Massachusetts Spy and Worcester Advertiser, 1823-11-19

We tlie Subscribers, owners of buildings within the County of Worcester, anticipating the advantages, which may arise to us from having our houses and other buildings secured against fire upon the only just principles of insurance and as an Act of the General Court has been passed, incorporating a Com Company - pany Company by the name of the " Worcester Mutual Fire Insurance Company," and which provides that funds shall bp raised from among the members, to, be distributed among those, houses or other buildings should be con - Mitned or injured by fire, originating in any cause, except that of design in the Insured; do hereby subscribe our names as members of the same, and do bind ourselves, our heirsand assigns to observe the following articles, and such other rules as may be adopted by the said Company. Article 1. Each person, or Company, by its agent, insured in this Society, shall be con sidered a member thereof, and shall be holden to pay such losses, and be entitled to such benefits as are expressed in this agreement. Art. 2. The power of this Company shall he vested in a President, Treasurer, and eight Directors, who shall be chosen by ballot at the annual meetings, for the term of one year, and until others are chosen in their stead. .Art. 3. The Pesident and Directors shall i superintend the prudential concerns of the Company, and shall have the management and direction of all matters and things, not otherwise provided for in these regulations. They shall have power also, and it shall be their duty to appoint a Secretary, Clerk or Clerks, aud to compensate them for their ser services - vices services ; to hire an office in such place, upon such term', and to furish it with stationary and such furniture, as they shall think proper; to receive all the monies and the same to invest, according to the act of Incorporation; - to re reward - ward reward such persons as may distinguish them themselves - selves themselves by extraordinary exertions or services in extinguishing fires; - to offer premiums for the encouragement of vigilance and activity, provided no sum thus given shall exceed ten dollars. - They shall keep fair records of all their transactions, and the same shall be -onen to all the members of the Company during bf bf-fice - -fice bf-fice hours ; - and shall, at each annual meet meeting, - ing, meeting, report to said Company, a correct state statement - ment statement of all their funds ; they shall meet like likewise - wise likewise at the Company's office on the first Mon Monday - day Monday of each month, at six of the clock, P. M. and at such other times, as they shall judge necessary. Five members shall constitute a quorum for business, and in case thaft num number - ber number should not assemble, the Secretarj shall the meeting from day to -day, or from week to wee;:, and shall notify the President and Directors accordingly. Art. 4. All policies, which may issue from this Company to cover property previously in insured, - sured, insured, shall be ipso facto void, unless such pre pre-vious - -vious pre-vious insurance be indorsed on the policy at the time it issues; and when a subsequent in - surance shall be made by any other Company, -ar by any person on property insured in this it shall ipso facto annul the policy, and the premium be forfeited to this Company. Also, when the insured shall alter or enlarge a building, or appropriate it to other purposes cUian those, mentioned in the policy, the same shall, ipso facto, become void. But in case -the insured shall, within sixty days, after such alterations, enlargement, or different appro appropriation, - priation, appropriation, give notice thereof to the Secretary, Trustees may renew the policy upon such Serins, as they may deem equitable ; and if re renewed, - newed, renewed, the insured shall have the benefit of a sum, not exceeding his premium and deposit -money, but if not renewed, then a sum not ex exceeding - ceeding exceeding his deposit money only, subject how however - ever however iu both cases, to the expenses aud losses of this Company.

