelpts - £101,636
Other " ; 70,160
EXPENDITURES.
Death Claims and Endowments. Policy Claims and Surrenders. . .
Bonuses to Policy-holders
All other Expenditures
£171,796
Surplus
Total Losses Paid £5,119,621. Average Am't of Pol. in force £617
. The husiness of this Company is conducted on the " Mixed " Plan. Bonuses are paid every five years on all participating policies five years iu force. Nine-tenths of the surplus is divided among the assured on the '* Per- centage " Plan. Policies are non-forfeitable after three annual premiums. Eire insurance business is also transacted.
128
WTNKOOP & HALLBNBECK'S
prate |8.
32 New Bridge Street, London, Eng.
Established 1847.
EOBT. I. MILLAE, diuiman. ALFBEB L. SAUL, Secretirj,
J02IAH UAETIN, Actuary.
J^umber of ^Policies Issued each year since ^S6S,
Year.
No. Policies iBsaed.
Amount Insured.
Net Value Pol. in force.
Grross Assets.
Losses Paid.
Bonuses.
1868 1869 1870
739 601 636
£234,715 192,211 185,830
£409,121 448,660 493,836
£35,169 37,852 45,339
£20,864
"aia
Policies in force Jan. 1, 1871 11,858. Amount Insured £2,857,(
ASSETS, JAN. 1, 1871.
Capital
Other Assets £493,837
LIABILITIES.
Net Yalue Pol. in force.
Other Liabilities, exclusive of Capital £9,786
£493,837
£9,786 Surplus £484,051
INCOME DUEING- 1870.
Premium Receipts £80,915
Other " 20,091
£101,006
EXPENDITURES.
Death Claims and Endowments £45,339
Policy Claims and Surrenders 3,755
Bonuses to Policy-holders : 312
All other Expenditures 16,210
1 £65,616
Sm-plu8 £35,390
Total Losses Paid £421,509. Average Am't of Pol. in force £241
The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every three years on all participating policies two years in force. Surplus is divided among the assured on the " Percentage " Plan. The Net Premiums are calculated upon the "Carlisle Exp." Table interest at 3 per cent. Policies are non-forfeitable after three annual premiums
LIFE INSUKAJSrCE DIEBCTOBT.
129
Ol
lilll
4 Queen St. Place, London, Eng.
CAPITAL, £250,000. CASH CAPITAX, £23,650.
ESTABLISHBD FEBKUAEY 1, 1854.
WM. S. 50VEE, Uaniger and Actuary. I. W. FAIEE7, Assistant Haniger.
JVumber of ^oZicies Issued each year
nnce iSee
Tear.
No. Policies Issued.
Amount Insured.
Net Tal. Eol. . loroe
Gross
Assets.
Losses Paid.
Bonuses.
1866
2,073 2,845 3,889 3,168 2,253
£353,700 501,175 661,997 536,136 388,545
£210,140 236,767
"isi^ois
26,213
1867 1868 1869 1870
Policies in force Jan. 1, 1871 . . . .17,710, Amount Insured. . . .£3,146,776
ASSETS, JAN. r, 1871.
Capital £23,650
Other Assets 213,117
LIABILITIES.
Net Value Pol. in force ,
Other Liabilities, exclusive of Capital
£236,767
Surplus £236,765
INCOME DUEING 1870.
Premium Receipts . Other "
EXPENDITURES.
Death Claims and EndoTrments £26,213
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
6,213
Surplus
Total Losses Paid. . . .£160,065. , Average Am't of Pol. in force £17,7
The 'business of this Company is conducted on the "Mutual" Plan. Bonases are paid everj' three years on all participating policies three years in force. Surplus is divided among the assured on the "Percentage" Plan. Policies are non- forfeitable after three annual premiums. Impaired lives are insured at an increased rate of premium.
130
WYNKOOP & HALLESTBECK'S
(LIMITED,)
Brown St., Manchester, Eng.
CAPITAL, £60,000.
CASH CAPITAL, £36,000.
Established 1867.
A. r.. BA7P0ED, Vice-President. JOHN A. PEKAN, Mamget.
WILLIAM DAVIS, Secretary.
jVtimdef of ^oiicies Issued each year
since iSeS
-
Zear.
No. Policies Issued.
Amount Insured.
TSTet Talue Pol. in force.
G-roBS Assets.
Losses Paid.
Bonuses.
1868-9* 1869-70
459 580
£135,485 176,995
£32,838 49,000
£1^556'
5232.677 336,273
* Tear ending June 30.
Policies in force June 30, 1870 1,290. Amount Insured £338,720
ASSETS, JUNE 30, 1870. Capital £36,000
Other Assets.
13,000
£49,000
LIABILITIES.
Net "Value Pol. in force
Other Liabilities, exclusive of Capital
Surplus -
Premium Keceints . OtJier
INCOME DCEING 1870.
EXPENDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
Surplus
Total Losses Paid £1,550. Average Am't of Pol. in force.
£295
The business of this Company is conducted on the "Mixed" Plan The Net Premiums are calculated upon the " English Life Table No 1" interest at 3 per cent. All policies ai'e non-forfeitable after one nn^nnl premium. uiAuutLi
IJFB rNSTJRANOB DIEECTOEY.
131
429 Strand, London, Eng.
CAPITAL, £200,000. CASH CAPITAL, £35,420.
Established 1853.
FEAITCIS WDBB, Cluiman. JOSS USSSSSI, Secretuy.
JVumlter of IPoHeies Issued each j'ear since ^869
Tear.
No. Policies Issned.
Amount Insured.
Net Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1869 1870
2,224 1,889
£630,768 516,532
£682,324 624,279
£140,896 173,704
PoUcies in force Jan. 1 , 1871 26,045. Amount Inauied £7,508,744
ASSETS, JAN. 1, 1871.
Capital ,. £35,420
Other Assets 588,859
LIABILITIES.
Net "Value Pol. in force
Other Liabilities, exclusiye of Capital £51,185
£624,279
Surplus £573,094
INCOME DTJEING 1870.
Premium Eeoeipts £220,855
Other " 25,622
EXPBNDITUBBS.
Beatli Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
£270,620
Excess of Expenditures over Eeceipts £24,143
Total Losses Paid £716,801. Ayerage Am't of Pol. in force £288
Ttie business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every four years on all participating; policies one year in force. Surplus is divided on the "Percentage" Plan. Policies are non- forfeitable after three annnal premiums. The risks of the following Com- panies have been re-insiired in this Company : " Britannia Life " (No. 1) in I8b'5, (which Company had previously reinsured the risks of the " Standard Life of England" in 1640, and " South of England Life" in 1847); "Britan- nia Mutual Life'" in 1865, (which Company had previously reinsured the risks of the "London and Westminster Mnt. Life in 1665) ; " New Equit- able Life " in 1862 ; " Brunswick Life " in 1857 ; " Unity and General Life " in 1862, and " Indisputable Life " (No. 2) in 1866.
132
WYNKOOP & HALLENBECK'S
iiii fill & LIfi Immmm
19 George St., Edinburgh, Scotland.
CAPITAL, £294,375. CASH CAPITAL, iB29,437.
Fire Branch Established June, 1805. Life Branch Estahlished April, 1833.
FiKST Lite Pol. Issued August 14, 1833. Chabtee Pekpetual.
lOHlT MOmET, Manager. 3E0. H. FAIBBAIBIT, Secretary.
LIFE DEPARTMENT,
JVumber of policies Issued each year since ^S69.
Year.
No. Policies Issued.
325 313
Amount Insured.
iEl32,570 109,940
Net Talue Pol. in force. Carl. Ex. 3 -).
Grross
Assets.
£545,597 590,058
Losses Paid.
£46,863 41,413
Bonuses.
Policies in force Jan. 1, 1871 3,683. Amount Insured iBl,481,325
ASSETS, JAlf. 1, 1871.
Capital £29,437
Other Assets 560,621
£590,058
LIABILITIES.
Net Talue Pol. in force, Carlisle Experience, i% £34.5,538
Other Liabilities, exclusive of Capital 20,045
£365,583
Surplus £224,475
INCOME DITEING 1870.
Premium Eeceipts £44,398
Other " 19,196
EXPENDITUEES.
Death Claims and Endowments £41,413
Policy Claims and Surrenders 990
Bonuses to Policy-holders
All other Expenditures 8,972
£63,5S4
£51,375
Surplus £12,219
Total Losses Paid, 1869-70 . . £88,275. Average Am't of Pol, in force . £409
The business of this Company is conducted on the "Mixed'* Plan. Bonuses are paid every seven years on all policies five years in force. Five- sixth of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the "Carlisle Experience" Table, interest at 3 per cent. The largest amount of insurance carried on any one life is £3,000. All policies ai-e nou-forfeitable after three annual premiums. Fire Insurance business is also transacted by this Company.
LIFE INSURANCE DIKECTORT.
133
we| ffit |!i|litti |?|waiies, |f i
9 and 10 King St., Cheapside, London, Eng.
CAPITAL, *1,000,000. CASH CAPITAL, £40,000.
Established 1840.
The Very Eev. the DEAM OF AEUASE, Oh'm'n. ' STEPHBK H. EMUENS, Seo'y.
LIFE DEPARTMENT.
T^umher of S^oHcies Issued each year since ^869.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1869 1870
'383
£213,968
£424,385 442,193
Policies ia force Jan. 1, 1871 3,584. Amount Insured £3,152,624
ASSETS, JAN. 1, 1871.
Capital. . - £40,000
Other Assets 402,193
LIABILITIES.
Net Value Pol. in force
Other Liabilities, exclusive of Capital
£442,193
Surplus .
INCOME DUEING 1870.
Premium Eeceipta £68,1 21
Other " 19.036
EXPENDITURES.
Death Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
Surplus
Total Losses Paid £520,000.
Average Am't of Pol, in force. . . £600
The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Surplus is divided among the assured on the "Percentage" Plan. One-tenlh of the profits are reserved as a fund for clergymen to assist them to assure their lives. All policies are non -forfeitable. The risks of the " Schoolmasters' and Grcneral Life and Sick Ins. Co." were reinsured in this Company in 1859. JFire insurance business is also transacted.
134
WYNKOOP & HALLEUBBCK'S
40 St. Vincent Place, Glasgow, Scotland.
CAPITAL, £600,000.
CASH CAPITAL, £60,000.
Established 1838.
EABL OF SLA290W, floTernor. A- W. TDENBtlLL, Manager £ ict'y.
5E0. SEAT, Secretary.
JVumber of S'oHcies Issued eaeh_vear since 1867
Tear.
TSa. PoUoies Issued.
Amount Insured.
Ket Value Pol. In force.
Gross Assets.
Losses Paid.
Bonuses.
