Toledo City (part 17 of 21)

George W. Millard, the second son, whose name introduces this review, was born in Toledo, December 24, 1872. He studied law with the firm of King & Tracy of this city and was admitted to the bar in 1894. He entered upon the practice of his profession in which he has made steady progress during the nearly thirty years in which he has been a representative of the Toledo bar. In 1904 he became a partner of his father in active practice under the firm style of Millard & Millard, and so continued until 1907, when Judge Millard passed away. George W. Millard has since practiced independently and his career at the Toledo bar has been a most creditable record of achievement.

Mr. Millard is a member of the Knights of Pythias and also of the Commercial Club, while along the line of his profession his connection is with the Toledo and Ohio State Bar associations. , A lifelong resident of this city he has always manifested a keen and helpful interest in everything pertaining to Toledo's growth and development and to the maintenance of its civic standards.

Leonard C. Price, secretary of the Toledo Real Estate Board, is widely and favorably known in this city, in which he has resided for many years, and his career has at all times marked him as a citizen of worth. A native of Canada, he was born in Erin, Wellington county, May 20, 1875, and his parents were William and Louise (Brown) Price, the former a native of Wales and the latter of Canada. In early life the father emigrated to Canada, establishing his home at Erin, where he resided until 1882, when he crossed the border into the United States and came with his family to Toledo. While living in Wellington county he became the owner of two well developed and highly cultivated farms but after coming to Toledo he abandoned active business pursuits, enjoying a well earned rest. Both Mr. and Mrs. Price have passed away. Their family numbered six children: Leonard C., Frampton and Dr. J. C. Price, all of whom are residing in Toledo; Robert N. Price of St. Thomas, Canada; and Mrs. S. F. Boville and Mrs. J. T. Copeland, who live at Battle Creek, Michigan.

Leonard C. Price acquired his education in the public schools of Plainwell, Illinois, and during his boyhood he worked for a year and a half at the Chicago Club in the metropolis of the middle west. For a time he was connected with the Toledo office of the Metropolitan Life Insurance Company and then turned his attention to the real estate business, entering the service of the Irving B. Hiett Company, with which he was associated for five years. He next became sales manager and secretary for George E. Pomeroy, resigning at the end of three years to accept the position of sales manager for the R. B. Witsey Company, and he remained with that firm for four years. He soon became recognized as an expert valuator and negotiated many important realty transfers. He has converted unsightly vacancies into beautiful residential districts and subdivided that portion of the city which is now known as Wildwood. After disposing of his business interests he was urged to become secretary of the Toledo Real Estate Board and for four years has filled this office for which his experience and ability well qualify him. The fact that he has been chosen for this responsible position indicates his high standing in real estate circles of the city and his course has been highly commended by members of the board. He also has other business interests, being secretary and one of the directors of the Lucas County Mortgage Company, secretary of the Realty Board Investment Company anda director of the Witsey Realty Company.

At Watford, in the province of Ontario, Canada, on the 11th of May, 1907, Mr. Price was united in marriage to Miss Maude Gree, a daughter of Mr. and Mrs.

William Gree, and they have three living children; Janet Maude, who was born in October, 1910, and is now attending school; Leonard Gree, who was born in 1915 and is also a public school pupil; and Evan Lloyd, born in August, 1918. A daughter, Esther Louise, died in 1918, when seven years of age.

_ Mr. Price is a member of Trinity Episcopal church and his political support is given to the men and measures of the republican party. In civic affairs he has ever taken a deep and helpful interest and during 1914 and 1915 he served as one of the park commissioners of Toledo under appointment of Mayor Carl Keller. He is a member of the Toledo and South Side Chambers of Commerce, the Real Estate Exchange and the National Realtors Secretaries Association. He is secretary and treasurer of the last named organization and is also a member and secretary of the Exchange Club. His business record has been marked by steady advancement and his success is entirely attributable to his own efforts. He is a most loyal supporter of his city because of his belief in its opportunities and his enthusiasm finds expression in effective work for its upbuilding and improvement.

Prederick Jesse Reynolds

Frederick Jesse Reynolds, chairman of the board of directors of the First National Bank of Toledo and closely identified with financial, railway and other corporate interests, was born in Jackson, Michigan, August 25, 1857, son of Colonel Sheldon C. and Martha A. Reynolds, a sketch of the father appearing elsewhere in this publication.

Frederick Jesse Reynolds, having attended the Toledo public schools, with later courses of study in business and collegiate institutions, became a clerk with the grain commission house of Reynolds Brothers and after five years was admitted to a partnership in the business, remaining in active connection therewith until the firm withdrew from the grain trade. He broadened the lines of his activities in harmony with his father's interests and investments and in 1887 became vice president and general manager of the Toledo & Michigan Belt Railway Company and was its chief managing executive until it was absorbed by the Michigan Central Railroad. His active connection with the First National Bank dates from 1897, when he was elected to the directorate and in 1898 was chosen vice president. In 1909 he succeeded Schuyler C. Schenck to the presidency, serving until 1923, when he became chairman of the board.

On the 4th of October, 1882, in New York city, Mr. Reynolds was married to Miss Ida Louise Stone, daughter of Benjamin Franklin and Sarah Jane (White) Stone. Mrs. Reynolds' death occurred in Pasadena, California, February 12, 1915, while with her husband and daughter she was sojourning on the Pacific coast. She had become the mother of four children: Harold Sheldon, mentioned elsewhere in this work; Natalie; Dorothy; and Kathryn. The daughters attended the Dobbs Ferry School for Girls in New York. Natalie became the wife of Roland A. Spitzer, who died May 20, 1916, leaving two children: Philip Adelbert and Frederick Reynolds Spitzer. Dorothy became the wife of Joseph W. Robinson; and Kathryn was married June 14, 1916, to Augustus Barrett Richardson.

Mr. Reynolds has membership in the Produce Exchange of New York, also in the Toledo Commerce Club and his appreciation of the social amenities of life is indicated in his identification with the Toledo Club, the Toledo Country Club, the

Middle Bass Club, the Toledo Yacht Club, also the Bankers' Club of New York city and the Ohio Society of New York. He is a Consistory Mason and in Trinity Episcopal church, in which he has long held membership, he is serving as a vestryman. Following in the footsteps of his honored father, he has long maintained high standards in connection with the financial and business development of Toledo and in support of all those forces which make for the upbuilding, progress and improvement of his city.

Walter G. Kirkbride

Walter G. Kirkbride, a partner of the well known law firm of Denman, Kirkbride, Wilson & McCabe, has practiced before the Toledo bar for more than twenty years. He was born at Parkers Landing, Pennsylvania, on the 13th of January, 1881, a son of Joseph A. and Annie B. (Loftus) Kirkbride. His parents removed to Findlay, Ohio, when he was a boy and in the schools of that city he received his early training, while his college course was pursued in the University of Michigan. He completed the law course in that institution and won his LL. B. degree in 1900. In 1902 he was admitted to the bar and since that time has been licensed to practice in the United States courts. His progress in his profession has been continuous and has brought him to a prominent position among the successful attorneys of the city, where the firm of Denman, Kirkbride, Wilson & McCabe is regarded as one of the strongest combinations at the Toledo bar.

On the 21st of June, 1904, Mr. Kirkbride was married to Miss Alice Harrop and they have become parents of three children: Alice, Esther and Mabel.

Fraternally Mr. Kirkbride is a Mason, having attained the Knights Templar degree in the York Rite and the thirty-second degree in the Scottish Rite, while with the Nobles of the Mystic Shrine he has crossed the sands of the desert. His political endorsement has always been given to the republican party and he closely studies the vital questions and issues of the day. Mr. Kirkbride belongs to the Toledo Club and to the Inverness Club, and he is also a member of the Toledo, the Ohio and the American Bar associations. He stands for all that is progressive in community affairs and at all times for the highest standards of American citizenship. His residence is at No. 2439 Scottwood avenue.

Orr B. Bovard

One of the chief manufacturing enterprises of Toledo is that of the Pinkerton Tobacco Company, of which Orr B. Bovard is president and sales manager, and the fact that he has been selected for these important positions is proof of his enterprise and business acumen. He was born in Kittanning, Pennsylvania, September 22, 1866, and his parents, James C. and Mary (Orr) Bovard, were also natives of the Keystone state, in which they spent their lives. Mr. Bovard attended the grammar schools of his native town and the high schools of Allegheny and Pittsburgh and after starting out in life independently he became connected with manufacturing interests of Pittsburgh and later of New York city. In 1909 he came to Toledo and has since been identified with the Pinkerton Company, manu- facturers of the Sunshine cigarettes and other high grade brands of tobacco, for which there is a large demand. This is one of the most important industries in Toledo, five hundred employes being utilized in the operation of their factory. Mr. Bovard is serving as president and sales manager, in which connection he has instituted many well devised plans for the extension of the business, and his intelligently directed efforts have materially promoted the success of the concern.

In 1900 Mr. Bovard was united in marriage to Miss Kate Pinkerton of Zanesville, Ohio, a daughter of Mr. and Mrs. J. W. Pinkerton of that place, and they have become the parents of four children: Harriet, a native of DuBois, Pennsylvania; Katherine, who was born at Zanesville, and is attending Oberlin College ; John W., a native of Cincinnati, Ohio, and a pupil at the James Franklin school of this city; and Robert Orr, who was born in Toledo and is also attending that school.