From Lord Clarendon's Essays. W A R. They who allow no war at all to be lawful, have consulted both nature and religion much better than they who think it may be to comply with the ambition, covetousness, or re revenge - venge revenge of the greatest princes and mon monarchs - archs monarchs upon the earth: as if God had on only - ly only inhibited single murders, and left mankind to be massacred according to the humor and appetite of unjust and un unreasonable - reasonable unreasonable men of what degree or qual quality - ity quality soever. They -rho think it most unlawful, know well that force may be repelled with force; and that no man makes war who doth only defend what is his own from an attempt of violence ; he who kills another that he may not be killed himself by him who attempts it, is not guilty of murder by the law of God or man. And truly, they who are the cause and authors of any war that can justly and safely be avoided, have great reason to fear that they shall be accountable before the supreme Judge for all the rapine and devastation, all the ruin and damage, as well as the blood, that is the consequence of that war. - War is a licence to kill and slay all those who in habit that land, which is there therefore - fore therefore called the enemy's, because he who makes the war hath mind io possess it; and must then not many of the laws of God, as well as of man, be cancelled and abolished, before a mao can honest honestly - ly honestly execute or Jake such a licence ? - What have the poor inhabitants of that land done that they must be destroyed for cultivating their own land, in the coun country - try country where they wera born 1 and can any king believe that the names Of those are left out of the records of God's cre creation, - ation, creation, and that the injuries, done to them shall not be considered ? War is - de depopulation, - population, depopulation, defaces all that art and in industry - dustry industry hath produced, destroys all plan plantations, - tations, plantations, burns churches and palaces, und . mingles them in the same ashes with the cottages of the peasant and the laborer; it distinguishes not of age, or sex, or dignity, but exposes all things and per. sons sacred and profane, to the same contempt aud confusion; and reduce* all that blessed order and harmony, which hath been the product of peace and religion, into the chaos it was first in; as if it would contend with thn Almighty in uncreating what he so wonderfully created, and since polished. And is j| not a most detestable thing to open a gap to let this wild boar enter into the garden of Christiana, and to make all this havoc and devastation in countries planted and watered by the equal Re Redeemer - deemer Redeemer of mankind, and whose ears are open io the complaints of the meanest person who is oppressed? It is no an answer - swer answer to say that this universal suffer suffering, - ing, suffering, and even the desolation that attend) it, are the inevitable consequences and events of war, how warrantably soever entered into, but rather an argument, that no war Can be warrantably entered into, that may produce such intolerable mischiefs; at least if the ground ba not notoriously just and neceasay, and like to introduce as much benefit to the world as damage and inconvenience to a part of it; and as much care taken as is pos possible, - sible, possible, to suppress that rage and licence, which is the wsntwa onse «f Ms devtroctieß. i*

original insured was entitled under the same policy; and in case application and renewal shall not be made as aforesaid, the insured shall J l6 to receive a sum, not exceeed exceeeding - ing exceeeding his, her, or their deposit money. Art. 6. The President and Directors shall receive for their personal attendance at every monthly, tpocial, or adjourned meeting, one dollar eac&uL.nd shall pay a fine of one dollar for non-attendance, except a reasonable ex excuse - cuse excuse shall be offered to the board for absence; and the Secretary shall keep an accurate ac account - count account of the attendance of the President and each Director. The said President and Di Directors - rectors Directors shall also be allowed one dollar each lor every ten miles travel to and from the place of said meetings. Art. 7. There shall be three Trustees, chosen by the Presklent and Directors from their own members, who shall be indemnified by the company for all things lawfully done and performed in their official capacity, anp shall be compensated for their services at the discretion of the President and Directors. - They shall have power, and it shall be their duty to rate the buildings; to fix the premi premiums, - ums, premiums, payable by the persons insured, and to refuse insurance upon any building at their discretion. They, or any two of them, shall direct the forming ami issuing of policies agree agreeably - ably agreeably to the principles prescribed in these arti articles - cles articles ; - they shall also be the judges of any partial damages sustained by any of the insur insured - ed insured ; and in case the insured shall be dissatis dissatisfied - fied dissatisfied with their judgment, they may refer the subject to three impartial men, whose award shall be conclusive. It shall also be the duty of said Trustees to examine the books of the Secretary and Treasurer, and make report thereon to the President and Directoss at each monthly meeting. Art. 8. The President and Directors shall appoint one or more agents in such towns with within - in within the County of Worcester, as they may 'hink proper. It shall be the duty of such agents to value the buildings to be insured ; - to de describe - scribe describe the materials, of which they are com composed - posed composed ; the use to which they are applied, and their situation in relation to other build buildings - ings buildings ; they shall estimate their rate of hazard, and certify the same in writing to the Secreta Secretary. - ry. Secretary. The Trustees may then issue, or refuse to issue a policy, at their discretion. The said agents shall certify all losses, aud relate the origin of the fire, in order that the President and Directors may pay the same. They shall be judges in the first instance of all partial damages, sustained by (be insured under the rules and regulations, prescribed to the Trus Trustees, - tees, Trustees, and shall be indemnified by the Compa Company, - ny, Company, in the same manner as the Trustees are, tor all things lawfully done and performed in their official capacity, and shall receive such compensation for their services, as the Presi President - dent President and Directors may deem adequate. Art. 9. No alterations in the terms of insur insurance. - ance. insurance. shall be made, on account of a building's being made more or less hazardous by means, not under control of the insured.