1867 1868 1869 1870
934 970 627
748
£432,675 464,624 368,983 370,832
£550,000 675,823 700,000 725,000
£67,922 52,270
Policies in force Jan. 20, 1871 6,835. Amount Insured £3,970,647
ASSETS, SKS. 20, 1871. Capital £60,000
Other Assets 665,000
£725,000
LIABILITIES.
]Sret Value Pol. in force
Otlier Liabilities, exolusire of Capital £21,594
£21,594
Surplus £703,406
INCOME DUIIING 1870.
Premium Receipts . ..£123294
Otter " 21,706
£145,000
EXPENDITTTRES.
Death Claims and Endowments j£(37 922
Policy Claims and Surrenders ' 3'704
Bonuses to Policy-holders 'y. "* '
All other Expenditures '.'.W'.W 10' 602
'" ' - £82,228
sirp'"^ lii;^
Total Losses Paid £847,000. Average Am't of Pol. in force. . . £585
The business of this Company is conducted on the "Mixed" Plnn Bonuses are paid every five yoai-s on all particinatin tr iinli^.-l, „ - "
force. Surplus is divided among the assiired on th^^.pT?„r'''\°°'' TS? "^ Policies arcnon.forfeitable after three anS p°rom?^ms ThfS^i ^iT' " Mutual Accommodation Life were reiasm-cH tu™Company"n ]8M
LIFE INSUKANCE DliiECTOEY.
135
2 Broad Sanctuary, Westminster, London, Eng.
INCOEPOEATED 1829. EllST POUC¥ ISSDED KOV. 4, 1829.
CHAETEE PEEPETUAL.
Tlis LOED BISHOP OF LOHDOM, Prssidsnt. MATTHEW HODQSOK, Secretary. S. HELSEE, Actuary.
JVumber of ^oiicies Issued each year since iS65,
No.
Tear.
Policies
Issued.
1865-6*
260
1866-7
266
1867-8
277
1868-9
315
1869-70
367
1870-1
436
Amoimt Insured.
Net Yalue Pol. in force. Carl. Ex. 3 %
£227,700 208,395 243,220 274,540 308,940 353,345
£1,566,462
Gross
*1 ,797,174 1,910,874
Losses Paid.
£54,595 47,526 56,S84 63,917 55,250 78,576
Bonuses.
£200,500
* Tear ending May 3l8t.
Policies iu force May 31, 1871 5,609. Amount Insured. . . £4,912,205
ASSETS, MAT 31, 1871. Capital ,
Other Assets, £1,910,874
£1,910,874
LIABILITIES.
Net Value Pol. in force, Carlisle Experience, 3 ^ £1,566,463
Other Liabilities, exclusiYe of Capital 18,958
, £1,.585,420
Surplus £325,454
INCOME DUEING 1870-1.
Premium Eeceipts £122,479
Other " 75,817
EXPENDITUEES.
Death Claims and Endowments £78,576
Policy Claims and Surrenders 2,204
Bonuses to Policy-holders
All other Expenditures 1 .30,8.39
£198,304
' £111,639
Surplus £86,665
Total Losses Paid £877,532. Average Am't of Pol. in force £893
The business of this Company is conducted on the "Purely Mutual " Plan. Bonuses are paid every four years on all policies one year in force. Sur- lus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Experience " Table, interest at 3 per cent. The largest amount of insui-ance carried on any one life is £7,500. This Society is strictly coniined to the clergy of the Chnroh of England and of the Episcopal Church of Scotland, their wives and families, and the near relations of themselves and wives. No commissions aj*e paid for business brought to the Society.
136
WYNKOOP & HALLBNBECK'S
31 St. James' Sc[uare, London, Eng.
CAPITAL, «500,000. CASH CAPITAL, £50,000.
Established in 1824 as the " Medical aad Clerical Life Assnr. Soc'y." JOHN E. MOBEA?, Ohiimm. SEO. OUTLIFF, Act'y and Sec'y.
JVum-ber of ^oiicies Issued each ^ear since /SOS.
1868-9* 1869-70
TSo. Policies Issued.
478 466
AmOTliit Insured.
£270,022 867,210
Net Value Pol. in force.
Gross Assets.
£1,699,114 1,707,000
Losses Paid.
£140,719
Bonuses.
* Year ending June 30.
Policies in force June 30, 1871 8,766. Amount Insured £5,402,346
ASSETS, JUNE 30, 1871.
Capital £50,000
Other Assets 1,657,000
LIABILITIES.
Net Value Pol. in force £1,246,193
Other Liabilities, exclusive of Capital 76,905
£1,707,000
£1,323,C
Surplus £383,902
INCOME DUEING 1869-70.
Premium Eeceipts £154,624
Other " 73,257
EXPENDITTTKES.
Beath Claims and Endowments £140,719
Policy Claims and Surrenders 9,194
Bonuses to Policy-holders
All other Expenditures 21,786
Surplus.
£227,881
£171,699 £56,182
Total Loises Paid £2,760,109. Average Am't of Pol. in force £616
The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every five years on all participating policies one year in force, Surplus is divided among the assured on the " Percentage " Plan. The risks of the follo^Mng Companies have been reinsured in this Company: " Berkshire and Gloucester Life Ins. Co." in 1837, oud " Herts, Cambridge and County Life Ins. Co." in 1828.
LIFB INSTTJRANCB DIRECTORY.
137
(LIMITED,)
89 Cannon Street, London, Eng.
CAPITAL, «o,524. CASH CAPITAL, £3,764.
Established 1867.
PHILIP SAYIE, Jr., Manager. EDWIN lUSTIOAN, Actuary.
LIFE DEPARTMENT.
JVumher of ^oHcies Issued each year since fS69.
Year.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1869 1870
139
169
£39,450 33,600
£5,139 5,468
«323
Policies in force Jan. 1, 1871 .... 226.
Amount Insured £49,836
ASSETS, JAN". 1, 1871.
Capital £3,734
Otlier Assets 1,734
LIABILITIES.
Net Value Pol. in force
Otlier Liabilities, exclusive of Capital.
Surplus
£5,468
INCOME DUEING 1870.
Premium Eeoeipts £2,253
Other " -,..-.. 126
EXPENDITUEES.'
Death Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
Another Expenditures
£2,379
Surplus
Total Losses Paid £233.
Average Am't of Pol. in force £320
The business of this Company is conducted on the " Mlsed" Plan. Bonuses are paid everj three years on all pai-ticipating policies three years in force. Surplus is divided among the assured on the " Contribution" Plan. The Net Premiums are calculated upon the " English Life " Table, interest at 3 and 4 per cent. The largest amount of insurance carried on any one life is £1,000. The only Company in Great Britain issuing both Life and Accident Policies.
138
WYNKOOP & HALLENBECK'S
19 & 20 Comhill, London, Eng.
CAPITAL, «2,500,000. CASH CAPITAL, iE.250,000.
Established 1861.
W. P. PATTISOK, Act'y and Manager. ALES. SDTHEELAKD, Sec'y.
LIFE DEPARTMENT.
JVumlfer of IPoUcies Issued each year since ^869.
Year.
Policies Issued.
Amount Insured.
Ket Value Pol. in force.
Gross
Assets.
Losses Paid.
Jionusea.
1869 1870
444 614
£343,900 442,770
£195,997 235,496
«23,016 21,870
Policies in force Jan, 1, 1871 Amount Insured
ASSETS, JAN. 1, 1871.
Capital
Other Assets £235,496
LIABILITIES.
Net Value Pol. in force, '.
Other Liabilities, exclusive of Capital £8,928
£8,928
Surplus £226,568
INCOME DURING 1870.
Premium Ecceipts ; . £58,877
Other " 8,470
EXPENDITURES.
£66,747
Death Claims and Endowments £21,870
Policy Claims and Surrenders 2,420
Uonuses to Policy-holders 1 75
All other Espcnditures 7,884
£32,249
Surplus £34,498
Total Losses Paid 1869-70. . £44,886. Average Am't of Pol. in force T
The liusiness of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies one year in force. Surplus is divided among the assm'ed on the 'u'ercentage'' Plan. The Net Premiums arc cnloulated upon the " Actuaj'ies Exp." Table, inter- est at 3 per cent. Policies are nou-torfcitablo after three annual premiums.
LIFE INSURANCE DIEECTOKY.
139
SIOWI urn iiSIMIGl ^'
188 Fleet Street, London, Eng.
CAPITAL, £308,000.
CASH CAPITAL, £210,8 Established 1825.
CHAS. S. FEBCITAL, Chairman.
E. H. TODD, ictaary 4 Secretary.
J^umher of iPoHcies Issued each year since fS6S
Tear.
So. Policies Issued.
976
828 758
Amount Insured.
Net Value Pol. in force. Bq.t. Ex. 4 %
Gross Assets.
Losses Paid.
Bonuses.
1868-9» 1869-70 1870-1
£530,180 426,620 373,369
£854",368
£1,080,980 1,126,282 1,211,054
£72,659 97,051
* Year ending March 25.
Policies inforoe March 25, 1871 7,832. Amount Insm-ed ,£4,568,000
ASSETS, MAECH 25, 1871.
Capital £210,980
Other Assets 1,000,074
LIABILITIES.
, ^ itable Experience, '_ , „„„.,.„„
Other Liabilities, exclusive of Capital- 35,719
- £1,211,054
Net Value Pol. in force, Equitable Experience, i% £854,308
£890,027 Surplus £321, 027
INCOME DDEING 1870-71.
Premium Eeceipts £121,389
Other " 60,909
EXPENDIT0EBS.
Death Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
£97,051 9,938
£182,298
40,373
£147,362
Surplus £34,936
Total Losses Paid £2,160,000. Average Am't of Pol. in force £596
The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies three years in force. Five-sixths of the surplus is divided among the assured on the " Per- centage " Plan. Policies are non-forfeitabJe after one annual premium. The risks of the " Scottish Friendly Life Assurance Society " ,were reinsured in this Company in 1867.
140
WYNKOOP & HAILENBBCK'S
Uj'J f
itlla Wlhwm
16 ITpper Sackville Street, Dublin, Ireland.
OliGANIZED 1810, AS " "WIDOWS' GENERAL ANNUITY CO."
W. J. STOKES, Secretary.
The business of this Company is conducted on tlie "Proprietary" Plan. Eeversionary Annuity Bonds only are issued.
nm^ Jill.
(LIMITED,)
iiii^i '^^
10 Old Square, Birmingham, Eng.
CAPITAL, £10,000. ESTABLISHED IS 1866.
H. POST, Uanager.
Ko. Pol. Issned in 1870 ... 8, 536. Policies in force April 29, 1871 .. £14,001
The business of this Companyis conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies five years in force. Four- fifths of the em'plns is divided among the assured. This Com- pany also issues Sick Benefit Policies.
IpltiHi Elf iiil@iiiy laf I Sit^y^
London, Eng.