Through his connection with the Chamber of Commerce, Mr. Bovard does all in his power to promote the welfare and prosperity of the city. He is also a member of the Toledo Club, while his political support is given to the men and Measures of the republican party. In his business career he has held closely to the rules which govern strict integrity and unabating industry and he brings to his various duties in life a keen mind and a broad intelligence, which are the basis of his success.

Ellsworth M. Beard

Ellsworth M. Beard, a member of the Toledo bar since 1890, his entire professional career being characterized by steady progress, was born in Morrow county, Ohio, February 17, 1862, his parents being Philander C. and Lucetta (Manville) Beard, both of whom were natives of Ohio and spent their lives in this state. The father at the time of his death was the oldest Toledo attorney and had been a distinguished representative of the Ohio bar for almost a half century. He was born in Morrow county, this state, March 4, 1829, his parents being Reuben and Eliza Beard, who on removing from the east settled in Ohio, just after the opening of the great Northwest Territory. They were representatives of the best type of American citizenship and while living the circumscribed life of the very early pioneer they still found time for mental improvement. Philander C. Beard spent his youthful days in the log cabins of that period and experienced all of the hardships and privations incident to frontier life. His parents gave him every opportunity possible, however, to attend the district schools and as the result of his perseverance and determination he worked his way steadily upward until he was qualified to teach. He then devoted several years to the profession in Morrow and surrounding counties and still ambitious for further educational training became a student in Oberlin College. When a year had passed he resumed the work of teaching, arfd becoming imbued with a desire to enter the legal profession he devoted his leisure hours while teaching to the study of law, so that he was admitted to the bar in 1852. In the meantime he had had some experience in the work of the courts, having been elected justice of the peace for Bennington township in 1850. For a number of years Mr. Beard continued in the active practice of law in Morrow, Knox and Delaware counties, there remaining until 1878,

It was but natural that a man of Philander C. Beard's early training and environment should become a lover of liberty and a stanch opponent of slavery. For many years in ante-bellum days he was one of the strong abolitionists of this part of the country and his home became one of the stations for the famous underground railroad whereby many a slave was assisted on his way to freedom and liberty in Canada. Mr. Beard was equally zealous in behalf of the temperance cause, realizing how many of the human race are practically slaves to the alcohol habit. He became a most earnest worker in the cause of temperance and did everything in his power to further the movement, making speeches against the liquor trafic throughout northwestern Ohio. He did this even at a time when it was extremely unpopular and had its effect upon law practice but as the spirit of temperance grew and developed his attitude upon the question brought to him the support of many in a professional way. His life was ever characterized by the principles of Christianity and he held membership in the Washington Street Congregational church from 1884 until his death, which occurred in 1910. He ever sought to follow the example of Him who came not to be ministered unto but to minister and his Christian example remains as an inspiration and a benediction to many who knew him.

In early manhood Philander C. Beard was united in marriage to Miss Lucetta Manville, who departed this life on January 28, 1914. They were the parents of eight children, two of whom have passed away, while those living are: Reuben A., a minister, who is now pastor of the First Congregational church of Fargo, North Dakota; Mrs. Loma McCune of Toledo; Vernon V., living in New York city; Charles, a resident of Pennsylvania; Roland A., located in Tulsa, Oklohoma; and Ellsworth M. Ellsworth M. Beard has membership in the Lucas County and 'Ohio State Bar associations, and merits in notable degree the respect and confidence of his colleagues and contemporaries.

On the 12th of July, 1892, Ellsworth M. Beard was married to Miss Lillian E. Donnelly, a daughter of Mr. and Mrs. Bernard Donnelly of Toledo. Mr. and Mrs. Beard have three living children: William E., who is in the purchasing department of The Toledo Chevrolet Company; Mrs. Dorothy Aiken; and Ruth, now a student in Scott high school. In politics Mr. Beard is a republican and he belongs to the National Union but his chief activity outside of his profession is in connection with the church. He belongs to the Washington Congregational church and was assistant superintendent of the Marion Lawrance Sunday school under Marion Lawrance for some twenty-five years.

Wesley Choate Thornburgh

Wesley Choate Thornburgh, a member of the wel! known bond house of Blanchett, Thornburgh & Vandersall, was born in Seneca county; Ohio, August 28, 1888, and is a son of Dr. Rollo W. and May (Seitz) Thornburgh. The father ranks with the leading physicians of the city and a more extended mention of him will be found elsewhere in this work.

Following his graduation from one of the high schools of this city in 1905, Mr. Thornburgh was employed along mercantile lines until January 1, 1911, when he joined the brokerage firm of Hoehler, Cummings & Prudden as a salesman, remaining in their service until the lst of January, 1916, when the business was dissolved. He then entered the Security Savings Bank in the bond department, but at the end of a year severed his connection with that institution to embark in business independently and in 1917, in association with F. C. Hoehler, he engaged in the bond business, and they conducted their interests under the style of F. C. Hoehler & Company. Subsequeutly the partnership was discontinued and the present firm of Blanchett, Thornburgh & Vandersall was organized. They specialize in the sale of municipal bonds and other high grade investment securities. They are known to be men of integrity and reliability, with broad experience along investment lines ; they have had no difficulty in securing a large and representative clientele and are classed with the representative bond houses of Toledo. Their offices are at No. 301-5 Second National Bank building.

On the 2d of September, 1914, Mr. Thornburgh was married to Miss Ruth McNulty, a daughter of Edward F. McNulty of Danville, Illinois. Mr. and Mrs. Thornburgh have become the parents of a son, Robert Wesley, who was born in Toledo, June 25, 1915. In all matters of citizenship Mr. Thornburgh is loyal, progressive and public-spirited and during the World war he was active in promoting the Liberty Loan campaigns and other measures promulgated by the government at that time. He isa republican in his political views and is a member of the Toledo Club, the Toledo Commerce Club and the Inverness Club. He is a Knights Templar Mason and member of the Mystic Shrine and an exemplary representative of the craft. Throughout his career he has closely applied himself to the work in hand, giving his best efforts to each task that he has undertaken, and the years have chronicled his growing success. Mr. Thornburgh is well known in Toledo, where his life has been spent and where many of his best friends have been acquaintances from boyhood. Mr. Thornburgh's residence is at No. 519 Nottingham terrace.

Oliver-S, Bond

Oliver S. Bond, as chairman of the board of the Merchants & Clerks Savings Bank of Toledo is an outstanding figure in the financial circles of the city. He has steadily developed his talents and improved his opportunities in the course of an active business career, and step by step has advanced, ever contributing to the fortunes of Toledo in the promotion of one of its foremost financial institutions. Thus there have come to him "the blest accompaniments of age - honor, riches, troops of friends." He is now one of Toledo's most venerable residents, having passed the ninety-second milestone on life's journey, his birth occurring on his father's farm near Richmond, Indiana, June 29, 1831. His parents were William Commons and Hannah (Locke) Bond, and the former was a son of Jesse Bond, who devoted sixty years of his life to preaching the gospel as a representative of the Quaker faith and died at the age of eighty-four. His grandfather in the maternal line was William Locke, who was also heard proclaiming the gospel teaching at the Quaker meeting house in Economy, also for about sixty years, and he, too, had attained the age of eighty-four when he was called to his final rest. The family adhered strictly to the tenets and teachings of the church for a most extended period and Oliver S. Bond, at the age of sixteen, was serving as clerk of the "meeting in the old meeting house which stood on his father's farm. His father was one of the substantial residents of that community, living quietly and unostentatiously on the old homestead, commanding the respect of neighbors and friends by reason of an upright life and fidelity to every duty. The family has always been noted for longevity. Nathan Bond, an uncle of Oliver S. Bond, celebrated his sixty-seventh marriage anniversary in July, 1887, and an aunt, Ruth Nicholson, her golden wedding in 1886. An uncle, John A. Locke, also celebrated his golden wedding anniversary in 1887. All of these people lived on neighboring farms in eastern Indiana, the Bond family occupying one homestead near Richmond for more than a century. They came of English and Scotch ancestry, as did the Commons family, and on coming to America the family home was established near Harpers Ferry, Virginia. The maternal ancestors of Oliver S. Bond, the Lockes and the Mills families, likewise came from England and settled near Baltimore, Maryland. It was Jesse Bond, the grandfather, who removed west about 1800, his being the first white family to cross the Whitewater river at Richmond, Indiana, for permanent settlement.

The youthful experiences of Oliver S. Bond were those of the farm bred boy and after attending the district schools in the winter seasons for some time he supplemented his early training by two terms' study in the Whitewater College. Throughout his life he has been a reader and student and often while working in the fields he would carry a textbook with him, and when a period of rest came he would improve his time by reading.