Art. 13. Each policy shall be for the term of seven years, and shall expire at 12 o'clock at noon on the last day of the said seven years, to be computed from and after 12 o'clock at noon of the day on which the policy may be dated. Art. 14. Each person or campariy insured shall pay for each policy, transfer or indorse indorsement - ment indorsement duly executed, not exceeding one thou thousand - sand thousand five hundred dollars, one dollar for the same ; above that sum, two dollars. Art. 15. No policy shall embrace more than one building, except when two or mere small buildings stand contiguous to each other, which do not together exceed the value of SI2OO, and except when a stable, coach house or wood bouse stands on the same plat of ground with the mansion house ; in which case, the buildings must be distinctly valued. Art. 16 Not more than three fourths of the value of any building shall be insured by this company, aud as much less as the insured may choose. Art. 17. When buildings ensured shall be alienated by sale, or any other means, the insured, his, her or their representative may surrender his, her, or their policy or policies, and receive a sum, not exceeding his, her, or their deposit money. Art. 18. The absolute funds of this Com Company - pany Company shall be and hereby are npporpriated as follows, viz. Ist. To pay all charges - charges-2nd. 2nd. charges-2nd. To pay all losses, happening during the existenece of policies, provided the same should exceed five per cent on sums insured, unless it should be proved, that the insured purposely burned the property, or neglected to extinguish the fire when burning - 3d. Tobe disposed of agreeably to the provisions of the 17th article - 4th. The residue of said funds shall be refunded to each member, his, her or their heirs, at the expiration of his, her, or their policy or policies. Art. 19. The residue of the absolute fund, not demanded within one year from the ex expiration - piration expiration of the policy or policies; or the depos deposit - it deposit money, not demanded within one year from the time the said policy, or policies, shall be become - come become void, shall be forfeited, and become the property of the Company. Art. 20. In case of neglect to pay any assessment, the delinquent's policy or policies shall cease aud determine, until payment shall be made with interest, and such reasons given for delay as shall be satisfactory to the President and Directors. Art. 21. Each member, sustaining loss by fire, shall certify the same in writing to some one of the Trustees as soon as may be aud before any repairs are made. Art. 22. No policy shall be issued from the Company's office to an agent or attorney until such ajejjt'i or attorney's power be eh-

Mr. Churchill, of London,speaks very decidedly in favor of (his remedy in "lo "local - cal "local diseases of the muscular and fibrous structure of the boby." The first case in Mr. Churchill's collection, which we shall transcribe, is that of a bricklayer. The body of this man was bent nearly at right angles with the thighi, and his countenance indicated acute suffering. He had been attacked he said, three days before, with darting pains, in the loins and hips; every motion of the body produced an acute spasmodic pain re resembling - sembling resembling an electrick shock ; and the attempt to raise the body to an upright position was attend by such inmpporta inmpportable - ble inmpportable agony as lo oblige him to continue in this state of flexion, rather (han en encounter - counter encounter it by altering his position. - There was no more constitutional dis disturbance - turbance disturbance than was to be expected from 3 days and nights of constant pain; the pulse was a little quickened, and the tongue white, but 1 attributed this de derangement - rangement derangement to the irritation set up by the pain, and loss of rest. - l directed him to place himself across a chair for support during the operation and I im immediately - mediately immediately introduced a needle of an inch and a half in length into the lum lumbarnass - barnass lumbarnass on the right side of the spine ; in two minutes time, I observed that be seemed to rest the weight of bis body more on bis limbs, and in the next in instant, - stant, instant, without any inquiry being made, he observed, that he felt bis limbs stronger from the pain having left bis hip.s He next plainly indicated that the disease was lessened, by raising his body; from which he only desisted, by being desired to remain at rest through fear of the needle being broken. Af After - ter After six minutes it was withdrawn; the man arose adjusted his dress, ex expressed - pressed expressed his astonishment and delight at the sudden removal of his disease, and having made his grateful acknowledge acknowledgements, - ments, acknowledgements, left the house with a facility as tho 1 he had never been afflicted. The needle should be gradually in introduced, - troduced, introduced, with somewhat of a rotary motion of the hand, and suffered to re remain - main remain five or six minutes This ope opeation - ation opeation we are informed, neither produ produces - ces produces pain nor gives rise to bleeding. - For our own part, we have no expe experience - rience experience of the remedy, and if it is as suc successful - cessful successful and effectual as it is represented to be, we wust confess we know of no rational hypothesis by which to account for a phenomenon so singular.