Established 1835.
F. HENDEI0E3, Actuary. T. 3. 0LA7T0N, 1st Secretary.
0. H. CLAYTON, 2i Secretary.
This Society purchases Eeversionary Property, Life Interests, Annuities Life Policies, Loans, »fcc. '
LIlfB INSURANCE DIRECTORY.
141
lAILl lliTOAiei OOlFAil,
79 Pall Mall, London, Eng.
CAPITAL, £1,722,025.
CASH CAPITAL, iB172,202.
Organized in 1807 for tie transactioa of Fire & Life Insnrance business. Fire business discondnned in 1827.
E. A. SEA7, Cluirman.
GEO. HUMFHBETS, Actuiirsr and Secretary.
J. LOCEWOOD, Dep. Chairman.
jyumber of IPoHeles Issued each year
Hnee ises
Tear.
No. Policies Issned.
Amount Insured.
Net Value Pol. in force. Carl. Ex. 4 %
Gross
Assets.
Losses Paid.
Bonuses.
1868-9* 1869-70 1870-1
383 404
£386,294 491,435
£3,114,577 3,247,687 3,276,395
*2B6,678 313,113
* Year ending June .30.
Policies In force June 30, 1871 20,000. Amount Insured £11,200,000
ASSETS, JUUE 30, 1871.
Capital £172,202
Other Assets 3,104,193
£3,276,395
LIABILITIES.
Net Talne Pol. 1867, Carlisle Experience, 4 ^ £1,830,459
Other Liabilities, exclusive of Capital 89,068
£1,919,527
Surplus £1,356,8
INCOME DURING 1870-1.
Premium Eeoeipts £299,852
Other " 137,731
EXPENUITUEES.
Death Claims and Endowments £313,113
Policy Claims and Surrenders 24,811
Bonuses to Policy-holders *....
All other Expenditures 51,199
£437,583
Surplus £48,460
Losses Paid, 1869-71 . - . . £599,791. Average Am't of Pol. in force. . . . £560
The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies four years in force. Eour-fifths of the surplus is divided among the assured on the " Per- centage " Plan. Policies are non-foii'eitable after live annual premiums. The risks of the following Companies have been reinsured in this Company : Protector Life (No. 8) in 1827 ; United Empire Lite, 1827 ; Alfred Life, 1839 ; Protector Life (No. 3), 1847 ; Mariners' & General Life, 1847 , Mentor Life, 1855; City of London Life, 1855 [which Company had previously reinsured the risks of the following : People s Assurance Life, 1848 ; County Life, 1853 ; Deposit & General Life, 1856 ; Protestant Life, 1856 (which Company had previously reinsured the risks of the National Friendly, 1853) ; Absolute Life, 1857 ; Observer Life, 1857, and Achilles (No. 2), 1858] ; Palladium Life (No. 2), 1856; Indisputable Life, 1857; London Mutual Life, 1857; Albion Life, 1858; National & Mercantile Life, 1866 {which Company had pre- viously reinsured the risks of the United Mercantile (fc Travellers' Life, 1841) ; Solicitor & General Life, 1866.
142
WYNKOOP & HALLBJTBECK'S
'immmk Mk Ai
6 New Bridge St., Blackfriars, London, Eng.
Established 1823.
HBHEY EAENETT, Chairman. E. C. FISHEE, ictuar7.
J. E. OEIUES, Socretary.
JVum.ber of policies Issued each year since 7868.
Tear.
So. Policies Issued.
Amount Insured.
]Sret Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1868 1869 1870
453 515 350
£412,514 409,000 277,000
£2,665,544 2,685,305 2,748,902
£292,725 223,624
Policies in force Jan. 1, 1871 9,676. Amount lusm-ed . . . £8,884,755
ASSETS, JAN. 1, 1871.
Capital
Other Assets £2,748,943
£2,768,942
LIABILITIES.
iN'et Talue Pol. in force
Other Liabilities, cxclusiTC of Capital £118,757
£118,757 Surplus £2,650,185
INCOME DUBING 1870.
Premium EeCeipts £223,268
Other " : 111,907
- £334,175
EXPENDITUEES. Death Claims and Endowments £223,624
Policy Claims and Surrenders .
Bonuses to Policy-holders
All other Expenditures
8,414 14,694
£246,733 £87,443 Losses Paid, 1869-70 ...£516,349. ATerago Am't of Pol. iuforoe...£917
Surplus
The business of this Company is conducted on the ' ' Purely Mutual ' ' Plan. Bonuses are paid eyery fire yeaa-s on all participating policies Are years in force. Surplus is dlTided among the assured on the "Percentage" Plan. The largest amount of insurance carried on any one life is £10,000.
LIFE nSfStTRANCB DIRECTORY.
143
lililif|l Ufi 4iiima§©0©mpiiy
22 George St., Edinburgh, Scotland.
CAPITAL, iE500,000. CASH CAPITAL, £75,000.
Established 1823. EAHL OF HADDIITSTOIT, President. JOHIT CEAIS, Actuuy Ic Secretai;.
JVumier of Policies Issued each year since iSBS.
Tear.
No. Policies Issued.
Amount Insured.
Net Vahie Pol.
in force. New
Act. Exp. 3 1-2
per cent.
Gross Assets.
Losses Paid.
Bonuses.
1868-9
1869-70
1870-1*
750 690 715
«353,219 344,213 426,009
£8.51,848
£1,056,556 1,064,553 1,119,392
£103,927 70,679
* Year ending March 31.
Policies in force March 31, 1871 6,000. Amount Insured £2,500,000
ASSETS, JAB-. 1, 1871. Capital £75,000
Other Assets 1,044,392
LIABILITIES.
NetValuePol. in force, New Actuaries Exp., 3J ^ £851,8
Other Liabilities, exclusiye of Capital 35,0i
£1,119,392
£886,874
Surplus £232,518
INCOME DUKING 1870-71 .
Premium Eeceipts £98,141
Other " 76,621
EXPENDITURES.
Death Claims and Endowments £70,679
Policy Claims and Surrenders 3,853
Bonuses to Stock-holders
All other Expenditures 45,700
£174,762
£120,232
Surplus £54,530
Total Losses Paid £1,970,679. Ayerage Am't of Pol. in force. . . £583
The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every sCTen years on all participating policies five years in force. Nine-tenths of the surplus is divided among the assured on the "Per- centage" Plan. The Net Premiums are calculated upon the "Carlisle Exp." Table, interest at 3 per cent. Policies are non-forfeitable after three annual premiums. The risks of the " Glasgow Life Assurance Company" were reinsured in this Company in 1848.
144
WYNKOOP & HALLENBKCK'S
k^
ifw Mil m lim Mmrm um%
54 Cannon St., London, Eng.
CAPITAL, £250,000. CASH CAPITAX, £8,111.
Established 1853.
EBSITEZEE CLABKD, Chairman. Z. CLAEEE, 3i., Secretary.
W. S. B. WOOLHOUSE, Actuary.
LIFE DEPARTMENT.
JVutii^fef of policies Tssued each year since ^868,
Year.
1869-70 1870-1
No. Policies Issued.
545 434
Amonnt Insured.
£100,190 95,348 85,650
Net Value Pol. in force. Carl. Ex. Sis
£177,918
Gross
Assets.
Losses Paid.
£4,069 5,986 4,518'
Bonuses.
^ * Year ending March 31.
Policies in force March 31, 1871 Amount Insured
ASSETS, MAECH 31, 1871.
Capital £8,111
Other Assets 180,C '
LIABILITIES. Net "Value Pol. in force, Carlisle Experience, 3J % ? Other Liabilities, exclusive of Capital > '
£194,119 ,
£177,918
Surplus £16,201
Premium Eeceipts . Other
INCOME DURING 1870-71.
EXPENDITUEES.
Death Claims and Endowments £4,515
Policy Claims and Surrenders 286
Bonuses to Policy-holders . . ..'.
All other Expenditures '.'".
£4,801
Surplus
Total Losses Paid £45,264. Ayerage Am't of Pol. in force
The business of this Company is conducted on thet " Mixed " Plan. Bo- nuses are paid every three years on all participating policies five years in force. Seven-tenths of the sui-plus is divided among the assured on the " Percentage " Plan. The Net premiums aj-e calculated' upon the "Carlisle Exp." Table, interest at 3J per cent. Policies are non-forfeitable after five annual premiums. The largest amount of insuranoe coi-ried on any one life is £10,000. Impaii-ed lives are insui-ed at an increased rate of premium. The risks of the "Constitution Life" were reinsured in this Company in 1857. Fii-c insurance business is also transacted.
IJFE INSUEANGB UIKBOTOBY.
145
12 Waterloo Place, London, Eng.
CAPITAL,. £1,000,000. CASH CAPITAL, £75,000.
Ebtablished 1839. Sli W. J. ALEIAITBES, Ghum^n. 3. HILL WILLIAM3, Actaai7 & Secretar7,
Jifumber of foticies Issued each year since i 869.
Tear.
Policies Issued.
Amount Insured.
Net "Value Pol. in force. Carl. Ex. 3 %
Gross
Assets.
Losses Paid.
Bonuses.
1869 1870
618 562
£439,870 437,722
£535765
£750,i32
£85',6S5
Policies in force Jan. 1, 1871 4,8,50.
Amount Insured £3,163,327
ASSETS, JAN". 1, 1871.
Capital £70,000
Other Assets " 690,132
LIABILITIES.
Net Value Pol. in force, Carlisle Experience, 3 ^ £535,765
Other Liabilities, exclusive of Capital 147,300
Surplus. ,
INCOliE DTIIIING 1870.
Premium Eeceipts £108,346
Other " 52,717
EXPENDITUEES.
Death Claims and Endowments £85,^25
Policy Claims and Surrenders 4,291
Bonuses to Policy-holders
All other Expenditures 27,503
£683,065 £77,067
£161,063
£117,419
Surplus
Total Losses Paid. ...£793,729.
£43,544
Average Am't of Pol. in force £652
The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five ^ears on aU policies three years in force. Nine- tenths of the surplus is divided among the assured on the "Percentage" Plan.
146
WYNKOOP & HALLBNBBCK'S
Iplklli LIfi Aiiimi®! iidilyj
Mansion House Street, London, Eng.
Established 1763.
Lord IBEDEQAB, Clia,irmaii.
J. W. STE7ENS0H, Secretary.
A. UOBSAIT, Actuaty.
JVumher of S^olicies Issued each year since 1869.
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1869 1870
132 245
£175,690 257,310
£4,627,345 4,470,017
£379,191 453,858
Policies in force Jan. 1,1871 3,845. Amount Insured S7,777,f
ASSETS, JAN. 1, 1871.
Capital
Other Assets £4,470,017
£4,470,017
LIABILITIES.
Net Value Pol. in force
Other Liabilities, exclusive of Capital
Surplus.