On leaving home at the age of nineteen years he went to Peru, Indiana, where he was employed by the firm of Smith & Crowell, who not only sold to the early settlers of the neighborhood but also traded extensively with the Miami Indians, who were still numerous in that locality. Mr. Bond became quite friendly with the red men and relates many interesting incidents concerning his association with them and their habits of life and thought. In 1854 he left what was then the western frontier and went to New York city, where he spent two years in a wholesale dry goods and notions house and he also traveled throughout the western territory, making collections and soliciting trade. He took up his abode in Toledo in 1856 and for two years he was employed as a salesman and collector by the firm of Bell, Deveau & Company and its successor. On the 15th of July, 1858, as a partner of William B. Messinger, he opened the first exclusive boot and shoe house in Toledo, under the firm style of Messinger & Bond. The company's trade covered a very wide territory around Toledo and Mr. Bond had been associated with the business for twelve years when he sold out. In the meantime he had entered the field of banking by becoming a director of the Northern National Bank and during 1878 he was elected vice president and acted as president of the institution, while Mathew Shoemaker, the president, was in California. It was during this time that Mr. Bond developed a plan to open in Toledo a bank exclusively for savings. In this connection a contemporary writer has said: 'The institution of which he is now the honored head was not born in a single night. It was a product of wise experience and many months of critical investigation - of the principles and methods of saving institutions as conducted in New England. While in the east his arrangements for the enterprise were so far advanced. that much of the requisite capital was subscribed by his personal friends and relatives. Then on returning to Toledo he brought about the organization of The Merchants & Clerks Savings Institution as it was first known, and the organization was completed on February 10, 1871. Some of the bank's history should be introduced into this sketch as quoted from a handsome pamphlet published in 1911, soon after the

" "Early in 1871,' to quote this article, 'the Merchants & Clerks Savings Bank had its inception. Organized as the Merchants & Clerks Savings Institution, by Oliver S. Bond, who interested a large number of his friends and citizens in the enterprise, the capital was fixed at one hundred and fifty thousand dollars; and what stock was not subscribed for in Toledo was immediately placed with about fifty of the capitalists and retired merchants of New England, of whom it was stated several years later in one of the bank's advertisements that anyone of them . could assume and pay the entire deposits of the institution.

"*The bank was first located in the rear of the room occupied by the Northern National Bank at 99 Summit street. A small part of the room was set aside and Oliver S. Bond, the newly elected treasurer, who for the first few months was treasurer, teller, bookkeeper and messenger all in one, opened the bank for business February 10, 1871. It was stipulated that Mr. Bond was to furnish a suitable room, safe and counter for the bank's use free of all expense to the bank, and after the business was well started in July of that year, to partly repay him, he was allowed a salary of eight hundred dollars a year.

""The Toledo of forty-five years ago was a little city with great expectations. The federal census of 1870 had given it a population of nearly thirty thousand, or about the present size of Lima or Lorain, and after the usual fashion of properly ambitious American towns by the time the bank was opened Toledo was claiming at least five thousand more. The period of history of the Merchants & Clerks Savings Bank between 1871 and the present day (1916) is reflected by the history of the city during that time. The bank grew and its influence for sound and conservative business methods were stamped on the community. The panic of 1873 was a test of strength and endurance of all the banks of the United States. Fortunately this young institution, fortified with real capital and guided by men of courage and determination, withstood the shock of that year and came unscathed through the six depressing years following.

" "Matthew Shoemaker, then president of the Northern National Bank and a man with a wide reputation for business experience and conservatism, was made the bank's first president. He continued in office and the bank prospered, moved to a larger room of its own at 78 Summit street, and accumulated deposits of over two hundred thousand dollars; when, in 1884, after thirteen years of service, during which, thanks to his fidelity and sound advice, the bank had been placed on a firm foundation and was already gaining for itself the reputation of a conservative and safely managed bank, Mr. Shoemaker retired, owing to advancing age, and was succeeded by John A. Moore.

" 'Mr, Moore remained its president until 1888, when Oliver S. Bond, who had been treasurer of the institution since its foundation, was elected president, and - continues in that office at the present time. Mr. Bond thus has the enviable distinction of having acted as an executive officer of a bank for the longest period ever served by such an official in Toledo. He is the only one of the original incorporators and the only member of the first board of directors now living.

"'B Louis Schomburg succeeded Mr. Bond as treasurer (title changed to cashier in 1891). Mr. Schomburg entered the service of the bank as messenger October 1, 1872, and has occupied at one time and another every position of trust in the bank except that of president. His energies have been directed to building up the institution, and in appreciation of his long and faithful service, the directors elected him vice president in 1903 (a position he still retains in 1916).

"Mr, Schomburg continued to hold the two positions of vice president and cashier until January, 1905, at which date Walter C. Bond, who had heretofore held the office of assistant cashier, was chosen cashier, and although at that time the youngest bank official in the city, he proved his executive ability and to him is due the credit for the new building into which the bank has just moved. Persistently presenting before the board of directors the handicap under which the bank was working in its cramped and uninviting quarters, he persuaded them to remodel the old building into an up-to-date banking room, and in less than nine months after the demolition of the old building had been started, the new quarters were completed and the bank had moved into them.

"Tn 1891 it seemed that the time had arrived to widen the scope of the bank's business. The city had increased in population and was enjoying the prosperity that came to northwestern Ohio through discovery of oil and natural gas. The institution surrendered its old charter and changed its title to The Merchants & Clerks Savings Bank. The building at 338 Summit street was purchased by the bank and so remodeled that, according to a newspaper clipping of that time, it was the finest building on Summit street. Here the bank moved in the fall of 1891, and in its new location opened a commercial department and prepared to do a general banking business, having heretofore restricted itself entirely to saving accounts. The spring of 1893 found the country in the throes of a financial panic, during which the banks were tested as to their real strength and foundation; labor was thrown out of employment, and the general depression was aggravated by short crop years. These trying times showed conclusively how solidly and with what conservatism the affairs of this bank were being managed; and the years of prosperity which followed the depression proved that the community was appreciating its safe and careful policy.'

"Some figures taken from the different bank statements in the past forty-five years will graphically illustrate its progressive growth and widening influence. In its first year, 1871, its deposits aggregated about twenty-seven thousand dollars. Five years later the deposits reached more than a hundred thousand dollars, and in 1881 they stood at a little more than two hundred and fifty thousand dollars. Fifteen years later, in 1896, in spite of the several years of financial panic just preceding, the deposits were more than six hundred thousand dollars, and in 1902 the deposits passed the one-million-dollar mark." On January 15, 1923, the deposits were two million, two hundred eighty-one thousand, nine hundred thirty dollars and seventy-two cents; the capital stock one hundred and fifty thousand dollars and a surplus fund of two hundred and fifty thousand dollars. Mr. Bond remains in association with the bank as chairman of the board, although for a number of years he has left active management and control to others.

On the 23d of December, 1863, in New York city, Mr. Bond was married to Miss Clara A. Raymond, the only daughter of Hon. John Raymond. Six children have been born to them, three of whom are living: Harry, residing in California; Eva R., the widow of the late Judge J. W. Schaufelberger; and Mabel: A great blow came to the family in the death of the son, Walter C. Bond, who passed away April 10, 1913, at the age of thirty years. He had been made cashier of The Merchants & Clerks Savings Bank in 1905, being at that date the youngest bank official in the city, and at the time of his death was still the youngest bank executive in Toledo.

Mr. Bond has traveled extensively in America and Europe, gaining that broad and liberal culture which travel brings. He is a life member of several charitable and benevolent organizations, was one of the organizers of the Toledo Humane Society and has been its treasurer for many years, and also for many years he was a trustee of the Toledo Library Association, before it was merged with the Toledo Public Library. He has ever been interested in those forces and projects which make for intellectual and moral progress and his life has always been an influencing force for good among his associates. There are few men who arrive at his position and at his years. The nine decades which make up the period of his earthly existence have been filled with a useful activity, helpful to his fellowmen and to the city at large. |

John Matthews McCabe, one of the well known lawyers of Toledo, is a partner in the law firm of Denman, Kirkbride, Wilson & McCabe. He was born on the 4th of February, 1884, in Tippecanoe, Indiana, his parents being Jacob and Charlotte (Matthews) McCabe. He was reared by his maternal grandparents: at Delphos, Ohio, and pursued his early education in the schools of that place, while later he attended the Western Reserve University at Cleveland, receiving his LL. B. degree upon graduation from that institution with the class of 1910. Through the intervening period he has devoted his attention to active practice, and while advancement at the bar is proverbially slow, he has been successful and as a member of one of the most prominent law firms of the city he has been connected with much important litigation. He is likewise well known in the educational field, having been an instructor in the Toledo Law School since 1912. He is not only well grounded in the principles of the law but has had wide experience in the courts and is accounted an able advocate and safe counselor.

In September, 1912, Mr. McCabe was united in marriage to Miss Leona B. McCabe of Delphos, Ohio, and they have become parents of two children: John Matthews, Jr., and Virginia Pauline.

Fraternally Mr. McCabe is connected with the Masons. He also has membership with the 'Lawyers' Club and his name is on the membership list of the Lucas County Bar Association and the Ohio State Bar Association.

Charles E. Bunting

Charles E. Bunting was born in Salem, Ohio, April 9, 1886, a son of William and Fannie (Brown) Bunting, the former a native of Belfast, Ireland, and the latter of London, England. In early life they came to the United States and the: father subsequently became prominently identified with The Ohio Brass Company, of Mansfield, Ohio. He passed away in Atlantic City, in 1916, The mother is still living. In their family were four children, three of whom lived to adult ages: William H., John W., and Charles E. Bunting.