Worcester, se. Probate Office, Nov. 5, 1823. To the Widow and Heirs of Samuel Phelps, late of Fitchburg, in said Coun County, - ty, County, deceased, and to all others concern concerned - ed concerned in the Estate of said deceased, Greeting. You are hereby cited to ap appear - pear appear (if you see fit! at the Court of Pro Probate,to - bate,to Probate,to be holden at Worcester in said Coun County, - ty, County, on the first Tuesday in January next, at nine of the clock, before noon, to show cause why the accounts of the administration of slid estate should not be allowed ; and you will be heard thereon. NATHI. PAINE, J. Prob. Worcester, ss. w Probate Office, Oct. 28, 1823. To the Widow & Heirs of Reuben Allen. late of Hardwick in said County, de deceased, - ceased, deceased, and to all others concerned in the Estate of said deceased. Greeting. You are hereby cited to ap appear - pear appear (if you see Gt) at the Court of Pro Probate - bate Probate to be holden at Worcester, in said Coun County, - ty, County, on the first Tuesday in December next at ten of the clock before noon, to show cause why License should not be granted to the ad administratrix - ministratrix administratrix to sell and convey so much of the real Estate of said deceased, as will raise the sum of sixty one dollars, for the payment of debts and charges ; and you will be heard thereon. THEOPHs. WHEELER, Regr. - .... , - 1 1 Worcester, ss. Probate Office, Nov. 4, 1823. To the Heirs and Legatees of Joseph Brown, late of Oxford, in said County, deceased, and to al! others concerned in the Estate of said deceased, Greeting. You are hereby cited to ap appear - pear appear (ifyou see fit) at the Court of Pro-, bate to be holden at Worcester in said Coun County, - ty, County, on the first Tuesday in December next, at one of the clock, after noon, to show cause why the accounts of the Executor of said de deceased's - ceased's deceased's Will should not be allowed and you will be heard thereon. THEOPHs. WHEELER. Regr. of Probate, by order of the Hon. Judge.

The following calculation of Mr. De Degrand, - grand, Degrand, is well worth the attention of every economist. "1 wo Argand Lamps, which con consume - sume consume each a gill of Sperm Oil, being in all 2 cts. worth of Spertn. Oil in an evening, spread as much light as twen twenty - ty twenty Mould Tatiow Candles, weighing 5 lb. would, apd these candles, would burn down one half in the course of the evening': which nt the uresent low price of Candles, viz. 12 cts. per. lb. makes them cost 30'cts. for the 2 1-2 lb. consumed. Even if the Tallow was given you, it is not dotiblfu! whether it would not be cheaper to buri Sperm Oil, than to pay for the wick and the manufacturing of the Tallow candles?" TO DRY COWB WHICH YOU INTEND TO FAT FAT. - . FAT. TEN. Take an ounce of powdered alum: boil it in two quarts of milk till it turns to whey ; then take a large handful of sage and boil it in the whey till you re reduce - duce reduce it to one quart ; rub her udder with a little of it, and give her the rest by way of drink ; milk her clean before you give it to her; and as you see need requires, repeat it. Draw a little milk from her every second or third day; lest her udder be overcharged. Monk's Agricultural Dictionary. Great Yield of Com - And Novel Mode of Planting it. A friend on a visit to New York, who is habit habitually - ually habitually attentive to the state of domestic in industry, - dustry, industry, and the progress of pnblic imp. we wement - writes - ment - writes wement - writes us as follows: DEAR SIR. John and Matthew Pratt of Eaton, Madison county, New York, have raised this year, 680 bushels of Indian com, from 4 acres of land-last year they rais raised - ed raised 517 1-2 bushels from 3 acres; will bet S2OO, that withib 3 jean, thej will

Su?j< - ' 1 ' Illi - CT "THE LIBERTY OF THE PRESS IS ESSENTIAL TO THE SECURITY OF FREEDOM." % PRINTED FOR THE PROPRIETORS, BY CHARLES GRIFFIN. 'Nearly opposite the Centre School-House. CONDITIONS OF PUBLICATION, Price to single subscribers, who receive their 'papers at the office, or by mail, two dollars per annum. 30" Advertisements, not exceeding twelve lines, published three weeks for one dollar, and continued three weeks longer for fifty cents, - Larger advertisements in the same proportion. In consequence of a decision of the Suprem- Judicial Court, the Publisher of this paper deems it necessary to give notice, that while he shall sedulously aim to be literally cor cor-fcct, - -fcct, cor-fcct, he cannot hold himself responsible for 'any errour in apy advertisement beyond the sum charged for its insertion. BYE-LAWS OF THE WORCESTER MUTUAL FIRE INSUR INSURANCE - ANCE INSURANCE COMPANY. At a meeting of the Worcester Mutual Fire Insurance Company, holden by adjournment at Capt. S. B. Thomas's in- Worcester, on the 6tb day of November inst. a Committee, previously appointed for the purpose, reported the following preamble and articles as bye-laws, for the management of the concerns of the Corporation ; Whereupon voted unanimously, that the same he adopt adopted, - ed, adopted, and published in one or more of the News Newspapers, - papers, Newspapers, printed in tuis County. - Voted that this meeting be adjourned to Wednesday the 10th day of December next, at 6 o'clock, P.M. to meet at the Court House. ISAAC GOODWIN, Secretary. Worcester, Nov. 12, 1823. REPORT.