INCOME DtTEING 1870. Premium Eeceipts .-. £147,562
Other
58,659
EXPENDITUEES.
Death Claims and Endowments £453,858
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
Excess of expenditure oyer receipts.
£206,231
£453,858 £247,637
Total Losses Paid. . . £37,253,858. Average Am't of Pol. in force. . . £2,023
The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every ten years on the oldest 5,000 policies in force Sur- plus is divided among the assured on the " Percentnge " Plan, This Com- pany has never employed agents, or paid commissions for business The largest amount of insurance carried on any one life is £10 000.
LUfB IN8UKANCB DIRBCTOHY.
147
l|ilt| & Law Mfe iiiiiisei Em%
18 Lincoln's Inn Fields, London, Eng.
CAPITAL, iBl,000,000. '""" CASH CAPITAL, £60,000.
ITniBT Policy Issued January 30, 1845. GEO. ETJ2SELL, Olaiman. THOS. B. SPEiflUE, iot'y Ji.Sect'y.
JiTumber of policies Issued each
jyear since
Organizalion,
Tear.
No. Policies Issued.
imn.,r.t ' Net Valus ^^l Pol. In force.
Gross
Assets.
Losses Paid.
Bonnses.
1845 1846 1847 1848 1849 1850 1851 1852 1853 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870
117
146
145
117
149
143
207
112
113
139
154
161
127
148
135
169
143 .
152
151
190
203
193
184
213
184
180
£106,910 136,685 129,988 117,181 125,484 131,624 162,075 121,903 .118,693 147,865 141,385 162,745 123.920 190,700 173,735 204,604 196,970 211,050 238,350 308,645 325,306 325,810 357,331 356,833 270,495 347,150
£16,026 "81,614 ' 152,087 3,10,689 503,951'
£56,774 64,095 74,9.58 82,665 98,391 120,924 136,177 156,024 174,570 191,764 209,918 228,603 263,720 282,460 317,584 358,648 407,6.53 451,565 524,346 556,030 526,857 693,157 760,990 815,379
£1,800 '
4,540
2,100
6,367
3,250 10,383
4,999
9,623 11,861 17,267 13 789
7,174 18,040 10,561 10,070 11,547 26,503 41,159 49155 31,345 42,744 63,606 41,020
i2ii77 1,196 1,204 1,443 2,097 2,119 2,119 2,173 2,470 2,750 2,750 2,750 2,750 3,500 3,500 3,500 3,.500
, 8,500 4,250 4,250 4,250 4,250 4,2.50 19,229
Policies in force Jan. 1, 1871,
Amount Insured,
ASSETS, JAN. 1, 1^71.
Capital, . . .
Otlier AssetB,
LIABILITIES. Net Value Policies in force, Aetuaries Experience, 3 per cent., . Other Liabilities, exclusive of Capital, , . . . .
^526,275
Premium Receipts, Otlier "
INCOME DURING 1870.
EXPENDITURES.
d£92,841
52.736
^£41,020 5,859
2,687
^88,795
Death Claims and Endowments, Policy Claims and Surrenders, Bonusea to Policy-holders, All other Expenditures,
Surplus, ^£56,782
Total Losses Paid, . . . ^6438,303. Averapre amount of Pol. in force, . . ^1,495 The business of this Company is conducted on the " Mutual " Plan. Bonuses are paid every five years on all participating policies one year in force. Nine-tenths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " English Life Table No. 3," interest at 3 per cent. All policies are non-forfeitable after three annual preraiums. The largest amount of insurance on any one life is de.lO,OUO. Premiums are calculated for every half year. The risks of the " Etonian and General Life InB. Co. ' ' were reinsured in this Company in 1850.
148
WYNKOOP & HAil/ENBECK'S
1
17 Waterloo Place, London, Eng.
CAPITAL, £800,000. CASH CAPITAL, £253,180.
Establislied 1853 as the " People's Provident Life," changed to its - present name in 1859.
Sen. Sir F. SMITH, Clia,irmn. BALtTOlT EASUU, Secretaij.
JVumber of Policies Issued during JSTO.
Year.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force. Cai-l. Ex. 4 %
Gross Assets.
Losses Paid.
Bonuses.
1870
£827,685
£371,800
£207,056
Policies in force Jan. 1, 1871 Amount Insured i£8,000,000
ASSETS, JAN. 1, 1871.
Capital i£253,180
Other Assets 118,fi20
i£371,800
LIABILITIES.
Net Yalne Pol. in force, Carlisle Experience, 4 ^ £827,885
Other Liabilities, exclusive of Capital : 85,860
INCOME DUBING 1870.
Premium Eecoipts J£202,124
Other " 40,504
£242,628
EXPENDITUKES.
Death Claims and Endowments £207,056
Policy Claims and Surrenders 2,318
Bonuses to Policy-holders -
AJl other Expenditures 154,277
£363,651
Excess of Expenditures over Eeceipts £121,023
LoBsesPaid, 1870 £207,056. Average Am't of Pol. in force
Tho business of this Company \s conducted on the " Mixed" Plan. Bonuses are paid every five yearn on all participating policies seven years in force. Surplus is divided among the assured on the " Fercentage " Plan. The Xet Premiums are calculated upon tho "Carlisle Experience " Table, with intorGst at 4 per cent. Policies are non-forfeitable after live annual premiums. The risks of the following Companies have been reinsured in this Company: United Guarantee and Life, 1854; Indu.strial and General Life, 1855; AUienaJum Life, 1656; Prince of Walea Life, 1867 ; United Mutual Mining- Life, 1857 ; United Service Life and Guar- antee, 1857; European Life {No. 1}, 1868; India and London Life, 1860; Professional Life, 18f)l ; British Guarantee and Life, 1862 ; Royal Naval and Military Life, 1866; British Nation Life, 1865 [which Company had previously reinsured tho risks of the following Companies : British Provident Life, 1859 (which Company had previously reinsured tho Anglo Australian Life, 1858; Diadem Life, 1857} ; British Commercial Ufe, 1860 ; English Widows' Life, 1?60; (which Company had previously reinsured the Commorciol Life, 1867;) Phoinlx Life, 1S60, Iwhlcb had previously reinsured tho Catholic Law and General Life, l£67j ; English and Irish Church Life. 1861 [which had previously reinsured the Ilouecholdera' and General Life, 1858; Engineers', Masonio, and General Life. 1858 [which had previously reinsured the Railway General Provident Life, 1855; Universal Prqvident Life, 1856 ; Ago Life, 1856; Engineers' and Ago Life, 1859; Tontine Life, 1849] Wellington Annuity and Life, 1863; Waterloo Ufe and Loan, 1862 [which Company had previously reinsured the risks of the Deposit Asaurnnce Company, 1861 ; Life Assurance Troaanry, 1^61 ; Nalional Assurance nnd Investment, 1861 ; Magnet Life, 1869]; London Equitable Life. 1E63 ; London and Provincial Provident, 861 Twhioh Company had previouply reinsured the rlslta of tho British Shield Life, 18571. Since pioparing this statoment this Company has failed.
LIFE INSUEANCB DIKEOTOKY.
149
45 Darley St., Bradford, Yorkshire, Eng.
Established 1832. JOEiT WILSOH, Chairman. L 3. S7U01ID, Secretatj.
JVumder of Policies Zssued each year since /S67*
Tear.
i>ro.
Policies Issued.
Amount Insured.
Net Value Pol. in force.
Assets.
Losses Paid.
Bonuses.
1867-8*
1868-9
1869-70
301 279 265
£249,611 187,555 194,100
.'.'.'. .'.'.'.
£904,159
942,734
1,006,685
£59,429 50,0.53
* Tear ending Nov. 20.
Policies in force Nov. 20, 1870 4,682. Amount Insured £3,135,708
ASSETS, NOT. 20, 1870.
Capital
Other Assets : £1,006,685
LIABILITIES.
Net Talue Pol. in force
Other Liabilities, exclusive of Capital £10,450
£10,450
Surplus .- £996,235
INCOME DURING 1869-70.
Premium Beoeipts £66,466
Other " 56,.557
BXPENDITUEES.
Losses £50,053
Policy Claims and Surrenders 1,809
Bonuses to Policy-holders 52
All other Expenditures 17,557
£69,471
Surplus £53,552
Total Losses Paid £715,468. Average Am't of Pol. in force £671
The business of this Company is conducted on the " Purely Mutual" Plan. Bonuses are paid every iive years on all participating policies one year in force. Surplus is divided among the assured on the "Percentage " Plan.
150
WYNKOOP & HALLENBECK'S
62 King William Street, London, Eng.
CAPITAL, £1,000,000. CASH CAPITAL, £50,000.
Established 1837 as the " Dissenters' and General Fire and Life Assnranoe Company ; " name since changed.
T. CHALLIS, Chairman. SEO. S. FEEEUAIT, Secretarj.
LIFE DEPARTMENT.
JVumber of policies Issued each year since /S6S.
1868 1869 1870
TSo. Policies Issued.
813
778 769
Amount Insured.
£291,985 291,995 319,896
Net Value Pol, in force.
Gross Assets.
£347,636 363,001 375, 100
Losses Paid.
£30,417 27,944 34,967
Policies in force Jan. 1, 1871.
Amount Insured.
ASSETS, JAN. 1, 1871.
Capital £50,000
Other Assets 325,000
LIABILITIES.
IK et Value Pol. in force .- -
Other Liabilities, exclusive of Capital.
Surplus.
INCOME DUEING 1870.
Premium Keceipts £63,742
Other " 42,127
. EXPEHDITtrEES.
Death Claims and Endowments £34,967
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures 30,111
Surplus.
£105,869
£65,078
LossesPaid, 1868-70 £93,328. Average Am't of Pol. in force .
The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid eveiT five years on all participating policies one year in force. .Eom'-iifths of the surplus is divided among the assm'ed on the "Percent- age" Plan. Policies are non-forfeitable after foui- annual premiums. Fire Insurance business is also transacted.
LIFE INSURANCE DIREOTOEY.
151
|f ill |f llim |«lttil |lf g |f pttiritttg
101 Cheapside, London, Eng.
Established 1844.
Viscount NEWE?, Chairman. WM. M. UAZEHAH, Actuary.
AHEEBW TEAMOIS, Secretary.
JVutnber of policies Issued each year since ^869
Xear.
'So. Policies Issued.
Amount Insured.
Wet Val. Pol. In force.
Gross
Assets.
Losses Paid.
Bonuses.
1869 1870
741 745
£206,450 221,200
. £103,908 111,113
£37,222 31,461
£5,663
Policies in force Jan. 1, 1871 Amonnt Insured
ASSETS, JA]S". 1, 1871.
Capita]
Other Assets iei36,973
LIABILITIES.