The last named acquired his education in the public schools of Salem and Mansfield, Ohio, afterward serving an apprenticeship as a machinist with The

Ohio Brass Company of Mansfield, Ohio. He later was made traveling installation engineer for that firm, filling that position for one year and a half, at the end of which time he became a student in engineering at Ohio State University at Columbus.

In 1907 he went to Alliance, Ohio, and aided his father in forming The Bunting Brass & Bronze Company, which in 1910 was removed to Toledo. He is also connected with The Maumee Pattern Company, The Richardson Company, The Toledo Steel Products Company, The Motor Macultivator Company, The Willys- Overland Company, The Northern National Bank, The Conklin Pen Manufacturing Company, etc.

He is a member of Trinity Episcopal church, of which he is a vestryman, and has served on the boards of The Toledo Chamber of Commerce, The Merchants & Manufacturers' Association and The Toledo Community Chest. He is a member of the Chi Phi, a college Greek letter fraternity and is a thirty-second degree Mason, a Knight Templar and a Shriner. He belongs to the Elks Club, the Toledo Club, the Rotary Club, the Inverness Club and the Toledo Yacht Club.

When national issues are at stake Mr. Bunting votes the republican ticket, but at local elections he casts his ballot in favor of the candidate whom he deems best qualified for office without considering party ties. His residence is at No. 3263 Collingwood avenue.

Frank Charles Schmidt, president of the Liberty Highway Company, has been a lifelong resident of this city. He was born November 29, 1886, and is a son of Frank N. and Anna (Ackerman) Schmidt. The father came to Toledo in 1856 and for a time was employed in the post office department of the government service, while later he engaged in the manufacture of perfume. The mother was a native of this city.

Frank C. Schmidt was educated in St. Mary's parochial school, in the public schools and in the high school and after his textbooks were put aside he took up the business of perfume manufacturing in connection with his father. In fact, he became identified with the company while still a youth, being but fifteen years of age at the time, and eventually he was made secretary, a position which he occupied for ten years. He next identified himself with the real estate business as vice president and sales manager of the Charles Fox Company and became thoroughly conversant with realty values in this city, having negotiated many important property transfers. He has a wide knowledge of the realty that is on the market and in all of his dealings employed a most energetic and progressive spirit in promoting sales and effecting property exchanges. At length he organized the Frank C. Schmidt Realty Company, of which he is the president and treasurer.

_ During the World war Mr. Schmidt closed his real estate office and after a time organized and put into operation a trucking system for the moving of war munitions at Detroit and Toledo. At the close of the war, which was followed by the railroad strike, he handled a large volume of business which helped very much in keeping a number of manufacturers going, as he could move their goods, furnishing quick transportation. It was in April, 1918, that he organized the Liberty Highway Company, which he developed until he was operating sixty-five trucks during the war period. He now operates twenty-three trucks and trailers and in this connection gives employment to one hundred and fifty people. Of this business he is the president, treasurer and general manager. Alert and energetic he seems readily to recognize the possibilities and opportunities of any business situation and his well directed efforts are bringing to him substantial success.

On the Sth of May, 1908, Mr. Schmidt was united in marriage to Miss Jennie Mabel Mundwiler, a native of Wood county, Ohio, and they have become the parents of two children: Frances and Marian. Mr. Schmidt belongs to the Benevo- 'ent Protective Order of Elks and has membership with the Chamber of Commerce, thus manifesting his interest in organized effort for the city's upbuilding, the promotion of business relations and the maintenance of high civic standards. In club circles, too, he is well known, belonging to the Transportation Club, the Toledo Automobile Club, and the Maumee River Yacht Club. He has made steady progress in his business career since making his initial step in commercial circles when a lad of fitteen years. Steadily he has advanced through the intervening period and his activities have been of vital worth to the community, especially in the development of his transportation interests through the war period and at a later date when it was necessary to move goods or cause an awful suspension in trade. For three years Mr. Schmidt served as chairman of the republican county central committee of Lucas county. He is a director of the Michigan State Highways Association and is a member of the Board of Control of the Ohio association.

Lewis Henry Clement

An eminent scholar-actor, lecturing to a Chicago audience said: "Theodore Thomas has done more for this city in the way of development than the great Edison interests, the packing industry or any other of the great industrial or commercial activities here found." What Theodore Thomas was to Chicago, Lewis Henry Clement is to Toledo. There is no one who has labored so indefatigably, so effectively and so successfully in establishing and promoting the interests of the Toledo Symphony Orchestra as he. This alone might constitute a life work, but Lewis H. Clement has labored along many other lines whereby musical interests of the country have been promoted. He has long been a prominent figure in the piano trade, not only in the matter of sales but in the matter of protecting the public through honest advertising, through straightforward business methods, not as exemplified only in the stores with which he has been connected but in the great realm of the piano trade at large. He is at once the practical business man and the artist, and gradually through his efforts and the cooperation he has secured Toledo has constantly advanced her standard in music and has reason to be proud of the performances of her Symphony Orchestra. His labors have been of inspirational value, inasmuch as they have made life larger, sweeter and better, for the thousands who have heard the concert performances in which he has been a participating artist.

The life story of Lewis H. Clement is an interesting one. Born in Colon, St. Joseph county, Michigan, July 30, 1864, he is a son of Sylvester Nicholas and Corinth (Legg) Clement. His ancestry is traced to France, through Holland, from which latter country Jan Clement emigrated to the United States in 1663. He was an owner of farms in Flatlands, and in Flatbush (now Brooklyn), New York city. He married Marie Boquet and had several children. The military records of the Clements in the Revolution, the War of 1812, the Civil war and the Spanish- American war are notable, and in the early settlements of this country along the Hudson river the name of Clement appears all through the records so carefully kept in the Dutch Reformed churches of those days. Lewis H. Clement has in his possession the original pay roll lists of Lieutenant Aaron Clement in the War of 1812 and the original of several of the wills of those early pioneers, including that of the first settler above, Jan Clement himself. Lewis H. Clement has said: "Tf there is one outstanding trait in the Clement family it is a most wholesome respect for truth and probity. There is something distinctive, it seems to me, in the record of a family which, if it has made enemies, has done so in defense of truth or the denunciation of deliberate crookedness. This may be seen in the fact that the only time my father ever whipped me, except as a parent boxes a child's ears, was because I had lied to him. He simply would not tolerate a lie, and it is a characteristic trait of the family to stand for things which count. My own motto is this: 'The greatest thing in the world is truth.' "'

Sylvester Nicholas Clement, father of Mr. Clement of this review, removed from his native city of Livonia, New York, to Michigan in 1836, after the death of his parents, which occurred when he was seven years of age. He accompanied an older sister to that state and eventually there became a farmer and breeder of blooded stock, being especially a lover of fine horses. Later he engaged in buying and shipping wool, grain and other produce and lived an active, useful life covering eighty years. His wife, who was born in Naples, New York, accompanied her parents to Michigan in the pioneer days of 1836. She was a woman of great natural refinement and love of the beautiful and from her Mr. Clement undoubtedly inherited his artistic nature, while at the same time he possesses the strong business qualities that characterized his father.

After pursuing his studies in the schools of Colon Lewis H. Clement continued his course in the high schools of Homer and of Union City, Michigan, and for one term he taught a district school. Huis musical talent, which he early manifested, was cultivated by study in the Chicago Musical College, and violin with Edward Heimendahl and others, harmony and counterpoint with Albert A. Stanley of the University of Michigan and with Francis L. York of the Detroit Conservatory of Music. From boyhood he has been a constant student of the best in music and literature and the first dollar that he ever earned in his boyhood days was spent for a cheap copy of Shakespeare's complete works. After graduating from high school and teaching for a term he went to Chicago, where he obtained a position with the Illinois Central Railroad in order to continue his music studies under capable teachers. Soon afterward he was employed in the office of the city weighmaster and later by John S. Gould & Company, wholesale grocers, as bill clerk. There during a period of three years he was promoted to entry clerk, "figuring profits," city buyer and assistant on the books. He managed to continue his musical studies by carrying his lunch, of which he hastily partook, and taking a forty-five minute lesson during the noon hour, while his practice was pursued at night. Later he secured a position with Hurlbut & Company, wholesale dealers in tailors' trimmings, as assistant bookkeeper and credit man, there remaining until his marriage, after which he filled in a few months' time before entering in business for himself in the book department of The D. & M. department store on State street, where he was made city buyer during the sixth week of his connection with the establishment.

plan of entering business on his own account and with the assistance of his father he purchased the piano and music store of Alvin Wilsey at Ann Arbor, Michigan, continuing in the retail music trade there for about two years, after which he was made secretary and manager of the newly incorporated Ann Arbor Organ Company, organ manufacturers. The two interests were consolidated and Mr. Clement managed both the factory sales department and the retail piano and music store. In 1896 he sailed for Europe and established agencies for the Ann Arbor organs in London and in Liverpool.