13"et Talue Pol. in force ^
Other Liabilities, excIusiTC of Capital £9,611
£9,6L1 Surplus £127,361
INCOME DUUIKG 1870.
Premium Eeceipts £56,108
Other *' : 24,315
£80,423
ESPEl^DITUEES.
Death Claims and Endowments ^... £31,461
Policy Claims and Surrenders 1,366
Bonuses to Policy-holders 5,003
All other Expenditures , 28,155
Surplus . . . Total Losses Paid
£65,985
Average Am't of Pol. in force
The "business of this Company is conducted on the "Purely Mutual'' Plan. Bonuses are paid every five, years on all participating policies one year in force. Surplus is divided among the assured on the "Percentage" Plan. The risks of the following Companies were reinsured in this Company : Achilles Life (Ko. 1) in 1844, and National Union Life in 1868.
152
WYNKOOP & HALLENBECK'S
37 Old Jewry, London, Eng.
CAPITAL, £100,000. CASH CAPITAL, £21,712.
Established 1848.
W, H. THOENTHWAITE, Ohairmia. P. A. CUETIS, Soc'7 i Aot'y.
JVzinider of ^oHcies Issued each ^ear since fSGS,
Tear.
1868-9* 1869-70
K"o. Policies Issued.
3,693 3,552
Amount Insured.
£1,438,148 1,666,617
!N"et Value Pol. in force. Carl. JEx. 3*!
£1,303,721
G-ross
£1,453,012
Losses Paid.
£1:2,219 138,803
Bonuses.
* Year ending June 30.
Policies in force June 30, 1870 23,945. Amount Insured £9,342,189
ASSETS, JUNE 30, 1870.
Capital £21,712
Other Assets 1,431,300
£1,453,012
LIAEXLIXIES.
Net Value Pol. in force, Carlisle Experience, SJ jC £1,330,721
Other Liabilities, exclusive of Capital 33,586
-£1,364,407
Surplus -
3,605
LNCOME DtTEING 1869-70.
Premium Eeoeipts £363,837
Other ' 72,429
£436,266
EXPENDIT0EES.
Death Claims and Endowments £138,803
Policy Claims and SuiTenders
Bonuses to Policy-holders
All other Expenditures 124,501
£263,304
Surplus £172,962
Total LossesPaid £937,284. Average Am't of Pol. in force £407
The business of this Company is oonduoted on the "Mixed" Plan. Bonuses arc paid every five years ou all participating policies one yeai- in force. Four-fifths of the surplus is divided among the assured on the "Per- centage " Plan.
LIFE INSUEANCB DIRBOTOKY.
153
|}iiiriliii|ifgiffil|ll
1 1 Lombard Street, London, Eng.
CAPITAL, £2,000,000. CASH CAPITAL, £1,000,000.
Established Decbmbeb, 1821.
r. H. JAKSEK, Chairman. SAUUEL BEOWH, Actuary.
T. TALLEMACH, Secretary.
LIFE DEPARTMENT.
JVumber of Policies Issued during iS70.
Tear.
No. Policies Issued.
Amoimt Insured.
Net Value Pol. in force. Bqu. Ex. 3Jf,
Gross
Assets.
Losses Paid.
Bonuses.
1870
£1,426,614
£1,673,845
£172,914
Policies in force Jan. 1, 1871 4,094. Amount Insured £4,441,351
ASSETS, JAN. 1, 1871.
Capital
Otier Assets -
. iBl,OOO,000 663,845
-£1,663,845
LIABILITIES. Net Talne Pol. in force. Equitable Experience, "%%... £1,426,614
Other Liabilities, exclusive of Capital 102,424
£1,529,038
Surplus £134,807
INCOME DITEING- 1870.
Premium Eeceipts £136,005
Other " 71,233
EXPENDITUEES.
Death Claims and EndoTpments £172.914
Policy Claims and Surrenders 3,533
Bonuses to Policy-holders :
All other Expenditures 13,103
£207,238
£189,550
Surplus iB17,688
Total Losses Paid £5,056,745. Average Am't of Pol. in force £1,084
The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid everv five years on all participating policies one year in force. Four-fifths of the surplus is dividecl among the assured on the " Per- centage " Plan. The risks of the following Companies have been reinsured In this Company: " Westminster Life," JB63, and " Promoter Life " in 1862. Fire Insurance business is also transacted.
154
WYNKOOP & HALLENBECK'S
1 New Bridge Street, London, Eng.
Established 1696 as the "Amicable Contribution Kre Ins. Co." Uame since changed as at present.
FiKST Life Policy Issued in 1836.
WM. ASHLEY, Chairman. JAUES U. TEBE7, Act'y & Sec'y,
LIFE DEPARTMENT.
JV'umber of policies Issued each year
since iS6(i
,
Yeai.
No. Policies Issued.
Amount Insui'ed.
TSTet Value Pol. in force. Carl. Ex. 3 %
Gross Assets.
Losses Paid.
Bonuses.
1869 1870
218
£209,645
«281,4'18 360,362
£1,161,564 1,340,780
£57',826
£45,072
Policies in force Jan. 1, 1871 3,339. Amount Insured iB3,246,546
ASSETS, JAS". 1, 1871. Capital.
Other Assets £1,340,780
£1,340,780
LIABILITIES.
Net Value Pol. in force, Carlisle Experience, 3 ^ £360,362
Other Liabilities, cxclusiTC of Capital 34,202
£394,564
Surplus.
INCOME DtTRING 1870.
Premium Eeceipts £] 17,009
Other " 61,872
EXPENDITUEES.
Death Claims and Endo-WTnents £57,820
Policy Claims and Surrenders 3,239
Bonuses to Policy-holders 45,072
Another Expenditures 18,695
£946,215
£178,881
£124,826
Surplus -. £54,055
Total Losses Paid £873,926. Ayerage Am't of Pol. in force £972
The business of this Company is conducted on tlie " Mutual " Plan. Bo- nuses are paid annually on all policies flye years in force. Fire Insurance business is also transacted.
IJFE INSUEANCE DIEECTOKY.
155
ImpifU III© S Lift Im..
1 Old Broad Street, London, Eng.
CAPITAl, £750,000. CASH CAPITAL, £75,000.
Established 1820.
lAUES SCOTT, Chairmii. AlIDEEW BADEIT, Secretarj'.
LIFE DEPARTMENT.
jVumber of ^oiicies Issued each year since /S69,
Tear.
No. Policies IsBned.
Amount Insured.
Net Value Pol. in force. Act. Ex. 4 %
Gross Assets.
Losses Paid.
Bonuses.
1869-70 1870-1*
is769;4'o'9
£682,324 839,940
£99,475 97,474
* Year ending Jan. 31.
Policies in force Jan. 31 , 1871 3,516. Amount Insured £2,768,485
ASSETS, JAN. 31, 1871.
Capital £75,000
Other Assets 764,940
£839,940
LIABILITIES.
Net Yalue Pol. in force, Actuaries Experience, i% £709,409
Other Liabilities, exclusive of Capital 62,731
£772,140
Surplus £67,800
INCOME DtmiNG 1870.
Premium Eeceipts £84,262
Other " 47,944
£132,206
EXPENDITTJI4BS.
Death Claims and Endowm'ents £99,358
Policy Claims and Surrenders 7,637
Bonuses to Policy-holders
All other Expenditures 21,154
£128,139
Surplus £4,067
Losses Paid, 1869-71.. £196,949. Average Am't of Pol. in force £787
The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies one year in force. Pour-fifths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the' "Act- uaries Exp." Table, interest at 4 per cent. Policies are non-forfeitable after one annual premium. The risks of the following Companies have been re-insured in this Company : " Hope Eire and Life " in 1844, and the " Bristol Union Eire and Life" in 1844. Eire Insurance business is also transacted.
156
WYNKOOP & HALLBNBBCK'S
(LIMITED,)
9 Finsbury Place, London, Eng.
CAPITAL, £33,200. CASH CAPITAL, £4,495.
Ebtablished 1866. Accident Bhsinebs Commenced July 1, 1868.
J. E. EVAKS, Secrotarj.
TSo. Pol. iasued Jan. 1, 1869, to March 30, 1870 485.
Amount insured £1X3,300.
The business of tliig Company is conducted on the "Mixed" Plan. Bonuses are paid every three years on all participating policies one year in force. Five-sixths of the surplus is divided among^ the assured on the " Per- centase " Plan Impaired lives are assured at an increased rate of premium. Policies are non-forfeitable after five annual premiums. Accident assurance business is also transacted. The risks of the " County Life "' were reinsured in this Company in 1865.
49 Virginia Street, Glasgow, Scotland.
SAMUEL EASTOH, Chairman. WM. IHOUSOiT, Acinar;.
THOS. BEOWN, Sesrstary.
The business of this Society is conducted on the "Proprietary" Plan. Annuity Bonds only are issued.
68 Chancery Lane, London, Eng.
CAPITAL, £250,000.
E. 9l(E17E7, Chairman.
ESTABLISHED 1853.
J. H. WILLIAMS, Actuary.
C. B. CLABOIT, Secretary.
This Company issues Annuity, Reversionary Interest, and Endowment policies. The business is conducted on the " Mixed " Plan.
LIFE INSURANCE DniBCXOKY.
157
liliiaiMii liiiiai®! C^apaay^
Exchange Street, Manchester, Eng.
CAPITAL, £1,461,400. CASH CAPITAL, £146,140.
ESTAULISHEU 1852.
TOHIT TOSS, Cliaiima,ii, SEO. SISWABT, Qeneral Uaniger.
LIFE DEPARTMENT.
T^umber of S^oUcies Issued each year since ^86S
Tettr.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1868 1869 1870
;'::;
£189,935
i39'6',44L 453,861
£15,978 19,569 19,4.50
£3,385
Policies in force Jan. 1 , 1871 Amount Insured
ASSETS, JAN. 1, 1871.
Capital '. £146,140
Other Assets 307,721
LIABILITIES.
Net Value Pol. in force £189,935
Other Liabilities, exclusive of Capital 6,891
Surplus.
INCOME DURING- 1870.
Premium EeoeiptB £38,726
Other " 8,501
EXPBNDITUEES.
Death Claims and Endowments £19,450
Policy Claims and Surrenders 1,245
Bonuses to Policy-holders 3,385
All other Expenditures 6,176
Surplus - Total Losses Paid -
£453,861
£196,826 £257,035
£47,227
£30,255
Average Am't of Pol. in force.
The business of this Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies one year in force. Eour-nfths of the surplus is divided among the assured on the "Perceniage" Plan. Policies are non-forfeitable after three annual pre- miums. Eire Insurance business is also transacted. The risks of the *' British Eire and Life " were reinsured in this Company in 1853.
If
158
WYNKOOP & HALLBNBKOK'S
iw 1*111 ieeiM;
Fleet St., London, Eng.