His connection with Toledo began in 1900, when he was made manager of the Whitney & Currier Company, an old established music and piano house of this city. Here he took a deep interest in a movement then being fostered by Mr. A. W. Kortheuer, to establish a symphony orchestra, acting as secretary and treasurer and playing first violin until his removal to New York in 1905. In the latter year he was offered a position by Steinway & Sons as salesman in their New York warerooms and a year later was made New York manager of the old piano house of Mason & Hamlin of Boston, building and opening the warerooms of that company on Fifth avenue in New York, where he remained as manager for five years. In 1911 W. H. Currier, then president of the old Toledo house of Whitney & Currier, desiring to retire, suggested that Mr. Clement return to Toledo as president of the house of which he had formerly been manager. The plan was consummated and he remained president until 1915, when he sold his interest to Grinnell Brothers of Detroit, who continued the business under their own name.

With every practical phase of the business Mr. Clement has been closely and prominently associated. In 1908 he began a campaign in the piano trade to do away with fraudulent advertising. Through speeches, pamphlets and in other ways he waged a vigorous educational campaign, the result being that he was sent to Washington by the National Association of Piano Merchants with letters to President Roosevelt, the attorney general and the postmaster general to see what could be done to make effective laws to prevent and punish fraudulent advertising. Two years later he was elected president of the Piano Merchants National Association and, continuing the campaign, was made a member of the National Vigilance Committee, Associated Advertising Clubs of America, speaking before many advertising clubs on "Fraudulent Advertising - Can It Be Prevented?" He assisted in drafting the Printers' Ink model statute against fraudulent advertising and developed interest and secured the passage of the bill in Ohio, which was the first state in the Union to pass it. In 1911 he was elected president of the Toledo Advertising Club and the following year was chosen vice president of the Central Division Associated Advertising Clubs. It was also in 1912 that he was elected president of the Ohio Piano Merchants Association. In 1915 he took up advertising as a profession and has since been engaged in that business, specializing in financial advertising, and in this, as in other lines with which he has been connected, he has held to the highest professional standards. He is now president of the Bond Outdoor Advertising Company and his initiative and broad vision have enabled him to introduce many new ideas and ideals in connection with the profession.

'At Homer, Michigan, on the 12th of May, 1886, Mr. Clement was married to Miss Carrie May Green, a daughter of Harry S. and Mary (Ketcham) Green. Her father was a boot and shoe merchant of Homer and for a number of years was the leader of the choir in the Methodist church, in which Mrs. Clement served as organist from early girlhood to the time of her marriage. Her brother, Charles H. Green, No. 105 West Fortieth street, New York, was the important member of the directorate in the Panama-Pacific Exposition at San Francisco and served in connection with other similar exhibitions, notably the great New York silk shows. To Mr. and Mrs. Clement have been born two daughters, Eva Belle and Elsa May, both skilled pianists, while the latter is also a well known vocalist.

In politics Mr. Clement has usually allied himself with the republican party where national questions and issues are involved but was a "Bull Mooser" and delegate to the state convention and also treasurer of the Lucas county campaign when Roosevelt - '"the foremost American'" - headed the ticket. Mr. Clement was the seventh member admitted to the Toledo Rotary Club. He belongs to the Toledo Chamber of Commerce, to the Toledo Advertising Club and to the Toledo Yacht Club and he is a Knights Templar and Consistory Mason and member of the Mystic Shrine. His church connection is with the Disciples of Christ. Perhaps his greatest public work has been in connection with the Toledo Symphony Orchestra. He has not only contributed to the excellence of the performances but has done perhaps more than any other one man to create public opinion in support of this organization. In this connection the editor in chief of the Toledo Times wrote: "In the possession of a remarkable aptitude or unusual endowment for music, Lewis H. Clement, director of the Toledo Symphony Orchestra, is not a genius. At least, not according to the common interpretation of that word. But if genius also can stand for perseverance; if it can mean continuous effort toward a given goal; if it can be defined as the ability to meet each new problem with a fresh determination to succeed, then Lewis Clement has genius. In the creation of a symphony orchestra for Toledo, Mr. Clement did not wait for opportunity to knock. He did not delay launching the project until philanthropic gifts made the way easy. Being a practical business man he realized the uncertainty of this course. Being a man of vision he saw the great educational possibilities of a musical organization of this nature and sensed its immediate need. And being a leader among men he perceived that these conditions made the opportunity, of which he took possession, and inaugurated Toledo's symphony orchestra. Many obstacles have confronted him in this worthy civic undertaking. He has not been discouraged. Lack of funds, opposition from unexpected quarters and internal dissension have been encountered. He has refused to give up. Knowing his cause is right Lewis Clement is carrying on. Toledo has a symphony orchestra which is a credit to the city. If given the proper support it will continue to develop and will prove of inestimable value in the musical education of the community. As a factor in elevating civic ideals it will be on a par with Toledo's other great institutions of learning."

His work in connection with fraudulent advertising has been a most valuable service to his fellowmen, but in the promotion of the Toledo Symphony Orchestra he has given to the city something of the greatest inspirational value, its elevating influence being immeasurable. From childhood he manifested exceptional natural talent for music but, born on a farm, did not have the early opportunity to develop this talent to its utmost. Almost from the first day he heard the great Theodore Thomas orchestra as a youth in Chicago, he determined to do what he could to help other talented persons to have a chance to develop their talent. While in Ann Arbor he directed the college orchestra, then known by the Indian name, The Chequamegon Orchestra, and added much pleasant and profitable musical experience to the college days of many a young student. _In Toledo, as early as 1900, he began to advocate and assist in the movement for a permanent symphony orchestra and in 1911, following his return from New York, where he had come intc close contact with the big orchestras and leading musicians, he began again to preach the gospel of good orchestra music as the big cultural influence in a community. On the 22d of March, 1920, he brought about the incorporation of the Toledo Symphony Society to promote and maintain the Toledo Symphony Orchestra. He was elected secretary, which position he has since held, and also was made conductor. In the first three seasons twenty-one concerts have been given with a select orchestra of sixty.

A Musical Instrument Trust Fund of one thousand dollars was established by Mrs. Clarence Brown to aid able musicians to buy the best instruments and pay back the amounts loaned as earned in the orchestra. An endowment fund for the permanent maintenance of the orchestra has also been started and the movement has every promise of developing into one of the big orchestras of the country. To aid and encourage young players and to give preliminary training to ambitious musicians who desire to qualify for places in the Toledo Symphony Orchestra, Mr. Clement established, under the auspices of the Toledo Museum of Art, a Civic Symphony Orchestra, which consists of younger players who meet regularly for rehearsal under his direction. The influence of his efforts is immeasurable. He is fast giving to Toledo an organization that is the rival of similar symphony societies in even much larger cities. He has convinced many of the skeptical that love of the finest music is in the majority of individuals latent, perhaps, but lying ready to be awakened into life. So practical, so direct and so telling is the letter which he wrote in response to the remark of a friend that he did not appreciate symphony orchestras that for the benefit of the general public the historian cannot refrain from adding it to this personal record of Mr. Clement, who said: "Somehow, after our telephone chat, I feel that there is something I may say to you which should be said both in defense of the movement for a Symphony Orchestra in Toledo - though such a movement needs no defense - and in the endeavor to give you a new viewpoint from which to judge classical music. Therefore, will you just turn these thoughts over in your mind a bit: Nothing in this world gives much pleasure that is attained without some effort. The purpose of education is to train the mind to form correct judgment. The things requiring the least thought are 'of 'least value. The things which last are the result of organized, systematic and discriminating thought. The vision of the dreamer of today becomes the reality of years hence. That which grows or matures quickly dies quickly, whether it be a weed or a piece of jazz music. The Pyramids, St. Paul's cathedral, Shakespeare's plays and Beethoven's symphonies endure because they were built out of great thoughts by painstaking, conscientious effort. Now you know all this and I would not tire you to repeat it were it not to emphasize this point: Beethoven's symphonies, for instance, are patterned largely after.the folk songs and dances of the people; songs which have endured for years because they have come out of the very heart of the common people. With these heart songs as a basis, Beethoven, who cared not for wealth or fame or position, created in an attic music which his deafness prevented him from hearing excepting mentally, but which has lived for more than a hundred years; has been played over and over and over again by the greatest orchestras of the world, before millions and millions of people who have come to hear it time, time and again - each time with greater pleasure and renewed interest. Now, if classical music is a bore, how do you account for this phenomenal appeal to people educated and uneducated in music, in every country where music is known? What is there about this universal language composed by a man one hundred and fifty years ago, that causes it to live and grow and blossom? Is it because it is the fad of a few include people from every walk of life. You know that what I say of Beethoven applies with the same force to Schubert, Haydn, Mozart, Mendelssohn, Schumann, and dozens of others who have devoted their talent in this direction. In New York alone there are something like thirteen symphony orchestras and a half dozen movie houses with orchestras of over fifty men each, and in every one of these concerts, the music you call highbrow is played - and it must be enjoyed, because the movie houses with these great orchestras charge three and four times the price of others and you have to stand in line to get a seat in any one of them. Why is this? Why does the same condition exist in San Francisco in those movie houses with great orchestras playing the best music; and why do cities like Philadelphia, St. Louis, Cleveland, Detroit, Chicago, Los Angeles, San Francisco, Boston, Minneapclis, etc., etc., raise hundreds of thousands of dollars every year to support their symphony orchestras? These orchestras all play the best music. Larger numbers attend their concerts every year. They never lower their programs to meet the popular taste, but they gradually bring the public taste up to the level of their programs. All this being true - and no one can question these facts - is not the reason why better music is not heard and enjoyed in Toledo the fault of Toledo and not the fault of the music? Is it not a condition about which Toledo should feel humiliated? When the demand on the part of the people is so little that not a single music store in Toledo had a single symphony of any of the great composers, in any form whatever, for any instrument, is it not a thing to cause us to sit up and ask ourselves some pertinent questions? Now you know that the above is not addressed to you personally but only as one who, with the many, has not become aroused to the need for the opportunity of hearing the great orchestral works in our city, and it is all written to give you my viewpoint as to the reason for this lamentable condition. For instance, the first time you played bridge whist, the game was like Greek to you. The leads and the counter leads and all that, needed to be studied in order to be understood, and the pleasure of the game came with the knowledge of the science in it. You didn't play golf well the first time you had a club in your hand; and so it is with everything to which we look for amusement. The pleasure of the game largely depends upon the skill in playing it, and the enjoyment of music largely depends upon the brains that went into its composition. A man writes a ragtime tune in an hour; you learn to whistle it in ten minutes, and it dies and is never heard of again in about ten weeks. A few months ago it was "Ta-ra-ra-boom-dea' and everybody whistled - everybody played - everybody sang it; but like 'After the Ball' it is buried and forgotten. But the symphonies of Beethoven, after one hundred and fifty years, are played more and enjoyed more and by a larger number of people than ever before since they were written. It takes an oak a hundred years to grow; a thistle ripens over night. You are a good scout. Your heart's in the right place. You are helping to do a mighty big work in Toledo and I want you sold on this symphony orchestra matter. The great point that I want to emphasize is this: A Victor dealer here in Toledo was asked to go on the guaranty fund. Notwithstanding that the orchestra would help in the sale of records, he said, 'I am not interested in orchestra music. Let those who enjoy it help support it.' I replied, 'Let me see - you are quite a reader, aren't your' "Oh yes, Iam,' he said. "Have you any children?' I asked. 'Yes, two.' 'Do they use the public library? "Yes indeed, every week,' he answered. 'Do you ever get books there?' 'Yes, often.' 'Well,' I said, 'The taxpayers built and support the library though many of them never use it. They help support it so that when you or your children want a particular book you can get it; but if your children want to know the music of Beethoven or Mozart or any other of the great composers, somebody has got to support a symphony orchestra or they will never have an opportunity to hear it.' This is the crux of this whole matter as I see it. Everybody must be made to realize the importance of this movement and to feel down deep in their hearts that maybe if the opportunity was offered them to hear this wonderful music which has lived so long and been enjoyed by so many millions, that they too would enjoy it and revere the names of the men that left such a heritage to the world."