CAPITAL, £1,000,000. CASH CAPITAL, £100,000.
Established 1833. Fihbt Policy Issded iTnHE 14, 1823.
Et. Hon. BAEOK OHELM5F0ED, Chairmm. GEIFFITE DA.VIS, Actuary.
JVumher of policies Issued during iS70.
Tear.
No PoUcies Issued.
Amonnt Insured.
Net Value Pol. iu force.
Gross
Assets.
Losses Paid.
Bonuses.
1870
236
£255,092
£5,359,509
£381,235
£36,112
PoUoies In force Jan. 20, 18T1 6,772. Amount Insured £10,633,986
ASSETS, JAN. 1, 1871.
Capital £100,000
Other Assets 5,359,.509
LIABILITIES.
Net Value Pol. in force
Other Liabilities, exclusive of Capital £51,066
-£5,459,509
£51,066 Surplus £5,408,443
INCOME DUEING 1870.
Premium Heceipts £270,518
Other " 235,825
EXPENDITUEES.
Death Claims and Endowments £381,235
Policy Claims and Surrenders 15,806
Bonuses to Policy-holders 36,112
All other Expenditures 24, 169
£457,322
Surplus £49,020
Total Losses Paid £8,432,225. Ayerage Am't of Pol. in force. . . £1,570
The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid erery flye years on all participating policies two years in force. FouT-fif'ths of the surplus is divided among the assured on the "Per- centage " Plan. The Net Premiums on participating policies are calculated upon the " Northampton Exp." Table, interest at 3 per cent., and " Davies' Equitable Exp.'' Table, interest at 3J per cent, for non-participating policies. The largest amount of insurance earned on any one life is £10,000.
LIFB INSUEANCK DIHEOTORT.
159
ijii |f efjEif ei |lit |af ffiJ^aaee |Q§lgl|,
30 Essex Street, Strand, London, Eng.
CAPITAL, £237,750. CASH CAPITAL, £9,575.
Established May, 1850.
E. W. COX, ChaiiouB. EBWAEB S. EAS1TE3, Secretarj.
Tlie business ofthis Company is conducted on the "Mixed" Plan. Bonnses are paid every five years on all participating policies one year in force. Four-fifths of the surplus is divided among the assured on the " Percentage" Plan. The risks of the following companies have been reinsured in this Company: "Era Fire and Life " (Life Branch) in 1858 (which Company had previo\isly reinsured the risks of the " Saxon Life in 1856) , and ' ' British and Foreign Keliance Life and Marine " (Life Branch) in 1858.
Serjeants Inn, Fleet Street, London, Eng.
ESTABUSHBD 1765.
WH. PATNE, Ohaimm.
Be?. B. SHEFHEBS, Secretary.
The business of this Company is conducted on the "Proprietary " Plan. Annuity bonds only are issued.
91 Queen Street, London, Eng.
CAPITAL, £10,000.
ESTABLISHED NOT. 11, 1870. WM. E. WILLIAMS, Masager.
The business of this Company is conducted on the " Mixed " Plan. Life, Annuity, and Guarantee policies are issued. The risks of the "Monarch Investment Company " were assumed by this Company in 1870.
160
WYNKOOP & HALLBNBBOK'8
126 Chancery Lane, London, Eng.
CAPITAL, £250,000. CASH CAPITAL, £57,500.
Established 1854.
Sir WM. FOSTEE, Ohairmm. FEAMK UiSED7, Act'y and Sec'y.
LIFE DEPARTMENT.
JVumber of S'olicies Issued each year since iS07
Tear.
Policies Issued.
Amount Insured.
^et Value Pol. ia force. Carl. Ex. 3 %
Gross Assets.
Losses Paid.
Bonuses.
224 309 290
£165,225 263,490 228,212
£236,442 284,546
£25,289 19,461
1868-9
1869-70
£183,285
* Year ending Nov. 30.
Policies in force Nov. 30, 1870 2,450. Amount Insured £1,596,557
ASSETS, NOT. 30, 1870.
Capital £57,500
Other Assets .'.. 227,046
LIABTLITIES.
Net Talne Pol. in force, Carlisle Experience, 3 ^ £183,285
Other Liabilities, exclusive of Capital
£284,546
£183,285
Surplus £101,261
INCOME DUEING 1869-70.
Premium Eeceipts „ £49,821
Other " , 12,250
ESPENDITUKES. .
Death Claims and "Endowments £19,461
Policy Claims and Sun-enders --
Bonuses to Pblicy-hdlders
AH other Expenditures 20,000
:Surplu8 .
£39,461 £22,610
Total Loiscs Paid £207,677. Average Am't of Pol. in force £651
The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid every five years on all portioipatiuff policies one year in force. Ninety-five per cent, of the surplus is divided among the assured on the "Percentage" Plan. The risks of the following Companies have been reinsured in this Companj-; "Mitre Life" in 1854 (which Company had previouslj^ roiusurod the risks of the " iEgis Life" in 1854), "Hope Mutual Life " in 185.:), and " Cambrian and Universal Life " in 1857. Eire Insurance business is also transacted.
LIFE ESTSUEANCE DIRECTORY.
161
10 Fleet Street, London, Eng.
CAPITAL, £1,000,000. CASH CAPITAL, £171,046.
Established 1836.
E. A. ITEWTOIT, Manager and Acinar^.
J^umber of ^oHcies Issued each year since ^S69.
Tear.
So. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1869 1870
I,'i2 170
£298,275 229,470
£1,583,886 1,621,397
£125,312 113,921
£3J256
Policies In force Jan. 1, 1871 3,183. Amount Insured £4,743,732
ASSETS, JAN. 1, 1871.
Capital £171,046
Otlier Assets 1,483,594
LIABILITIES.
Net Value Pol. in force
Other Liabilities, exclusive of Capital £31,876
-£1,654,640
£31,876 Surplus £1,622,764
INCOME DTTEING 1870.
Premium Eeceipts £129,539
"8,867
Other
£198,416
EXPENDITURES.
Death Claims and EndoTvments £113,921
Policy Claims and Surrenders 4,481
Bonuses to Policy-holders 3,356
All other Expenditures 31,056
£142,714
Surplus , £56,702
Total Losses Paid £1,893,931. Average Am't of Pol. in force £1,490
The tusinesa of this Company is conducted on tie "Mixed" Plan. Bonuses are paid every five years on all participating policies five years in force. Nine-tenths of the surplus is divided among the assured on the " Percentage " Plan.
162
WYKKOOP & HALLBNBECK'S
Lift kmmmihn @f Be@i,
82 Prince Street, Edinburgh, Scotland,
CAPITAL, iB400,000. CASH CAPITAL, £75,000.
Established 1838 as the " Edinburgli and Glasgow Life." Changed to its present name the same year.
Sir AECn. HOPE, Chairman. EOEEET EAINIE, Secretary.
lOniT FEASEE, Uaiaser.
J^umber of :S^oIicies Issued each year since ^S67 -
3867-8* 1868-9 1889-70 J 870-1
No. Policies Issued.
1,403 1,338 1,439
Amount Insured.
£668,386 6,57,315 7() 1,197
ISTet Value Pol. in force.
Gross Assets,
£1,106,053 1,387,910 1,357,387
Losses Paid.
£95,760 102,175 123,651
Bonuses.
* Year ending: April 5.
Policies in force April 5, 1870 Amount Insared £7,485,182
ASSETS, APEIL 5, 1870. Capital £75,000
Other Assets 1,282,387
LIABILITIES,
Net Value Pol. in force,
Other Liabilities, exclusive of Capital £7,460
£1,357,387
£7,460 Surplus £1,349,927
INCOME DUELN"G 1869-70.
Premium Receipts £237,387
Other " S0,S96
EXPENDITUEES,
Death Claims and Endowments £123,650
Policy Claims and Surrenders
Bonuses to Policv-holders
All other Expenditures
Surplus £134,033
Total Losses Paid £1,231,420, Average Am't of Pol. in force
The business of this Company is conducted on the "Mixed" Plan Bo- nuses are paid annually on all participating policies six years in force Sur plus is divided among the assured on the " Percentage " Plan Policies are non-forfeitable after live annual premiums The risks of the " Merean tile Life " were reinsured in this Company in 1850.
LIFE INSUEANOB DIRECTORY.
163
1 Dale Street, Liverpool, Eng.
CASH CAPITAL, £391,758.
The " Globe Ins. Co." (Fire and Life) was established in ]803. The " Liver- pool and London '' (Fire and Life) in 1836. The " G-lobe " was amalgamated with the " Liverpool and London in 1864.
C. SAUITDESS, Chairman.
HEKSY THOMSON, Secretary.
LIFE DEPARTMENT.
JVumber of Policies Issued each year since iSGS
Tear.
Ko. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1868 1869 1870
1,123
1,130
841
£639,780 661,066 426,410
£2^183^575 2,296,177
£2,472,956 8,704,209 2,887,982
£195,573 18-2,235 180,l.'i4
Policies In force Jan. 1, 1871 12,760. Amount Insm-ed £6,995,793
ASSETS, JAN. 1, 1871.
Capital £391,752
Other A ssets 2,496,830
LIABILITIES.
Net Value Pol. in force £2,296,177
Other Liabilities, exclusive of Capital
- £2,887,982
-£2,296,177
Surplus £591,805
INCOME DOEING 1870.
Premium Eeeeipts £268,985
Other "
EXPENDITUEES.
Death Claims and Endowments £180,154
Policy Claims and Surrenders
Bonuses to Policy-holders -
All other Expenditures
£268,985, -
£180,154
Surplus £88,831
Total Losses Paid £1,963,038. Average Am't of Pol. in force £549
The business of this Company is conducted on the *' Proprietary " Plan. The risks of the following Comj>anies have been reinsured in this Company : *' London, Edinburgh and Dublin Fire and Life " in 1846 ; " Australian and Colonial and General Life " in 1852 ; ' ' North of England Fire and Life "in 1858 ; Sheffield, Eotherham and Chesterfield Fire and Life " in 1858 ; and " Licensed Victuallers' Fire and Life " (afterwards named "Monarch") in 1857 (which Company had previously reinsured the risks of the "British Empire Life" - No. 1 - in 1845, and "British Empire Life" - No. 2 - in 1845) ; " Leeds ifc Yorkshire " in 1864. Fire Insurance business is also transacted.
164
WYNKOOP & HALLENBECK'S
li@ii@i 4iiimi§i
For Fire, Life, and IVIarine Assurances, 7 Royal Excliange, London, Eng.
CHAETEE PERPETUAL. EiKST Policy Issued Jdne 7, ]721.
CASH CAPITAL, *448,375.
INCOEPOEATED 1720.
EDWIN OOWEE, Sovernor. A. H. BAILEr, Actuarj,
JOHN P. LAWEEKOE, Sec'y.
LIFE DEPARTMENT.
JVumber of Policies Issued
each year
since !Ses
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. ia force. Act. Ex, 4 %
Gross Assets.
Losses Paid.
Bonuses.
3868 1869 1870
352 450
£279,629 320,000
£1,3'78',823
£2,463,563 2,469,967 2,595,039
£137^834 138,7.59
£12,344
Policies in force Jan. 1, 1871 6,472. Amount Insured £5,009,706
ASSETS, JAN. 1, 1871.
Capital £448,275
Other Assets 2,146,764
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, 4 ^ £1,378,893
Other Liabilities, exclusive of Capital 1,158^706
£2,595,039
-*2,437,529
Surplus £157,510
INCOME DUEING 1870.
Premium Eeceipts £212,473
Other " 59,807
EXPENDITTJEES.
Death Claims and Endowments £138 759
Policy Claims and Surrenders 5*411
Bonuses to Policy-holders 12,'344
All other Expenditures 18*460
£272,280
£174,974
Surplus £97,306
Total Losses Paid Average Am't of Pol. in foi-ce £774
The business of this Company is conducted on the "Mixed" Plan Bonuses are paid eyeiT flyo years on all participating poUoies five yeai's in force, burplus is divided among the assured on the " Percentairo " Plan The Net Premiums are calculated upon the "Actuaries Experience " Table' interest at 4 per cent. Policies are non-forfoitable after three annual pro- nimms. The risks of the tollowing- comnanies have been reinsured in this Company: "Asylum Life" m 1857, an(f " Commercial and General Life "
LI»B INSURANCE DItlBCTORY.
165
(LIMITED,)
Exchange Buildings, New St., Birmingham, Eng.
CAPITAL, £230,000.
CASH CAPITAL, £6,550.
Established in 1865 as the " Bivmlngham Alliance Assurance Co." Changed to its present name March 16, 1870.
SAUUEL £EIGSS, Chuman.
J. E, BAKMEEHAN, Actuary.
J'/'umber of ^oHcles Jssued each year since ^S69,
Year.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1869 1870
96 112
£24,545 37,094
£7,416 8,471
'£1^266'
Policies in force Jan. 1, 1873 261. Amount Insured.
ASSETS, JAN. 1, 1871.
Capital £6,550
Other Assets
£86,608
1,921
LIABILITIES. Net Value Pol. in force
Other Liabilities, exclusive of Capital
Surplus .
INCOME DUEING 1870.
Premium Receipts ...-. £2,842
Other " 385
EXPENUITtTEES.
Death Claims and Endowments £1,200
Policy Claims and Surrenders '.
Eonuses to Policy-holders
All other Expenditures 500
Surplus
Total Losses Paid £4,600. Average Am't of Pol. in force .
£1,700
£1,627
. . . £330
The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all participating policies five years in force. Eour-fifths of' the surplus is divided among the assured on the " Per- centage" Plan.
166
WYNKOOP & HALLBJTBECK'S
ifg||fg4iififfigg|c
Leadenhall St., London, Eng.
CAPITAL, £96,230. CASH CAPITAL, £9,623.
Established 1863. F. W. BUS3ELL, Cliiirman. W. P. CLIEEHUGtH, Actuar7.
JVutnber of policies Issued each year since ^868.
Tear.
No. Policies Issued.
Amount Insured.
Net, Value Pol. in force.
Gross Assets.
Losses Paid.
Bonuses.
1868 1869 1870
498 S71 462
£192,640 204,710 144,414
£51,866 66,336 68,561
£9^093'
Policies in force Jan. 1, 1871 2,700. Amonnt Insured . . . £1,000,000
ASSETS, JAN. 1, 1871.
Capital
Other Assets -
£9,623 58,938
£68,561
LIABILITIES.
Net Value Pol . in force
Other Liabilities, exclusive of Capital
Surplus.
INCOME DUEING- 1870.
Premium Eeceipts £34,021
Other " ,,..,
EXPENBITURES.
Death Claims and Endowments Policy Claims and Surrenders . . -
Bonuses to Policy-holders
All other Expenditures
£9,093 15,428
£34,021
£94,521
Sui-plus . . . Total Losses Paid
£9,500
Ayerage A m 't of Pol. in force £370
The business of this Company is conducted on the "Mixed" Plan. Bo- nuses are paid every five years on all pai-tioipating policies one year in force. Fom'-fifths of the surplus is divided among the assured on the "Percentage" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 4 per cent.
LIFT? IXSUEANCE DIEBCTOET.
167
(LIMITED,)
Southwark Exchange, London, Eng.
CAPITAI,, £100,000. CASH CAPITAL, £1,607.
INCOEPOEATED ]869. FlEBT POLICY IssnEU STov. 19, 1869.
HEITE7 UAEEIOTT, Sencra.1 Manager.
JVu9nber of ^oHeies Issued durhiff /STO.
Year.
So. Policies Issued.
Amount Insnred.
Net Talue Pol. in force.
Crross Assets.
Losses Paid.
Bonuses.
1870
26,000
£135,000
£2,433
£5,140
....
Policies in force Jan. 1, 1871. .
Amount Insured.
ASSETS, JAN. 1, 1871.
Capital £1,607
Other Assets 826
LIABILITIES.
Net Value Pol. in force
Otter Liabilities, exclualTe of Capital.
Surplus.
INCOME DUilTN& 1870.
Premium Eeoeipts £12,499
Other " 1,298
EXPENDITUEES.
Death Claims and Endowments £5,140
Policy Claims and Surrenders 188
Bonuses to Stock-holders
All other Expenditures 8,469
£326 £8,107
£13,797
£13,797
Surplus
Total Losses Paid Ayerage Am't of Pol. In force £5
The business of this Company is conducted on the "Proprietary" Plan. The Net Premiums are calculated upon the " Carlisle Exp." Table, interest at 3 per cent. The largest amount of insurance carried on any one Mfe is £300.
168
WiTSTKOOP & HALLENBECK'S
31 Fleet Street, London, Eng.
CAPITAL, £1,000,000. CASH CAPITAL, £97,684.
Established 1845. J. E. HOPE SOOTT, OhaimiB. EALPH P. HAEEY, Act'y 4 See'y.
JVumVer of Policies Issued each year since ^866.
So.
Tear.
Policies
Issued.
1866
1867
1868
220
1869
197
1870
161
Amount Insured.
]Sret Value Pol. in force. Act. Ex. it
G-ross
Losses Paid.
Bonuses.
£306,625 289,970 312,240
£412,476
£433,000 445,000 495,194 566,181 624,997
£33,778 38,732 24,175 32.606 37,004
Policies in force Jan. 1, 1871 2,107. Amount Insured £2,847,449
ASSETS, JAN. 1, 1871.
Capital £97,684
Other Assets --- 527,313
£624,997
LIABILITIES.
!Net Value Pol. in force, Actuaries Experience, 3 ^ £412,476
Other Liabilities, exolusiTe of Capital 6,591
£419,067
Surplus £205,930
INCOME DUEme 1870.
Premium Eeoeipts £79,845
Other " 26,380
BXPENDITUEBS.
Death Claims and Endowments £37,004
Policy Claima and Surrenders 1,885
Bonuses to Policy-holders 51
Another Expenditures 13,999
£106,225
£52,939
Surplus £53,286
Total Losses Paid £332,910. Average Am't of Pol. in force £1,351
The business of this Company is conducted on the " Mixed " Plan. Bo- nuses are paid eTery live years on all participating policies two years in force. Four-iifths ol the surplus is divided among the assured ou the " Per- centage" Plan. The Net premiums are calculated upon the "Actuaaies Exp." Table, interest at 3 per cent.
UFB IJfSUKAKOB WREOTORY. 169
itiwifl III. O^tpe'^a^
(LIMITED,)
72 and 74 King William St., London, Eng.
CAPITAL, iJ500,000. CASH CAPITAL, £100,000.
ESTABLISHEU 1864.
EE1TB7 ASTE, Chairman. W. F. EETITOLDS, Manager.
The "busiiiess of tliis Company is conducted on the "Mixed" Plan. Bonuses are paid every five years on all participating policies one year in force. 80 per cent, of the surplus is divided among the assured on the " Per- centage " Plan.
laiiii mi iiiifil lititl Im. 0®,
14 Leadenhall St., London, Eng.
Established 1833. P. E. HABOW, Chairman. W. 0. UOECrAH, Sssretary.
The business of this Company is conducted on the "Mutual" Plan. Bo- nuses are paid every five years on all participating policies three years in torce. Surplus is divided among the assured on the ' Percentage " Plan.
(LIMITED,)
41 Prince's St., Manchester, Eng.
Established 1825. Total Losses paid since organization iB5,000
The business of this Company is conducted on the " Mixed " Plan. Pour- fifths of the profits are divided among the assured on the " Percentage " Plan.
170
WYNKOOP & HALLENBBCK'S
81 King William Street, London, Eng.
Established Decembes 1, 1806.
Baron HEiTH, President. ALFEED HEAD, Vice-President.
ESWABD COCHEE, Secietaty.
JVumber of Policies Issued each year since ^S68,
1868 1869 1870
No. Policies Issued.
135 222 250
Amount Insured.
£163,500 242,250 302,050
Net Yalue Pol. in force.
£3,056,465
G-ross
£3,004,484 3,025,059 3,141,019
Losses Paid.
£76,150 '78,960
Bonuses.
Policies in force Jan. 1 , 1871 5,792. Amount Insured £7,386,305
ASSETS, JAK. 1, 1871.
Capital
Other Assets £3,141,019
£3,141,019
LIABILITIES.
Net Value Pol. in force £3,056,465
Other Liabilities, exclusive of Capital 67,750
Surplus.
£3,124,206 £16.813
INCOME DtrEING 1870.
Premium Eeceipts £257,392
Other " 133,962
EXPENDITTJEES.
Heath Claims and Endowments £78,960
Policy Claims and Surrenders
Bonuses to Policy-holders 260
All other Expenditures 214,202
£391,354
£293,422
Surplus £97,932
Total Losses Paid £5,700,000. Average Am't of Pol. in force. . . £1,276
The business of this Company is conducted on the " Purely Mutual " Plan. Bonuses are paid every seven years on oil participating policies seven years in force. Surplus is divided among the assured on the " Percentage " Plan. The largest amount of insurance carried on any one life is £10,000. This Association has never employed agents, or paid commissions for business.
LIFE INSOKANOE DIRBOIODT. 171
BSTAHLISHED 1871.
HENET a. iSHHtJEST, Oliarmaii. W. A. EOWSEE, Act'y S Sect'y.
Life polices for small amounts are issued, and premiums payable monthly.
|iiQilg loi |giigiil .|iii mi |lii |!i|« |i.