Emery Ellsworth Lucas

Among the varied lines of business which have contributed to the commercial development and prosperity of Toledo the automobile industry occupies a prominent place and to this field of activity Emery Ellsworth Lucas has long devoted his energies with gratifying results, for he is now controlling one of the leading sales agencies in the city, while he is also identified with other important business enterprises, all of which profit by his keen sagacity and progressive spirit. He was born in Redkey, Indiana, December 27, 1883, and his parents were B. E. and Caroline (Gibbs) Lucas, both natives of Washington Court House, Ohio. The father later went to Indiana, in which state he continued to reside until called to his final rest, devoting his attention to the management of a hotel. The mother is still living and is now a resident of Greenville, Ohio. They were the parents of two children: Mrs. Elsie Klinger of Muskegon, Michigan; and Emery Ellsworth.

In the acquirement of an education Emery Ellsworth Lucas attended the public schools of Redkey, Indiana, and he then entered the West Texas Military Academy, taking up special work, but left that institution before completing his course. In 1906 he secured a position with the Maxwell-Briscoe Company of Indiana and remained with them until 1912, when he became connected with the Studebaker Corporation of Detroit, Michigan, in the capacity of receiving clerk, continuing in their service for two years. In 1914 he became identified with the Ford Motor Company of that city and in 1916 came to Toledo, establishing the Lucas Auto Sales Company, of which he is the president. He handles the Ford and Lincoln cars and the Ford tractors and is numbered among the leading automobile dealers of the city. Mr. Lucas combines a detailed knowledge of the business with keen discernment and executive ability and his aggressive methods and straightforward dealing have enabled him to build up a large trade. This constitutes but one phase of his activities, however, for he is serving as vice president of the Anderson-Roberts Manufacturing Company, treasurer of the Auto Sales & Appraisals Company and manager of the Scientific Farm Products Company, all of which are prosperous business enterprises of this city.

In Detroit, on the 24th of February, 1913, Mr. Lucas was married to Miss Leah Lasca, a daughter of Mr. and Mrs. Paul Lasca of that city. Mr. and Mrs. Lucas have three children: Emery E., Jr., whose birth occurred in Detroit in 1914 and who is now attending the public schools ; Shirley, who was born in Toledo in 1918; and William, born in December, 1920. Mr. and Mrs. Lucas are members of the Roman Catholic church and his political allegiance is given to the republican party. Fraternally he is identified with the Benevolent Protective Order of Elks and in social circles of the city he is well known as a member of the Inverness, Lions, Toledo, Toledo Yacht, Toledo Automobile and Commerce clubs. He has made steady progress since starting out in the business world and his career is proof of the fact that there is yet room at the top, even under the close competitive conditions of the business world of today, if the individual has the required ability, force and efficiency. He is continually broadening the scope of his activities with good results and in the conduct of his business affairs he displays that spirit of enterprise which works for individual success and also constitutes a factor in public prosperity. His residence is at No. 2933 Collingwood avenue.

Raleigh Daniel Mills

Raleigh Daniel Mills, cashier of the Home Savings Bank Company, is one of the well known men in the financial circles of Toledo. He comes to this city from Wisconsin, his birth having occurred in La Crosse, that state, on the 12th of August, 1879, his parents being Daniel and Jane Mills. He obtained his education in the publis schools of Friendship, Maine, and of Apple River, Illinois.

In entering on his business career Mr. Mills became connected with the coal business and his entire business life has been marked by a steady progress that indicates the wise use of the opportunities that have come to him. He dates his residence in Toledo from 1908 and in financial circles has figured prominently, his association with the Home Savings Bank Company beginning in 1908. He is now the cashier and one of the directors of this institution, which is regarded as one of the best managed financial institutions of the city. Mr. Mills is a courteous and obliging official and is numbered among Toledo's capable men in banking circles.

At Toledo, on the 3d of May, 1913, Mr. Mills was united in marriage to Miss Helen Miller, a daughter of Mr. and Mrs. Marion M. Miller. They have become parents of three interesting children: Gordon, Eleanor and Robert.

Mr. and Mrs. Mills hold membership in the Unitarian church and he is well known in the club circles of the city, having membership in the Toledo Club and in the Sylvania Golf Club. The latter is indicative of the chief nature of his recreation, for when leisure permits he greatly enjoys a game on the links. Mr. Mills' residence is at No. 2263: Maplewood avenue.

Leonard Hall Gerow

Leonard Hall Gerow is a leading Toledo architect, largely specializing in the building of residences, being a member of the firm of Gerow & Conklin. He was born in Milton, New York, on the 29th of May, 1889. He supplemented his thorough public school training by a course in Cornell University, where he specialized in the study of architecture and in 1913 was graduated with the degree of Bachelor of Architecture. Seeking the opportunities offered along professional lines in Toledo, he was here associated with various firms, one of which was. the George Rheinfrank Company, with which firm he remained for two years, having charge of office detail work. In 1917 he opened offices and under his own name has since practiced his profession. He has been a close student of all the basic principles that underlie the profession and is adapting the old and time-tried methods to modern-day conditions, with results that are very gratifying. Some of the most attractive residences of Toledo have been erected on plans which he has made, in which utility, convenience and beauty are admirably blended, so that his work is constituting a substantial means of adornment to Toledo. Among the number are the residences of B. C. Bowen, in West Morland, Mrs. Elizabeth Fella, L. J. Gifford, G. A. Kellam and G. H. Jones. He holds to the highest standards of the profession and is making continuous progress in winning a large clientele.

Mr. Gerow is well known as a member of St. Mathews Brotherhood and his interest centers along those lines and in those channels through which flows the greatest and most permanent good to the greatest number.

George E. Seney

George E. Seney, prominently and widely known not only as a lawyer engaged in active practice but also as an educator and contributor to the literature of his profession, his writings being widely read and strongly endorsed by leading attorneys throughout the country, has practiced continuously in Toledo since 1901. He was born in this city September 22, 1879, and is a son of Judge Joshua R. Seney. He is descended from Norman-French ancestry and a family who through various generations has been identified with the legal profession. His great-great-grandfather, John Seney, was a member of the bar, practicing for many years and also serving for an extended period as a member of the general assembly of Maryland, acting as chairman of the judiciary committee. He was likewise made a member of the Maryland convention which ratified the federal constitution of 1787 and of the electoral college which unanimously chose George Washington for the first president of the United States. He had served during the Revolutionary war as captain of a company of Maryland troops and after nearly seven years of active defense of the Americn cause was mustered out with the rank of colonel.