(LIMITED,)
9 Bridge St., London, Eng.
CAPITAL, £8,020. CASH CAPITAL, £4,831.
ESTAELISHKD 1831.
aiEdO. BEAMAN, M.D., Chairman. TBED. BE&&, Act'y anl Manager.
The business of this Company is conducted on the *' Mixed" Plan. This Company originated the new system of Positive Life Assurance. It secures aBSurers a Prommory iVbte (instead of the ordinary policy) for each prem- ium paid, which is payable "To Bearer" either during- the life-time or at the death of the assured. Bonuses are paid every five years on all partici- pating policies one year in force. Four-fifths of the surplus is divided among the assured on the " Percentage " Plan. Policies are non-forfei table after three annual premiums.
llSMIi OOIif Hi IIB» CO.
Silver Street, Lincoln, Eng.
WM. EUD^AED, Chairman. ' H. LATHAld, Sscretary.
The business of tlds Comp'y is conducted on the " Mixed " Plan. Bonuses are paid every five years oa all participating policies two years in force, to the extent ot 80 per cent. Surplus is divided among the assured on the " Percentage " Plan. The risks of the " Kent Mutual Life Ins. Co." were transferred to this Company in 1859, which Company had previously rein- sured the risks of the '* English Provident Life " {ISo. 1) in 1857.
172
WYNKOOP & HALI^NBEOK'S
3 Prince's Street, London, Eng.
Established 1835.
DAKIEL BUEQES, Chairman. HENEY MiESHALL, Actuary.
JVumber of folicies Issued each year since fSGS
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force. Act. Ex. 4 %
Gross
Assets.
Losses Paid.
Bonuses.
1868 1869 1870
213 259
£195,700 175,000 226,366
£798,662
£1,358,839 1,282,676 1,363,790
£83', 671 87,216
£54",757
Policies in force Jan. 1, 1871 4,726. Amount Insured £4,105,441
ASSETS, JAN. 1, 1871.
Capital
Other Assets £1,363,790
£1,363,790
LIABILITIES.
Net Value Pol. in force. Actuaries Experience, if^ ... £798,002 Other Liabilities, exclusive of Capital 42,784
£840,786
Surplus £523,004
INCOME DUEING 1870.
Premium Eeoeipts £133,281
Other " 60,596
EXPBNDITUEES.
Death Claims and Endowments
Policy Claims and Surrenders
Bonuses to Policy-holders
All other Expenditures
£87,216 4,227 54,757 8,320
£1,54,520
Surplus
Total Losses Paid £1,270,000.
£39,357
Average Am't of Pol. in force £867
The businesa of this Company is conducted on the "Purely Mutual " Plan. Bonuses are paid every five years on all pai'ticipating policies five years in force. The Society has never employed agents, nor paid commissions for business. Sm'plus is divided among the assured on the " Percentage " Plan. The Net Premiums arc calculated upon the Actuaries Experience Table, interest at 4 per cent. Policies are non-forfeitable after two annual prem-
UFB INSURANCE DIRECTORY. 173
iiiii'^© G@ii'^a„
(LIMITED,)
40 Chancery Lane, London, Eng.
ESTABLISBEU 1870.
H. S. SISSOH, Ouiman. C. W. BOE, Secretary.
Thebuainese of this CompaByis conducted on the "Mixed" Plan. Bo- nnsea are paid to the assured every tliree years. Four-fifths of the surplus are divided among the assured on the " Percentage " Plan.
2 Albion Place, London, Eng.
Established 1846 as the " Christian Mutual Provident Society." Changed to its present name in 1858.
Bev. 1. 2. .OWEIT, CUirman. CEAS. EUBLS, Secretary.
The business of this Society is conducted on the " Purely Mutual " Plan. Life, Endowment, Annuity and Sick Policies are issued.
Old Jewry, London, Eng.
- Established 1697. A. Q. riNLAISON, Actuary.
G-overnment Annuity Policies only issued.
174
WYKKOOP * HAL,LENBECK'S
ESTABLISUED 1834.
SEO. EATTCOCZ, CtiaiTman.
OHAS. IHGaLL, Actuary.
Jfumber of S'oHcies Issued each year since iS6S
Tear.
No. Policies Issued.
Amount Insured.
Net Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1868 1869 1870
248 297 275
£140,865 160,444 224,216 -
£341,311 372,044 386,378
£6.55,048 690,157 734,812
£72,702 48,726 59,364
£1,822 2,096
Policies in force Jan. 1, 1871 4,198. Amount Insured £2,391,955
ASSETS, JAN". 1, 1871.
Capital
Other Assets £734,812
£734,812
LIABILITIES.
Net Value Pol. in force £386,378
Other Liabilities, exclusive of Capital 11,699
£398,077
Surplus £336,735
INCOME DURING 1870.
Premium Eeooipts £74,207
Other " 30,r-
EXPEinJITUIlES.
Death Claims and Endowments £59,364
Policy Claims and Surrenders 3,985
Bonuses to PoUcy-holders
All other Expenditures 8,801
£105,106
£72,150
Surplus
Total Losses Paid £609,637.
£32,956
Average Am't of Pol. in force £569
The business of this Company is conducted on the " Purely Mutual " Plan. Bouusos are paid annually on all participating policies two years in force. Surplus is divided among the assured on the "Percentage" Plan. Poli- cies are non-forfcitable after five annual premiums.
LIFE LNSUEAJ^OIS DIRECTORY.
175
(LIMITED,)
28i Market Street, Leicester, Eng.
CAPITAL, £3,000.
IXCOliPOEATKD SEPT. 2, 1869.
EE17B7 SEEStT, Chiimas.
CASH CAPITAL, £2,250. First Pol. Issued Maech, 1870.
FUED. W. CLAEIS, Uasiksei. lOHH WALL, Secretary.
The business of this Company is conducted on the "Proprietary" Plan. The !Net Premiums are calculated upon the " Northampton Exp." Table. The largest amount insured on any one life is £100.
484 Oxford Street, London, Eng.
Established 1865.
STE7HEIT W. PBOSSEB, Chaiimaii. TEOS. BOUHiTE, Secretary.
The business of this Company is conducted on the "Mised" Plan. Bonases are paid every three years on all participating policies one year in force. Four-fifths of the surplus are divided among the assured. The risks of the following Companies have been reinsured in this Company : " Official and Guardian Life " in 1854, and " New National " in 1865.
iitleiil laiiitiml Aim^i imy,j
29 New Bridge Street, London, Eng.
Established ] 854 as the ' ' Operative Motual Lite Assurance Society. " WU. aHOSEE, Chairman. CHAS. WOODEUFFE, Secretary.
176
WYNKOOP & HALLENBECK'S
»@©l||
2 King William Street, London, Eng.
ESTABUSHEU 1830.
JAMS3 E, SMITH, Chairman. OHAS. ANSELL, Jr., Actaarj.
FEED. LOOK, Secretary.
JVumber of ^Policies Tssiied each year since ^S6S,
So.
Tear.
Policies
Issued.
1863
1864
1865
1866
1867
1868
1869
157
1870
Amoant Insxired.
£200,855 309,050 304,965 178,003 139,345
183,330
Net Value Pol. in force.
441,060
«468,705 496,305 537,896 559,697 570,489
574V730" 588,449
Paid.
£48,088
'"40,723 41,210
iS12,560 13,930 13,713 15,038 14,533
14,628
Policies in force Jan. 1, 1871 3,300. Amount Insured £1,487,329
ASSETS, JAN. 1, 1871.
Capital
Other Assets £588,449
LIABILITIES.
Net Value Pol. in force £441,060
Other Liabilities, exclusive of Capital
£588,449
Surplus £147,389
INCOME DUEING 1870.
Premium Receipts £71,037
Other ' 34,497
£105,534
EXPENDITUEES.
Death Claims and Endowments £41.210
Policy Claims and Surrenders 7,492
Bonuses to Policy-holders 14,638
All other Expenditures 13,991
£76,321 Surplus £29,213
Total Losses Paid £300,000. Average Am't of Pol. in force £643
The business of this Company is conducted on the "Purely Mutual " Plan Bonuses are paid annually on all participating policies five years in force' Surplus is divided among the assured on the " XJercontago " Plan Polioies are non-forfeitable after three annual premiums.
LIFE INSUKAJSrCB DIEBCTOEY.
177
IMI@iil 4iiimi§i 0@« ©f If ©kiij
3 College Green, Dublin, Ireland.
CAPITAL, £100,000. ESTABLISHED 1882.
HABOLB EliaLEEACH, Secretary.
JVumber of Policies Issued durinff i870.
Tear.
No. Policies Issued.
Amount Insured.
Kefc Value Pol. in force.
Gross
Assets.
Losses Paid.
Bonuses.
1,870
£217,454
£399,725
£5,707
Policies iu force Jan. 1, 1871. - .
Amount Insured
ASSETS, JAl^-. 1, 1871.
Capital £100,000
Other Assets .,, 299,725
£399,725
LIABILITIES.
Xet Value Pol. in force, 1868
Other Liabilities, exclusive of Capital.
£217,454 53,240
£270,694 Surplus £129,031
LNCOME DtTELNG 1870.
Premium Heceipts £6,341
Other " 17,813
EXPENDITURES.
Death Claims and Endowments. Policy Claims and Surrenders . - -
Bonuses to Policy- li ciders.
AH other Expenditures
£5,707 15,849
Surplus. Total Losses Paid
£24,154
£21,.556 £2,598
Average Am't of Pol. in force
The business of this Company is conducted on the " Mixed " Plan. Bonuses are paid every five years on all participating policies three years iu force. Four-fifths of the surplus are divided among the assured. The Life risks of the "Eoyal Exchange Assui'ance Company of Ireland" were re- insured in this Company in 1821 .
178
WVJSTKOOP & HALLENBBCK'S
lilleiil fmnmm
48 Gracechurch Street, London, Eng.
Established December, 1835. 0HA3. HLPIK, Ohaiman. SAMUKL SMILES, Secietiry.
J^umber of S^oHcies Issued each year since i866.
No.
Tear.
Policies
Issued.
1866
764
1867
1,032
1868
918
1869
932
1870
745
Amount Insured.
£404,120 502,800 497,352 444,900 369,400
Net Yalue Pol. in force.
£2,232,627
Gross
£3,789,649
2,947,491 3,085,116
Paid.
£163,829 173,840 198,418 286,360
Bonuses.
Policies in force Jan. 1, 1871. ...19,624. Amount Insured.... £10,040,506
ASSETS, JAN. 1, 1871.
Capital
Other Assets : £3,085,116
£3,085,116 LIABILITIES.
NetValuePol.in force £2,232,627
Otlier Liabilities, exclusive of Capital 110,379
£3,343,006
Surplus £743,110
INCOME DtJEING 1870.
Premium Eeoeipts £310,636
Other " 115,044
EXPENDI