Joshua Seney, the great-grandfather of George E. Seney, completed a course in the literary department of the University of Pennsylvania in 1773, being graduated with the B. A. degree, his diploma being signed by Benjamin Rush, professor of chemistry, who was later one of the signers of the Declaration of Independence ; Dr. Morgan, the first surgeon general of the United States army; and Dr. Shippen, a distinguished scholar, lawyer and judge. Like his father Joshua Seney won for himself a place of distinction in connection with colonial affairs and with the young nation after American independence had been won. He was a contemporary of his father in the Maryland legislature and for four years was a member of the continental congress, where he was a colleague of his former professor, Benjamin Rush. He became chief justice of Maryland and was a member of the First United States congress following the establishment of government and also served in the Second congress from March 4, 1789, until May 1, 1792, when he resigned to return to the bench. In the same year as a presidential elector he voted for Washington and Adams. In 1798 he was again elected to congress but did not live to take the seat. He died October 20, 1798, and a monument marks the spot of his last resting place in Queen Annes county, Maryland, the following inscription being copied therefrom: BENEATH "THIS ss TONE ARE INTERRED THE REMAINS OF JOSHUA-SENEY

From the commencement of the American Revolution at various periods in his life he filled with ability some of the highest stations and discharged with integrity some of the most important duties to which his native state could appoint him; preserving through the whole a character both private and public untainted by a single vice. In 1776 a whig, a democrat in 1798, he zealously and increasingly maintained the liberties of his country and died as he lived, an honest man and a Christian.

The wife of Joshua Seney was a daughter of Commodore James Nicholson, who at one period of the Revolution had command of the navy. He was a son of Sir Francis Nicholson, royal governor of New York and also of Maryland.

Joshua Seney, Jr., the grandfather of George E. Seney, was born in New York in 1793 and was graduated from Columbia College and the University Law School. He was a subordinate officer in the navy in the War of 1812 and he served as private secretary to Albert Gallatin, who was secretary of the treasury under President Jefferson. For ten years he engaged in law practice at Uniontown, Pennsylvania, as a partner of Mr. Gallyatin, who was his uncle by marriage, and then removed to Tiffin, Ohio. He was elected clerk of the supreme court and was appointed United States district judge for Pennsylvania by President Jackson, but resigned that office to resume the private practice of law. In 1840 he was one of the presidential electors ; he passed away in 1854. His wife, Anna Ebbert, born in Philadelphia, in 1803, died in Tiffin, Ohio, in 1878. Her ancestors were among the early Dutch settlers of Philadelphia and her father, George Ebbert; was a merchant of that city, associated in business with his father. Mrs. Seney was graduated from Brownsville Female College and soon afterward met her husband at Uniontown, Pennsylvania, at a ball given for General Lafayette, their marriage occurring after a short courtship. They had a family of three sons, who became prominent lawyers and jurists of Ohio, these being: George E., who married Anna Walker, a granddaughter of Josiah Hedges, who was the founder of Tiffin, Ohio; Joshua Robert, who married Julia Rice, and they had a son, George E., the subject of this review ; and Henry W., who married Mary Allen; he passed away in 1911, leaving a son and a daughter, Allen J. and Elma Seney Richards.

Joshua Robert Seney, father of George E. Seney of this review, after attending the public schools of Ohio continued his education in Antioch College. He afterward matriculated in Union College at Schenectady, New York, where. he was graduated with honors in languages out of a class of one hundred and fifty. He was master of seven languages and his high scholarly attainments entitled him to membership in the Phi Beta Kappa fraternity. Following his graduation from Union College in 1860 he volunteered his services at the outbreak of the Civil war, entering the service as a private and though still young he was commissioned a major, but on account of ill health the government refused his enlistment. A fter- ward, however, he organized the One Hundred and First Regiment of Ohio Infantry and saw some service in the capacity of sutler. He then read law with Judge Pillars of Tiffin, Ohio, and after being admitted to the bar he began practice in Toledo. There he formed a law partnership with Hon. R. C. Lemmon, this association being maintained until Mr. Seney was elected judge of the common pleas court of Lucas county, Ohio. Although only twenty-nine years of age at the time of his election to the bench, youth was no impediment to one who possessed a judicial temperament and had all the training and endowments necessary for a judicial career. He made a most enviable record as a judge, was careful, painstaking and just and would never sacrifice the ideals of justice because of technical restrictions. It is said that he was the first judge in the state and one of the first in the nation to permit a negro to sit on a jury and at another time he declared that a clerkship is not an office within the meaning of the constitution and that women are eligible to fill it. The supreme court sustained this decision, which was responsible for throwing open the doors to women employed in clerical capacities in state, county and city offices. Ill health brought a cessation of his activities as a judge and lawyer and for ten years prior to his death he was practically an invalid. Aside from his work on the bench the honors and emoluments of office had little attraction for him, his one aim being to excel in his profession. He was noted as a great trial lawyer, his arguments being logical, eloquent and forceful and it is doubtful if he was ever excelled in cross examination. Politically he was a democrat and he was one of the three young attorneys who laid the foundation for the splendid law library at Toledo. Judge Seney was married to Miss Julia Rice, a daughter of Clark H. Rice, and a sister of the late General Americus V. Rice. She attended the public schools at Kalida, Ohio, and completed a four years' collegiate course at Vermilion Institute. She was a brilliant woman of high cultural and social attainments and was widely known for her charitable and benevolent work. Mrs. Seney passed away in Toledo, Ohio, on the 30th of April, 1915.

Their son, George E. Seney, acquired his early education in the public schools of Toledo, continued his studies in the Toledo Manual Training School and afterward pursued his literary course in the University of Michigan, the Ohio State University and Toledo University, receiving from these institutions the degrees of Bachelor and Master of Arts. His law course was also pursued in the Ohio University, which conferred upon him the LL. B. degree in 1901. For about three years he was a trustee of the Toledo University and lecturer in the Toledo College on constitutional law for two years.. He is the author of many special articles which have appeared in magazines and newspapers and his writings have always attracted wide attention. He enjoys high rank as an educator and as a writer in the legal field and his success in a professional way affords the best evidence of his capability in this line. He is a strong advocate with the jury and concise in his appeals before the court. In no profession is there a career more open to talent than in that of the law and in no field of endeavor is there demanded a more careful preparation, a more thorough appreciation of the absolute ethics of life, or of the underlying principles which form the basis of all human rights and privileges. Unflagging application and intuitive wisdom, combined with the determination fully to utilize the needs at hand, are the concomitants which insure personal success and prestige in this great profession, which stands as a stern conservator of justice, and it is one into which none could enter without a recognition of the obstacles to be overcome and the battles to be won, for success does not come to the call of every person who enters a competitive grade but comes only as the direct result of capacity and unmistakable ability. Possessing all the requisite qualities of the able lawyer, Mr. Seney has, therefore, made continuous advancement in his chosen calling. Aside from this he is known in business circles as a director of the Crambaugh Kuehn Company, the Gould Realty Company and as president of the Feno Realty Company. His operations in real estate are widely and resultantly directed.

During the World war Mr. Seney was president of the Anthony Wayne Chapter of the Sons of the American Revolution. He took an active part in all Liberty bond drives and War Stamps campaigns and also in promoting the Red Cross and other civilian activities. He was a member of the Naval Reserve and in days of peace as in days of war he loyally supports all those forces that have to do with the progress and prosperity of the community and the advancement of high standards of citizenship. Fraternally he is connected with the Masons as a Knight Templar and in the Scottish Rite he has taken the thirty-second degree. He is well known in professional circles, having served for two years as secretary of the Toledo Bar Association and as vice president of the Toledo Lawyers' Club and retaining his membership in these he is also connected with the Ohio Bar and the American Bar associations.

Mr. Seney was united in marriage to Miss Adah Kuhlthau, a daughter of Charles E. Kuhlthau of Delaware, Ohio. She is a graduate of Ursuline Convent and later attended the Ohio Wesleyan and Toledo universities and is an accomplished musician and poet, her work along this line calling forth merited praise and admiration. Mr. and Mrs. Seney are parents of two children: Julia Rice and

Among the prominent and highly honored members of the legal profession in Toledo is Charles H. Brady, of the firm of. Miller & Brady. A native of this city, he was born October 22, 1884, a son of James Edward and Sarah F. (Rowley) Brady, the former a native of Massachusetts, while the latter was born in Vermont. The father came to Ohio from St. Albans, Vermont, in 1880, settling in Toledo and here he conducted a successful business as a harness manufacturer. He and his family took place among the most highly esteemed residents of the city and here Mr. Brady passed away in 1919. Mrs. Brady resides in Toledo. Of their family of six children two have passed away. Those living are: Walter, Charles H. and Mabel, all of Toledo; and John B., who is now in Long Beach, California

Charles H. Brady attended the public schools, passing through consecutive grades until graduated from the high school at the age of eighteen years. His desire to enter upon a professional career caused him at that time to enter the University of Michigan as a law student and he was graduated in 1909, with the LL. B. degree. He then entered upon active practice in connection with Albert lek, Miller, under the firm style of Miller & Brady and throughout the intervening period their progress as representatives at the Toledo bar has been continunes Mr. Brady belongs to the Lucas County, the Ohio State and the American Bar associations and he enjoys in large measure the respect, confidence and goodwill of his contemporaries and colleagues in the profession. i

On the 28th of June, 1911, Mr. Brady was united in marriage to Miss Eleanor D. Hicks, a daughter of Charles L. and Ida L. Hicks of this city. Mr. and Mrs. Brady are members of the First Congregational church and Mr. Brady is serving as a member of the board of trustees. He is a republican in his political views and always supports the party at the polls but has never been active as a party worker. He belongs to the Alpha Sigma Phi, a college fraternity, and has attained the thirty-second degree of the Scottish Rite in Masonry, while with the Nobles of the Mystic Shrine he has crossed the sands of the desert. He is also a member of St. Omer Commandery, Knights Templar, and the Elks. He was formerly president of the University of Michigan Alumni Association in Toledo and he belongs to the Kiwanis Club and to the Chamber of Commerce. He is interested in all that pertains to the city's welfare and upbuilding and holds to high civic standards, his public spirit being manifest in many tangible ways.

Troy A. Dahn, a representative business man and highly respected citizen of Toledo, exemplifies in his life the spirit of progress and enterprise which has played so important a part in the upbuilding of the city, and as vice president and general manager of the Hein Furniture Manufacturing Company he occupies a prominent position in industrial circles of the Maumee valley. He is one of Toledo's native sons, his birth having occurred in this city on the 15th of June, 1875, and his parents, Frederick H. and Wilhelmina (Fiedeke) Dahn, were of European birth and came to the United States as children. The father became the owner of a farm in Lucas county, Ohio, and later removed to Toledo, where he opened a wood yard, which he conducted successfully for many years. He was an honored veteran of the Civil war, enlisting at the first call for troops, and together with twelve other men from Lucas county he was transferred from Ohio to the Second Kentucky Regiment. Of the original twelve men who joined but three survivors returned to their homes at the end of three years' service. Both Mr. and Mrs. Dahn have passed away. They became the parents of four children, one of whom died in infancy. Those who survive are: Mrs. Augusta Sinning, a resident of Toledo; Adelaide, a teacher in the Hathaway school of this city; and Troy A.

In the acquirement of an education Troy A. Dahn attended the grammar and high schools of Toledo, after which he completed a course in the Davis Business College, and his initial experience along commercial lines was obtained with the Conant Brothers Furniture Company, with which he was connected from the fall of 1892 until 1898. He started as a collector and while acting in that capacity took a course of study with the International Correspondence School of Scranton, Pennsylvania, which enabled him to secure a position in the draughting room of

"the firm. He next joined the Schauss Brothers Furniture Company as designer and later entered the service of the Edward Frohlich Plate Glass Company, with which he remained until 1900, when he accepted a similar position with the Hein Furniture Manufacturing Company, with which he has since been identified, working his way steadily upward through merit and ability until he now owns a substantial interest in the concern and is filling the offices of vice president and general manager. He is watchful of every indication pointing to success and displays keen

On September 20, 1900, Mr. Dahn was married to Miss Emma Zurfluh of Toledo, a daughter of John Zurfluh, deceased, who was one of the leading jewelers of Toledo. They have become the parents of a son, Frederick, who was born in 1903 and was graduated from the Waite high school of this city. He is now a sophomore at the University of Michigan.

Mr. Dahn is an earnest and helpful member of the First Reformed church of Toledo, of which he is president and treasurer, and he is also identified with the Reformed church of the United States at Upper Sandusky, Ohio, through the Home for the Aged, of which he is secretary and treasurer. His interests and activities have touched the general interests of society to their benefit and he is a member of the Art Museum of Toledo; is a thirty-second degree Mason and has attained high standing in the order, being past thrice illustrious master of Vistula Council, No. 108, R. & S. M.; Captain General of Toledo Commandery, No. 7, kK. T., of which he is a past commander; and Junior Warden of Port Lawrence Lodge, U. D. He is also connected with the Grotto and Shrine and is a director of the Yondota Masonic Building Company of East Toledo and also a member of the building committee for the proposed new Masonic buildings on the west side. He is also an Elk and is likewise identified with the National Commercial Fixtures Association and the Toledo Commerce Club, the Maumee River Yacht Club and the Rotary Club, being a charter member of the last named organization. Industry has been the key which has unlocked for Mr. Dahn the portals of success and his life record 1s one in which notable business ability and the recognition and utilization of opportunity are well balanced forces. He stands for all those things which count for most in the city's upbuilding and has never lost sight of the high principles which should govern man in his varied relations of life.

Charles K. Frfedman

Charles K. Friedman, attorney and counselor at law, who has made for himself a creditable position in professional circles, is even more widely known because of his valuable contribution to interests and activities of public moment. There is no plan or project instituted for the benefit and upbuilding of Toledo, or for the welfare of state and nation, which does not receive his endorsement and to a large degree his active cooperation. Toledo is indebted to him in substantial measure for his work in her behalf and it is characteristic of Mr. Friedman that he studies closely and thoroughly every question that bears upon the general good. When his judgment passes upon the advisability of a course, he never stops short in his efforts until the objective point is reached.

Charles K. Friedman was born in Toledo, January 14, 1873, and is a son of Morris and Fannie (Tyroler) Friedman, both of whom were natives of Austria- Hungary. They came to America in early life. Residing for many years in this city, the father became well known as a cigar manufacturer here and developed a business of very gratifying proportions. Both he and his wife passed away in this city. In their family were five children: Aaron, now living in Toledo; John Henry, of Canton, Ohio; Louis M., who resided at Los Angeles, California, where and Manual Training School of this city. A desire to prepare at once for his life work led him to enter the University of Michigan as a law student, for he had determined to devote his attention to law practice, and qualified therefor by a thorough course of instruction at Ann Arbor, where he received his LL. B. degree in 1893, while his LL. M. degree was conferred upon him the following year. Following his graduation he returned to his native city, where he opened a law office and engaged in active practice, making steady advancement in his chosen calling. For nine years he filled the position of assistant city solicitor of Toledo and throughout the remaining period he has given his attention to private law practice. At the same time he has extended his efforts along commercial and financial lines and is a director of the H. M. & R. Shoe Company of Toledo, having one of the largest shoe establishments of the city, and is a director of the Loew's Valentine Theatre Company. He is also connected with some realty companies and his name is on the directorate list of the Landman-Griffth Company and the Toledo Mortgage Company. His knowledge of corporation law and the soundness of his judgment in all business affairs have made his cooperation and assistance a valuable asset in the conduct of all the different business concerns with which he is identified.

On the Ist of June, 1898, Mr. Friedman was united in marriage to Miss Nuna Landman of Toledo, daughter of Mr. and Mrs. Isaac Landman. Mr. and Mrs. Friedman have two children: Stanley M., who was born in this city November 6, 1899, is a graduate of the Toledo high school, an A. B. graduate of the University of Michigan, received his LL. B. degree at Harvard, and was admitted to the bar in Ohio in 1922. During the World war he was a member of the Students' Army Training Corps at Fort Sheridan, Illinois; James K., the younger son, born in Toledo, October 15, 1904, is attending the University of Michigan.

Mr. Friedman belongs to the Lucas County, Ohio State and American Bar associations, and is also a member of the Phi Gamma Delta fraternity. He belongs to the Masonic order, in which he has attained the thirty-second degree of the Scottish Rite and the beneficent principles of Masonry find expression in his life. While his law practice has steadily grown in volume and importance he has never allowed it to monopolize his time and efforts but has found opportunity to aid and cooperate in many public projects looking to the benefit and upbuilding of the city and state. He acted as president of the Collingwood Avenue temple and president of the Toledo Federation of Jewish Charities. He was manager of the salvage department of the Toledo Chapter of the Red Cross during the World war, is now on the Board of Trustees of Toledo Chapter, Red Cross, is chairman of the Toledo Americanization Board, is a trustee of the Social Service Federation, a member of the Community Recreation Commission of Toledo, and a member of the board of trustees of the Glengarry Country Club. His work is, indeed, farreaching and resultant. He has closely studied the grave economic and sociological problems before the country, has stood most stanchly and helpfully for Americanization work and for those organized efforts which are bringing into the lives of the less fortunate something of the sunshine and joy that is known to those to whom fate has been seemingly kinder. He has recognized the value of recreation in those communities where there is little opportunity for play and thoroughly understands the principle that if life produces well-rounded development, the individual must not only work well but play well. Toledo's progress in this direction owes not a little to his earnest, zealous and effective efforts.

George W.. Ritter

George W. Ritter of the law firm of Ritter & Hutchens has practiced in Toledo since 1913, bringing to the starting point of his professional career in this city the experience gained from six years of successful practice in Sandusky. Mr. Ritter was born in Vermilion, Ohio, June 30, 1886, and is a son of John and Louise (Hauth) Ritter, who became residents of this state in early life. The father was a successful merchant tailor at Vermilion, Ohio, for many years, continuing in business there to the time of his death in 1903. The mother is still living.

The early boyhood of George W. Ritter was largely devoted to the mastery of those branches of learning which were taught in the public schools of Vermilion, while later he entered Baldwin University. He attended the Cleveland Law School as a law student and won his professional degree in 1906. The following year he located in Sandusky, Ohio, where he opened an office and remained in practice until 1913, when he located in Toledo. He is well known to the profession throughout the state, belonging to the Cleveland and Toledo Bar associations, the Ohio State Bar Association and the American Bar Association.